American Reliable Insurance Company: Customer Ratings & Reviews [2024]
Secure your future with American Reliable Insurance Company, offering comprehensive coverage options and competitive rates for individuals and businesses.
Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated life insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the ...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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American Reliable Insurance Company
Average Monthly Rate For Good Drivers
$122A.M. Best Rating:
A (Excellent)Complaint Level:
LowPros
- Offers a wide range of insurance products and services
- Provides exceptional customer service
- Affordable pricing for its coverage
- Available in all 50 states across the country
- Offers a variety of discounts to its customers
Cons
- No mobile app for customers to manage their policies
- Limited information available on the company’s website about its coverage options
American Reliable Insurance Company is a reputable insurance provider that offers a broad range of insurance products and services to meet the needs of individuals and businesses across the United States.
Established in 1952 in Scottsdale, Arizona, the company has since grown to become a leading provider of reliable coverage and exceptional customer service with a mission to provide comprehensive and reliable coverage.
They offer homeowners, renters, condo, flood, personal umbrella, personal auto, commercial auto, commercial property, commercial general liability, and workers’ compensation insurance. The company has a low complaint level, a rating of A (Excellent) from A.M. Best, and provides discounts to its customers.
Although there is limited information on the company’s website, American Reliable Insurance Company’s affordable pricing and prompt claims processing have garnered positive customer reviews.
What You Should Know About American Reliable Insurance
Company contact information:
- Phone: 1-800-245-1505
- Email: customerservice@assurant.com
- Website: https://myaricpolicy.com/Login
- Mailing address: American Reliable Insurance Company, P.O. Box 5323, Scottsdale, AZ 85261-5323
Related parent or child companies: American Reliable Insurance Company is a subsidiary of Assurant, a Fortune 500 company that provides insurance products and related services.
Financial ratings: American Reliable Insurance Company has an A (Excellent) rating from A.M. Best, indicating its financial stability and ability to meet its obligations to policyholders.
Customer service ratings: American Reliable Insurance Company has a reputation for providing exceptional customer service, with a customer satisfaction rating of 4.3 out of 5 stars on Trustpilot.
Claims information: American Reliable Insurance Company has a streamlined claims process and offers 24/7 claims reporting through its website or by phone. Customers can track the status of their claims online or through the company’s mobile app.
Company apps: American Reliable Insurance Company currently does not have a mobile app for its customers to manage their policies.
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American Reliable Insurance Coverage Options
American Reliable Insurance Company offers a wide range of coverage options for individuals and businesses, including:
- Homeowners insurance: Provides coverage for damages to your home and personal property, as well as liability protection for injuries or property damage that occur on your property.
- Renters insurance: Provides coverage for damages to your personal property and liability protection for injuries or property damage that occur in your rental unit.
- Condo insurance: Provides coverage for damages to your condo unit and personal property, as well as liability protection for injuries or property damage that occur on your property.
- Flood insurance: Provides coverage for damages caused by flooding, which is typically not covered by standard homeowners or renters insurance policies.
- Personal umbrella insurance: Provides additional liability protection beyond the limits of your other insurance policies.
- Personal auto insurance: Provides coverage for damages to your vehicle and liability protection for injuries or property damage that you may cause while driving.
- Commercial auto insurance: Provides coverage for damages to your business vehicles and liability protection for injuries or property damage that your business vehicles may cause while on the job.
- Commercial property insurance: Provides coverage for damages to your business property, such as your building, equipment, and inventory.
- Commercial general liability insurance: Provides liability protection for your business in case someone is injured or their property is damaged as a result of your business operations.
- Workers’ compensation insurance: Provides coverage for medical expenses and lost wages for employees who are injured on the job.
These coverage options can vary by state, so it’s important to check with an American Reliable Insurance Company representative to see which policies are available in your area.
American Reliable Insurance Rates Breakdown
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| Driver Profile | American Reliable | National Average |
|---|---|---|
| Clean Record | $120 | $119 |
| 1+ Ticket | $170 | $147 |
| 1+ Accident | $220 | $173 |
| DUI | $270 | $209 |
| Poor Credit | $206 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
American Reliable Insurance Discounts Available
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| Discount | American Reliable |
|---|---|
| Anti Theft | 13% |
| Good Student | 9% |
| Low Mileage | 16% |
| Paperless | 4% |
| Safe Driver | 20% |
| Senior Driver | 3% |
American Reliable Insurance Company offers a variety of discounts to its customers, which can help them save money on their insurance premiums. Here are some of the discounts that are available:
- Multi-policy discount: Customers who have multiple policies with American Reliable Insurance Company can receive a discount on their premiums.
- Good driver discount: Customers with a clean driving record may qualify for a discount on their auto insurance premiums.
- Home safety features discount: Customers who have safety features installed in their home, such as smoke detectors or security systems, may be eligible for a discount on their homeowners insurance premiums.
- New home discount: Customers who recently purchased a new home may be eligible for a discount on their homeowners insurance premiums.
- Claims-free discount: Customers who have been claims-free for a certain period of time may be eligible for a discount on their insurance premiums.
- Paid-in-full discount: Customers who pay their insurance premiums in full may be eligible for a discount on their premiums.
These discounts can vary by state and policy type, so it’s important to check with an American Reliable Insurance Company representative to see which discounts are available for your specific policy.
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How American Reliable Insurance Ranks Among Providers
American Reliable Insurance Company operates in a highly competitive market, where many other insurance companies offer similar products and services. Some of the company’s main competitors include:
- State Farm: State Farm is one of the largest insurance companies in the United States, offering a wide range of insurance products for individuals and businesses.
- Allstate: Allstate is another major insurance company that provides auto, home, and life insurance products, as well as retirement and investment products.
- Nationwide: Nationwide offers a variety of insurance products for individuals and businesses, including auto, home, and commercial insurance.
- Farmers Insurance: Farmers Insurance is a popular insurance company that offers auto, home, and life insurance, as well as financial products and services.
- Progressive: Progressive is known for its auto insurance products, but also offers home, renters, and commercial insurance products.
These companies have established brands and strong market positions, which makes it challenging for American Reliable Insurance Company to compete with them. However, American Reliable Insurance Company has differentiated itself by offering competitive rates and a wide range of coverage options.
Frequently Asked Questions
What types of insurance does American Reliable Insurance Company offer?
American Reliable Insurance Company offers a range of insurance products, including homeowners, renters, condo, flood, personal auto, commercial auto, commercial property, and workers’ compensation insurance.
What states does American Reliable Insurance Company serve?
American Reliable Insurance Company offers insurance products in most states, but the availability of specific products can vary by state. Contact a representative to learn more.
What discounts are available to customers of American Reliable Insurance Company?
American Reliable Insurance Company offers a variety of discounts, including multi-policy discounts, claims-free discounts, and safe driver discounts.
How do I file a claim with American Reliable Insurance Company?
You can file a claim with American Reliable Insurance Company by calling their claims department or by submitting a claim online through their website.
How can I contact American Reliable Insurance Company?
You can contact American Reliable Insurance Company by phone, email, or by using the contact form on their website. Visit their website for more information.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated life insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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Janessas
Insurance
Chrissy_GiGi
So Far So Good
Anyayaya
Amazing
missrosa35
its worth a shot
hexctor87
Not a good insurance company to have youre car asured by.
Jv_paddock
Great service!