American Mutual Share Insurance Corporation Review (2024)
American Mutual Share Insurance Corporation stands out as a dependable insurance partner, providing a diverse range of coverage options tailored to individual needs.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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American Mutual Share Insurance Corporation
Average Monthly Rate For Good Drivers
$100A.M. Best Rating:
A+Complaint Level:
LowPros
- Diverse range of insurance offerings
- Customer-centric approach
- Transparent policies and prompt claims processing
- Responsive and helpful customer service
- Tailored coverage options for different needs
Cons
- Rates may be slightly higher compared to competitors
- Limited availability in certain regions
- Additional discounts could enhance competitiveness
In a world of uncertainties, ensuring the protection of what matters most to you is paramount. American Mutual Share Insurance Corporation emerges as a trusted partner in this pursuit, offering a diverse portfolio of insurance solutions tailored to individual needs.
With a commitment to customer-centricity, American Mutual Share Insurance Corporation stands out for its transparent policies, prompt claims processing, and responsive customer service. The array of discounts offered allows policyholders to enhance affordability while benefiting from the company’s reliable and trustworthy approach.
From the security of your home and the freedom of the open road to the protection of your health and the well-being of your loved ones, American Mutual Share Insurance Corporation is positioned to accompany you through life’s journey.
In a landscape marked by complexity, American Mutual Share Insurance Corporation simplifies the process of securing your financial future. As you explore the possibilities they offer, remember that the choices you make today have the potential to shape the tomorrows of you and your loved ones.
American Mutual Share Insurance Corporation Insurance Coverage Options
American Mutual Share Insurance Corporation is committed to providing a comprehensive range of coverage options to meet the diverse needs of its customers. Whether you’re looking to protect your home, vehicle, health, life, or travel plans, the company offers a variety of policies designed to provide financial security and peace of mind. Here are the coverage options available:
Home Insurance:
- Dwelling Coverage: Protection for the structure of your home against damage from perils like fire, windstorms, and vandalism.
- Personal Property Coverage: Safeguards your belongings, such as furniture, electronics, and clothing, against theft, damage, or loss.
- Liability Coverage: Covers legal expenses and medical bills if someone is injured on your property.
- Additional Living Expenses: Helps with temporary housing and living expenses if your home becomes uninhabitable due to a covered event.
Auto Insurance:
- Liability Coverage: Covers bodily injury and property damage expenses if you’re at fault in an accident.
- Collision Coverage: Pays for repairs or replacement of your vehicle after a collision, regardless of fault.
- Comprehensive Coverage: Protects your vehicle against non-collision incidents like theft, vandalism, and natural disasters.
- Uninsured/Underinsured Motorist Coverage: Offers coverage if you’re in an accident with a driver who doesn’t have sufficient insurance.
- Personal Injury Protection (PIP): Covers medical expenses and other related costs if you’re injured in an accident.
Health Insurance:
- Medical Expenses Coverage: Includes hospitalization, doctor visits, prescription medications, and preventive care.
- Dental and Vision Coverage: Helps with dental procedures, eye exams, and eyewear expenses.
- Prescription Drug Coverage: Covers a portion of the cost of prescription medications.
- Mental Health Coverage: Offers support for mental health services and therapy sessions.
Life Insurance:
- Term Life Insurance: Provides coverage for a specific term, with benefits paid out to beneficiaries if the insured passes away during the term.
- Whole Life Insurance: Offers lifelong coverage with a savings component that accumulates cash value over time.
- Universal Life Insurance: Flexible coverage with the ability to adjust premium payments and death benefits.
- Final Expense Insurance: Covers funeral and burial expenses to relieve the financial burden on loved ones.
Travel Insurance:
- Trip Cancellation Coverage: Reimburses non-refundable travel expenses if your trip is canceled due to covered reasons.
- Medical Emergency Coverage: Provides coverage for medical expenses and emergency medical evacuation while traveling.
- Lost Luggage Coverage: Offers compensation for lost, stolen, or damaged luggage during your trip.
- Trip Interruption Coverage: Covers additional expenses if your trip is cut short due to covered events.
These coverage options from American Mutual Share Insurance Corporation cater to various life situations and priorities, ensuring that you can find the right policies to protect what matters most to you.
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American Mutual Share Insurance Corporation Insurance Rates Breakdown
| Driver Profile | American Mutual Share | National Average |
|---|---|---|
| Clean Record | $165 | $119 |
| 1+ Ticket | $195 | $147 |
| 1+ Accident | $215 | $173 |
| DUI | $245 | $209 |
| Poor Credit | $284 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
American Mutual Share Insurance Corporation Discounts Available
| Discount | American Mutual Share |
|---|---|
| Anti Theft | 11% |
| Good Student | 17% |
| Low Mileage | 13% |
| Paperless | 8% |
| Safe Driver | 18% |
| Senior Driver | 10% |
American Mutual Share Insurance Corporation values its customers and offers a range of discounts to help you save on your insurance coverage. These discounts are designed to reward responsible behavior, enhance affordability, and provide additional value to policyholders. Here are some of the notable discounts you can take advantage of:
- Safe Driver Discount: Maintain a clean driving record, and you could enjoy substantial savings on your auto insurance premiums.
- Multi-Policy Discount: Bundle multiple insurance policies, such as home and auto insurance, to benefit from a discount on both.
- Good Student Discount: If you’re a student with a good academic record, you may qualify for lower rates on your auto insurance.
- Home Security Discount: Secure your home with advanced security systems, and you could be eligible for reduced home insurance premiums.
- Loyalty Discount: Stay with American Mutual Share Insurance Corporation for an extended period, and you’ll be rewarded with loyalty discounts.
- Safe Home Discount: Implement safety features in your home, such as smoke detectors and fire alarms, to receive savings on your home insurance.
- Payment Discounts: Opt for convenient payment methods, like automatic deductions, and enjoy additional savings on your premiums.
These discounts, combined with American Mutual Share Insurance Corporation’s competitive rates and comprehensive coverage options, make securing your financial future even more affordable and rewarding.
How American Mutual Share Insurance Corporation Ranks Among Providers
In the competitive landscape of the insurance industry, American Mutual Share Insurance Corporation faces several key competitors that also provide a range of insurance solutions to individuals and businesses.
These competitors offer varying features and benefits, and understanding their strengths can help you make an informed choice about your insurance needs. Here are some of American Mutual Share Insurance Corporation’s main competitors:
- Globalsecure Insurance Group: Known for its extensive coverage options and innovative policies, Globalsecure Insurance Group is a formidable competitor. The company boasts a user-friendly digital platform, quick claims processing, and a range of discounts that cater to a diverse clientele.
- Nationwide Assurance Corporation: Nationwide is a prominent player in the insurance sector, offering a wide array of coverage, including home, auto, and life insurance. Their strong brand recognition and network of agents contribute to their popularity among consumers seeking comprehensive insurance solutions.
- Safeguard Mutual Assurance: Safeguard Mutual Assurance focuses on personalized service and tailored coverage. They emphasize customer relationships and are known for their responsive claims handling and flexible policy options, making them a contender in the insurance market.
- Securelife Insurance Services: Securelife Insurance Services stands out for its emphasis on life insurance products. They offer a range of customizable life insurance policies, retirement planning options, and investment-linked insurance plans, making them a strong choice for those seeking long-term financial security.
- Trustgard Insurance Corporation: Trustgard Insurance Corporation positions itself as a reliable choice with an emphasis on customer trust. They offer comprehensive coverage, including home, auto, and health insurance, and are known for their competitive rates and straightforward policies.
- Reliancesure Assurance Group: Reliancesure Assurance Group is recognized for its wide geographic coverage and diverse range of insurance offerings. Their focus on technological innovation and digital accessibility appeals to customers looking for modern solutions in insurance.
Read more: Trustgard Insurance Company: Customer Ratings & Reviews
Each of these competitors brings its unique strengths to the table, and the choice between American Mutual Share Insurance Corporation and its rivals depends on individual preferences, coverage needs, and budget constraints. Conducting a thorough comparison of these companies can help you make an informed decision and find the insurance provider that aligns best with your requirements.
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American Mutual Share Insurance Corporation Claims Process
Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)
American Mutual Share Insurance Corporation provides multiple convenient options for filing insurance claims. Customers can choose to file claims online through their user-friendly website or mobile app, making the process quick and hassle-free. Additionally, claims can also be filed over the phone, offering flexibility for those who prefer a more personal touch.
Average Claim Processing Time
One of the key factors that set American Mutual Share Insurance Corporation apart is its efficient claim processing. On average, they strive to process claims promptly, especially during emergency situations.
While the exact processing time may vary depending on the complexity of the claim, their commitment to a quick turnaround time ensures that policyholders receive the support they need in a timely manner.
Customer Feedback on Claim Resolutions and Payouts
Customer feedback is essential when evaluating an insurance provider’s performance, especially in terms of claim resolutions and payouts. American Mutual Share Insurance Corporation has garnered positive reviews for its transparent and responsive approach to handling claims.
Policyholders appreciate the company’s commitment to fair and timely payouts, which provides peace of mind during challenging times.
American Mutual Share Insurance Corporation Digital and Technological Features
Mobile App Features and Functionality
American Mutual Share Insurance Corporation offers a feature-rich mobile app that enhances the overall customer experience. The app allows users to manage their policies, file claims, view documents, and access important information on the go. Its user-friendly interface and intuitive design make it a valuable tool for policyholders.
Online Account Management Capabilities
For policyholders who prefer online account management, American Mutual Share Insurance Corporation provides a robust platform. Customers can easily access and manage their accounts online, including reviewing policy details, making payments, and updating personal information. This online convenience streamlines the insurance management process.
Digital Tools and Resources
In addition to its mobile app and online account management, American Mutual Share Insurance Corporation offers a range of digital tools and resources to assist policyholders. These resources may include educational materials, calculators, and informative articles to help customers make informed decisions about their insurance coverage.
The company’s commitment to providing valuable digital assets contributes to its customer-centric approach.
Frequently Asked Questions
Is American Mutual Share Insurance Corporation only for individuals, or do they offer business insurance as well?
American Mutual Share Insurance Corporation primarily focuses on providing insurance solutions to individuals. However, they also offer certain business insurance options designed to protect small businesses and entrepreneurs. It’s recommended to contact their customer service for specific details about the business insurance offerings.
What factors should I consider when selecting the right life insurance policy from American Mutual Share Insurance Corporation?
Choosing the right life insurance policy depends on various factors, including your financial goals, family’s needs, and budget. Consider factors such as the policy type (term, whole, universal), coverage amount, age, health status, and long-term financial plans. American Mutual Share Insurance Corporation’s agents can guide you through these considerations.
Can I customize my home insurance coverage to include specific valuables like jewelry and electronics?
Yes, American Mutual Share Insurance Corporation often allows policyholders to customize their home insurance coverage to include high-value items like jewelry, electronics, and collectibles. This additional coverage is typically known as a “rider” or “endorsement.” You’ll need to provide information about the items you want to insure, including their value, to ensure proper coverage.
Are there any additional benefits to the health insurance policies beyond basic medical coverage?
Beyond basic medical coverage, health insurance policies from American Mutual Share Insurance Corporation may offer additional benefits such as dental and vision coverage, prescription drug coverage, mental health support, and preventive care services.
How quickly can I expect a claim to be processed by American Mutual Share Insurance Corporation in case of an emergency?
American Mutual Share Insurance Corporation aims to process claims promptly, especially in emergency situations. The exact processing time can vary depending on the complexity of the claim and the documentation required.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
