AssuranceAmerica Insurance Company: Customer Ratings & Reviews [2024]
AssuranceAmerica Insurance Company stands as a reliable provider of affordable insurance solutions, catering specifically to customers with clean driving records, offering a comprehensive range of products including auto, home, and commercial insurance across multiple states in the US.
Angie Watts
Licensed Real Estate Agent
Angie Watts is a licensed real estate agent with Florida Executive Realty. Specializing in residential properties since 2015, Angie is a real estate writer who published a book educating homeowners on how to make the most money when they sell their homes. Her goal is to educate and empower both home buyers and sellers so they can have a stress-free shopping and/or selling process. She has studi...
Licensed Real Estate Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
AssuranceAmerica Insurance Company
Average Monthly Rate For Good Drivers
$100A.M. Best Rating:
A (Excellent)Complaint Level:
LowPros
- Competitive rates for Auto Insurance
- Diverse range of insurance options, including Specialty Insurance
- Excellent customer service and claims resolution
- Customizable policies to meet individual needs
- Strong financial stability and A.M. Best rating
Cons
- Limited availability in certain regions
- Online presence could be more user-friendly
- Specialty Insurance options may have specific eligibility criteria
- Some policy add-ons may come at an additional cost
- Limited discounts compared to other providers
Assuranceamerica Insurance Company is a provider of affordable insurance products for customers with clean driving records. The company offers a variety of insurance products, including auto, home, and commercial insurance, and operates in multiple states across the US.
Assuranceamerica provides discounts for good driving habits, multiple policies, and bundling insurance policies. The company also offers 24/7 customer service and online policy management options.
While some customers have reported mixed reviews regarding claims handling and customer service, Assuranceamerica continues to provide affordable insurance options for those in need.
What You Should Know About AssuranceAmerica Insurance Company
Company Contact Information:
Assuranceamerica Insurance Company Phone: 1-888-580-8134
Email: customerservice@assuranceamerica.com Address: 550 Pharr Road, Suite 400, Atlanta, GA 30305
Related Parent or Child Companies: Assuranceamerica Insurance Company is a subsidiary of National General Holdings Corp., a specialty personal lines insurance holding company.
Financial Ratings: Assuranceamerica Insurance Company has a rating of B (Fair) from A.M. Best, an independent insurance rating agency.
Customer Service Ratings: Assuranceamerica Insurance Company offers 24/7 customer service and has received mixed reviews regarding customer service from its customers.
Claims Information: Assuranceamerica Insurance Company provides claims handling services through its website or by phone. Customers can report claims 24/7 through the website or by calling the company’s claims department.
Company Apps: Assuranceamerica Insurance Company offers a mobile app for policyholders to manage their insurance policies, view policy information, and make payments. The app is available for download on both Apple and Android devices.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
AssuranceAmerica Insurance Company Insurance Coverage Options
Assuranceamerica Insurance Company offers a range of coverage options to protect customers from unexpected expenses and damages. Here are some of the coverage options available:
- Liability coverage: This coverage protects drivers from bodily injury and property damage liability in the event of an accident.
- Collision coverage: This coverage pays for damages to a customer’s vehicle in the event of an accident.
- Comprehensive coverage: This coverage pays for damages to a customer’s vehicle caused by incidents other than collisions, such as theft, fire, or vandalism.
- Uninsured/underinsured motorist coverage: This coverage protects customers from accidents involving other drivers who are uninsured or underinsured.
- Personal injury protection (PIP) coverage: This coverage pays for medical expenses and lost wages for drivers and passengers injured in an accident, regardless of who is at fault.
Assuranceamerica Insurance Company also offers additional coverage options, such as roadside assistance and rental car reimbursement. It’s important to review your coverage needs with an Assuranceamerica representative to determine which coverage options are right for you.
AssuranceAmerica Insurance Company Insurance Rates Breakdown
Compare RatesStart Now →
"}” data-sheets-userformat=”{"2":4737,"3":{"1":0},"10":2,"12":0,"15":"Arial"}”>
Driver Profile | AssuranceAmerica | National Average |
---|---|---|
Clean Record | $220 | $119 |
1+ Ticket | $280 | $147 |
1+ Accident | $321 | $173 |
DUI | $350 | $209 |
Poor Credit | $378 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
AssuranceAmerica Insurance Company Discounts Available
Compare RatesStart Now →
"}” data-sheets-userformat=”{"2":4737,"3":{"1":0},"10":2,"12":0,"15":"Arial"}”>
Discount | AssuranceAmerica Insurance Company |
---|---|
Anti Theft | 5% |
Good Student | 10% |
Low Mileage | 10% |
Paperless | 5% |
Safe Driver | 10% |
Senior Driver | 15% |
Assuranceamerica Insurance Company offers a variety of discounts to help customers save money on their insurance premiums. These discounts include:
- Good driver discount: Customers who maintain a clean driving record for a certain period of time may be eligible for a discount.
- Multiple policy discount: Customers who have more than one policy with Assuranceamerica may qualify for a discount on their premiums.
- Bundling discount: Customers who bundle their auto and home insurance policies with Assuranceamerica can receive a discount on both policies.
- Paid-in-full discount: Customers who pay their insurance premiums in full upfront can receive a discount on their premiums.
- Paperless discount: Customers who opt to receive their policy documents and bills electronically can receive a discount on their premiums.
These discounts can help customers save money on their insurance premiums while still receiving the coverage they need. It’s important to check with Assuranceamerica Insurance Company to determine which discounts are available in your state and how you can qualify for them.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
How AssuranceAmerica Insurance Company Ranks Among Providers
Assuranceamerica Insurance Company operates in a competitive market, and there are several other insurance companies that offer similar products and services. Some of Assuranceamerica’s main competitors include:
- Geico: Geico is a well-known insurance company that offers a variety of insurance products, including auto insurance, home insurance, and more.
- State Farm: State Farm is a popular insurance company that offers a range of insurance products, including auto insurance, home insurance, and life insurance.
- Allstate: Allstate is another major insurance company that offers auto insurance, home insurance, and a range of other insurance products.
- Progressive: Progressive is a well-known insurance company that offers auto insurance, home insurance, and a variety of other insurance products.
These companies, along with others in the insurance industry, offer a range of products and services that compete with Assuranceamerica Insurance Company. It’s important for customers to compare coverage options and rates from multiple insurance providers before selecting the one that best meets their needs.
Familiarizing AssuranceAmerica Insurance Company’s Claims Process
Ease of Filing a Claim
Assuranceamerica Insurance Company prioritizes a hassle-free claims process, offering multiple channels for filing a claim. Policyholders can conveniently file claims online through the company’s website or over the phone by calling the dedicated claims hotline at 1-888-580-8134.
Additionally, Assuranceamerica provides a user-friendly mobile app, available for both Apple and Android devices, enabling customers to initiate and track claims on the go.
Average Claim Processing Time
The company is committed to efficient claim processing to ensure prompt resolution for its policyholders. While specific processing times may vary based on the nature and complexity of each claim, Assuranceamerica strives to maintain industry-standard turnaround times.
Customers can expect a transparent and timely handling of their claims, contributing to a smoother overall experience.
Customer Feedback on Claim Resolutions and Payouts
Assuranceamerica Insurance Company values customer satisfaction and continuously seeks feedback on its claims resolution process. Reviews from policyholders provide insights into the effectiveness of the company’s claims handling.
While there have been mixed reviews regarding claims handling and customer service, Assuranceamerica remains dedicated to addressing concerns and improving the overall satisfaction of its customers.
Digital and Technological Advancements of AssuranceAmerica Insurance Company
Mobile App Features and Functionality
Assuranceamerica Insurance Company offers a feature-rich mobile app designed to enhance policyholders’ digital experience. The app allows users to manage their insurance policies, view policy information, and make payments conveniently from their smartphones.
The user-friendly interface ensures accessibility and ease of navigation, making it a valuable tool for on-the-go policy management.
Online Account Management Capabilities
The company provides robust online account management capabilities through its website. Policyholders can access their accounts, review policy details, update information, and perform various transactions online.
This digital platform empowers customers with the flexibility to manage their insurance policies at their convenience, fostering a more transparent and user-centric experience.
Digital Tools and Resources
Assuranceamerica Insurance Company recognizes the importance of digital tools and resources in providing comprehensive support to its customers. The online platform offers a range of digital resources, including educational materials, FAQs, and interactive tools, to assist policyholders in understanding their coverage better.
These digital tools contribute to an informed and empowered customer base, promoting a proactive approach to insurance management.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Frequently Asked Questions
Which states does AssuranceAmerica offer insurance coverage in?
AssuranceAmerica offers insurance coverage in 17 states, including Arizona, Florida, Georgia, Indiana, Louisiana, Mississippi, Nevada, New Mexico, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia, and Wisconsin.
How can I file a claim with AssuranceAmerica?
To file a claim with AssuranceAmerica, you can call their claims hotline at 1-888-580-8134 or submit a claim online through their website.
Does AssuranceAmerica offer roadside assistance?
Yes, AssuranceAmerica offers roadside assistance as an optional add-on to their auto insurance policies. This service provides help with common roadside issues such as flat tires, dead batteries, and lockouts.
What are the coverage options offered by AssuranceAmerica Insurance Company?
AssuranceAmerica Insurance Company offers a range of coverage options, including auto insurance, homeowners insurance, renters insurance, and commercial auto insurance. They also provide additional coverage options such as roadside assistance and rental car reimbursement.
Who are the main competitors of AssuranceAmerica Insurance Company?
Some of AssuranceAmerica’s main competitors in the insurance industry include Geico, Progressive, State Farm, and Allstate. It’s important to compare coverage options and rates from multiple insurance providers before selecting the one that best meets your needs.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Angie Watts
Licensed Real Estate Agent
Angie Watts is a licensed real estate agent with Florida Executive Realty. Specializing in residential properties since 2015, Angie is a real estate writer who published a book educating homeowners on how to make the most money when they sell their homes. Her goal is to educate and empower both home buyers and sellers so they can have a stress-free shopping and/or selling process. She has studi...
Licensed Real Estate Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.