Assured Life Association Review (2024)
Assured Life Association, a stalwart in the realm of insurance, stands as a reliable guardian on life's unpredictable journey, offering diverse coverage options for life, health, property, and auto with competitive rates, a robust A.M. Best rating, and a commitment to customer-centric excellence.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Assured Life Association
Average Monthly Rate For Good Drivers
$67A.M. Best Rating:
A- (Excellent)Complaint Level:
LowPros
- Diverse Range of Insurance Options
- Transparent and Trustworthy
- Competitive Premium Rates
- Strong Financial Stability
- Customer-Centric Approach
Cons
- Limited Online Policy Management Tools
- Availability Limited to Certain Regions
- Complex Policy Customization Options
Discover assurance with Assured Life Association – your constant companion on life’s unpredictable journey. We offer diverse insurance options – life, health, property, auto coverage – prioritizing your well-being and financial security. Robust A.M. Best rating, $800 avg. premiums/year, proven low complaints, reflecting our excellence.
Explore tailored coverage – term, whole life, health, property, auto – backed by a trusted legacy. Customer-centric, industry-recognized, discounts available, making us an unequivocally compelling choice. Embrace the future confidently, as uncertainties recede, and peace of mind prevails.
Assured Life Association Insurance Coverage Options
At Assured Life Association, we believe in tailoring insurance coverage to your specific needs. Our comprehensive range of coverage options ensures that you’re protected in every aspect of your life journey:
- Life Insurance: Choose from term life and whole life insurance policies, each designed to provide financial security for your loved ones in the face of unforeseen circumstances.
- Health Insurance: Our health insurance plans offer extensive coverage for medical expenses, ensuring you have access to quality healthcare without financial stress.
- Property Insurance: Safeguard your valuable assets, whether it’s your home or rental property, with our property insurance coverage that protects against damages and losses.
- Auto Insurance: Hit the road with confidence knowing that our auto insurance policies have you covered in case of accidents, theft, or damage to your vehicle.
Each coverage option is thoughtfully designed to address your unique requirements, providing peace of mind and a safety net for the future.
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Assured Life Association Insurance Rates Breakdown
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Driver Profile | Assured Life Association | National Average |
---|---|---|
Clean Record | $104 | $119 |
1+ Ticket | $146 | $147 |
1+ Accident | $217 | $173 |
DUI | $333 | $209 |
Poor Credit | $179 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Assured Life Association Discounts Available
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Discounts | Assured Life Association |
---|---|
Anti Theft | 15% |
Good Student | 18% |
Low Mileage | 14% |
Paperless | 6% |
Safe Driver | 20% |
Senior Driver | 12% |
At Assured Life Association, we understand the value of rewarding our customers. We offer a variety of discounts to make insurance more affordable and accessible for you:
- Multi-Policy Discount: Bundle multiple insurance policies with us and enjoy significant savings on your premiums.
- Safe Driver Discount: If you have a clean driving record, you could qualify for a discount on your auto insurance premium.
- Good Health Discount: Maintain a healthy lifestyle, and you might be eligible for reduced rates on your health insurance coverage.
- Home Security Discount: Implement security measures in your home to qualify for discounts on your property insurance premium.
- Loyalty Discount: We appreciate your trust in us. As a token of our gratitude, we offer loyalty discounts to long-term policyholders.
- Pay-in-Full Discount: Pay your annual premium in full to unlock additional savings on your insurance coverage.
- Paperless Billing Discount: Opt for paperless billing and contribute to a greener environment while enjoying a discount on your premium.
These discounts not only help you save money but also reflect our commitment to rewarding responsible behavior and building lasting relationships with our valued customers.
How Assured Life Association Ranks Among Providers
In the competitive landscape of insurance providers, Assured Life Association stands strong. Here are some of our main competitors in the industry:
- Secureguard Insurance: A formidable contender, Secureguard Insurance is known for its extensive range of insurance options and personalized customer service.
- Reliance Assurance Group: With a focus on innovation and cutting-edge technology, Reliance Assurance Group offers a seamless online experience and a diverse portfolio of insurance solutions.
- Vitalitylife Insurance: Vitalitylife Insurance sets itself apart with its unique approach, incorporating wellness incentives and rewards into their insurance offerings.
- Guardian Shield Assurance: Guardian Shield Assurance boasts a strong financial standing and a reputation for responsive claims processing, appealing to those seeking reliability.
- Safeguard Insurance Solutions: Safeguard Insurance Solutions positions itself as a customer-centric company, offering tailored insurance plans backed by excellent customer support.
These competitors, like Assured Life Association, are dedicated to providing security and peace of mind through their insurance offerings. Our commitment to transparency, comprehensive coverage, and customer satisfaction continues to set us apart in this dynamic market.
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Assured Life Association Claims Process
Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)
When it comes to filing a claim with Assured Life Association, policyholders have multiple convenient options at their disposal. One of the standout features of their claims process is the flexibility it offers.
Policyholders can choose to file a claim online, over the phone, or through their mobile app, making it incredibly easy to initiate the claims process in a manner that suits their preferences and needs. Whether you prefer the simplicity of a digital submission, the personal touch of a phone call, or the on-the-go convenience of a mobile app, Assured Life Association has you covered.
Average Claim Processing Time
One of the crucial aspects of any insurance company’s claims process is the speed at which claims are processed and paid out. Assured Life Association takes pride in its efficient claims processing system.
On average, the company has a commendable track record of swift claim processing, ensuring that beneficiaries receive their payouts in a timely manner. This quick turnaround time is a testament to their commitment to providing financial support when it’s needed most, reducing the stress and uncertainty that can accompany the claims process.
Customer Feedback on Claim Resolutions and Payouts
To gauge the effectiveness of an insurance company’s claims process, it’s essential to consider customer feedback on claim resolutions and payouts. Assured Life Association has garnered positive reviews from policyholders regarding their claim resolutions and payouts.
Customers appreciate the transparency and fairness in the way claims are handled. The company’s dedication to providing adequate support during difficult times reflects in the satisfaction of their policyholders. This positive feedback underscores Assured Life Association’s commitment to fulfilling its promises to its valued customers.
Assured Life Association Digital and Technological Features
Mobile App Features and Functionality
Assured Life Association offers a robust mobile app that enhances the overall customer experience. The mobile app is packed with features and functionality designed to make managing your insurance policy easier than ever.
Users can access policy information, pay premiums, and even initiate claims directly from the app. Additionally, the app provides easy access to customer support, ensuring that assistance is just a few taps away. With a user-friendly interface and a range of useful tools, Assured Life Association’s mobile app puts policyholders in control of their insurance needs.
Online Account Management Capabilities
For those who prefer managing their insurance policies via a web browser, Assured Life Association’s online account management capabilities are top-notch. Policyholders can log in to their accounts through the company’s website to access a wealth of information and tools.
From updating personal information to reviewing policy details and making payments, the online portal provides a convenient platform for policy management. The user-friendly interface ensures that customers can navigate their accounts with ease, empowering them to stay on top of their insurance needs.
Digital Tools and Resources
In addition to its mobile app and online account management capabilities, Assured Life Association offers a range of digital tools and resources to assist policyholders in making informed decisions about their coverage.
These tools may include calculators to estimate insurance needs, educational resources to better understand insurance products, and informative blog articles on relevant topics. By providing these digital resources, Assured Life Association demonstrates its commitment to empowering customers with the knowledge and tools they need to navigate the world of insurance effectively.
Frequently Asked Questions
What types of insurance does Assured Life Association offer?
Assured Life Association provides a range of insurance options including life, health, property, and auto coverage.
How competitive are their insurance rates?
Assured Life Association offers competitive rates, with an average annual premium of $800.
What is Assured Life Association’s A.M. Best rating?
Assured Life Association holds an A- (Excellent) rating from A.M. Best, highlighting its strong financial stability.
Are there any discounts available?
Yes, they offer various discounts including multi-policy, safe driver, loyalty, and more, to help you save on premiums.
How is Assured Life Association’s customer service?
Assured Life Association prides itself on a customer-centric approach, focusing on excellent service and support.
What coverage options are available for life insurance?
Assured Life Association offers both term life and whole life insurance policies to cater to different needs.
Can I customize my insurance policy
Absolutely, Assured Life Association allows policy customization with optional riders and features for tailored coverage.
What sets Assured Life Association apart from competitors?
Their diverse coverage options, competitive rates, and strong customer focus distinguish them in the insurance landscape.
How do I file a claim?
Filing a claim is easy; reach out to their claims department for guidance through the process.
Is Assured Life Association available nationwide?
Availability might vary, so check if their services extend to your region for full coverage details.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.