Amerisure Insurance Company: Customer Ratings & Reviews [2024]

Navigating the complex landscape of insurance options demands clarity and informed choices, and our comprehensive guide to Amerisure Insurance Company is your key to understanding the tailored solutions available for safeguarding your business.

UPDATED: Apr 23, 2024Fact Checked

Zach Fagiano

Licensed Insurance Broker

Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...

Licensed Insurance Broker

Ty Stewart

Licensed Insurance Agent

Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications.  As an independent licensed life insurance agent, he has helped clients nationwide to secure affordable coverage while making the...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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Amerisure Insurance Company

Average Monthly Rate For Good Drivers

$108

A.M. Best Rating:

A (Excellent)

Complaint Level:

Low

Pros

  • Strong financial stability
  • Extensive coverage options
  • Knowledgeable and helpful customer service
  • Smooth claims process

Cons

  • Premium pricing
  • Limited online resources
  • Policy restrictions and exclusions
  • Mixed customer experiences
When it comes to protecting your business, you need an insurance company that you can trust. Amerisure Insurance Company has been providing comprehensive coverage to businesses across the country for over 100 years. With a wide range of products and services designed to meet the unique needs of each customer, Amerisure is committed to delivering exceptional service and support. Types of Insurance Offered:
  • Property and Casualty Insurance
  • Workers Compensation Insurance
  • Business Auto Insurance
  • General Liability Insurance
  • Umbrella Insurance

The Amerisure Insurance Company has been providing comprehensive insurance coverage to businesses for over 100 years. Their mission is to provide peace of mind to their clients by offering customized insurance solutions and exceptional customer service.

The company offers a wide range of insurance products and services, including property and casualty insurance, workers’ compensation, and risk management services. While their rates may be slightly higher than some competitors, Amerisure offers a variety of discounts to help mitigate the cost.

Customers praise the company’s knowledgeable and friendly staff, as well as their quick and efficient claims processing. Overall, Amerisure is a reliable and trustworthy insurance company that businesses can count on for their insurance needs.

What You Should Know About Amerisure Insurance Company

Company Contact Information

  • Phone: 1-800-257-1900
  • Email: Contact form available on website
  • Address: 26777 Halsted Road, Farmington Hills, MI 48331

Related parent or child companies: Amerisure is an independent insurance company and does not have any parent or child companies.

Financial Ratings

  • A (Excellent) rating from A.M. Best

Customer Service Ratings

  • Customers praise the company’s exceptional customer service and knowledgeable staff.

Claims Information

  • Customers report quick and efficient claims processing.

Company Apps

  • Amerisure Mobile App: Allows customers to access their policy information, make payments, and report claims directly from their mobile device. Available for iOS and Android.

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Amerisure Insurance Company Insurance Coverage Options

Amerisure Insurance Company is dedicated to safeguarding businesses against unforeseen risks and liabilities. Their comprehensive suite of coverage options is tailored to meet the diverse needs of businesses, offering robust protection across various aspects of operation.

From property and casualty to risk management services, Amerisure’s coverage options are designed to provide peace of mind, allowing businesses to thrive in a secure environment.

  • Property and Casualty Insurance: Provides coverage for property damage, liability claims, and other risks that businesses may face.
  • Workers’ Compensation Insurance: Covers medical expenses and lost wages for employees who are injured or become ill on the job.
  • Commercial Auto Insurance: Provides coverage for vehicles used for business purposes, such as delivery trucks or company cars.
  • Umbrella Insurance: Offers additional liability coverage beyond the limits of other insurance policies.
  • Employment Practices Liability Insurance: Protects businesses against claims related to wrongful termination, discrimination, harassment, and other employment-related issues.
  • Cyber Liability Insurance: Provides coverage for data breaches and other cyber attacks that can lead to financial losses or damage to a company’s reputation.
  • Surety Bonds: Guarantees that businesses will fulfill their obligations under a contract or agreement.
  • Risk Management Services: Offers customized solutions to help businesses identify and mitigate potential risks before they become larger problems.

With a commitment to exceptional service and tailored solutions, Amerisure ensures that businesses are equipped to navigate challenges while focusing on their growth and success. Whether it’s protecting physical assets, managing liabilities, or mitigating risks, Amerisure’s coverage options provide a solid foundation for businesses to confidently pursue their endeavors.

Amerisure Insurance Company Insurance Rates Breakdown

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Driver ProfileAmerisureNational Average
Clean Record$200$119
1+ Ticket$240$147
1+ Accident$270$173
DUI$460$209
Poor Credit$344$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Amerisure Insurance Company Discounts Available

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DiscountAmerisure
Anti Theft6%
Good Student12%
Low Mileage9%
Paperless5%
Safe Driver18%
Senior Driver7%

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Amerisure Insurance Company understands the importance of affordability and flexibility when it comes to insurance. Alongside its comprehensive coverage options, Amerisure offers an array of discounts designed to provide businesses with cost-effective solutions.

These discounts cater to various aspects of risk management and financial savings, empowering businesses to protect themselves while optimizing their insurance investment.

  • Multi-Policy Discount: Save money by bundling multiple policies together, such as auto and homeowners insurance.
  • Safety Program Discount: Implementing safety programs in the workplace can lead to lower insurance premiums.
  • Experience Modifier Rating: For workers’ compensation insurance, a lower experience modifier rating can lead to lower premiums.
  • Loss-Free Discount: Businesses that maintain a loss-free record can receive a discount on their insurance premiums.
  • Group Purchasing Discount: Businesses that are part of a group purchasing program may be eligible for discounted rates on their insurance.
  • Dividend Program: Eligible policyholders may receive a portion of their premium back in the form of a dividend.

At Amerisure Insurance Company, commitment to customer satisfaction extends beyond providing excellent coverage—it includes offering discounts that recognize and reward responsible business practices.

These discounts not only make insurance more accessible but also encourage a culture of safety and risk mitigation within businesses. By leveraging these discounts, businesses can fortify their operations while benefiting from cost-effective insurance solutions, ensuring a secure and prosperous future.

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How Amerisure Insurance Company Ranks Among Providers

Amerisure Insurance Company faces several formidable competitors, each renowned for their specialized offerings and commitment to safeguarding businesses. These competitors present a diverse array of insurance solutions, catering to various sectors and industries.

Understanding the strengths and unique propositions of these competitors is vital in assessing the breadth and depth of insurance options available in the market.

  • Travelers: Travelers is a well-established insurance company that offers a wide range of insurance products and services, including property and casualty insurance, workers’ compensation, and cyber liability insurance. They also offer risk management solutions to help businesses mitigate potential risks.
  • The Hartford: The Hartford is another large insurance company that offers many of the same insurance products as Amerisure. They are known for their specialized insurance offerings, such as coverage for small businesses, technology companies, and nonprofits.
  • Liberty Mutual: Liberty Mutual is a global insurance company that offers a variety of insurance products and services, including property and casualty insurance, workers’ compensation, and commercial auto insurance. They also offer customized risk management solutions to help businesses identify and mitigate potential risks.
  • Nationwide: Nationwide is another well-known insurance company that offers a range of insurance products, including property and casualty insurance, workers’ compensation, and cyber liability insurance. They also offer several discounts to help customers save on their insurance premiums.
  • Zurich Insurance Group: Zurich is a global insurance company that offers a wide range of insurance products and services, including property and casualty insurance, workers’ compensation, and surety bonds. They are known for their expertise in risk management and offer customized solutions to help businesses mitigate potential risks.

Amerisure Insurance Company operates within a dynamic market, contending with industry-leading competitors renowned for their expertise in safeguarding businesses. Each competitor brings distinct strengths and specialized offerings to the table, fostering a competitive environment that continually drives innovation and service excellence.

In this landscape, Amerisure stands poised to address the needs of businesses with tailored coverage options and a commitment to exceptional service, navigating alongside these formidable industry players.

Amerisure Insurance Company Claims Process

Ease of Filing a Claim

Amerisure Insurance Company offers multiple channels for filing claims, ensuring accessibility and convenience for its customers. Clients can submit claims through the online portal, over the phone, or via their mobile app. The user-friendly interfaces of these platforms streamline the process, allowing for quick and efficient claim submissions.

Average Claim Processing Time

Amerisure prides itself on a relatively prompt claim processing timeline. On average, claims are processed efficiently, with a focus on expediting the resolution process for their customers. While processing times can vary depending on the complexity of the claim, Amerisure aims to handle claims promptly to minimize any inconvenience to policyholders.

Customer Feedback on Claim Resolutions and Payouts

Feedback from customers regarding claim resolutions and payouts with Amerisure has been largely positive. Clients appreciate the company’s responsive approach to claims, prompt communication throughout the process, and fair and timely payouts. The efficient handling of claims has contributed to high satisfaction levels among policyholders.

Amerisure Insurance Company Digital and Technological Features

Mobile App Features and Functionality

Amerisure’s mobile app offers a range of features designed to enhance user experience and convenience. Users can file claims, access policy information, track claim status, and even connect with customer support directly through the app. The intuitive interface and robust functionality make it a valuable tool for managing insurance-related tasks on the go.

Online Account Management Capabilities

The online account management system provided by Amerisure is comprehensive and user-friendly. Policyholders can conveniently access and manage their policies, review coverage details, update information, and view billing statements. The platform empowers customers with control over their insurance accounts, providing easy access to essential information whenever needed.

Digital Tools and Resources

Amerisure offers a suite of digital tools and resources to support policyholders in understanding their coverage and managing risk. These include educational resources, risk assessment tools, and industry insights to help businesses make informed decisions regarding their insurance needs.

The company’s commitment to leveraging digital resources ensures customers have access to valuable information to make informed insurance choices.

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Frequently Asked Questions

What types of insurance does Amerisure offer?

Amerisure provides a range of insurance products tailored for businesses, including property and casualty insurance, workers’ compensation, liability coverage, and risk management services.

How can I file a claim with Amerisure?

You can file a claim with Amerisure through multiple channels, including their online portal, over the phone, or via their mobile app. The company ensures a user-friendly process for submitting claims.

What is the average claim processing time with Amerisure?

While claim processing times can vary based on the nature and complexity of the claim, Amerisure aims for prompt processing and resolution. On average, they strive to handle claims efficiently to minimize any delays for policyholders.

Does Amerisure offer any digital tools or resources for policyholders?

Yes, Amerisure provides digital tools and resources to aid policyholders. These include educational materials, risk assessment tools, and industry insights, empowering businesses to make informed insurance decisions.

What sets Amerisure apart from its competitors?

Amerisure stands out for its tailored coverage options, a strong focus on customer service, and a commitment to prompt claim resolutions. The company’s emphasis on understanding the specific needs of businesses and providing comprehensive solutions distinguishes it in the market.

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Zach Fagiano

Licensed Insurance Broker

Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...

Licensed Insurance Broker

Ty Stewart

Licensed Insurance Agent

Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications.  As an independent licensed life insurance agent, he has helped clients nationwide to secure affordable coverage while making the...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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