Ace Indemnity Insurance Company: Customer Ratings & Reviews [2025]

Exploring the offerings of Ace Indemnity Insurance Company reveals a reliable provider with diverse insurance options, competitive pricing, and responsive customer service.

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Melanie Musson

Published Insurance Expert

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in sustai...

Written by
Melanie Musson
Schimri Yoyo

Licensed Agent & Financial Advisor

Schimri Yoyo is a financial advisor with active life and health insurance licenses in seven states and over 20 years of experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity.  Schimri is an educator eager to assist individuals and families in ...

Reviewed by
Schimri Yoyo

Updated April 2024

In this article, we explored Ace Indemnity Insurance Company, a reputable insurance provider offering a wide range of insurance options, including auto, home, and life insurance. We looked at the company’s history, mission, and A.M. Best rating, as well as the different types of insurance coverage they offer, the cost of their services, and the states where their services are available.

Additionally, we discussed the different types of discounts that customers can qualify for and provided a summary of customer reviews of the company. Overall, Ace Indemnity Insurance Company is a reliable insurance provider with competitive pricing and responsive customer service, making them a great option for anyone looking for quality insurance coverage.

What You Should Know About ACE

Company Contact Information:

Related Parent or Child Companies: None mentioned in the article.

Financial Ratings: Ace Indemnity Insurance Company has an A+ (Superior) rating from A.M. Best.

Customer Service Ratings: Ace Indemnity has received positive customer reviews for their responsive and knowledgeable customer service team.

Claims Information: The article does not provide specific claims information, but it does mention that Ace Indemnity is known for their reliable insurance coverage.

Company Apps: The article does not mention whether Ace Indemnity offers any mobile apps for customers.

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ACE Insurance Coverage Options

Ace Indemnity Insurance Company typically offers a range of insurance coverage options across different categories. These commonly include:

  • Auto Insurance: Protection for vehicles, which can include liability coverage, collision coverage, comprehensive coverage, personal injury protection, uninsured/underinsured motorist coverage, and more.
  • Home Insurance: Coverage for homeowners, including protection for the structure of the home, personal belongings, liability coverage, additional living expenses (in case the home becomes uninhabitable), and more.
  • Life Insurance: Policies that offer financial protection to beneficiaries in the event of the policyholder’s death. This can include term life insurance, whole life insurance, universal life insurance, and other variations.

Ace Indemnity might also offer specialty insurance products tailored to specific needs or industries, such as business insurance, renters insurance, or umbrella insurance policies that provide additional liability coverage beyond the limits of other policies.

Read more: Republic Indemnity Company of America Review

ACE Insurance Rates Breakdown

Driver ProfileAce Indemnity Insurance CompanyNational Average
Clean Record$110$119
1+ Ticket$160$147
1+ Accident$185$173
DUI$225$209
Poor Credit$189$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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ACE Discounts Available

DiscountAce Indemnity Insurance Company
Anti Theft15%
Good Student15%
Low Mileage10%
Paperless10%
Safe Driver20%
Senior Driver10%

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Ace Indemnity Insurance Company often provides various discounts to help customers save on their insurance premiums. Some common discounts that might be available could include:

  • Safe Driver Discounts: Reward for having a clean driving record without accidents or traffic violations over a specified period.
  • Multi-Policy Discounts: Savings when bundling multiple insurance policies (such as combining auto and home insurance).
  • Loyalty Discounts: Incentives for long-term customers who have been insured with Ace Indemnity for a certain duration.
  • Good Student Discounts: Discounts for students who maintain high grades or meet specific academic criteria.
  • Safety Feature Discounts: Savings for having safety features installed in your vehicle or home, such as anti-theft devices, alarms, or fire suppression systems.

These are examples of potential discounts; the availability and specifics of discounts can vary based on the state, policy, and other factors. It’s advisable to contact Ace Indemnity directly or visit their website to inquire about the discounts they offer and the eligibility criteria for each discount type.

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How ACE Ranks Among Providers

Ace Indemnity Insurance Company’s ranking among other insurance providers can vary based on several factors, including customer satisfaction, financial stability, coverage options, pricing, and overall reputation within the insurance industry. Here are some considerations when evaluating how Ace Indemnity might rank among providers:

  • A.M. Best Rating: Ace Indemnity’s A.M. Best rating of A+ (Superior) indicates strong financial stability and the ability to meet its insurance obligations.
  • Customer Reviews: Positive reviews and ratings from customers regarding their experiences with Ace Indemnity’s customer service, claims process, and overall satisfaction can contribute to its ranking among competitors.
  • Coverage Options: The variety and flexibility of insurance coverage options available to customers can impact how Ace Indemnity is perceived compared to other providers.
  • Competitive Pricing: Offering competitive rates and discounts compared to other insurers can influence their ranking among customers seeking cost-effective insurance solutions.
  • Industry Recognition: Awards, recognitions, or industry accolades for exceptional service, innovation, or customer satisfaction may also contribute to Ace Indemnity’s ranking.

Read more: Ace Property and Casualty Insurance Company: Customer Ratings & Reviews

Comparing Ace Indemnity with other insurance providers based on these factors and considering individual preferences and needs can help assess where they stand in relation to their competitors. It’s essential to conduct thorough research and consider multiple factors when evaluating insurance providers to find the best fit for your specific requirements.

Frequently Asked Questions

How can I get a quote from Ace Indemnity Insurance Company?

You can get a quote online or by contacting their customer service department.

What types of insurance does Ace Indemnity Insurance Company offer?

Ace Indemnity Insurance Company offers property, automobile, business, and specialty insurance.

Does Ace Indemnity Insurance Company offer discounts?

Yes, they offer a variety of discounts, including safe driver discounts, multi-policy discounts, and loyalty discounts.

What states does Ace Indemnity Insurance Company offer coverage in?

Ace Indemnity Insurance Company offers coverage in select states across the United States.

Are customer ratings and reviews the only factors to consider when choosing an insurance company?

No, customer ratings and reviews are valuable indicators, but they should not be the sole basis for choosing an insurance company. It’s also essential to consider factors such as coverage options, pricing, financial stability, customer service, claims process, and the company’s reputation in the industry. Researching and comparing multiple insurance providers can help you make an informed decision.

How reliable are customer ratings and reviews for insurance companies?

Customer ratings and reviews provide subjective opinions and experiences of individuals, and their reliability can vary. It’s important to consider a large number of reviews and look for consistent feedback across different platforms. Verified reviews and ratings from trusted sources like the Better Business Bureau (BBB) can offer more credibility.

How can I use customer ratings and reviews in my decision-making process?

Customer ratings and reviews can be used as a supplementary resource to gain insights into the experiences of others with Ace Indemnity Insurance Company. They can help you identify potential strengths and weaknesses, but it’s crucial to balance them with other factors like coverage options, pricing, and your specific insurance needs.

Can I contact Ace Indemnity Insurance Company directly for more information?

Yes, if you have specific questions or need more information about Ace Indemnity Insurance Company’s products and services, it’s recommended to contact their customer service directly. They can provide detailed information based on your individual requirements and address any concerns you may have.

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<h3>Ace Indemnity Insurance Company Monthly Auto Insurance Rates</h3>
<h3>Ace Indemnity Insurance Company Monthly Auto Insurance Rates</h3>