American States Preferred Insurance Company: Customer Ratings & Reviews [2024]

American States Preferred Insurance Company is a trusted name in providing personalized insurance solutions for individuals and families across the country. With over 70 years in the industry, the company offers a wide range of insurance products, including auto, home, and umbrella insurance, and provides tailored coverage to individual needs.

American States Preferred Insurance Company has a strong financial rating and reputation in the industry, and offers a variety of discounts and special programs such as Safe Driving Rewards.

However, the company has limited availability and its pricing can be higher than some competitors for certain coverage options. Overall, American States Preferred Insurance Company is a reliable and reputable option for those seeking comprehensive and personalized insurance coverage.

What You Should Know About American States Preferred

Company contact information:

• Website: https://www.americanstatesins.com/
• Phone: 1-800-257-9496
• Email: contactus@americanstatesins.com

Related parent or child companies:

• There is no specific information available at this time.

Financial Ratings:

• A (Excellent) rating from A.M. Best

Customer Service Ratings:

• There is currently no information available regarding customer service ratings.

Claims Information:

• There is currently no information available regarding claims.

Company Apps:

• American States Preferred Insurance Company offers online and mobile app features for convenient policy management.

American States Preferred Insurance Coverage Options

American States Preferred Insurance Company offers a variety of insurance products to meet the needs of individuals and families. Here is a list of the coverage options the company provides:

• Auto Insurance: Offers liability, collision, and comprehensive coverage, as well as additional options such as uninsured/underinsured motorist coverage and roadside assistance.
• Home Insurance: Provides coverage for homes, condominiums, and rental properties, including dwelling coverage, personal property coverage, and liability protection.
• Umbrella Insurance: Offers additional liability protection beyond the limits of a primary insurance policy.
• Life Insurance: Provides coverage options such as term life, whole life, and universal life insurance.
• Business Insurance: Offers coverage for a variety of industries and business types, including property and liability coverage, workers’ compensation insurance, and business auto insurance.

American States Preferred Insurance Company also provides additional insurance options, including boat and yacht insurance, flood insurance, and identity theft protection. It is worth noting that coverage options may vary by state, and customers should contact the company directly to learn more about available coverage options and how to customize their policies to meet their individual needs.

Read more: American Economy Insurance Company: Customer Ratings & Reviews

American States Preferred Insurance Rates Breakdown

American States Preferred Discounts Available

American States Insurance Company offers a variety of discounts to help customers save money on their insurance premiums. Here is a list of some of the discounts the company provides:

• Safe Driving Rewards: Offers discounts to customers who maintain safe driving records over time.
• Good Student Discount: Provides discounts to students who maintain a certain grade point average.
• Multi-Policy Discount: Offers discounts to customers who bundle multiple insurance policies together, such as auto and home insurance.
• Anti-Theft Discount: Provides discounts to customers who install anti-theft devices in their vehicles.
• Home Safety Features Discount: Offers discounts to customers who have certain safety features installed in their homes, such as smoke detectors or security systems.
• Accident Forgiveness: Allows customers to avoid rate increases after their first at-fault accident. (For more information, read our “What is accident forgiveness coverage?“).
• Full Payment Discount: Provides discounts to customers who pay their entire premium in full at the beginning of their policy term.

These discounts can help customers save money on their insurance premiums and make coverage more affordable. It is worth noting that not all discounts are available in all states or for all types of insurance policies, and eligibility requirements may vary.

Customers should contact American States Preferred Insurance Company directly to learn more about available discounts and how they can qualify.

How American States Preferred Ranks Among Providers

American States Preferred Insurance Company operates in a highly competitive market, and there are several other insurance companies that offer similar products and services to customers. Some of the main competitors of American States Preferred Insurance Company include:

• State Farm: As one of the largest insurance companies in the US, State Farm provides a wide range of insurance products, including auto, home, life, and business insurance.
• Allstate: Allstate is another major insurance company that offers a variety of insurance products, including auto, home, life, and business insurance. The company is known for its nationwide network of agents and its innovative technology.
• Geico: Geico is a well-known insurance company that provides affordable auto insurance to customers across the US. The company also offers home, renters, and business insurance, as well as roadside assistance and other services.
• Progressive: Progressive is a leading insurance company that offers auto, home, and business insurance to customers. The company is known for its innovative pricing model and its focus on providing a seamless customer experience.
• Nationwide: Nationwide is another major insurance company that offers a wide range of insurance products, including auto, home, life, and business insurance. The company is known for its strong financial ratings and its commitment to customer service.

These companies are just a few examples of American States Preferred Insurance Company’s main competitors, and customers should compare policies and prices from multiple insurers before choosing a provider.