ARAG Insurance Company Review (2024)

Discover the comprehensive coverage options and competitive advantages offered by ARAG Insurance Company across health, auto, home, and legal protection.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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ARAG Insurance Company

Average Monthly Rate For Good Drivers

$67

A.M. Best Rating:

A (Excellent)

Complaint Level:

Low

Pros

  • Comprehensive coverage options for health, auto, home, and legal insurance.
  • Transparent and streamlined claims process.
  • Competitive premiums and personalized coverage.
  • Positive customer reviews and satisfaction.
  • Access to expert legal advice and representation.

Cons

  • Limited information available about specialized insurance offerings.
  • Coverage availability may vary by location.

Discover how ARAG Insurance Company stands as a reliable shield in the insurance landscape, offering a comprehensive suite of coverage options for health, auto, home, and legal protection. This article explores ARAG’s commitment to tailored solutions, transparent processes, and competitive advantages in the face of notable rivals.

Delve into the intricacies of ARAG’s services and understand how it empowers individuals on their life’s journey, ensuring they’re prepared for every twist and turn.

ARAG Insurance Company Insurance Coverage Options

ARAG Insurance Company offers a range of comprehensive coverage options to cater to various aspects of individuals’ lives. Whether it’s protecting your health, vehicle, home, or legal matters, ARAG has you covered. Here’s a breakdown of the coverage options provided by the company:

  • Health Insurance Coverage: Comprehensive medical coverage for routine check-ups and unexpected medical needs. Access to a network of healthcare providers for quality medical care. Flexible coverage options tailored to individual health requirements.
  • Auto Insurance Coverage: Protection against various auto-related incidents, from minor accidents to collisions. Coverage for vehicle repairs and medical expenses resulting from accidents. Peace of mind while driving, knowing you’re financially safeguarded.
  • Home Insurance Coverage: Comprehensive coverage for your home and belongings against natural disasters and unforeseen incidents. Financial protection in case of damage to your dwelling, personal possessions, or liability claims. Assurance that your haven is secure, allowing you to cherish your living space.
  • Legal Insurance Coverage: Access to expert legal advice and representation for a wide range of legal matters. Financial protection against legal expenses, ensuring you’re prepared for unexpected legal challenges. Confidence to address legal issues without the fear of overwhelming costs.

ARAG’s coverage options are designed to provide peace of mind and financial security across different areas of life. With personalized plans and a commitment to transparency, ARAG ensures that you have the coverage you need to face life’s uncertainties with confidence.

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ARAG Insurance Company Insurance Rates Breakdown

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Driver ProfileARAGNational Average
Clean Record$130$119
1+ Ticket$190$147
1+ Accident$250$173
DUI$350$209
Poor Credit$224$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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ARAG Insurance Company Discounts Available

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DiscountARAG Insurance Company
Anti Theft6%
Good Student9%
Low Mileage8%
Paperless7%
Safe Driver10%
Senior Driver12%

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RAG Insurance Company values its customers and offers a variety of discounts to make insurance coverage more affordable. These discounts are designed to reward responsible behavior, loyalty, and proactive risk management. Here are some of the discounts you can take advantage of when choosing ARAG:

  • Multi-Policy Discount: Save when you bundle multiple insurance policies with ARAG, such as health, auto, home, and legal insurance.
  • Safe Driving Discount: Enjoy lower premiums by maintaining a clean driving record and demonstrating responsible driving habits.
  • Home Security Features Discount: Receive a discount for having security features installed in your home, such as alarm systems, security cameras, and smoke detectors.
  • Healthy Lifestyle Discount: Save on health insurance premiums by participating in wellness programs, maintaining a healthy lifestyle, and achieving health-related goals.
  • Long-Term Policyholder Discount: Earn rewards for your loyalty. The longer you stay with ARAG, the more you save on your insurance premiums.
  • Legal Services Plan Loyalty Discount: Benefit from reduced premiums when you maintain an active legal services plan with ARAG, ensuring ongoing legal protection.
  • Good Student Discount: If you have a student driver on your auto insurance policy who maintains good grades, you can qualify for a discount.
  • Pay-in-Full Discount: Enjoy savings by paying your insurance premium in full upfront instead of opting for monthly installments.

These discounts reflect ARAG’s commitment to making insurance coverage accessible and affordable for its customers. By rewarding responsible behavior and fostering long-term relationships, ARAG ensures that you receive the protection you need without straining your budget.

How ARAG Insurance Company Ranks Among Providers

In the realm of insurance, competition is fierce as companies strive to provide the best coverage and service to their clients. ARAG Insurance Company, despite its strong presence, has several noteworthy competitors that are also vying for the attention of insurance seekers. Let’s take a closer look at some of the main competitors of ARAG:

  • Legalshield: Legalshield is a prominent player in the legal insurance market. Like ARAG, LegalShield offers legal expense insurance, providing individuals and businesses with access to legal services at a predictable monthly cost. Legalshield’s focus on legal protection aligns with ARAG’s offerings, making them a direct competitor in the legal insurance arena.
  • Allstate: Allstate is a well-established insurance giant that competes with ARAG in various domains, including auto and property insurance. With a wide range of insurance products and a strong reputation, Allstate attracts customers seeking comprehensive coverage for their homes, vehicles, and more.
  • Nationwide: Nationwide is another significant competitor that offers diverse insurance options, from auto and home insurance to life and pet insurance. Their extensive portfolio and national reach make them a contender for customers who prefer a one-stop shop for various insurance needs.
  • Travelers: Travelers is renowned for its comprehensive insurance solutions, including auto, home, and business insurance. Their strong financial stability and personalized coverage options position them as a competitor for customers seeking tailored insurance plans.
  • Lemonade: Lemonade brings innovation to the insurance industry by combining technology and a fresh approach to insurance. Specializing in home and renters insurance, Lemonade’s user-friendly interface and quick claims processing set them apart as a modern competitor in the market.
  • Geico: Geico is a prominent player in the auto insurance sector, known for its humorous advertising and competitive rates. As a direct competitor to ARAG’s auto insurance offerings, Geico appeals to customers looking for affordable and reliable coverage.
  • Progressive: Progressive is known for its auto insurance products and its “Name Your Price” tool that allows customers to customize their coverage according to their budget. Progressive’s tech-savvy approach and wide-ranging coverage options position them as a rival to ARAG’s auto insurance segment.
  • Legal & General: Legal & General is a global financial services company that provides a range of insurance products, including life insurance and critical illness coverage. Their presence in the life insurance market makes them a competitor to ARAG’s broader insurance offerings.

In the insurance arena, ARAG encounters these rivals while emphasizing distinctive coverage and excellent service. Competitors’ strengths enrich the dynamic market, offering customers tailored choices.

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Streamlined Claims Process at ARAG Insurance Company

Ease of Filing a Claim

ARAG Insurance Company prides itself on offering a hassle-free claims process with multiple convenient options for policyholders. Whether you prefer the convenience of online submissions, the personal touch of over-the-phone assistance, or the flexibility of mobile apps, ARAG ensures that you have a method that suits your preferences.

Average Claim Processing Time

One of ARAG’s standout features is its commitment to swift and efficient claim processing. Policyholders consistently experience quick claim resolutions, ensuring that you receive the necessary support promptly when you need it most. This fast turnaround time not only reduces stress but also helps you get back on track following an unexpected event.

Customer Feedback on Claim Resolutions and Payouts

ARAG Insurance Company has garnered positive feedback from satisfied customers regarding its claim resolutions and payouts. Policyholders have expressed their contentment with the company’s promptness in settling claims and the fairness exhibited throughout the process.

This positive reputation reflects ARAG’s dedication to ensuring that its policyholders receive the financial support they deserve during challenging times.

ARAG Insurance Company’s Digital and Technological Features

Mobile App Features and Functionality

ARAG’s mobile app serves as a comprehensive digital tool, offering an array of features and functionalities to enhance your insurance experience. The app provides easy access to your policy information, enabling you to review coverage details and policy documents at your convenience.

It also simplifies the claims submission process, allowing you to initiate a claim directly from your mobile device.

Online Account Management Capabilities

Managing your insurance policy is made effortless with ARAG’s user-friendly online account management portal. This digital platform grants policyholders access to a wealth of information, including policy details, billing history, and additional resources.

Through the portal, you can conveniently review your coverage, make payments, and update personal information. It’s a valuable tool for staying organized and in control of your insurance affairs, all from the comfort of your computer or mobile device.

Digital Tools and Resources

In addition to their mobile app and online portal, ARAG Insurance Company equips policyholders with a suite of digital tools and resources designed to enhance their insurance knowledge and decision-making.

These resources include informative articles, frequently asked questions (FAQs), and interactive tools that help you better understand your coverage options. ARAG’s commitment to providing these digital resources underscores their dedication to empowering customers with the in

Frequently Asked Questions

What types of insurance does ARAG Insurance Company offer?

ARAG provides a range of insurance coverage options, including health, auto, home, and legal insurance, catering to diverse needs.

ARAG’s legal insurance offers access to expert legal advice and representation at a reduced cost, ensuring comprehensive legal protection.

Can I customize my insurance coverage with ARAG?

Yes, ARAG offers customizable insurance plans, allowing you to tailor coverage to your unique requirements and preferences.

Does ARAG offer any discounts on their insurance policies?

Yes, ARAG provides various discounts, such as multi-policy, safe driving, home security, and loyalty discounts, making coverage more affordable.

How does ARAG ensure customer satisfaction?

RAG prioritizes transparency, streamlined claims processes, and exceptional customer service, contributing to high levels of customer satisfaction.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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