Allied Property & Casualty Insurance Company Review (2024)
Explore the comprehensive coverage options and commitment to exceptional service offered by Allied Property & Casualty Insurance Company in this in-depth review.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Allied Property & Casualty Insurance Company
Average Monthly Rate For Good Drivers
$100A.M. Best Rating:
AComplaint Level:
LowPros
- Comprehensive coverage options for various insurance types
- Strong reputation for exceptional customer service
- Competitive average annual rates
- User-friendly website and easy policy management
- Quick and efficient claims processing
Cons
- Limited availability in certain regions
- Some discounts may not be as extensive as offered by other insurers
- Online-only quotes might not suit individuals preferring in-person interactions
- Additional customization options could enhance policy flexibility
- Limited range of specialized insurance products
Discover the world of comprehensive insurance protection with Allied Property & Casualty Insurance Company. As a trusted industry leader, Allied offers a diverse array of coverage options tailored to safeguard your home, vehicle, business, and more.
With a strong A.M. Best rating and an average annual rate of $1,200 for a 45-year-old male driver with a clean record, Allied combines reliability and affordability. From home insurance that goes beyond the structure to auto insurance with roadside assistance, their policies cater to your unique needs.
Engage with their user-friendly website, experience efficient claims processing, and explore discounts that make comprehensive coverage accessible. Partnering with Allied means gaining a robust shield against life’s uncertainties, backed by a legacy of excellence and exceptional customer service.
What You Should Know About Allied Property & Casualty Insurance Company
In this comprehensive review, we delve into the core offerings of Allied Property & Casualty Insurance Company, examining their commitment to personalized service, the array of coverage options they provide, and the legacy of excellence that underpins their reputation. Whether you’re seeking protection for your home, vehicle, or business, Allied aims to tailor its solutions to your unique needs.
Join us as we explore the insights provided by insurance and finance analyst. Their expertise lends a critical perspective on the various aspects of Allied, from the ease of the claims process to the digital features that make managing insurance a seamless experience.
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Allied Property & Casualty Insurance Company Insurance Coverage Options
Allied Property & Casualty Insurance Company takes pride in its diverse range of coverage options tailored to meet the unique needs of individuals and businesses alike. With a focus on comprehensive protection, Allied offers the following insurance types:
- Home Insurance: Safeguard your most valuable asset with Allied’s home insurance. Coverage includes not only the physical structure but also personal belongings, liability concerns, and additional living expenses in case of displacement.
- Auto Insurance: Whether you’re a seasoned driver or a new one, Allied’s auto insurance provides the protection you need on the road. Coverage includes liability, collision, comprehensive, and uninsured/underinsured motorist protection, along with features like roadside assistance.
- Business Insurance: Allied understands the complexities of running a business. Their business insurance policies are designed to offer comprehensive coverage for property, liability, and more. Whether you own a small startup or a larger enterprise, Allied has options to fit your needs.
- Personal Liability Coverage: Protect your assets and future against unexpected legal liabilities with Allied’s personal liability coverage. This coverage extends beyond standard policies and offers peace of mind in case of unforeseen events.
- Umbrella Insurance: For an additional layer of security, Allied’s umbrella insurance comes into play. This type of coverage provides an extended liability shield beyond your primary insurance policies, offering substantial protection against potentially damaging claims.
Each coverage type is meticulously crafted to provide optimal protection, ensuring that you’re prepared for life’s uncertainties. Allied’s commitment to understanding your unique needs translates into policies that safeguard what matters most to you.
Read more: Allied Insurance Company of America
Allied Property & Casualty Insurance Company Insurance Rates Breakdown
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| Driver Profile | Allied Property & Casualty Insurance Company | National Average |
|---|---|---|
| Clean Record | $125 | $119 |
| 1+ Ticket | $155 | $147 |
| 1+ Accident | $180 | $173 |
| DUI | $225 | $209 |
| Poor Credit | $215 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Allied Property & Casualty Insurance Company Discounts Available
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| Discount | Allied Property & Casualty Insurance Company |
|---|---|
| Anti Theft | 15% |
| Good Student | 25% |
| Low Mileage | 20% |
| Paperless | 10% |
| Safe Driver | 30% |
| Senior Driver | 15% |
Allied Property & Casualty Insurance Company goes the extra mile to ensure that their clients can enjoy not only comprehensive coverage but also cost-saving opportunities through various discounts. Here’s a look at the discounts Allied offers:
- Multi-Policy Discount: Bundle multiple insurance policies with Allied, such as home and auto insurance, and enjoy a discounted premium for each policy.
- Safe Driver Discount: Maintain a clean driving record with no accidents or traffic violations, and Allied rewards you with a lower premium.
- Good Student Discount: Students who excel academically are recognized with a discount on their auto insurance premiums.
- Home Safety Features Discount: If your home is equipped with safety features like burglar alarms, smoke detectors, or sprinkler systems, you can receive a discount on your homeowners insurance.
- Multi-Car Discount: Insure multiple vehicles with Allied, and each one will qualify for a reduced premium.
- Pay-in-Full Discount: Opt to pay your premium in a single annual installment, and Allied offers a discount as an incentive.
- Paperless Billing Discount: Choosing paperless billing and electronic communication can lead to a discount on your premium.
- Automatic Payment Discount: Set up automatic premium payments, and you’ll be eligible for a discount on your insurance.
- Defensive Driving Course Discount: Completing an approved defensive driving course can earn you a discount on your auto insurance.
- Home Renovation Discount: If you’ve recently renovated your home, especially for structural upgrades or improvements to electrical and plumbing systems, you may qualify for a discount on your homeowners insurance.
Allied’s discounts not only make comprehensive coverage accessible but also reward responsible behavior and choices. By taking advantage of these cost-saving opportunities, policyholders can enjoy quality protection without straining their budgets.
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How Allied Property & Casualty Insurance Company Ranks Among Providers
In the competitive landscape of insurance providers, Allied Property & Casualty Insurance Company stands strong, offering a range of comprehensive coverage options and exceptional customer service.
However, it’s important to recognize the key competitors that share the stage in the insurance industry. Some of Allied’s main competitors include:
- State Farm: With a massive customer base and a wide array of insurance products, State Farm is a major player in the insurance industry. Their emphasis on personalized service and strong financial stability makes them a go-to choice for many individuals and businesses.
- Geico: Known for its memorable marketing campaigns, Geico has carved out a niche for itself with competitive rates and an efficient online experience. Their user-friendly website and accessibility make them a popular choice, especially for auto insurance.
- Progressive: Progressive has gained attention for its innovative approach to insurance, including usage-based auto insurance and a strong online presence. Their extensive range of coverage options and the ability to tailor policies to individual needs positions them as a significant competitor.
- Allstate: Another established name in the industry, Allstate is known for its vast network of agents and a wide range of insurance products. Their emphasis on customer relationships and comprehensive coverage options presents a formidable competition.
- Liberty Mutual: Liberty Mutual is recognized for its focus on customizable coverage and a wide range of discounts. Their approach to tailoring policies to unique needs and offering specialized coverage sets them apart in the market.
- Nationwide: Nationwide’s diversified portfolio includes various insurance products, making them a strong contender. Their range of coverage options, coupled with an emphasis on customer satisfaction, positions them as a notable competitor.
These competitors, along with others in the industry, contribute to the dynamic landscape of insurance options available to consumers. Each company brings its own strengths and advantages to the table, encouraging innovation and a focus on customer needs across the board.
Allied Property & Casualty Insurance Company Claims Process
Ease of Filing a Claim
Allied Property & Casualty Insurance Company excels in simplifying the claims process for its policyholders. Whether you prefer online convenience, phone assistance, or mobile app accessibility, Allied ensures a hassle-free experience. Their online claims portal is user-friendly, allowing you to file a claim with ease.
The intuitive interface guides you through the necessary steps, and you can submit supporting documents electronically, reducing paperwork and speeding up the process. For those who prefer a more personal touch, the company offers a dedicated phone line staffed by knowledgeable representatives ready to assist you in filing your claim.
Average Claim Processing Time
One of the standout features of Allied’s claims process is its swift claim processing time. With a commitment to efficiency, they prioritize resolving claims promptly. On average, Allied ensures that claims are processed and settled within a reasonable timeframe.
This means you can expect timely resolutions when you need them most, minimizing disruptions to your life and allowing you to recover quickly from unforeseen events.
Customer Feedback on Claim Resolutions and Payouts
Allied Property & Casualty Insurance Company takes great pride in its customer-centric approach to claims resolutions and payouts. Customer feedback consistently highlights the company’s commitment to fairness and transparency.
Policyholders have expressed satisfaction with the speed at which their claims are processed and the clarity of communication throughout the process. Additionally, Allied’s prompt payout of claims provides peace of mind to its customers, assuring them that their financial interests are protected during challenging times.
Allied Property & Casualty Insurance Company Digital and Technological Features
Mobile App Features and Functionality
Allied’s mobile app is a testament to the company’s commitment to leveraging technology for the benefit of its policyholders. Packed with robust features and functionality, the app empowers you to manage your insurance policies on your terms. From viewing policy details and payment history to requesting roadside assistance, the app puts control at your fingertips.
You can easily report claims, track their status in real time, and access relevant documentation right from your smartphone. Moreover, the app’s user-friendly design ensures that navigating through these features is a breeze, making it a valuable tool for anyone on the go.
Online Account Management Capabilities
Allied’s online account management capabilities provide policyholders with a comprehensive platform to oversee their insurance needs. Through the company’s website, you can access your account 24/7. This portal allows you to review and update your policy information, make premium payments, and download policy documents.
It also offers a secure messaging system, enabling direct communication with Allied’s customer support team. The online account management interface is designed for ease of use, ensuring that you have convenient access to vital information and services whenever you need them.
Digital Tools and Resources
To further enhance the customer experience, Allied offers a range of digital tools and resources. These include educational materials, such as articles and guides, to help you better understand your insurance coverage and make informed decisions.
Additionally, you can use digital resources to obtain insurance quotes, explore available discounts, and access information on risk management and safety measures.
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Frequently Asked Questions
Is Allied Property & Casualty Insurance Company only for businesses, or do they offer personal insurance too?
Allied provides a diverse range of insurance options that cater to both individuals and businesses. Whether you’re looking for home, auto, personal liability coverage, or business insurance, Allied has you covered with tailored solutions.
How does umbrella insurance differ from other coverage types?
Umbrella insurance acts as an extra layer of protection beyond your primary insurance policies, such as home or auto. It provides extended liability coverage, which can be especially valuable if you face a lawsuit that exceeds the limits of your underlying policies.
What factors can affect my home insurance premium?
Several factors can influence your home insurance premium, including the value of your home, its location, the level of coverage you choose, your deductible amount, the condition of your home’s systems and structure, and even your credit score
Can I customize my business insurance policy to suit my specific industry?
Absolutely. Allied understands that different industries have unique needs and risks. They offer customizable business insurance policies that can be tailored to match the requirements of your specific industry and the size of your business.
What sets Allied apart from other insurance providers?
Allied stands out due to its commitment to personalized service, comprehensive coverage options, and a legacy of excellence spanning over three decades. Their emphasis on understanding individual needs, efficient claims processing, and competitive rates contributes to their reputation as a reliable insurance partner.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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