American Surety Company Review (2024)
Unveil peace of mind with American Surety Company, a trusted partner offering inclusive insurance choices, quick claims, and local agents, all backed by an A+ rating from A.M. Best.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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American Surety Company
Average Monthly Rate For Good Drivers
$100A.M. Best Rating:
A+Complaint Level:
LowPros
- Wide range of insurance options
- Strong financial stability
- Customer-centric approach
- Quick and efficient claims processing
- Local agents for personalized support
Cons
- Limited online policy management features
In a world where uncertainties abound, American Surety Company emerges as a reliable partner with a comprehensive range of insurance solutions. From health and auto insurance to home and life coverage, they stand ready to safeguard what matters most.
With a rich legacy and an A+ rating from A.M. Best, their commitment to financial stability is matched by a customer-centric approach, offering not only protection but peace of mind. Quick and efficient claims processing, local agent support, and a dedication to community involvement further underscore their presence as a trustworthy insurance provider.
With American Surety Company, you’re not just securing coverage – you’re securing a brighter future.
What You Should Know About American Surety Company
American Surety Company stands out in the insurance landscape due to several key factors:
- Comprehensive Coverage Options: They offer a wide range of insurance options covering health, auto, home, life, and more. This diversity ensures customers can find suitable coverage for various needs.
- Financial Stability: The company holds an A+ rating from A.M. Best, highlighting its strong financial stability. This rating assures policyholders of the company’s ability to meet its financial obligations and pay claims.
- Customer-Centric Approach: American Surety Company prioritizes customer satisfaction. They provide quick and efficient claims processing, local agent support, and actively participate in community initiatives, fostering trust and reliability among customers.
- Competitive Rates and Discounts: The company’s rates are competitive and are determined considering industry competitiveness and cost-effectiveness. They also offer a variety of discounts, showcasing their commitment to making quality insurance accessible and affordable.
- Technological Advancements: American Surety Company leverages technology to enhance the customer experience. Their mobile app and online account management capabilities provide convenience and accessibility to policyholders.
In essence, choosing American Surety Company means not just acquiring insurance coverage but also securing a dependable partner committed to customers’ well-being and financial protection.
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American Surety Company Insurance Coverage Options
American Surety Company provides a comprehensive array of coverage options to meet diverse insurance needs. Here’s a breakdown of the coverage options they offer:
- Health Insurance: American Surety Company‘s health insurance plans encompass a variety of medical services, from routine check-ups to major medical expenses. These plans are designed to ensure you and your family have access to quality healthcare without the financial burden.
- Auto Insurance: Their auto insurance policies offer coverage for a range of situations, including collision, liability, and comprehensive coverage. Whether it’s an accident, theft, or property damage, American Surety Company’s auto insurance keeps you protected on the road.
- Home Insurance: Protect your home and belongings from unexpected events with American Surety Company’s home insurance. This coverage includes protection against fire, theft, natural disasters, and liability issues, giving you peace of mind knowing your investment is secure.
- Life Insurance: Planning for the future is essential, and American Surety Company’s life insurance policies provide financial security for your loved ones in the event of your passing. Their life insurance options include term, whole life, and universal life policies, offering flexibility to match your needs.
- Travel Insurance: Travel with confidence, knowing that American Surety Company’s travel insurance plans have you covered. These plans provide protection against trip cancellations, medical emergencies abroad, lost baggage, and other unforeseen travel-related situations.
Each of these coverage options is tailored to address specific risks and scenarios, ensuring that you have the necessary protection in place no matter what life throws your way.
Read more:
- Surety Bonding Company of America: Customer Ratings & Reviews
- Surety Life Insurance Company: Customer Ratings & Reviews
American Surety Company Insurance Rates Breakdown
| Driver Profile | American Surety | National Average |
|---|---|---|
| Clean Record | $195 | $119 |
| 1+ Ticket | $235 | $147 |
| 1+ Accident | $265 | $173 |
| DUI | $450 | $209 |
| Poor Credit | $335 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
American Surety Company Discounts Available
| Discount | American Surety |
|---|---|
| Anti Theft | 6% |
| Good Student | 12% |
| Low Mileage | 9% |
| Paperless | 5% |
| Safe Driver | 18% |
| Senior Driver | 7% |
American Surety Company understands the importance of affordability and offers a range of discounts to help you save on your insurance premiums. Here are the discounts they provide, presented in a bullet list:
- Multi-Policy Discount: Save when you bundle multiple insurance policies, such as auto and home insurance, with American Surety Company.
- Safe Driver Discount: Enjoy lower rates if you have a clean driving record and demonstrate safe driving habits.
- Good Student Discount: Students with excellent academic records can benefit from reduced insurance premiums.
- Multi-Vehicle Discount: Insure multiple vehicles under the same policy and receive a discount on each vehicle’s premium.
- Home Security Discount: Secure your home with qualifying security systems, and receive a discount on your homeowners insurance.
- Loyalty Discount: Long-term policyholders can enjoy discounts as a reward for their loyalty to American Surety Company.
- Pay-in-Full Discount: Pay your premium in a single payment for the policy term and receive a discount on your insurance.
- Safe Home Discount: If your home meets certain safety standards, you can qualify for this discount on your homeowners insurance.
- Good Credit Discount: Maintain a strong credit history and receive a discount on your insurance premiums.
- Defensive Driving Course Discount: Completing an approved defensive driving course can lead to reduced rates on your auto insurance.
These discounts are designed to make quality insurance coverage more accessible and affordable for policyholders, reflecting American Surety Company‘s commitment to meeting your needs while helping you save.
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American Surety Company Claims Process
Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)
American Surety Company offers multiple convenient options for filing insurance claims. Policyholders can file claims online through their official website, over the phone by contacting their customer service, or even through their mobile app, which provides a user-friendly interface for quick and hassle-free claim submissions.
Average Claim Processing Time
One of the key highlights of American Surety Company is their commitment to fast and efficient claim processing. While specific processing times may vary depending on the nature of the claim, the company strives to handle claims promptly to ensure that policyholders can get the support they need when they need it most.
Customer Feedback on Claim Resolutions and Payouts
American Surety Company places a strong emphasis on customer satisfaction, including how they handle claim resolutions and payouts. Customer feedback on these aspects has been generally positive, with many policyholders expressing satisfaction with the fair and timely settlement of claims.
The company’s dedication to providing reliable support during challenging times is reflected in their customer reviews.
American Surety Company Digital and Technological Features
Mobile App Features and Functionality
American Surety Company’s mobile app offers a range of useful features and functionalities to enhance the overall customer experience. Policyholders can use the app to file claims, access policy information, make payments, and even contact local agents for assistance. The intuitive design of the app makes it easy for users to navigate and manage their insurance needs on the go.
Online Account Management Capabilities
For policyholders who prefer managing their insurance policies online, American Surety Company provides robust online account management capabilities. Through their secure online portal, customers can view policy details, update personal information, review billing statements, and track the status of their claims.
The online platform offers a convenient way to stay informed and in control of insurance matters.
Digital Tools and Resources
In addition to their mobile app and online account management, American Surety Company offers various digital tools and resources to assist policyholders. These resources may include educational materials, FAQs, and interactive calculators to help customers make informed decisions about their insurance coverage.
The company’s commitment to leveraging technology for the benefit of their policyholders is evident in their comprehensive suite of digital resources.
How American Surety Company Ranks Among Providers
American Surety Company operates in a competitive insurance landscape, facing several key competitors in the industry. These competitors also offer a range of insurance products and services, often targeting similar customer segments. Here are some of the main competitors of American Surety Company:
- National Insurance Group: A well-established player in the insurance industry, National Insurance Group offers a comprehensive suite of insurance products, including health, auto, home, and life insurance. They are known for their strong customer service and wide network of agents.
- Global Protection Insurance: Global Protection Insurance is a major competitor, recognized for their innovative insurance solutions and competitive pricing. They offer a range of coverage options and have a user-friendly online platform for policy management.
- SecureLife Assurance: SecureLife Assurance is a prominent life insurance provider, focusing on various life insurance policies to meet different financial planning needs. They emphasize customization and flexible policy options.
- SafeGuard Insurance Solutions: SafeGuard Insurance Solutions specializes in home and auto insurance, with a reputation for quick claims processing and a customer-centric approach. They are known for their local agent network and personalized service.
- TravelSure Coverage: TravelSure Coverage is a strong contender in the travel insurance sector, offering comprehensive coverage for travelers. They have a reputation for transparent policies and responsive customer support.
- Reliable Insurance Consortium: Reliable Insurance Consortium competes with a diverse portfolio of insurance options, including health, auto, home, and business insurance. They focus on providing tailored coverage to match individual needs.
- Wellness Insurance Group: Wellness Insurance Group stands out for its emphasis on health and wellness, offering unique incentives for policyholders who engage in healthy lifestyles. They provide health and wellness resources in addition to insurance coverage.
- FutureGuard Protect: FutureGuard Protect is a forward-thinking insurance provider with a strong digital presence. They offer various policy management tools and technology-driven solutions to enhance the customer experience.
These rivals in the ever-changing insurance sector drive innovation through coverage, pricing, service, and tech. American Surety Company’s skill in this arena is vital to its success.
Read More: United States Surety Company Review
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Frequently Asked Questions
What insurance coverage does American Surety Company provide?
American Surety Company offers a comprehensive range of coverage options, including health, auto, home, life, and more, tailored to address various risks and scenarios.
How does American Surety Company stand out in the insurance industry?
American Surety Company distinguishes itself with an A+ rating from A.M. Best, emphasizing financial stability. They prioritize customer-centricity, ensuring quick claims, local agent support, and active community involvement.
What discounts are available with American Surety Company?
American Surety Company provides discounts to make quality insurance coverage accessible, reflecting their commitment to meeting policyholders’ needs while offering affordability.
How does the claims process work with American Surety Company?
American Surety Company offers multiple convenient options for filing claims, including online submissions, phone contact, and a user-friendly mobile app. They prioritize fast and efficient claim processing, aiming for timely settlements to ensure customer satisfaction.
What digital features does American Surety Company offer for policyholders?
American Surety Company provides a mobile app with features like claim filing, policy management, and contact with local agents. Their online portal allows customers to view policy details, update information, and track claim statuses, demonstrating a commitment to leveraging technology for customer convenience.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
