Allstate Life Insurance Company of New York: Customer Ratings & Reviews [2025]
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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...
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Updated April 2024
This article is a comprehensive review of Allstate Life Insurance Company of New York. The piece covers the history and mission of the company, their main products and services, the cost of those services, states where services are offered, and the different types of discounts available to customers.
The article also includes a summary of customer reviews of the company and provides an FAQ section. Allstate Life Insurance Company of New York offers a variety of competitive life insurance products, with discounts available for policyholders who bundle multiple policies.
The company has a low complaint level and a strong A.M. Best rating, but discounts may not be available in all states, and information about policy options and coverage details is limited online.
What You Should Know About allstate
Company contact information:
- Allstate Life Insurance Company of New York
- Address: 28 Liberty Street, New York, NY 10005
- Phone: 1-800-255-7828
Related parent or child companies:
- Allstate Insurance Company (parent company)
- Allstate Benefits (affiliate)
Financial ratings:
- A+ (Superior) rating from A.M. Best
Customer service ratings:
- No specific customer service rating.
Claims information:
- No specific claims information.
Company apps:
- No specific information about company apps.
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allstate Insurance Coverage Options
Allstate Life Insurance Company of New York offers a variety of life insurance coverage options to meet the diverse needs of its customers. These include:
- Term life insurance: Coverage for a specific period of time (e.g., 10, 20, or 30 years) with a fixed premium rate.
- Whole life insurance: Permanent coverage with a guaranteed death benefit and cash value accumulation.
- Universal life insurance: Flexible coverage with adjustable premiums and a cash value component.
- Variable universal life insurance: Permanent coverage with investment options to potentially increase the cash value of the policy.
- Survivorship life insurance: Coverage for two people (e.g., spouses) with the death benefit paid out after the second person passes away.
- Mortgage life insurance: Coverage specifically designed to pay off a mortgage in the event of the policyholder’s death.
Allstate Life Insurance Company of New York also offers a variety of riders and additional benefits that can be added to policies, such as accidental death coverage and accelerated death benefits.
allstate Insurance Rates Breakdown
| Driver Profile | Allstate Life Company of New York | National Average |
|---|---|---|
| Clean Record | $160 | $119 |
| 1+ Ticket | $190 | $147 |
| 1+ Accident | $210 | $173 |
| DUI | $240 | $209 |
| Poor Credit | $275 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
allstate Discounts Available
| Discount | Allstate Life Company of New York |
|---|---|
| Anti Theft | 11% |
| Good Student | 13% |
| Low Mileage | 19% |
| Paperless | 15% |
| Safe Driver | 10% |
| Senior Driver | 20% |
Allstate Life Insurance Company of New York offers a variety of discounts for policyholders, including:
- Multi-policy discount: Save up to 25% when you bundle multiple policies with Allstate.
- Early signing discount: Save up to 10% on your premium by signing up for a new policy at least seven days before the current policy expires.
- Safe driving discount: Save up to 45% on your premium by enrolling in the Allstate Drivewise program, which tracks your driving habits and rewards safe driving behavior.
- Group discount: Members of certain groups or organizations may be eligible for additional discounts on their life insurance policies.
- Good payer discount: Save up to 5% on your premium by paying your bill on time.
- Homeowner discount: Homeowners may be eligible for a discount on their life insurance policy when they insure their home with Allstate.
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How allstate Ranks Among Providers
While the article doesn’t specifically mention the company’s main competitors, Allstate Life Insurance Company of New York operates in a highly competitive industry with a range of large and small competitors.
Some of the main competitors of Allstate Life Insurance Company of New York may include other well-known insurance providers such as State Farm, Nationwide, Geico, Prudential, and MetLife, as well as smaller regional and local insurance providers. (For more information, read our “Allstate County Mutual Insurance Company: Customer Ratings & Reviews“).
Factors that may differentiate these companies include pricing, coverage options, financial strength ratings, customer service, and reputation. Ultimately, customers should carefully evaluate and compare the options available to them to determine the best fit for their individual needs and preferences.
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Frequently Asked Questions
What types of coverage does Allstate Life Insurance Company of New York offer?
Allstate Life Insurance Company of New York provides a variety of life insurance coverage options, including term life, whole life, and universal life insurance.
How does Allstate Life Insurance Company of New York handle customer discounts?
Discounts are available for policyholders who bundle multiple policies, providing potential cost savings for customers.
What sets Allstate apart from its competitors in the life insurance industry?
Allstate operates in a highly competitive industry, differentiating itself through a combination of competitive pricing, strong financial ratings, and a low complaint level.
How can customers compare Allstate’s rates with other insurance providers?
Customers can use the free quote tool on the Allstate website by entering their ZIP code, allowing them to compare quotes from various insurance providers and potentially save on their coverage.
What information does the comprehensive review of Allstate Life Insurance Company of New York cover?
The review covers the company’s history, mission, main products, cost, states of operation, available discounts, customer reviews, and frequently asked questions, offering a thorough overview for potential policyholders.
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