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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Nov 4, 2014
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I had an unsatisfying experience with ImmediateAnnuities. Due to a sales associate giving me incorrect information (in writing as well as verbally) , I initially purchased a policy that was completely inappropriate for the intent of my late father. A specimen policy would have revealed the annuity’s deficiencies, but I did not know to request one in advance.
After paying for the policy, I discovered the deficiencies myself. I was able to get the issuing insurance company to return the funds, but my father’s estate incurred $2600 in attorney’s fees as a result.
After Hersh Stern (President and Licensed Agent) got involved, I was directed to policies that met the estate’s requirements. To Hersh’s credit, he agreed to pay the attorney’s fees, and I ended up purchasing two appropriate policies.
The moral here? If you have specific needs of the annuity, ALWAYS REQUEST AND READ THROUGH A SPECIMEN POLICY before sending any funds. Do not rely on information you receive from ImmediateAnnuities’ lower-level employees.
Hersh seems to be very knowledgeable himself, but he has not trained his employees well and their lack of knowledge was very costly to me in terms of time wasted researching and purchasing a policy that, in the end, was completely inappropriate for the objectives of my father’s estate.