American Continental Insurance Company: Customer Ratings & Reviews [2025]
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Table of Contents
Table of Contents


Licensed Insurance Agent
Jeffrey Manola is an experienced life insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for life insurance with the most affordable term life insurance, permanent life insurance, no medical exam life insurance, and burial insurance. Not only does he strive to provide consumers with t...
Jeffrey Manola


Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Zach Fagiano
Updated April 2024
Great Divide Insurance Company is a reputable insurance provider with over 50 years of experience in the industry. They offer a variety of insurance coverage options, including commercial and personal insurance, as well as excess and surplus lines insurance.
With coverage in all fifty states in the United States, Great Divide Insurance Company has established a strong reputation for its exceptional customer service, competitive rates, and comprehensive insurance solutions.
They offer various discounts to their clients, such as multi-policy discounts and safe driver discounts, to help lower the cost of their services. Although some clients have reported negative experiences, Great Divide Insurance Company is an excellent choice for those seeking reliable and customized insurance coverage.
What You Should Know About Great Divide Insurance Company
Company contact information:
- Website: https://www.greatdivideins.com/
- Phone: 1-800-842-4242
- Email: info@greatdivideins.com
Related parent or child companies: Great Divide Insurance Company is a subsidiary of Munich Re, one of the world’s leading reinsurers.
Financial ratings: Great Divide Insurance Company has an A (Excellent) rating from A.M. Best, which is a testament to their financial strength and ability to meet their obligations to their clients.
Customer service ratings: Great Divide Insurance Company has received positive reviews from their clients for their professionalism, expertise, and excellent customer service. However, some clients have reported negative experiences, such as delays in claims processing and difficulty in contacting customer service.
Claims information: Great Divide Insurance Company has a claims center on their website where clients can report a claim, check on the status of a claim, and access helpful resources. Clients can also contact the claims department by phone at 1-800-842-4242.
Company apps: Great Divide Insurance Company does not currently have a mobile app, but clients can access their account and policy information through their website.
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Great Divide Insurance Company Insurance Coverage Options
Great Divide Insurance Company offers a variety of insurance coverage options to their clients. Here is a list of some of the coverage options they offer:
- Commercial insurance: Great Divide Insurance Company offers customized insurance solutions for businesses, including property, liability, and workers’ compensation insurance.
- Personal insurance: Great Divide Insurance Company offers a range of personal insurance coverage options, including auto, homeowners, renters, and umbrella insurance.
- Excess and surplus lines insurance: Great Divide Insurance Company offers excess and surplus lines insurance for unique and hard-to-place risks that may not be covered by traditional insurance policies.
- Aviation insurance: Great Divide Insurance Company offers aviation insurance for fixed-wing and rotary-wing aircraft, as well as aviation businesses.
- Environmental insurance: Great Divide Insurance Company offers environmental insurance for businesses that may face environmental liabilities and risks.
- Inland marine insurance: Great Divide Insurance Company offers inland marine insurance for specialized transportation, such as cargo and construction equipment.
- Professional liability insurance: Great Divide Insurance Company offers professional liability insurance for businesses in specialized industries, such as architects, engineers, and lawyers.
Great Divide Insurance Company Insurance Rates Breakdown
| Driver Profile | American Continental | National Average |
|---|---|---|
| Clean Record | $145 | $119 |
| 1+ Ticket | $155 | $147 |
| 1+ Accident | $175 | $173 |
| DUI | $165 | $209 |
| Poor Credit | $249 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Great Divide Insurance Company Discounts Available
| Discount | American Continental Insurance Company |
|---|---|
| Anti Theft | 8% |
| Good Student | 11% |
| Low Mileage | 9% |
| Paperless | 7% |
| Safe Driver | 6% |
| Senior Driver | 12% |
Great Divide Insurance Company offers various discounts to help their clients save money on their insurance premiums. Here is a list of some of the discounts they offer:
- Multi-policy discount: Clients who have multiple policies with Great Divide Insurance Company can receive a discount on their premiums.
- Safe driver discount: Clients who have a clean driving record and have completed a defensive driving course may be eligible for a safe driver discount.
- Homeowner discount: Clients who own a home may be eligible for a discount on their insurance premiums.
- Anti-theft device discount: Clients who have an anti-theft device installed in their vehicle may be eligible for a discount on their premiums.
- Good student discount: Clients who have a student on their policy with good grades may be eligible for a discount on their premiums.
- Paid in full discount: Clients who pay their insurance premiums in full may be eligible for a discount.
Read more: Continental Life Insurance Company of Brentwood, Tennessee: Customer Ratings & Reviews 2023
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How Great Divide Insurance Company Ranks Among Providers
It’s safe to say that the insurance industry is highly competitive, with many companies offering similar products and services. Some of the largest and most well-known insurance companies in the United States include Allstate, State Farm, Geico, Nationwide, and Progressive.
These companies offer a variety of insurance products and services, including auto, homeowners, renters, and life insurance, and they may compete with Great Divide Insurance Company in some of these markets.
Frequently Asked Questions
What types of insurance coverage does Great Divide Insurance Company offer?
Great Divide Insurance Company provides a range of insurance coverage options, including commercial and personal insurance, as well as excess and surplus lines insurance.
How does Great Divide Insurance Company fare in terms of customer reviews and ratings?
Customer reviews highlight Great Divide Insurance Company’s strong reputation for exceptional customer service, competitive rates, and comprehensive insurance solutions.
What sets Great Divide Insurance Company apart from other insurance providers?
With over 50 years of industry experience, Great Divide Insurance Company distinguishes itself through nationwide coverage, offering discounts such as multi-policy and safe driver incentives.
What financial strength does Great Divide Insurance Company possess?
Great Divide Insurance Company holds an A (Excellent) rating from A.M. Best, underscoring its financial strength and ability to meet obligations to clients. As a subsidiary of Munich Re, one of the world’s leading reinsurers, the company benefits from a robust financial foundation.
Does Great Divide Insurance Company offer any digital tools or mobile apps for policy management?
Currently, Great Divide Insurance Company does not have a mobile app. However, clients can access their account and policy information through the company’s website, ensuring convenient and accessible management of their insurance needs.
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