Artisan and Truckers Casualty Company Review (2024)
Artisan and Truckers Casualty Company takes center stage as a premier choice for specialized insurance, offering tailored coverage for artisans and truckers, supported by a stellar A.M. Best rating and positive customer acclaim.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Artisan and Truckers Casualty Company
Average Monthly Rate For Good Drivers
$100A.M. Best Rating:
A (Excellent)Complaint Level:
LowPros
- Comprehensive coverage options
- Competitive rates
- Positive customer reviews
- Streamlined claims process
- Specialized policies for artisans and truckers
Cons
- Limited availability in certain states
- Fewer online self-service features compared to larger insurers
- Discounts might be limited for certain demographics
In wrapping up our exploration of Artisan and Truckers Casualty Company, it’s evident that this insurer stands as a stalwart in the world of specialized coverage. Their array of insurance options, meticulously designed for artisans and truckers, showcases a commitment to tailored protection.
With an exceptional A.M. Best rating of “A” (Excellent), the company’s credibility is undeniable, offering a shield of financial stability. Notably, their competitive average annual rates, averaging at $1,200 for a 45-year-old male driver with a clean record, present affordability without compromise.
The seamless claims process, peppered with positive customer reviews, demonstrates the company’s dedication to client satisfaction. While availability might vary in select states, Artisan and Truckers Casualty Company’s personalized approach and bespoke solutions set it apart.
As artisans and truckers seek insurance that aligns with their unique circumstances, this company emerges as a steadfast partner, fortifying their endeavors and emboldening their journeys.
Artisan and Truckers Casualty Company Insurance Coverage Options
Artisan and Truckers Casualty Company presents a diverse array of coverage options tailored to meet the distinct needs of artisans and truckers alike. These offerings encompass:
- General Liability Insurance: Protects against bodily injury, property damage, and personal injury claims that might arise during business operations.
- Commercial Auto Insurance: Provides coverage for company vehicles used in business operations, safeguarding against accidents, property damage, and injuries.
- Cargo Insurance: Offers protection for the valuable cargo transported by truckers, mitigating financial losses in case of damage or theft.
- Physical Damage Coverage: Covers repair or replacement costs for the insured vehicle due to collisions, accidents, or vandalism.
- Non-Trucking Liability Insurance: Also known as “bobtail” insurance, it covers liability when the truck is being driven without a trailer, such as during personal use.
- Occupational Accident Insurance: Provides benefits to owner-operators and independent contractors in case of work-related accidents or injuries.
- Workers’ Compensation: Ensures financial support for employees injured on the job, covering medical expenses and lost wages.
- Umbrella Insurance: Offers additional liability coverage beyond the limits of underlying policies, providing an extra layer of protection.
These coverage options reflect Artisan and Truckers Casualty Company’s commitment to addressing the specific challenges and risks faced by artisans and truckers, making them a reliable choice for those seeking tailored insurance solutions.
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Artisan and Truckers Casualty Company Insurance Rates Breakdown
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| Driver Profile | Artisan and Truckers Casualty Company | National Average |
|---|---|---|
| Clean Record | $150 | $119 |
| 1+ Ticket | $188 | $147 |
| 1+ Accident | $215 | $173 |
| DUI | $245 | $209 |
| Poor Credit | $258 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Artisan and Truckers Casualty Company Discounts Available
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| Discount | Artisan and Truckers Casualty Company |
|---|---|
| Anti Theft | 15% |
| Good Student | 20% |
| Low Mileage | 20% |
| Paperless | 10% |
| Safe Driver | 22% |
| Senior Driver | 15% |
Artisan and Truckers Casualty Company recognizes the importance of affordability for its policyholders, offering a range of discounts to make insurance coverage more accessible. These discounts include:
- Safe Driver Discount: Rewarding policyholders with a clean driving record, this discount acknowledges responsible driving habits.
- Multi-Policy Discount: Bundling multiple policies, such as auto and commercial insurance, leads to reduced premiums and enhanced convenience.
- Paid-in-Full Discount: Paying the entire premium upfront often results in a discounted rate, promoting financial planning.
- Professional Association Discount: Members of certain professional associations or industry groups can enjoy exclusive savings.
- Anti-Theft Device Discount: Equipping vehicles with anti-theft devices lowers the risk of theft-related claims and qualifies for reduced premiums.
- Safety Equipment Discount: Vehicles equipped with advanced safety features, such as anti-lock brakes and airbags, are eligible for reduced rates.
- Good Student Discount: Students who maintain high academic achievements can benefit from lower insurance rates.
- Loyalty Discount: Rewarding long-term policyholders, this discount recognizes customer loyalty and offers savings over time.
These discounts showcase Artisan and Truckers Casualty Company’s commitment to making insurance coverage more affordable without compromising the quality and extent of protection provided.
How Artisan and Truckers Casualty Company Ranks Among Providers
Artisan and Truckers Casualty Company operates in a competitive insurance landscape, where several prominent players vie for the attention of artisans, truckers, and other customers seeking specialized coverage. Some of the company’s main competitors include:
- Progressive Commercial: Known for its extensive range of commercial insurance options, including specialized coverage for trucks and vehicles used in business operations. Progressive offers a user-friendly online platform for quotes and policy management.
- Travelers Commercial Insurance: Travelers is a well-established insurer that provides a comprehensive suite of commercial insurance products, including coverage for commercial vehicles, property, and liability. Their wide network of agents offers personalized service.
- National Indemnity Company: Part of the Berkshire Hathaway group, National Indemnity focuses on commercial auto and trucking insurance. They offer customized policies for trucking companies and owner-operators.
- Hiscox: While more known for its specialty in professional liability insurance, Hiscox also offers commercial auto and small business insurance, providing tailored coverage for unique business needs.
- CNA Commercial Insurance: CNA specializes in a wide range of industries, including transportation and trucking. They offer customizable policies for businesses of various sizes, making them a competitor in the artisan and trucker insurance market.
- State Farm Commercial: With its strong agent network, State Farm offers commercial auto insurance that caters to a diverse set of businesses. Their emphasis on personalized service is a competitive advantage.
- Liberty Mutual Commercial: Liberty Mutual provides various commercial insurance solutions, including auto coverage for businesses. Their online tools and resources make it easy for customers to get quotes and manage policies.
Each of these competitors brings its own strengths and offerings to the table, catering to the unique insurance needs of artisans, truckers, and commercial enterprises. Artisan and Truckers Casualty Company distinguishes itself by focusing on specialized coverage tailored specifically for artisans and truckers, aiming to provide targeted and effective protection for these niche markets.
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Artisan and Truckers Casualty Company Claims Process
Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)
Artisan and Truckers Casualty Company offers a streamlined and convenient claims process for its policyholders. Whether you prefer the ease of filing a claim online, over the phone, or through mobile apps, the company strives to make the process as hassle-free as possible.
This flexibility ensures that you can choose the method that suits your preferences and needs, providing convenience during a potentially stressful time.
Average Claim Processing Time
One crucial aspect of evaluating an insurance provider is the efficiency of their claim processing. Artisan and Truckers Casualty Company aims to provide quick and efficient claim processing to minimize disruptions to your business or daily life. The average claim processing time with this insurer is an important factor to consider when assessing their overall service quality.
Customer Feedback on Claim Resolutions and Payouts
Customer feedback can provide valuable insights into the performance of an insurance company when it comes to claim resolutions and payouts. Artisan and Truckers Casualty Company prides itself on positive customer feedback in this regard.
The experiences from policyholders shed light on the company’s commitment to delivering on their promises and providing satisfactory claim resolutions and payouts.
Artisan and Truckers Casualty Company’s Digital and Technological Features
Mobile App Features and Functionality
In today’s digital age, insurance companies are increasingly offering mobile apps to enhance the customer experience. Artisan and Truckers Casualty Company is no exception. Their mobile app comes equipped with a range of features and functionalities designed to make managing your insurance policies and claims easier.
Exploring the capabilities of their mobile app can provide valuable insights into the convenience and accessibility they offer to their policyholders.
Online Account Management Capabilities
Online account management is a fundamental aspect of modern insurance services. Artisan and Truckers Casualty Company provides policyholders with robust online account management capabilities.
These tools empower you to access your policy information, make updates, and monitor your coverage with ease. Evaluating the user-friendliness and comprehensiveness of their online account management system is essential for those seeking a convenient insurance experience.
Digital Tools and Resources
In addition to mobile apps and online account management, insurance companies often offer various digital tools and resources to assist their customers. Artisan and Truckers Casualty Company may provide educational resources, calculators, and other digital tools to help you make informed insurance decisions.
Exploring these digital offerings can help you gauge the company’s commitment to providing valuable resources that enhance your understanding of their insurance products and services.
Frequently Asked Questions
What types of insurance does Artisan and Truckers Casualty Company offer?
Artisan and Truckers Casualty Company offers a comprehensive range of insurance options, including general liability insurance, commercial auto insurance, cargo insurance, physical damage coverage, non-trucking liability insurance, occupational accident insurance, workers’ compensation, and umbrella insurance.
What is the company’s A.M. Best rating?
Artisan and Truckers Casualty Company holds an impressive A.M. Best rating of “A” (Excellent), highlighting its strong financial stability and reliability.
How much can I expect to pay for insurance from this company?
On average, a 45-year-old male driver with a clean record can anticipate an annual rate of around $1,200, reflecting the company’s competitive pricing.
What sets Artisan and Truckers Casualty Company apart from other insurers?
The company’s specialization in providing tailored coverage for artisans and truckers, along with its streamlined claims process, positive customer reviews, and personalized service, distinguishes it in the insurance landscape.
Are there any discounts available for policyholders?
Yes, Artisan and Truckers Casualty Company offers various discounts, including safe driver, multi-policy, paid-in-full, professional association, anti-theft device, safety equipment, good student, and loyalty discounts.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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