Accident Fund Insurance Company of America Review (2024)

Amidst life's uncertainties, Accident Fund Insurance Company of America stands resolute, offering a shield of protection with personalized service and a legacy of trust—unveil insights into their commitment to securing your tomorrow.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked

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Accident Fund Insurance Company of America

Average Monthly Rate For Good Drivers

$92

A.M. Best Rating:

A (Excellent)

Complaint Level:

Low

Pros

  • Comprehensive coverage options for various needs
  • Personalized customer service and relationship-building
  • Efficient and compassionate claims process
  • Competitive pricing without compromising quality
  • Legacy of trust and reliability

Cons

  • Limited availability in certain regions

In a world rife with unpredictability, securing your future becomes paramount. Accident Fund Insurance Company of America emerges as a steadfast guardian, offering a comprehensive range of coverage options that extend beyond mere policies. Their commitment to personalized service, efficient claims processes, and a legacy of trust encapsulates the essence of protection.

Whether it’s safeguarding your health, vehicles, home, business, or legal well-being, Accident Fund stands as a beacon of security. As you traverse life’s intricate path, let Accident Fund be your armor, ensuring that the uncertainties of tomorrow are met with preparedness and resilience.

Your journey forward is fortified with the knowledge that Accident Fund is by your side, protecting what matters most.

Accident Insurance Coverage Options

In the intricate tapestry of life, Accident Fund Insurance Company of America weaves a robust safety net with an extensive array of coverage options. From safeguarding your health to fortifying your home, business, vehicles, and legal well-being, their offerings extend far beyond conventional policies. Dive into the breadth of protection they offer in various facets of life.

Health Protection:

  • Tailored health coverage options catering to diverse needs.
  • Comprehensive plans ensuring your well-being remain a top priority.

Property Fortification:

  • Policies designed to safeguard your home against unexpected perils.
  • Coverage plans are tailored to protect your property and possessions.

Business Assurance:

  • Specialized coverage plans for business owners ensuring continuity.
  • Protection against liability risks and unforeseen business interruptions.

Vehicle Safety:

  • Auto insurance options are crafted to secure your journey on the road.
  • Coverage plans addressing diverse vehicular needs and potential risks.

Legal Safeguarding:

  • Policies designed to protect your legal well-being.
  • Coverage extends beyond traditional insurance, ensuring comprehensive protection.

Through a lens of comprehensive coverage, Accident Fund Insurance Company of America stands as a fortress guarding your most valued assets and aspects of life.

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Accident Insurance Rates Breakdown

Driver ProfileAccident Fund Insurance Company of AmericaNational Average
Clean Record$130$119
1+ Ticket$145$147
1+ Accident$185$173
DUI$300$209
Poor Credit$224$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Accident Insurance Discounts Available

DiscountAccident Fund Insurance Company of America
Anti Theft3%
Good Student15%
Low Mileage7%
Paperless5%
Safe Driver10%
Senior Driver8%

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Beyond the pledge of protection, Accident Fund Insurance Company of America extends their dedication to responsible behavior with an array of discounts. These discounts not only reflect their commitment to rewarding responsible choices but also strive to make comprehensive protection accessible to all.

Safe Driver Incentives:

  • Discounts for maintaining a clean driving record.
  • Rewards for safe and responsible driving behavior.

Bundling Benefits:

  • Incentives for bundling multiple insurance policies.
  • Savings when combining various coverage options under one provider.

Risk Mitigation Rewards:

  • Discounts for implementing safety measures.
  • Incentives for installing security systems or implementing preventive measures.

Continuous Coverage Benefits:

  • Rewards for loyalty and continuous coverage.
  • Discounts for policyholders with a consistent insurance history.

Accident Fund Insurance Company of America not only secures you today but also rewards your responsible choices, making protection more attainable.

How Accident Insurance Ranks Among Providers

In the bustling landscape of insurance providers, Accident Fund Insurance Company of America stands tall, competing vigorously while ensuring customer-centric service and comprehensive coverage. Their offerings, coupled with a commitment to personalized service, place them among the top echelons of insurance providers.

Customer-Centric Approach:

  • Dedication to personalized service and tailored solutions.
  • Prioritizing customer needs and satisfaction.

Comprehensive Coverage:

  • A wide spectrum of coverage options across various facets of life.
  • Tailored policies addressing diverse customer needs.

Reliability and Trust:

  • A legacy of trust and reliability among policyholders.
  • Positive customer feedback and high satisfaction rates.

Competitive Offerings:

  • Balancing competitive pricing with comprehensive coverage.
  • Standing out in the marketplace for value-driven insurance solutions.

As you navigate the sea of insurance providers, recognize Accident Fund Insurance Company of America as a stalwart, blending reliability, comprehensive coverage, and customer-centric ethos into their offerings.

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Frequently Asked Questions

Can I customize my insurance coverage according to my needs?

Accident Fund Insurance Company of America offers tailored coverage options designed to align with your unique circumstances. Whether you’re looking to protect your health, home, business, vehicles, or legal well-being, their flexible policies ensure you get the coverage that suits your specific needs.

How does Accident Fund ensure a smooth claims process?

Accident Fund’s claims process is designed for efficiency and compassion, ensuring your needs are addressed promptly. With multiple options for filing a claim, including online submission, over the phone, and through their user-friendly mobile app, they prioritize a hassle-free experience for policyholders.

What additional services does Accident Fund offer beyond insurance policies?

Accident Fund goes beyond traditional insurance services by providing various additional services, including risk assessment tools and educational resources. These offerings are designed to enhance your overall well-being and empower you with the knowledge needed to make informed decisions about your coverage.

How does Accident Fund stand out from other insurance providers?

Accident Fund distinguishes itself through personalized service, competitive pricing, and a legacy of trust and reliability. Their commitment to comprehensive coverage options, coupled with positive customer feedback, positions them as a standout insurance provider in a competitive landscape.

Can I trust Accident Fund’s financial stability?

Accident Fund’s strong financial foundation, reflected in their legacy and A.M. Best rating, ensures your protection is backed by solidity. Their commitment to financial stability provides you with confidence that your insurance coverage is supported by a reliable and trustworthy institution.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption