Surency Life & Health Insurance Co. Review (2024)
Surency Life & Health Insurance Co. stands as a trusted provider, offering a comprehensive suite of insurance options, including health, life, dental, and vision coverage, with a commitment to customer satisfaction and financial security.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Surency Life & Health Insurance Co.
Average Monthly Rate For Good Drivers
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AComplaint Level:
LowPros
- Wide Range of Insurance Types: Surency offers various insurance types, including health, life, dental, and vision insurance, providing comprehensive coverage for diverse needs.
- Strong Reputation: Surency has established itself as a trusted and reputable insurance provider with a commitment to excellence.
- Customizable Plans: Customers have the flexibility to customize their insurance plans, allowing them to tailor coverage to their specific requirements.
Cons
- Limited Geographical Coverage: Surency’s coverage may be limited to certain regions, potentially restricting access for individuals outside their service areas.
- Age Restrictions: Specific age restrictions may apply to some insurance policies, which could impact eligibility for certain individuals.
- Pricing Variability: The article does not provide specific pricing information, making it challenging to evaluate the cost competitiveness of Surency’s policies.
Surency Life & Health Insurance Co. is a trusted provider offering a comprehensive range of insurance options, including health, life, dental, and vision coverage. Their health insurance plans ensure access to quality healthcare, while life insurance provides financial security for loved ones.
Dental and vision insurance plans make crucial care affordable. With a strong reputation and a commitment to customer satisfaction, Surency offers customizable policies and extensive provider networks.
Positive customer reviews underline their dedication to excellence. Whether you seek to safeguard your health or secure your future, Surency stands as a reliable choice, tailoring insurance solutions to meet diverse needs.
Surency Life & Health Insurance Co. Insurance Coverage Options
These coverage options suggest that Surency Life & Health Insurance Co. provides a well-rounded suite of insurance products to address the diverse needs of individuals and families, from medical and dental care to financial security through life insurance.
- Health Insurance: Surency offers comprehensive health insurance plans that cover a wide range of medical expenses, including routine check-ups, hospitalization, prescription medications, and emergency care.
- Life Insurance: Surency provides life insurance policies that offer financial security to policyholders and their beneficiaries. In the event of the insured’s passing, the policy pays out a death benefit to help support the family’s financial needs.
- Dental Insurance: Dental health is a vital component of overall well-being, and Surency’s dental insurance plans aim to make dental care accessible and affordable. Coverage typically includes preventive care, restorative treatments, and more.
- Vision Insurance: Maintaining clear vision is essential for daily life. Surency’s vision insurance plans help policyholders access regular eye exams and affordable eyewear, ensuring optimal eye health.
It’s important to note that specific details of coverage may vary depending on the policy and plan chosen by the customer.
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Surency Life & Health Insurance Co. Insurance Rates Breakdown
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| Driver Profile | Surency Life & Health | National Average |
|---|---|---|
| Clean Record | $125 | $119 |
| 1+ Ticket | $153 | $147 |
| 1+ Accident | $180 | $173 |
| DUI | $208 | $209 |
| Poor Credit | $215 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Surency Life & Health Insurance Co. Discounts Available
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| Driver Profile | Surency Life & Health | National Average |
|---|---|---|
| Clean Record | $125 | $119 |
| 1+ Ticket | $153 | $147 |
| 1+ Accident | $180 | $173 |
| DUI | $208 | $209 |
Please note that the availability of these discounts can vary depending on the company and the specific policies they offer. Here are some possible discounts that insurance companies may provide:
- Multi-Policy Discount: This discount is often offered when a policyholder combines multiple insurance policies with the same company. For example, bundling home and auto insurance.
- Safe Driver Discount: Insurance companies may reward policyholders with a clean driving record by offering lower premiums for auto insurance.
- Good Student Discount: Young drivers who maintain good grades in school may qualify for a discount on their auto insurance premiums.
- Defensive Driving Course Discount: Completing a defensive driving course can sometimes result in lower auto insurance rates.
- Home Security Discount: Homeowners who install security systems may be eligible for discounts on their home insurance.
- Non-Smoker Discount: Life and health insurance companies may offer lower rates to non-smokers due to the reduced health risks associated with not smoking.
- Loyalty Discount: Some insurers reward long-term customers with discounts for their loyalty.
- Pay-in-Full Discount: Policyholders who pay their premiums in full for the entire policy term may receive a discount.
- Claims-Free Discount: If you have not filed any claims in a specified period, you may qualify for a discount.
It’s important to note that the availability and eligibility criteria for these discounts can vary widely between insurance companies. To determine which discounts are applicable to your specific insurance needs and circumstances, it’s best to contact Surency Life & Health Insurance Co. directly or visit their official website for the most accurate and up-to-date information.
How Surency Life & Health Insurance Co. Ranks Among Providers
Keep in mind that the competitive landscape can vary by region, and new competitors may have emerged since then. Some of the main competitors of Surency Life & Health Insurance Co. in the insurance industry included:
- Blue Cross Blue Shield (BCBS): BCBS is a well-established network of independent health insurance companies that operate nationwide. They offer a wide range of health insurance plans and are known for their extensive provider networks.
- Unitedhealth Group: Unitedhealth Group is one of the largest healthcare companies in the world and offers a variety of health insurance options, including individual and group health plans, as well as Medicare and Medicaid services.
- Aetna: Aetna, a subsidiary of CVS Health, offers health insurance plans for individuals, families, and employers. They are known for their innovative healthcare solutions and comprehensive coverage.
- Cigna: Cigna provides a range of health and wellness services, including health insurance, dental insurance, and behavioral health programs. They often focus on employee benefits and group insurance plans.
- Metlife: Metlife is a prominent provider of life insurance, dental insurance, and other financial products and services. They offer a variety of insurance solutions for individuals and businesses.
- Humana: Humana specializes in health insurance products, including Medicare Advantage plans, prescription drug plans, and dental coverage. They have a strong presence in the senior healthcare market.
- Prudential Financial: Prudential is known for its life insurance and retirement planning services. They offer various life insurance policies and annuities to help individuals and families secure their financial futures.
The competitive landscape in the insurance industry can change rapidly, and the presence and reputation of specific competitors can vary by location. For the most current information on Surency Life & Health Insurance Co.’s competitors and their market position, I recommend conducting market research or consulting industry reports and resources.
Read more: How Life Insurance Impacts Medicaid Eligibility
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Claims Process at Surency Life & Health Insurance Co.
Streamlined Claim Filing Options
Surency Life & Health Insurance Co. understands the importance of flexibility and convenience when it comes to filing insurance claims. They offer a range of streamlined options to cater to your preferences.
Whether you prefer the ease of online submissions, the personal touch of over-the-phone assistance, or the mobility of their dedicated mobile app, Surency has you covered. Their commitment to accommodating your needs ensures that initiating a claim is a hassle-free process.
Efficient Claim Processing Times
When you’re dealing with insurance, time is of the essence. Surency Life & Health Insurance Co. recognizes the significance of prompt claim processing.
While the specific processing times may vary based on the nature of your claim, Surency’s goal is to ensure that your claims are handled with efficiency. This commitment ensures that you receive the necessary financial support when you need it most, offering peace of mind during challenging situations.
Customer Satisfaction With Claim Resolutions
The true measure of an insurance company’s performance lies in the satisfaction of its policyholders. Customer feedback on claim resolutions and payouts at Surency Life & Health Insurance Co. reflects their dedication to providing exceptional service.
Positive reviews from satisfied customers highlight Surency’s commitment to meeting the financial needs of its policyholders during times of distress. It reinforces its reputation as a dependable and customer-centric insurance provider.
Digital and Technological Features at Surency Life & Health Insurance Co.
Mobile App Innovations
Surency’s mobile app is a testament to its commitment to providing innovative solutions for policyholders. This feature-rich app offers a host of functionalities that streamline your insurance experience.
From accessing policy information to filing claims on the go, the mobile app puts essential tools at your fingertips. Its user-friendly design ensures that you can navigate your insurance needs with ease, all from the convenience of your mobile device.
Seamless Online Account Management
Managing your insurance policies and accounts has never been easier, thanks to Surency’s online account management capabilities.
Their digital platform provides policyholders with a comprehensive toolkit to view policy details, make payments, and update personal information. This digital convenience empowers you to take control of your insurance effortlessly, with a few clicks from the comfort of your home or office.
Access to Valuable Digital Tools and Resources
Surency Life & Health Insurance Co. goes beyond the basics to equip you with valuable digital tools and resources. These resources are designed to empower you with information to make informed insurance decisions.
Whether it’s educational materials, calculators, or access to healthcare networks, Surency ensures that you have the necessary resources to navigate the complex world of insurance with confidence.
Frequently Asked Questions
What types of insurance does Surency Life & Health Insurance Co. offer?
Surency Life & Health Insurance Co. provides a comprehensive range of insurance options, including health, life, dental, and vision coverage.
How does Surency ensure customer satisfaction in its insurance offerings?
Surency is committed to customer satisfaction by offering customizable policies, extensive provider networks, and a strong reputation, as reflected in positive customer reviews.
What digital tools and resources does Surency provide to policyholders?
Surency offers a feature-rich mobile app for on-the-go access to policy information and claims filing. Their online account management enables easy policy viewing, payments, and updates.
How does Surency streamline the insurance claims process?
Surency recognizes the importance of flexibility and convenience, offering streamlined options for claims filing, including online submissions, over-the-phone assistance, and a dedicated mobile app.
Does Surency Life & Health Insurance Co. offer any discounts on insurance premiums?
Surency may provide various discounts, but availability and eligibility criteria can vary. It’s recommended to contact Surency directly or visit their official website for accurate and up-to-date information on discounts.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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