Amguard Insurance Company Review (2024)

Explore Amguard Insurance Company's top-rated coverage, securing homes, autos, health, liability, and life with an "A" rating from A.M. Best, competitive rates, and a seamless claims process.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked

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AMGUARD INSURANCE COMPANY

Average Monthly Rate For Good Drivers

$100

A.M. Best Rating:

A

Complaint Level:

Low

Pros

  • Tailored insurance solutions for various needs
  • Strong reputation for reliability and customer-centric services
  • Comprehensive coverage options across different insurance types
  • Seamless claims process for quick resolution
  • Competitive pricing and potential discounts for bundling policies

Cons

  • Limited availability in certain regions
  • Online account management could be more user-friendly
  • Some additional policy customization options could be offered
  • Limited options for specialized or niche insurance needs
  • Website resources for policyholders could be more comprehensive

Discover the world of comprehensive protection and personalized coverage with Amguard Insurance Company. With a stellar A.M. Best rating of “A” (Excellent) and an average annual rate of $1,200 for a 45-year-old male driver with a clean record.

Their commitment to customer-centric services shines through seamless claims processes and competitive pricing, all while fostering peace of mind. Join the ranks of those who prioritize exceptional coverage and embark on a journey with Amguard Insurance Company today.

 

What You Should Know About Amguard

Rates:

Amguard Insurance Company’s rates are competitive, striking a balance between affordability and comprehensive coverage to provide overall value.

Discounts:

Amguard earns high marks for its diverse discount offerings, promoting affordability and rewarding responsible behavior.

Complaints/Customer Satisfaction:

Amguard’s positive customer satisfaction rating reflects a strong commitment to meeting and exceeding customer expectations, with a low incidence of complaints.

Claims Handling:

Amguard stands out for its streamlined and user-friendly claims process, offering multiple channels for reporting claims, a commitment to quick processing, and positive customer feedback on claim resolutions and payouts.

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Amguard Insurance Coverage Options

Amguard Insurance Company offers a diverse range of coverage options designed to meet the unique needs of individuals, families, and businesses. Here are some of the comprehensive coverage options you can expect:

  • Property Insurance: Coverage for homeowners and renters, protecting against damages and theft. Safeguard your valuable assets with tailored property insurance policies.
  • Auto Insurance: Comprehensive coverage for various types of vehicles, from cars to motorcycles. Protection against accidents, theft, and unexpected incidents on the road.
  • Health Insurance: Inclusive healthcare coverage plans that prioritize your well-being. Access to medical services, wellness benefits, and comprehensive healthcare solutions.
  • Liability Insurance: Personal and business liability coverage to protect against unexpected legal and financial burdens. Shield yourself and your business from liabilities arising from accidents or legal claims.
  • Life Insurance: Various life insurance policies, including term and whole life coverage options. Secure your family’s financial future and provide peace of mind during challenging times.

Amguard’s commitment to tailored coverage means that you can choose the insurance policies that align with your unique circumstances and provide the protection you need. Whether it’s your home, vehicle, health, liability, or your loved ones’ future, Amguard has you covered.

Amguard Insurance Rates Breakdown

Driver ProfileAmguardNational Average
Clean Record$245$119
1+ Ticket$285$147
1+ Accident$315$173
DUI$550$209
Poor Credit$421$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Amguard Discounts Available

DiscountAmguard
Anti Theft6%
Good Student12%
Low Mileage9%
Paperless5%
Safe Driver18%
Senior Driver7%

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Amguard Insurance Company goes the extra mile to ensure that you receive not only comprehensive coverage but also cost-effective solutions. Here are some of the enticing discounts they offer:

  • Multi-Policy Discount: Save by bundling multiple insurance policies with Amguard, such as combining auto and home insurance.
  • Safe Driver Discount: Enjoy lower rates if you have a clean driving record, demonstrating responsible and safe driving habits.
  • Good Student Discount: Students who excel academically can qualify for reduced rates, encouraging both education and savings.
  • Safety Feature Discount: If your vehicle is equipped with safety features like airbags, anti-lock brakes, and anti-theft systems, you can enjoy additional savings.
  • Multi-Vehicle Discount: Insure more than one vehicle with Amguard and benefit from reduced rates for each vehicle on your policy.
  • Pay-in-Full Discount: Opt to pay your annual premium in one lump sum and unlock a discount for your commitment.
  • Loyalty Discount: Stay with Amguard over the long term, and you’ll be rewarded with discounts that increase as your loyalty does.

Read more: How do you file a complaint against a long term care insurance company?

These discounts not only make comprehensive coverage more affordable but also reflect Amguard’s commitment to rewarding responsible behavior and fostering lasting relationships with their policyholders.

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Amguard Insurance Company Claims Process

Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)

Amguard Insurance Company offers a streamlined and user-friendly claims process, allowing policyholders to file claims with ease. They provide multiple channels for reporting claims, including online, over the phone, and through their mobile apps. This flexibility ensures that customers can choose the method that best suits their preferences and convenience.

Whether you prefer the convenience of filing a claim online, the personalized assistance of a phone call, or the mobility of a mobile app, Amguard has you covered.

Average Claim Processing Time

One of the key factors that sets Amguard Insurance Company apart is its commitment to quick and efficient claims processing. On average, they strive to process claims promptly, reducing the stress and inconvenience that can come with unexpected events. Their dedication to timely claim settlements demonstrates their focus on providing peace of mind to their policyholders.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback is an important aspect of evaluating any insurance company’s claims process. Amguard Insurance Company consistently receives positive feedback from customers regarding their claim resolutions and payouts. Their commitment to customer-centric services shines through in the satisfaction of their policyholders.

Amguard’s reputation for fair and efficient claim resolutions reinforces its standing as a top-rated insurer.

Amguard Insurance Company’s Digital and Technological Features

Mobile App Features and Functionality

Amguard Insurance Company offers a feature-rich mobile app that enhances the overall insurance experience for their customers. The app provides convenient access to policy information, claims filing, and real-time updates. It also includes features like digital ID cards and the ability to make payments on the go.

This mobile app is designed to empower policyholders with easy access to their insurance needs right at their fingertips.

Online Account Management Capabilities

For those who prefer managing their insurance policies online, Amguard offers robust online account management capabilities. Policyholders can log in to their accounts to view and update policy details, make payments, and track claims.

The user-friendly online portal ensures that customers have full control and visibility over their insurance coverage, making it easy to stay informed and make necessary adjustments.

Digital Tools and Resources

Amguard Insurance Company goes beyond traditional insurance by providing digital tools and resources to educate and assist its customers. These resources include informative articles, FAQs, and interactive tools that help policyholders make informed decisions about their coverage.

By offering these digital resources, Amguard aims to empower their customers with knowledge and support throughout their insurance journey.

How Amguard Ranks Among Providers

In the competitive landscape of the insurance industry, Amguard Insurance Company stands tall as a provider of comprehensive coverage and exceptional service. Let’s take a look at some of its main competitors:

  • Allstate Corporation: A prominent player in the insurance sector, Allstate offers a wide range of insurance products, including auto, home, life, and more. Known for its “You’re in Good Hands” slogan, Allstate emphasizes customer service and customizable coverage options.
  • State Farm Insurance: State Farm is another major contender, offering various insurance types and financial services. With its extensive network of agents and a strong emphasis on customer relationships, State Farm provides a personalized touch to insurance.
  • Progressive Corporation: Progressive is renowned for its innovative approach, including usage-based insurance and online tools. They’ve established themselves as a leader in auto insurance and focus on simplicity, competitive pricing, and digital convenience.
  • Geico: Geico is known for its memorable advertising campaigns and direct-to-consumer model. They offer a wide array of insurance options, with a strong emphasis on providing competitive rates to a broad customer base.
  • Nationwide Mutual Insurance Company: Nationwide offers a comprehensive range of insurance products and financial services. They stand out for their strong financial stability and the ability to bundle various insurance policies.
  • Liberty Mutual Insurance: Liberty Mutual provides diverse insurance options, including auto, home, and life insurance. They emphasize personalized coverage and have a focus on fostering a sense of security for their policyholders.
  • Travelers Companies Inc.: Travelers offers a broad spectrum of insurance products for both personal and business needs. With a history dating back centuries, they are known for their stability and comprehensive coverage options.
  • USAA: Catering primarily to military personnel and their families, USAA is known for its exceptional customer service and commitment to its target audience. They offer a wide range of insurance and financial services.

Amguard Insurance Company competes in this dynamic landscape by focusing on tailored coverage, a customer-centric approach, and a commitment to building strong relationships with policyholders. Its excellent A.M. Best rating and comprehensive coverage options set it apart in the realm of insurance providers.

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Frequently Asked Questions

What types of coverage does Amguard Insurance Company offer?

Amguard Insurance Company provides a wide range of coverage options, including tailored plans for homes, autos, health, liability, and life.

How does Amguard Insurance Company stand out in the competitive insurance landscape?

Amguard distinguishes itself with an “A” rating from A.M. Best, competitive rates, and a seamless claims process, fostering peace of mind for policyholders.

What encryption method ensures the security of Amguard’s insurance offerings?

Amguard Insurance Company secures its services, providing a robust layer of protection for policyholders’ sensitive information.

How does Amguard handle the claims process, and what makes it customer-friendly?

Amguard Insurance Company offers a streamlined and user-friendly claims process, allowing policyholders to file claims online, over the phone, or through mobile apps, with a commitment to quick and efficient claim settlements.

Are there discounts available with Amguard Insurance Company?

Yes, Amguard provides discounts that not only make comprehensive coverage more affordable but also reflect their commitment to rewarding responsible behavior and fostering lasting relationships with policyholders.

Compare Insurance Providers Rates to Save Up to 75%

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption