21st Century Insurance Company Review (2024)
Explore the comprehensive offerings of 21st Century Insurance Company, a prominent player in the insurance landscape, providing tailored coverage options from auto to health and featuring an efficient claims process, 24/7 support, and enticing discounts.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
21st Century Insurance Company
Average Monthly Rate For Good Drivers
$71A.M. Best Rating:
A (Excellent)Complaint Level:
LowPros
- Comprehensive Coverage Options
- Swift and Efficient Claims Processing
- 24/7 Customer Support
- Multi-Policy Discounts for Extra Savings
Cons
- Limited Availability in Certain Regions
- Online Account Management Could Be More Intuitive
- Health Insurance Options Might Require Further Customization
- Family Coverage for Health Insurance Can Get Expensive
- Discounts and Rates Can Vary Based on Individual Circumstances
In the rapidly evolving landscape of insurance providers, 21st Century Insurance Company emerges as a prominent player, offering a comprehensive array of coverage options to suit various needs.
With a commitment to customer satisfaction, the company provides tailored policies that encompass auto, home, health, life, and renters insurance. Their standout features include streamlined claims processing, 24/7 customer support, and an array of discounts such as multi-policy and safe driver incentives.
Despite facing competition from industry giants like Geico, Progressive, and State Farm, 21st Century’s focus on innovation, customer engagement, and competitive rates ensures its place as a reliable partner for individuals and families seeking insurance solutions in the 21st century.
21st century insurance Insurance Coverage Options
From vehicles to homes, health to life, 21st Century Insurance Company offers a suite of tailored coverage options. Whether protecting your possessions or ensuring your loved ones’ future, their comprehensive policies provide peace of mind for life’s uncertainties. Discover how they cater to your unique needs and priorities.
- Auto Insurance: From collisions to comprehensive coverage, 21st Century offers policies that safeguard your vehicle against a wide range of potential damages and incidents on the road.
- Home Insurance: Protect your home and personal belongings with their comprehensive home insurance coverage. This includes coverage for damages caused by natural disasters, theft, and other unforeseen events.
- Health Insurance: Prioritize your well-being with comprehensive health coverage options. Whether you’re seeking basic medical coverage or more extensive healthcare benefits, 21st Century provides plans tailored to your health needs.
- Life Insurance: Ensure the financial security of your loved ones with reliable life insurance. Their life insurance policies offer peace of mind by providing financial support in the event of your passing.
- Renters Insurance: Even as a renter, it’s important to protect your possessions and liability. 21st Century’s renters insurance offers coverage for your personal belongings and can provide liability protection in case of accidents or damage.
Each of these coverage options is designed to provide individuals and families with the protection they need in various aspects of their lives. 21st Century Insurance Company understands the diverse needs of their customers and offers tailored solutions to match those needs.
Read more:
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
21st century insurance Insurance Rates Breakdown
Compare RatesStart Now →
"}” data-sheets-userformat=”{"2":4737,"3":{"1":0},"10":2,"12":0,"15":"Arial"}”>
Driver Profile | 21st Century | National Average |
---|---|---|
Clean Record | $111 | $119 |
1+ Ticket | $135 | $147 |
1+ Accident | $158 | $173 |
DUI | $190 | $209 |
Poor Credit | $191 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
21st century insurance Discounts Available
Compare RatesStart Now →
"}” data-sheets-userformat=”{"2":4737,"3":{"1":0},"10":2,"12":0,"15":"Arial"}”>
Discount | 21st Century Insurance Company |
---|---|
Anti Theft | 10% |
Good Student | 15% |
Low Mileage | 15% |
Paperless | 10% |
Safe Driver | 15% |
Senior Driver | 10% |
At 21st Century Insurance Company, responsible choices pay off. Bundle policies, drive safely for discounts, excel academically, and secure your vehicle for more savings. Pay upfront, drive eco-friendly, or complete a course for added benefits. Embrace discounts and drive towards a brighter future.
- Multi-Policy Discount: Bundle multiple insurance policies, such as auto and home insurance, to enjoy significant savings on your premiums.
- Safe Driver Discount: If you maintain a clean driving record without accidents or violations, you can qualify for a safe driver discount.
- Good Student Discount: Students with good grades can benefit from lower insurance rates, encouraging academic excellence and responsible behavior.
- Safety Features Discount: If your vehicle is equipped with safety features like anti-lock brakes, airbags, and anti-theft systems, you might be eligible for additional savings.
- Anti-Theft Discount: Vehicles with anti-theft devices are at lower risk of theft, leading to potential discounts on your insurance premiums.
- Pay-in-Full Discount: Pay your insurance premium in full upfront, and you could qualify for a discount on your overall cost.
- Eco-Friendly Vehicle Discount: If you drive a hybrid or electric vehicle, 21st Century offers incentives for environmentally conscious driving.
- Mature Driver Discount: Older drivers with a proven safe driving history might be eligible for a discount.
- Affinity Group Discount: Certain professional organizations and groups have partnerships with 21st Century, offering exclusive discounts to members.
- Defensive Driving Course Discount: Completing an approved defensive driving course can lead to reduced insurance rates.
These discounts can help you save significantly on your insurance premiums while also promoting safe and responsible behavior on the road. 21st Century Insurance Company is dedicated to rewarding its customers for their commitment to safe driving and responsible actions.
How 21st century insurance Ranks Among Providers
In the competitive landscape of insurance providers, 21st Century Insurance Company faces formidable competition from several key players. These companies offer similar services and vie for the attention of customers seeking reliable coverage. Here are some of 21st Century’s main competitors:
- Geico: Known for its catchy advertisements and competitive rates, Geico is a major player in the insurance industry. With a wide range of coverage options and discounts, Geico often competes directly with 21st Century.
- Progressive: With a strong emphasis on innovation and technology, Progressive offers customers a user-friendly experience and a variety of insurance options. Their Snapshot program, which monitors driving habits for potential discounts, sets them apart.
- State Farm: One of the largest insurers in the U.S., State Farm provides a wide array of insurance products, including auto, home, and life insurance. Their extensive network of agents and comprehensive coverage options make them a significant competitor.
- Allstate: Known for its “You’re in Good Hands” slogan, Allstate offers a range of insurance products backed by a solid reputation. Their accident forgiveness program and emphasis on customer service put them in direct competition with 21st Century.
- Liberty Mutual: Liberty Mutual is known for its personalized coverage options and focus on customer needs. They provide a variety of insurance products, including auto, home, and renters insurance, putting them in direct competition with 21st Century’s offerings.
- Esurance: As an online-focused insurer, Esurance offers competitive rates and a streamlined digital experience. Their emphasis on technology and user-friendliness makes them a notable competitor to 21st Century.
These competitors, among others, drive innovation and customer-centric approaches within the insurance industry. They constantly evolve to meet customer demands and offer diverse coverage options, challenging 21st Century Insurance Company to maintain its unique selling points and stand out in a crowded marketplace.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
21st Century Insurance Company Claim Process
Ease of Filing a Claim
21st Century Insurance Company prides itself on offering a user-friendly claims process. Customers can file claims through multiple channels, including online, over the phone, and through their mobile apps. This flexibility ensures that policyholders can choose the method that suits them best, making it convenient to report incidents and initiate the claims process.
Average Claim Processing Time
Efficiency is a key factor in the claims process, and 21st Century Insurance Company strives to provide swift assistance during challenging times. While the specific processing time may vary depending on the nature and complexity of the claim, the company is committed to minimizing delays and ensuring that customers receive the support they need promptly.
Customer Feedback on Claim Resolutions and Payouts
Customer feedback is invaluable when evaluating an insurance company’s performance. 21st Century Insurance Company consistently receives feedback on its claim resolutions and payouts.
This feedback helps the company refine its processes and improve customer satisfaction. By listening to policyholders, the company can make necessary adjustments to ensure fair and efficient claim resolutions.
21st Century Insurance Company Digital and Technological Features
Mobile App Features and Functionality
21st Century Insurance Company offers a robust mobile app designed to enhance the customer experience. The app provides features such as policy management, claims filing, and access to important documents. Customers can conveniently handle their insurance needs on the go, making it easier to stay informed and in control of their policies.
Online Account Management Capabilities
Managing insurance policies and accounts online has become increasingly important in today’s digital age. 21st Century Insurance Company offers comprehensive online account management capabilities.
Policyholders can access their accounts, view policy details, make payments, and update information with ease. This digital convenience streamlines the insurance experience and puts essential tools at customers’ fingertips.
Digital Tools and Resources
To empower customers with knowledge and resources, 21st Century Insurance Company provides a range of digital tools. These tools may include educational resources, coverage calculators, and interactive guides to help policyholders make informed decisions about their insurance.
By leveraging technology, the company aims to support customers in understanding their coverage and making the right choices for their needs.
Frequently Asked Questions
What types of insurance does 21st Century Insurance Company offer?
21st Century Insurance Company provides a range of insurance types, including auto, home, health, life, and renters insurance.
How efficient is their claims process?
21st Century boasts a streamlined claims process for swift assistance during challenging times.
Do they provide 24/7 customer support?
Yes, their round-the-clock customer support ensures assistance whenever you need it.
What discounts are available?
They offer multi-policy, safe driver, good student, safety features, pay-in-full, and other discounts.
How does their pricing compare to competitors?
Their competitive rates make them a viable choice in the insurance market.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Victor Burgos
21st century insurance review
Crisssy_
Horrible insurance carrier
Andie_Alcantar
Crapy n expensive
BruP
Not Responsive at all.
acalord
No the same company it was now that Farmers has taken it ove
hmegens1941
HM 21st Century review
naq71
No price matching/Nothing for loyal customers
Mometh bousso
21st Century Insurance review
spicy77
Incessant rate increase make 21st Century a poor choice.
mikedupont
21s century company review