American Federation Insurance Company Review (2024)

Explore the comprehensive protection offered by American Federation Insurance Company (AFIC) across home, auto, health, and life coverage, highlighted by personalized policies and efficient claims handling.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
no image available

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

American Federation Insurance Company

Average Monthly Rate For Good Drivers

$100

A.M. Best Rating:

A+

Complaint Level:

Low

Pros

  • Diverse Range of Insurance Options
  • Excellent Financial Strength
  • User-Friendly Online Application Process
  • Prompt and Efficient Claims Handling
  • Customizable Policies Tailored to Individual Needs

Cons

  • Limited Availability in Certain States
  • Premiums May Be Slightly Higher Than Competitors
  • Limited Add-On Coverage Options
  • Fewer Discounts Offered Compared to Some Competitors
  • Limited In-Person Customer Service Locations

Discover the realm of protection and assurance with the American Federation Insurance Company (AFIC). In this comprehensive article, we delve into the array of coverage options this industry leader offers, from safeguarding homes and vehicles to prioritizing health and securing futures through life insurance.

AFIC’s commitment to excellence is evident in its user-friendly application process, prompt claims handling, and tailored policies. We explore the advantages of choosing AFIC, including their diverse discounts that enhance affordability. From glowing customer reviews to a legacy of reliability, AFIC emerges as a trusted partner in safeguarding what matters most.

American Federation Insurance Company Insurance Coverage Options

AFIC takes pride in offering a comprehensive range of insurance coverage options tailored to meet diverse needs. Their coverage includes:

  • Home Insurance: Protecting not just the physical structure of your home, but also your valuable possessions against unforeseen events like natural disasters, theft, and vandalism.
  • Auto Insurance: Providing peace of mind on the road, AFIC’s auto insurance covers accidents, collisions, and comprehensive damage, ensuring you’re financially secure in case of vehicular mishaps.
  • Health Insurance: Prioritizing your well-being, AFIC’s health insurance plans offer comprehensive coverage for medical expenses, preventive care, and healthcare services from a wide network of providers.
  • Life Insurance: Safeguarding your family’s financial future, AFIC’s life insurance policies offer a safety net that ensures your loved ones are supported even in your absence.
  • Travel Insurance: Making journeys worry-free, AFIC’s travel insurance covers unexpected cancellations, medical emergencies, lost luggage, and other travel-related disruptions, allowing you to explore with confidence.

With this diverse portfolio, AFIC addresses the full spectrum of insurance needs, providing a robust safety net for individuals and families alike.

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption

American Federation Insurance Company Insurance Rates Breakdown

Compare RatesStart Now →

"}” data-sheets-userformat=”{"2":4737,"3":{"1":0},"10":2,"12":0,"15":"Arial"}”>

Driving ProfileAmerican FederationNational Average
Clean Record$145$119
1+ Ticket$165$147
1+ Accident$185$173
DUI$205$209
Poor Credit$249$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

Compare RatesStart Now →

American Federation Insurance Company Discounts Available

Compare RatesStart Now →

"}” data-sheets-userformat=”{"2":4737,"3":{"1":0},"10":2,"12":0,"15":"Arial"}”>

DiscountAmerican Federation Insurance Company
Anti Theft8%
Good Student10%
Low Mileage7%
Paperless5%
Safe Driver6%
Senior Driver12%

Compare RatesStart Now →

AFIC values its customers by offering a range of discounts that make their insurance coverage even more affordable and accessible. These discounts include:

  • Multi-Policy Discount: Save when you bundle multiple insurance policies with AFIC, such as combining home and auto insurance.
  • Safe Driver Discount: Enjoy reduced premiums if you have a clean driving record and a history of safe driving practices.
  • Good Student Discount: Students with excellent academic performance can benefit from lower insurance rates.
  • Home Security Discount: Secure your home with qualifying security systems to receive a discount on your home insurance premium.
  • Loyalty Discount: AFIC rewards long-term customers with discounts for their continued loyalty.
  • Multi-Vehicle Discount: If you have more than one vehicle insured with AFIC, you can save on premiums.
  • Advance Payment Discount: Pay your insurance premium in full upfront and receive a discount on your policy.
  • Paperless Billing Discount: Opt for paperless billing and policy management to qualify for additional savings.

These discounts showcase AFIC’s commitment to making quality insurance coverage more accessible and affordable for its policyholders, ensuring that you get the protection you need without breaking the bank.

How American Federation Insurance Company Ranks Among Providers

AFIC operates in a competitive insurance landscape, where several prominent companies vie to provide similar coverage and services. Some of its main competitors include:

  • National Shield Insurance: Known for its wide range of insurance products and strong financial stability, National Shield Insurance offers comprehensive coverage options similar to AFIC.
  • Guardian Assurance Group: Guardian Assurance Group is a notable competitor with a reputation for customizable policies and competitive rates across various insurance categories.
  • Securelife Assurance: Specializing in life insurance and financial planning, SecureLife Assurance offers strong life insurance policies, which positions it as a key player in AFIC’s competition.
  • Safedrive Insurance: Focusing primarily on auto insurance, SafeDrive Insurance is a rival that emphasizes safe driving incentives and tailored coverage for drivers of all kinds.
  • Travelguard Protect: In the realm of travel insurance, TravelGuard Protect competes with AFIC by providing coverage for unexpected travel disruptions and emergencies.

These competitors challenge AFIC by offering diverse insurance options, innovative coverage features, and unique benefits. The competition drives all these companies to continually enhance their offerings and provide greater value to customers.

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption

American Federation Insurance Company (AFIC) Claims Process

Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)

When it comes to the claims process, the American Federation Insurance Company (AFIC) prioritizes ease and convenience for its policyholders. They offer multiple avenues for filing claims, including online submissions, over-the-phone assistance, and user-friendly mobile apps. This variety ensures that customers can choose the method that suits them best.

Online claims filing through the AFIC website is a straightforward process, allowing policyholders to submit their claims from the comfort of their homes. For those who prefer personal assistance, AFIC’s customer support can guide them through the claims process over the phone.

Additionally, AFIC’s mobile apps provide a convenient way to initiate claims and track their progress on the go. These multiple options demonstrate AFIC’s commitment to making the claims process as accessible as possible.

Average Claim Processing Time

AFIC is dedicated to swift claims processing, aiming to minimize the disruption and stress caused by unforeseen events. While claim processing times may vary depending on the complexity of the case, AFIC strives to maintain efficiency. On average, their claims are processed promptly, ensuring that policyholders receive the support they need in a timely manner.

The exact processing time can depend on several factors, including the type of insurance and the nature of the claim. However, AFIC’s track record indicates that they prioritize efficiency and aim to resolve claims as quickly as possible to provide peace of mind to their customers.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback is a crucial indicator of an insurance company’s performance in handling claims. AFIC has garnered positive reviews for its commitment to fair and prompt claim resolutions. Customers have expressed satisfaction with the company’s responsiveness and willingness to provide the necessary support during challenging times.

The payout process is designed to be transparent and fair, with AFIC ensuring that policyholders receive the compensation they are entitled to under their policies. This dedication to customer satisfaction is reflected in the consistently positive feedback on claim resolutions and payouts.

Digital and Technological Features of American Federation Insurance Company (AFIC)

Mobile App Features and Functionality

AFIC’s mobile apps offer a range of features and functionalities designed to enhance the overall customer experience. Policyholders can access their insurance information, view policy details, and even file claims directly through the app. The user-friendly interface makes it easy for customers to navigate and manage their policies on their mobile devices.

In addition to claims filing, the app may include features like digital ID cards, bill payment options, and the ability to request roadside assistance, depending on the type of insurance coverage. These features are designed to provide convenience and accessibility to policyholders, allowing them to handle their insurance needs anytime, anywhere.

Online Account Management Capabilities

AFIC’s online account management capabilities provide policyholders with a centralized platform to oversee their insurance policies. Through the company’s website, customers can log in to their accounts and access a wide range of services. These services may include updating personal information, reviewing policy documents, making payments, and tracking claims.

The online account management portal is designed to be user-friendly and efficient, ensuring that policyholders have easy access to their insurance-related tasks. This digital tool empowers customers to take control of their policies and make necessary changes or payments with ease.

Digital Tools and Resources

Beyond mobile apps and online account management, AFIC may offer additional digital tools and resources to assist policyholders in understanding their insurance coverage better. These resources may include educational materials, FAQs, and calculators to help customers assess their insurance needs and make informed decisions.

These digital tools are part of AFIC’s commitment to providing comprehensive support to its policyholders, ensuring they have access to valuable information and resources to make the most of their insurance coverage.

Frequently Asked Questions

What types of insurance does AFIC offer?

AFIC provides a diverse range of insurance options, including coverage for home, auto, health, life, and travel insurance, catering to various coverage needs.

How customizable are AFIC’s insurance policies?

AFIC offers personalized policies that can be tailored to specific needs, ensuring individuals pay only for the coverage they require.

What are the benefits beyond insurance coverage with AFIC?

AFIC goes beyond insurance by offering prompt claims handling, customizable policies, and a legacy of financial stability to provide peace of mind during uncertain times.

Does AFIC offer discounts on their insurance policies?

Yes, AFIC provides various discounts, including multi-policy, safe driver, good student, home security, loyalty, multi-vehicle, advance payment, and paperless billing discounts, making their coverage more affordable.

What digital tools and resources does AFIC provide?

AFIC offers mobile apps, online account management capabilities, and additional digital tools like educational materials and FAQs to assist policyholders in understanding their coverage better and managing their policies effectively.

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Related Articles

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption