America First Insurance Company: Customer Ratings & Reviews [2025]

America First Insurance Company is a reputable insurance provider that offers a range of insurance products and services to customers across the United States. With an A+ rating from A.M. Best and a low complaint level, the company is known for its competitive rates, efficient claims process, and positive customer reviews.

America First Insurance Company offers a variety of discounts to help customers save on their insurance premiums, and operates in all 50 states across the country. While some customers have expressed dissatisfaction with customer service.

Overall the company is committed to delivering quality coverage at an affordable price, and is a great option for customers looking for peace of mind and protection.

What You Should Know About America First

Financial ratings: America First Insurance Company has an A+ rating from A.M. Best.

Customer service ratings: Some customer dissatisfaction with customer service for America First Insurance Company.

Claims information: The claims process with America First Insurance Company is easy and efficient, which is important in the event of an unexpected event.

 

America First Insurance Coverage Options

America First Insurance Company offers a range of insurance products and coverage options to customers. Here are some of the coverage options that are available:

• Auto insurance: Customers can purchase liability coverage, collision coverage, comprehensive coverage, and other types of auto insurance coverage to protect their vehicles.
• Homeowners insurance: America First Insurance Company offers homeowners insurance policies that provide coverage for property damage, liability, and other risks associated with homeownership.
• Renters insurance: Customers who rent their homes can purchase renters insurance to protect their personal belongings and provide liability coverage.
• Condo insurance: Condo insurance policies are available to provide coverage for personal property, liability, and other risks associated with owning a condo.
• Flood insurance: Customers who live in areas that are prone to flooding can purchase flood insurance to protect their homes and personal property.
• Umbrella insurance: Umbrella insurance provides additional liability coverage beyond what is provided by standard insurance policies.
• Business insurance: America First Insurance Company offers a range of insurance products for businesses, including general liability insurance, property insurance, and workers’ compensation insurance.

These coverage options provide customers with a wide range of protection against various risks and liabilities, and can be tailored to meet the specific needs of individual customers.

Read More: Buying Renters Insurance

America First Insurance Rates Breakdown

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

America First Discounts Available

America First Insurance Company offers a wide range of discounts to help customers save money on their insurance premiums. Here are some of the discounts that are available:

• Multi-policy discount: Customers who have multiple insurance policies with America First Insurance Company can save money on their premiums.
• Safe driver discount: Customers who have a clean driving record and no recent accidents or traffic violations may qualify for a safe driver discount.
• Good student discount: Full-time students who maintain a high grade point average may be eligible for a good student discount.
• Anti-theft device discount: Customers who install anti-theft devices in their vehicles may be eligible for a discount on their insurance premiums.
• Homeowner discount: Homeowners who also have an insurance policy with America First Insurance Company can receive a discount on their auto insurance.
• Pay-in-full discount: Customers who pay their entire insurance premium upfront may be eligible for a discount.
• Mature driver discount: Customers who are over a certain age and have completed an approved defensive driving course may be eligible for a mature driver discount.

These discounts can help customers save a significant amount of money on their insurance premiums, and are a great way to get affordable coverage from a reputable insurance provider.

How America First Ranks Among Providers

America First Insurance Company competes with a number of other insurance providers in the market. Some of the company’s main competitors include:

• Allstate: Allstate is a well-known insurance company that offers a range of insurance products, including auto insurance, homeowners insurance, and life insurance.
• State Farm: State Farm is another major insurance provider that offers a range of insurance products, including auto insurance, homeowners insurance, and renters insurance.
• GEICO: GEICO is known for its low rates and offers a range of insurance products, including auto insurance, homeowners insurance, and renters insurance.
• Progressive: Progressive is a well-known insurance provider that offers auto insurance, homeowners insurance, renters insurance, and a range of other insurance products.
• Nationwide: Nationwide offers a range of insurance products, including auto insurance, homeowners insurance, and renters insurance.

These competitors offer similar insurance products and services to America First Insurance Company, and compete with the company for customers in the market. However, America First Insurance Company may differentiate itself through its unique coverage options, discounts, and customer service.

Read more: First National Insurance Company of America: Customer Ratings & Reviews