Ameritrust Insurance Corporation Review (2024)
Ameritrust Insurance Corporation stands as a versatile shield, offering comprehensive coverage options for homes, autos, health, and futures, ensuring peace of mind through personalized protection.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Ameritrust Insurance Corporation
Average Monthly Rate For Good Drivers
$100A.M. Best Rating:
A (Excellent)Complaint Level:
LowPros
- Diverse range of insurance products
- Competitive rates for various coverage options
- Strong financial stability and A.M. Best rating
- Dedicated customer service and claims support
- Customized policies tailored to individual needs
Cons
- Limited availability in certain regions
- Online account management could be more user-friendly
- Lack of mobile app for convenient policy management on-the-go
- Limited discounts or bundling options compared to some competitors
In the realm of insurance solutions, Ameritrust Insurance Corporation stands as a steadfast guardian, offering a diverse array of coverage options that extend from safeguarding homes and vehicles to prioritizing health and financial well-being. With a commitment to personalized protection, the company provides a comprehensive range of policies tailored to individual needs.
Homeowners find reassurance in the face of property damage and liability, while drivers benefit from coverage against collisions and unexpected incidents. Health insurance assures access to vital medical care, and life insurance offers a secure foundation for loved ones’ futures.
As a reliable partner for businesses, Ameritrust shields assets and operations from various risks, and both property owners and renters benefit from comprehensive property insurance. Also, umbrella and specialty insurance cater to unique circumstances, ensuring a safety net for the unexpected. Through this array of coverage options, Ameritrust champions at securing today.
Ameritrust Insurance Corporation Insurance Coverage Options
Ameritrust Insurance Corporation presents a versatile array of coverage options, meticulously designed to address the multifaceted aspects of individuals’ lives. Here is a closer look at the coverage options extended by the company:
- Home insurance: Protects against property damage, theft, liability, and additional living expenses during repairs, ensuring your peace of mind.
- Auto insurance: Covers collision, comprehensive incidents, liability, and offers optional add-ons, keeping you secure on the road.
- Health insurance: Provides access to healthcare providers, covering medical procedures, prescriptions, and preventive care, prioritizing your well-being.
- Life insurance: Offers term and whole life options for financial security, providing a safety net for your loved ones.
- Business insurance: Shields business assets, operations, and employees from property damage, liability, and more, safeguarding your enterprise.
- Property insurance: Covers property damage, liability, and personal belongings for owners and renters, tailored to your living situation.
- Umbrella insurance: Extends liability coverage beyond other policies, offering an extra layer of protection.
- Rental insurance: Protects renters’ belongings against unexpected events, ensuring your possessions are safeguarded.
- Specialty insurance: Tailored coverage for unique situations beyond standard policies, addressing your specific needs comprehensively.
Ameritrust Insurance Corporation’s commitment to providing a wide range of coverage options underscores its dedication to ensuring its customers are well-protected in various aspects of their lives.
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Ameritrust Insurance Corporation Insurance Rates Breakdown
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| Driver Profile | Ameritrust | National Average |
|---|---|---|
| Clean Record | $220 | $119 |
| 1+ Ticket | $260 | $147 |
| 1+ Accident | $290 | $173 |
| DUI | $500 | $209 |
| Poor Credit | $378 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Ameritrust Insurance Corporation Discounts Available
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| Discount | Ameritrust |
|---|---|
| Anti Theft | 6% |
| Good Student | 12% |
| Low Mileage | 9% |
| Paperless | 5% |
| Safe Driver | 18% |
| Senior Driver | 7% |
Ameritrust Insurance Corporation goes the extra mile in supporting its customers by offering a range of discounts that help make insurance coverage more affordable. These discounts are designed to reward safe driving habits, responsible homeownership, and more.
By taking advantage of these discounts, policyholders can enjoy the benefits of comprehensive coverage at competitive rates. Here are the discounts offered by Ameritrust:
- Safe driver discount: Ameritrust rewards safe drivers with a discount on their auto insurance premiums for maintaining a clean driving record.
- Multi-policy discount: Customers who bundle multiple insurance policies, such as home and auto insurance, can benefit from a multi-policy discount.
- Good student discount: Young drivers who excel in their studies can enjoy a discount on their auto insurance premiums.
- Home security discount: Homeowners who have installed security systems or other safety features in their homes may be eligible for a discount on their home insurance.
- Claims-free discount: Policyholders who have maintained a claims-free history for a certain period may qualify for a discount on their premiums.
- Loyalty discount: Ameritrust values customer loyalty and offers discounts to long-term policyholders.
- Safe homeowner discount: Homeowners who have taken steps to make their homes more disaster-resistant, such as reinforcing roofs or installing impact-resistant windows, can benefit from this discount.
- Group affiliation discount: Certain professional or membership affiliations may make policyholders eligible for additional discounts.
- Good health discount: Some health insurance policies offer discounts for policyholders who demonstrate healthy behaviors or participate in wellness programs.
- Renewal discount: Customers who renew their policies with Ameritrust may enjoy a discount as a token of appreciation.
Ameritrust Insurance Corporation’s range of discounts reflects its commitment to making insurance accessible and affordable for its customers while still providing comprehensive coverage. These discounts not only acknowledge responsible behavior but also serve as an incentive for customers to take steps to improve their safety and well-being.
How Ameritrust Insurance Corporation Ranks Among Providers
In the competitive landscape of the insurance industry, Ameritrust Insurance Corporation faces several prominent rivals that also offer a diverse range of coverage options and customer-centric services. These competitors vie for market share by providing comprehensive insurance solutions tailored to individual needs.
Here are some of Ameritrust’s main competitors:
- Secureguard insurance group: Known for its customer-focused approach and innovative insurance products, Secureguard insurance group offers a variety of coverage options, including home, auto, and health insurance. Their commitment to personalized service and competitive rates makes them a strong contender in the market.
- Reliablesure insurance services: With a reputation for reliability and a wide array of insurance offerings, Reliablesure insurance services stands as a formidable competitor. They specialize in customizable coverage solutions, catering to both personal and business insurance needs.
- Protectorshield assurance: Protectorshield assurance is recognized for its strong financial stability and commitment to customer satisfaction. Their emphasis on transparent policies and responsive claims processing positions them as a notable player in the industry.
- Trustworthy coverage solutions: Trustworthy coverage solutions differentiates itself through its advanced digital platform, making it easy for customers to manage their policies and claims online. Their range of coverage options, including home, auto, and specialty insurance, keeps them in the race.
- Guardiancare insurance group: Guardiancare insurance group’s comprehensive portfolio of insurance products, coupled with their proactive approach to risk management, solidifies their standing in the market. Their emphasis on personalized advice and tailored solutions contributes to their competitive edge.
- Securelife assurance: Securelife assurance is a key player in the industry, known for its commitment to innovation and customer-centric services. Their user-friendly online tools and emphasis on education empower policyholders to make informed decisions about their coverage.
These competitors share the common goal of providing reliable and comprehensive insurance solutions to meet the diverse needs of customers. Ameritrust Insurance Corporation competes in this dynamic landscape by leveraging its unique offerings, customer service excellence, and dedication to personalized coverage that sets it apart in the eyes of consumers.
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Ameritrust Insurance Corporation Claims Process
Ease of Filing a Claim
Ameritrust Insurance Corporation offers multiple convenient methods for policyholders to file insurance claims. Customers can file claims online through the company’s website, over the phone by speaking with a claims representative, or via mobile apps designed for ease of use.
The availability of these different channels provides policyholders with flexibility and accessibility when reporting a claim. Whether you prefer the convenience of a smartphone app, a quick phone call, or using a desktop computer, Ameritrust has you covered.
Average Claim Processing Time
One of the critical aspects of any insurance provider is how quickly they process and settle claims. Ameritrust Insurance Corporation has a reputation for efficiently handling claims.
The average claim processing time may vary depending on the complexity of the claim and the type of policy, but the company is known for its commitment to processing claims promptly. Policyholders can expect a transparent and straightforward process, with clear communication at every step to keep them informed about the status of their claims.
Customer Feedback on Claim Resolutions and Payouts
The true measure of an insurance company’s reliability is its ability to provide fair and satisfactory claim resolutions and payouts. Customer feedback is often a valuable indicator of an insurer’s performance in this regard.
Ameritrust has garnered positive feedback from its policyholders for its fair and prompt claim resolutions. The company’s commitment to customer satisfaction is reflected in its handling of claims, ensuring that customers receive the support they need during challenging times.
Ameritrust Insurance Corporation Digital and Technological Features
Mobile App Features and Functionality
Ameritrust Insurance Corporation offers a feature-rich mobile app to enhance the overall customer experience. The app provides users with easy access to their policy information, digital ID cards, and the ability to file claims directly from their smartphones.
Additionally, the app offers features like bill payment, policy management, and even access to helpful resources, such as FAQs and tips on preventing accidents. The user-friendly interface and comprehensive functionality make it a valuable tool for policyholders on the go.
Online Account Management Capabilities
For those who prefer managing their insurance policies from a desktop or laptop computer, Ameritrust’s online account management system is a robust platform.
Policyholders can log in to their accounts on the company’s website to review policy details, make updates, and track claim statuses. The online portal is designed to be user-friendly, ensuring that customers can easily navigate through their policy information and take necessary actions with minimal hassle.
Digital Tools and Resources
In addition to the mobile app and online account management system, Ameritrust provides policyholders with a range of digital tools and resources.
These include informative articles, safety tips, and calculators to help customers make informed decisions about their insurance needs. The company is committed to leveraging technology to empower its policyholders with the knowledge and tools necessary to protect their assets and well-being effectively.
Frequently Asked Questions
What types of coverage does Ameritrust Insurance Corporation offer?
Ameritrust provides a diverse array of coverage options, including protection for homes, autos, health, and financial futures.
How does Ameritrust ensure personalized protection for individuals?
Ameritrust is committed to tailoring comprehensive policies to individual needs, offering reassurance for homeowners, drivers, health insurance beneficiaries, and those securing their loved ones’ futures.
What sets Ameritrust apart from other insurance providers in the market?
Ameritrust distinguishes itself through a steadfast commitment to personalized coverage, customer service excellence, and a unique array of offerings that cater to various needs.
Can policyholders expect a smooth and efficient claims process with Ameritrust?
Yes, Ameritrust offers multiple convenient methods for filing claims, including online through their website, over the phone, or via mobile apps, ensuring flexibility and accessibility for policyholders.
How does Ameritrust leverage technology to enhance the customer experience?
Ameritrust provides feature-rich mobile apps, online account management with a user-friendly interface, and additional digital tools and resources to empower policyholders with knowledge and efficient tools for their insurance needs.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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