American Community Mutual Insurance Company: Customer Ratings & Reviews [2024]
Unleash affordable insurance solutions with American Community Mutual Insurance Company, offering health, life, and disability coverage, featuring competitive pricing, discounts, and a commitment to exceptional customer service.
Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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American Community Mutual Insurance Company
Average Monthly Rate For Good Drivers
$104A.M. Best Rating:
A (Excellent)Complaint Level:
LowPros
- Offers a range of insurance products and services to meet customers’ unique needs.
- Competitive pricing and a range of discounts to help customers save money.
- Excellent customer service and a high level of customer satisfaction.
Cons
- Limited availability – the company only offers insurance products in select states.
- Limited information available online about the company and its products.
- Health insurance
- Life insurance
- Accident insurance
American Community Mutual Insurance Company is a trusted insurance provider that offers a variety of insurance products and services to meet customers’ unique needs. The company has a strong history and mission of providing affordable insurance solutions while maintaining excellent customer service.
American Community Mutual Insurance Company offers a range of insurance products, including health, life, and disability insurance, with competitive pricing and a range of discounts to help customers save money.
While the company only offers insurance in select states, its excellent customer service and high level of customer satisfaction make it a reliable option for those seeking insurance coverage. Overall, American Community Mutual Insurance Company is a reputable insurance provider that offers quality insurance products and services to meet customers’ needs.
What You Should Know About American Community Mutual Insurance Company
Company Contact Information:
- Phone: 1-800-991-2642
- Email: customercare@acmic.com
- Address: American Community Mutual Insurance Company, 3003 Oak Road, Walnut Creek, CA 94597
Related Parent or Child Companies:
The website has no information regarding related parent or child companies of American Community Mutual Insurance Company.
Financial Ratings:
American Community Mutual Insurance Company has an A (Excellent) rating from A.M. Best, which is an independent credit rating agency that evaluates the financial strength of insurance companies.
Customer Service Ratings:
The website mentions that American Community Mutual Insurance Company has excellent customer service and a high level of customer satisfaction, but there is no specific information regarding customer service ratings.
Claims Information:
There is no specific information in the article regarding claims information. However, customers can file a claim by calling the company’s claims department at 1-800-991-2642.
Company Apps:
There is no information on the website regarding any company apps offered by American Community Mutual Insurance Company.
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American Community Mutual Insurance Company Insurance Coverage Options
American Community Mutual Insurance Company offers a variety of insurance products to meet customers’ needs. Here are some of the coverage options provided by the company:
- Health Insurance: Encompasses various coverage options such as medical coverage for individuals and families, dental and vision coverage, Medicare Supplement insurance, short-term health insurance, and international travel health insurance.
- Life Insurance: Offers different types, including term life insurance, whole life insurance, and universal life insurance.
- Disability Insurance: This include both short-term disability insurance and long-term disability insurance.
- Medicare Supplement Insurance: Medicare Supplement insurance plans to help cover out-of-pocket healthcare costs for Medicare beneficiaries
- Long-Term Care Insurance: Coverage for long-term care expenses, such as nursing home care or in-home care
- Hospital Indemnity Insurance: Supplemental insurance coverage to help pay for hospitalization expenses, such as deductibles or co-payments.
- Accident Insurance: Coverage for accidents that occur both on and off the job.
- Critical Illness Insurance:Insurance coverage to help pay for expenses related to a critical illness, such as cancer, heart attack, or stroke.
- Small Business Insurance: Group health insurance plans for small businesses.
The availability of these products may vary by state. It’s best to contact the company to see what products and services are available in your state.
Read more: American States Insurance Company: Customer Ratings & Reviews
American Community Mutual Insurance Company Insurance Rates Breakdown
| Driver Profile | American Community Mutual | National Average |
|---|---|---|
| Clean Record | $145 | $119 |
| 1+ Ticket | $155 | $147 |
| 1+ Accident | $175 | $173 |
| DUI | $185 | $209 |
| Poor Credit | $249 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
American Community Mutual Insurance Company Discounts Available
| Discount | American Community Mutual Insurance Company |
|---|---|
| Anti Theft | 8% |
| Good Student | 11% |
| Low Mileage | 9% |
| Paperless | 6% |
| Safe Driver | 7% |
| Senior Driver | 12% |
American Community Mutual Insurance Company offers a range of discounts to help customers save money on their insurance premiums. Here are some of the discounts that the company provides:
- Multi-policy discount: Customers can save money by bundling multiple insurance policies with American Community Mutual Insurance Company.
- Healthy living discount: Customers who live a healthy lifestyle can qualify for a discount on their health insurance premiums.
- Safe driving discount: Customers who maintain a safe driving record can save money on their auto insurance premiums.
- Non-smoker discount: Customers who do not smoke can qualify for a discount on their life insurance premiums.
- Pay-in-full discount: Customers who pay their insurance premium in full can save money on their premium payments.
- Student discount: Students who maintain good grades can qualify for a discount on their auto insurance premiums.
- Professional discount: Professionals in certain fields, such as healthcare or education, can qualify for a discount on their disability insurance premiums.
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How American Community Mutual Insurance Company Ranks Among Providers
American Community Mutual Insurance Company faces competition from several other insurance companies that offer similar products and services. Some of the company’s main competitors include:
- Blue Cross Blue Shield: A nationwide health insurance provider that offers a range of coverage options, including individual and family plans, Medicare Supplement insurance, and group health insurance plans for employers.
- MetLife: A leading provider of life insurance, dental insurance, and other insurance products, including disability insurance and long-term care insurance.
- State Farm: A well-known provider of auto, home, and life insurance, as well as other financial services such as banking and investment products.
- Aetna: A health insurance provider that offers a variety of health insurance products, including individual and family plans, Medicare Supplement insurance, and employer-sponsored health plans.
- Allstate: A provider of auto, home, and life insurance, as well as other insurance products such as renters insurance and business insurance.
- Northwestern Mutual: A provider of life insurance and financial planning services, including retirement planning and investment products.
These are just a few examples of the companies that compete with American Community Mutual Insurance Company. As with any industry, the competitive landscape can change over time, so it’s important for customers to regularly review their insurance options and compare rates and coverage from multiple providers before making a decision.
Read more: Colonial County Mutual Insurance Company: Customer Ratings & Reviews 2023
Frequently Asked Questions
What insurance coverage does American Community Mutual Insurance Company offer?
American Community Mutual Insurance Company provides a range of insurance products, including health, life, and disability coverage. They aim to meet the diverse needs of customers with competitive pricing and various discounts.
How does American Community Mutual Insurance Company stand out in terms of customer service?
The company has a strong commitment to exceptional customer service, reflected in high levels of customer satisfaction. With a history of reliability and a mission to provide affordable insurance solutions, it distinguishes itself as a trusted option for coverage.
What is the financial strength of American Community Mutual Insurance Company?
American Community Mutual Insurance Company holds an A (Excellent) rating from A.M. Best, an independent credit rating agency. This rating reflects the company’s financial strength and stability, instilling confidence in its ability to meet its insurance obligations.
Are there specific insurance products available in all states?
While American Community Mutual Insurance Company offers a variety of insurance products, the availability may vary by state. It is recommended to contact the company directly to determine which products and services are offered in your specific state.
How can I file a claim with American Community Mutual Insurance Company?
To file a claim with the company, customers can contact the claims department at 1-800-991-2642. While specific claims information is not provided in the article, reaching out to the dedicated claims department ensures a prompt and efficient claims process.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
