Auto Insurance & Driving Laws

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Which states require auto insurance?

If you live in a state where car insurance is mandatory, knowing the minimum required insurance is necessary if you want to legally operate your vehicle. Depending on your location, you must carry state auto insurance minimums of liability, personal injury protection, medical payments, and/or uninsured/underinsured motorist insurance. In addition to the state minimum required...

If you live in a state where car insurance is mandatory, kno...

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How much auto insurance do you need?

Wondering how much auto insurance do you need? It depends on your state and personal needs. While most states require at least a minimum amount of the top liability insurance coverage, many drivers find full coverage better meets their needs. Additionally, you may have to carry full coverage if you have an auto loan or...

Wondering how much auto insurance do you need? It depends on...

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Where can I get auto insurance without a license?

It may seem odd to buy auto insurance without possessing a driver’s license, but there are actually quite a few reasons why you may need to do just that. If you find yourself in a situation where you need an auto insurance policy but don’t have a driver’s license, it can be rather difficult to find...

It may seem odd to buy auto insurance without possessing a ...

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What are the costs of not having auto insurance?

Drivers who wonder, What are the costs of not having auto insurance?, need to know that the consequences of driving without insurance can actually be quite severe. Almost every state requires drivers to have an active auto insurance policy. What happens if you drive without insurance and get pulled over will vary from state to...

Drivers who wonder, What are the costs of not having auto in...

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Can you return a financed car without getting a penalty?

Curious about how to return a financed car without penalty? There are options for those who want to return their vehicle or manage the loan. If you don’t know what to do, consider refinancing or letting someone else take over your lease, although fees may apply. You could also cancel your auto insurance, sell your car,...

Curious about how to return a financed car without penalty? ...

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How to Spot a Fake Auto Insurance Card [2024]

So you have some talent in Adobe Photoshop or Illustrator and think that you can make a passing fake insurance card. Think again. Even if you have the best design and the finest mendacious skills to manipulate the police, you can’t fool the Department of Motor Vehicles. Your best bet is to bite the bullet...

So you have some talent in Adobe Photoshop or Illustrator an...

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Can you get auto insurance without a license?

Many companies will be willing to give someone auto insurance without a license. Since there is no requirement in any state, any insurance company can provide you with a policy at its discretion. However, you should be aware of the dangers that come with driving a vehicle without a legal license. If you’re looking for rates for...

Many companies will be willing to give someone auto insuran...

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What happens if you drive without a license and get stopped by the police?

Is it illegal to drive without a license on you? And what happens if you drive without a license and auto insurance? Driving with a suspended or revoked license will carry harsher penalties than merely operating a car without a valid license. You can face fines, a long suspension period, or jail time. Additionally, the...

Is it illegal to drive without a license on you? And what ha...

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What are the Lyft vehicle requirements?

If you’re considering becoming a Lyft driver, you may be wondering about the Lyft vehicle requirements. Lyft has requirements that drivers and their vehicles must meet to ensure the safety and comfort of their passengers. However, many cars will meet the requirements without much effort. Please read more below about the Lyft vehicle requirements, how...

If you’re considering becoming a Lyft driver, you may ...

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What are the car registration fees by state?

When you purchase a car, you’ll need to register it. Whether it’s a brand new, right-off-the-lot car or a 50-year-old classic car, each state requires that you register a vehicle before driving it. When you register a car for the first time, you’ll receive a license plate. Each plate belongs to the specific vehicle it...

When you purchase a car, you’ll need to register it. Wheth...

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Can I reject my stolen recovered car?

If you’ve ever been a victim of car theft, you’re not alone. Over 700,000 vehicles are stolen in the U.S. every year, collectively costing drivers billions of dollars. However, having your vehicle stolen does not mean it’s gone forever. In 2019, the total value of vehicles reported stolen was over $6 billion. 56% of that...

If you’ve ever been a victim of car theft, you’re not al...

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How many points can you get on your license?

Whether you’re a new driver or you’ve been driving for decades, getting pulled over can be extremely stressful. Depending on the infraction, you could face fines, points on your license, and even jail time. You may be wondering, “how many points can you get on your license?” The answer to that question can vary depending...

Whether you’re a new driver or you’ve been drivi...

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Salvage: Auto Insurance Explained [2024]

What does salvage mean for a car? By definition, a salvage title is a vehicle that has been deemed a total loss because it has sustained significant damage. The types of damage that result in a salvage title may include damage from a flood, hail, vandalism, theft, and unrepairable damage most likely resulting from a...

What does salvage mean for a car? By definition, a salvage t...

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Where can I sleep in my car legally?

Where can I sleep in my car legally? There are many places you can sleep in your vehicle legally, including state rest stops Walmart parking lots. However, you should be aware of state laws that prohibit people from sleeping overnight or for more than a couple of hours per visit.  You’ll also want to make...

Where can I sleep in my car legally? There are many places y...

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Salvage Title: Auto Insurance Explained [2024]

If you’re looking to buy a used car, you should understand the salvage title meaning and how it affects auto insurance. Sometimes you will find more affordable cars that have no title or salvage titles. Nobody wants to invest in a car they can’t use. But if you know how to fix a car, and...

If you’re looking to buy a used car, you should unders...

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DWI: Auto Insurance Explained [2024]

A Driving While Intoxicated or Impaired (DWI) charge is serious with tough punishments and consequences. If you are pulled over and issued a DWI citation, that means the officer found you to be driving while intoxicated or impaired. DWI driving is dangerous not only for you, but also for other drivers on the road. In...

A Driving While Intoxicated or Impaired (DWI) charge is seri...

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Is it illegal to sleep in your car?

Is it illegal to sleep in your car with auto insurance? Whether you can sleep in your car without breaking any laws depends on the state and the city where you are sleeping. The good news is that most states will allow you to sleep in your car. States maintain rest areas for the safety...

Is it illegal to sleep in your car with auto insurance? Whet...

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How long does an accident stay on your record?

While few, if any, car accidents will affect your insurance rates forever, the amount of time that an accident stays on your record varies depending on the type of accident and your driving history. So how long does an accident stay on your record? It can also vary based on the state. Generally, many states...

While few, if any, car accidents will affect your insurance ...

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Police Citation: Insurance Explained [2024]

Seeing flashing red and blue lights in your rear-view mirror is never a sight that gives a driver any joy. Those lights most likely signal that you are about to receive a ticket from a police officer for some driving violation. While most drivers are familiar with the term ‘ticket,’ many may think that a...

Seeing flashing red and blue lights in your rear-view mirror...

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DUI: Auto Insurance Explained [2024]

If you’ve been shopping for quotes on auto insurance, you may have been asked if you’ve had a DUI. If you are a new driver, you might as yourself, “What is a DUI?” and, “How will a DUI impact my auto insurance policy?” Numerous factors affect your auto insurance rates. We’ll help identify how a...

If you’ve been shopping for quotes on auto insurance, ...

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