American Builders Insurance Company Review (2024)
Explore the robust protection offered by American Builders Insurance Company, a stalwart guardian with a legacy of excellence, providing a diverse range of coverage options, competitive rates, and efficient claims processing to secure your assets and future with confidence.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
American Builders Insurance Company
Average Monthly Rate For Good Drivers
$100A.M. Best Rating:
A (Excellent)Complaint Level:
LowPros
- Wide range of insurance options for various needs
- Strong financial stability and A.M. Best rating
- Competitive average annual rates for policyholders
- Positive customer reviews and reputation in the industry
- Efficient claims processing and excellent customer support
Cons
- Limited availability in certain regions
- May not offer as many discounts as some competitors
- Online account management tools could be more user-friendly
- Limited mobile app features for policyholders
- Additional coverage options might be more comprehensive with other providers
Discover the comprehensive range of insurance solutions offered by American Builders Insurance Company and embark on a journey of protection and peace of mind. From auto and homeowners insurance to commercial property and general liability coverage, this industry leader stands as a steadfast shield against life’s uncertainties.
Explore their coverage options, discounts, and industry leadership, and entrust your future to a company that values your security as much as you do.
American Builders Insurance Company Insurance Coverage Options
American Builders Insurance Company provides a comprehensive range of coverage options tailored to meet the diverse needs of its policyholders. From safeguarding personal assets to protecting businesses, their offerings encompass various aspects of life and industry. Here’s a breakdown of their coverage options:
Auto Insurance:
- Liability Coverage
- Collision Coverage
- Comprehensive Coverage
- Personal Injury Protection (PIP)
- Uninsured/Underinsured Motorist Coverage
Homeowners Insurance:
- Dwelling Coverage
- Personal Property Coverage
- Liability Coverage
- Additional Living Expenses Coverage
- Other Structures Coverage
Commercial Property Insurance:
- Building Coverage
- Business Personal Property Coverage
- Business Income Coverage
- Equipment Breakdown Coverage
- Commercial General Liability Coverage
General Liability Insurance:
- Bodily Injury and Property Damage Liability
- Personal and Advertising Injury Liability
- Medical Payments Coverage
- Products and Completed Operations Coverage
Workers’ Compensation Insurance:
- Medical Benefits for Injured Employees
- Wage Replacement for Temporary Disability
- Vocational Rehabilitation
- Death Benefits for Dependents
Read more: Advantage Workers Compensation Insurance Company: Customer Ratings & Reviews
American Builders Insurance Company ensures that their coverage options are designed to address specific risks and provide financial protection, whether for individuals, families, or businesses.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
American Builders Insurance Company Insurance Rates Breakdown
| Driver Profile | American Builders | National Average |
|---|---|---|
| Clean Record | $120 | $119 |
| 1+ Ticket | $170 | $147 |
| 1+ Accident | $220 | $173 |
| DUI | $270 | $209 |
| Poor Credit | $206 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
American Builders Insurance Company Discounts Available
| Discount | American Builders |
|---|---|
| Anti Theft | 11% |
| Good Student | 9% |
| Low Mileage | 16% |
| Paperless | 4% |
| Safe Driver | 20% |
| Senior Driver | 3% |
American Builders Insurance Company values its policyholders and offers various discounts to help them save on their insurance premiums. These discounts are designed to reward responsible behavior, safety precautions, and loyalty. Here are some of the discounts you can take advantage of:
- Multi-Policy Discount: Save by bundling multiple insurance policies, such as auto and homeowners insurance, with American Builders.
- Safe Driver Discount: Enjoy lower premiums if you have a clean driving record and a history of safe driving.
- Good Student Discount: Students with good academic performance can receive discounts on their auto insurance.
- Multi-Vehicle Discount: Insure multiple vehicles with American Builders and receive a discount on each policy.
- Home Safety Features Discount: If your home has safety features such as smoke detectors, alarms, and security systems, you could qualify for a discount.
- Claims-Free Discount: Policyholders who have remained claims-free for a certain period may be eligible for this discount.
- Renewal Discount: Stay loyal to American Builders by renewing your policy, and you could enjoy a discount as a token of appreciation.
- Occupational Discounts: Certain professions may be eligible for discounts due to their lower risk profiles.
- Good Credit Discount: Maintain a good credit score and receive a discount on your insurance premiums.
These discounts can significantly lower your insurance costs while still providing you with high-quality coverage from American Builders Insurance Company. It’s recommended to discuss these options with a company representative to find out which discounts you may qualify for and how they can benefit you.
How American Builders Insurance Company Ranks Among Providers
American Builders Insurance Company faces competition from several reputable insurers. These companies also offer a range of insurance products and have established themselves as key players in the industry. Here are some of the main competitors of American Builders Insurance Company:
Globalguard Insurance Group:
- A.M. Best Rating: A (Excellent)
- Known for: Comprehensive coverage options, strong customer service, and competitive rates.
- Specializes in: Auto, homeowners, and commercial insurance.
Secureshield Insurance Corporation:
- A.M. Best Rating: A+ (Superior)
- Known for: Strong financial stability, innovative coverage solutions, and personalized customer experiences.
- Specializes in: Homeowners, auto, and life insurance.
Nationalsafe Assurance Agency:
- A.M. Best Rating: A- (Excellent)
- Known for: Customizable policies, specialized coverage options, and a user-friendly digital platform.
- Specializes in: Commercial property, liability, and workers’ compensation insurance.
Guardianshield Insurance Services:
- A.M. Best Rating: A (Excellent)
- Known for: Diverse range of insurance offerings, competitive rates, and quick claims processing.
- Specializes in: Auto, homeowners, and small business insurance.
Safetynet Insurance Corporation:
- A.M. Best Rating: A+ (Superior)
- Known for: Exceptional customer satisfaction, strong financial stability, and flexible policy options.
- Specializes in: Auto, homeowners, and personal umbrella insurance.
These competitors, along with American Builders Insurance Company, contribute to the dynamic nature of the insurance market.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Simplifying Claims With American Builders
Ease of Filing a Claim
When it comes to filing a claim with American Builders Insurance Company, policyholders have multiple convenient options at their disposal. American Builders Insurance Company offers an efficient and user-friendly claims process that can be initiated through various channels.
Whether you prefer the convenience of filing a claim online, the ease of a phone call, or the flexibility of using mobile apps, American Builders Insurance Company strives to accommodate your preferences.
Average Claim Processing Time
One crucial aspect of evaluating an insurance provider is the speed at which they process claims. American Builders Insurance Company is committed to delivering prompt service to its policyholders.
The average claim processing time with American Builders Insurance Company is noteworthy, ensuring that policyholders receive the financial support they need promptly, reducing stress during challenging times.
Customer Feedback on Claim Resolutions and Payouts
To gauge the overall satisfaction of American Builders Insurance Company’s policyholders, it’s essential to consider customer feedback on claim resolutions and payouts. The effectiveness and fairness of claim settlements can significantly impact the policyholder experience.
We will delve into what policyholders have to say about their claim resolutions and payouts with American Builders Insurance Company, providing valuable insights into the company’s customer service and reliability.
Unleashing Technology With American Builders’ Digital and Technological Features
Mobile App Features and Functionality
In today’s digital age, having a robust mobile app can greatly enhance the insurance experience. American Builders Insurance Company recognizes the importance of digital convenience and offers a comprehensive mobile app.
In this section, we will explore the features and functionality of American Builders Insurance Company’s mobile app, detailing how it can streamline various aspects of managing your insurance policy.
Online Account Management Capabilities
Efficient online account management is a key component of a seamless insurance experience. American Builders Insurance Company provides policyholders with online account management tools that empower them to take control of their policies, make payments, and access important information.
We will examine the capabilities of American Builders Insurance Company’s online account management system, highlighting its user-friendliness and effectiveness.
Digital Tools and Resources
Beyond mobile apps and online account management, American Builders Insurance Company may offer additional digital tools and resources to assist policyholders in understanding their coverage, finding healthcare providers, and making informed decisions.
We will explore the various digital tools and resources provided by American Builders Insurance Company, showcasing how they contribute to policyholders’ overall satisfaction and experience.
Frequently Asked Questions
How do I file a claim with American Builders Insurance Company?
Initiating a claim with American Builders Insurance Company is a straightforward process. You can choose from various convenient options, including filing online, making a phone call, or utilizing the mobile app.
Does American Builders offer bundling discounts for auto and home insurance?
Yes, American Builders Insurance Company provides bundling discounts for combining auto and home insurance policies. This option not only leads to potential savings but also offers added convenience in managing your insurance coverage.
What types of coverage are included in American Builders’ homeowner’s insurance?
American Builders Insurance Company’s homeowner’s insurance offers comprehensive protection for your home, belongings, and liability. The coverage extends to safeguarding your residence against various risks, ensuring you have peace of mind.
Are there specialized insurance packages for businesses from American Builders?
Absolutely, American Builders Insurance Company offers specialized insurance packages tailored to meet the unique needs of businesses. Whether you’re seeking coverage for commercial property, general liability, or workers’ compensation, their solutions are designed to effectively safeguard your commercial ventures.
Does American Builders Insurance provide discounts for long-term customers?
Yes, American Builders values loyalty and offers discounts for long-term customers. Over time, policyholders can benefit from reduced rates, demonstrating the company’s commitment to rewarding responsible and loyal customers.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
