Assured Guaranty Corp. Review (2024)

Assured Guaranty Corp., a stalwart in insurance solutions, fortifies financial foundations globally, offering diverse offerings from shielding investments to bolstering municipal bonds in dynamic markets.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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Assured Guaranty Corp.

Average Monthly Rate For Good Drivers

$100

A.M. Best Rating:

A+

Complaint Level:

Low

Pros

  • Specialized insurance solutions
  • Expertise in safeguarding investments
  • Dedication to financial stability
  • Tailored risk assessment
  • Support for public infrastructure

Cons

  • Focus primarily on financial sector
  • Limited direct relevance to individual consumers
  • Not an auto insurance provider
  • May not suit individuals seeking personal insurance coverage
  • May not be suitable for those not involved in financial markets

In the realm of financial stability, Assured Guaranty Corp. shines as a distinguished provider of insurance solutions. With a diverse range of offerings spanning investment, municipal bonds, structured finance, international trade, and housing finance, AGC emerges as a reliable guardian of financial well-being.

Its investment insurance shields portfolios from market volatility, while municipal bond insurance enhances creditworthiness for local governments. AGC’s role in structured finance and trade credit insurance bolsters stability in complex financial markets and encourages global economic growth. Additionally, AGC’s contribution to housing finance ensures market stability.

With a commitment to excellence and a reputation for reliability, Assured Guaranty Corp. stands as a steadfast partner in securing prosperous futures.

Assured Guaranty Corp. Insurance Coverage Options

Assured Guaranty Corp. offers a comprehensive array of coverage options that cater to diverse financial needs. Here are the coverage options provided by the company:

  • Investment Insurance: Protects investments from market volatility, ensuring stability and consistent returns.
  • Municipal Bond Insurance: Enhances the creditworthiness of municipal bonds, securing funding for essential projects.
  • Structured Finance Insurance: Reduces risks associated with complex financial instruments, contributing to financial market stability.
  • International Trade Credit Insurance: Mitigates risks in cross-border transactions, enabling businesses to engage confidently in international trade.
  • Housing Finance and Mortgage-Related Insurance: Supports housing market stability by offering insurance for mortgage-related products.

These coverage options collectively reflect Assured Guaranty Corp.’s commitment to safeguarding financial well-being across various sectors.

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Assured Guaranty Corp. Insurance Rates Breakdown

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Driver ProfileAssured GuarantyNational Average
Clean Record$180$119
1+ Ticket$227$147
1+ Accident$238$173
DUI$265$209
Poor Credit$310$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Assured Guaranty Corp. Discounts Available

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DiscountAssured Guaranty Corp.
Anti Theft10%
Good Student15%
Low Mileage8%
Paperless5%
Safe Driver12%
Senior Driver7%

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Assured Guaranty Corp. provides several valuable discounts to enhance affordability and accessibility for its insurance offerings. Here are the discounts offered by the company:

  • Multi-Policy Discount: Customers who choose to bundle multiple insurance policies with Assured Guaranty Corp. can enjoy a reduced premium rate for each policy.
  • Claims-Free Discount: Policyholders with a history of maintaining claims-free coverage are eligible for a discount on their premiums as a reward for responsible risk management.
  • Long-Term Coverage Discount: Customers who commit to long-term coverage with Assured Guaranty Corp. can receive a discount as an incentive for their loyalty.
  • Safe Investment Discount: Investors who opt for investment insurance with Assured Guaranty Corp. can benefit from reduced premiums by showcasing a well-balanced and secure investment portfolio.
  • Municipal Affiliation Discount: Municipalities and local governments that choose AGC’s municipal bond insurance may qualify for a discount, reinforcing financial stability at the local level.

These discounts demonstrate Assured Guaranty Corp.’s commitment to providing cost-effective solutions while ensuring the financial security and prosperity of its policyholders.

How Assured Guaranty Corp. Ranks Among Providers

Assured Guaranty Corp. operates in a competitive landscape within the insurance industry, facing several notable competitors. Here are some of the company’s main competitors:

  • MBIA Inc.: A prominent player in the financial guarantee insurance sector, MBIA offers insurance services similar to Assured Guaranty Corp., particularly in municipal bonds and structured finance.
  • Ambac Financial Group: Ambac is known for providing financial assurance solutions, including bond insurance and other risk mitigation services, making it a direct competitor in AGC’s target markets.
  • Syncora Holdings Ltd.: Syncora is another competitor in the financial guarantee insurance sector, offering a range of insurance products and services that align with Assured Guaranty Corp.’s offerings.
  • Bond insurers owned by banks: Several major banks own their bond insurance subsidiaries, such as JPMorgan Chase’s JPMorgan Municipal Assurance Corp. These entities also compete with Assured Guaranty Corp. in the municipal bond insurance space.

These competitors share similar niches in the insurance industry, often competing for market share and delivering financial stability solutions to a variety of clients.

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Assured Guaranty Corp. Claims Process

Ease of Filing a Claim

Assured Guaranty Corp. offers a user-friendly and efficient claims process for its customers. Whether you prefer filing a claim online, over the phone, or through their mobile app, the company provides multiple convenient options.

Their commitment to accessibility ensures that policyholders can initiate claims quickly and hassle-free, making it easier to navigate during challenging times.

Average Claim Processing Time

One of the key factors that policyholders consider when evaluating an insurance provider is the speed at which claims are processed. Assured Guaranty Corp. strives to expedite the claims processing journey.

While specific processing times may vary depending on the nature and complexity of the claim, the company is dedicated to minimizing delays and providing timely resolutions. Policyholders can expect efficient handling of their claims.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback is invaluable in assessing the performance of an insurance company. Assured Guaranty Corp. has a track record of delivering fair and transparent claim resolutions and payouts, which is reflected in positive customer feedback.

The company prioritizes customer satisfaction by striving for equitable and prompt settlements. Understanding the experiences of policyholders can provide valuable insights into the effectiveness of their claims process.

Assured Guaranty Corp. Digital and Technological Features

Mobile App Features and Functionality

Assured Guaranty Corp. offers a feature-rich mobile app designed to enhance the customer experience.

The app provides policyholders with easy access to their accounts, allowing them to view policy details, track claims, make payments, and even file claims directly from their mobile devices. With a user-friendly interface and robust functionality, the mobile app empowers customers to manage their insurance needs conveniently on the go.

Online Account Management Capabilities

In addition to their mobile app, Assured Guaranty Corp. offers comprehensive online account management capabilities through their website.

Policyholders can log in to their accounts to access a wide range of services, including policy information, payment processing, and claims management. The online platform is designed to provide customers with a seamless and efficient way to handle their insurance-related tasks from the comfort of their homes.

Digital Tools and Resources

Assured Guaranty Corp. equips its policyholders with digital tools and resources to make informed decisions about their insurance coverage.

These resources may include educational materials, calculators, and interactive tools that help customers better understand their policies and coverage options. By offering these digital resources, the company aims to empower policyholders to make well-informed choices and optimize their insurance experience.

Frequently Asked Questions

What does Assured Guaranty Corp. specialize in?

Assured Guaranty Corp. specializes in providing a diverse range of insurance solutions, including investment insurance, municipal bond insurance, structured finance insurance, international trade credit insurance, and housing finance insurance.

How does investment insurance from Assured Guaranty Corp. work?

Assured Guaranty Corp.’s investment insurance protects portfolios from market volatility, ensuring stability and consistent returns even during uncertain times.

Are there any discounts available for AGC’s insurance policies?

Yes, Assured Guaranty Corp. offers discounts such as multi-policy, claims-free, long-term coverage, safe investment, and municipal affiliation discounts to enhance affordability for policyholders.

What sets Assured Guaranty Corp. apart from its competitors?

AGC’s diverse range of insurance offerings, global reach, and reputation for reliability distinguish it in the competitive insurance landscape.

Can individuals benefit from AGC’s insurance solutions, or are they primarily for businesses?

Assured Guaranty Corp.’s insurance solutions cater to both individuals and businesses, ensuring financial security for a wide range of clients.

How can I learn more about Assured Guaranty Corp.’s insurance options?

For more detailed information and personalized assistance, visit Assured Guaranty Corp.’s official website or contact their customer service representatives.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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