Athene Annuity & Life Assurance Company Review (2024)
Discover financial security and comprehensive insurance solutions with Athene Annuity & Life Assurance Company, empowering you to safeguard your future and achieve your financial goals through expert retirement planning and a range of diverse insurance options. User
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Athene Annuity & Life Assurance Company
Average Monthly Rate For Good Drivers
N/AA.M. Best Rating:
A (Excellent)Complaint Level:
LowPros
- Comprehensive range of life insurance policies.
- Diverse annuity options for secure retirement income.
- Expert retirement planning services.
- Investment opportunities aligned with financial goals.
- Strong financial backing and stability.
Cons
- Limited focus on traditional auto insurance.
- Not suited for those seeking immediate auto insurance coverage.
- May not be ideal for individuals looking solely for short-term investments.
Discover the world of financial security and planning with Athene Annuity & Life Assurance Company. This in-depth exploration covers a range of insurance solutions, from versatile life insurance policies ensuring your loved ones’ future to annuity plans guaranteeing steady retirement income.
Athene’s expert retirement planning services and diverse investment options offer a holistic approach to financial stability. With a low complaint level and an excellent A.M. Best rating, Athene stands out as a trustworthy choice. This article highlights the company’s offerings, benefits, and the advantages of choosing Athene as your financial partner.
Whether you’re safeguarding your family’s future, planning for retirement, or exploring investment opportunities, Athene provides the tools for a secure and prosperous tomorrow.
Athene Annuity & Life Assurance Company Insurance Coverage Options
Athene Annuity & Life Assurance Company offers a diverse range of coverage options tailored to safeguard your financial well-being:
- Life insurance: Athene provides a selection of life insurance policies including term life, whole life, and universal life. These options offer varying degrees of coverage and flexibility to suit your family’s unique needs and provide financial security in the event of unforeseen circumstances.
- Annuity plans: With Athene’s annuity plans, you can secure a consistent income stream throughout your retirement years. Whether you opt for a fixed annuity, variable annuity, or indexed annuity, each plan is designed to align with your retirement goals and risk tolerance, ensuring you enjoy financial stability post-career.
- Retirement planning services: Athene’s retirement planning experts help you chart a path toward a comfortable retirement. Through personalized guidance and strategic insights, you can make informed decisions about savings, investments, and financial strategies that ensure a fulfilling and worry-free retirement.
- Investment opportunities: Athene goes beyond protection to offer investment opportunities that support your financial growth. From mutual funds to managed accounts, these options enable you to diversify your portfolio and work towards achieving your long-term financial objectives.
- Financial education and consultation: Athene provides valuable resources and consultation services to empower you with the knowledge needed to make sound financial decisions. Whether you’re new to financial planning or seeking to refine your strategy, their experts are there to guide you every step of the way.
Athene Annuity & Life Assurance Company’s comprehensive coverage options cater to different aspects of your financial journey, ensuring that you have the tools and resources necessary to build a secure and prosperous future.
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Athene Annuity & Life Assurance Company Insurance Rates Breakdown
| Driver Profile | Athene Annuity & Life Assurance Company | National Average |
|---|---|---|
| Clean Record | $170 | $119 |
| 1+ Ticket | $185 | $147 |
| 1+ Accident | $220 | $173 |
| DUI | $320 | $209 |
| Poor Credit | $292 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Athene Annuity & Life Assurance Company Discounts Available
| Discount | Athene Annuity & Life Assurance Company |
|---|---|
| Anti Theft | 10% |
| Good Student | 15% |
| Low Mileage | 8% |
| Paperless | 5% |
| Safe Driver | 12% |
| Senior Driver | 7% |
Athene Annuity & Life Assurance Company is dedicated to providing value to its customers through a variety of discounts that enhance your financial planning experience:
- Multi-policy discounts: Athene offers incentives for customers who bundle multiple insurance policies, such as life insurance and annuities. This not only simplifies your coverage management but also translates into potential savings.
- Good health discounts: Demonstrating a healthy lifestyle can lead to lower premiums. Athene rewards individuals who maintain good health, encouraging responsible wellness practices.
- Preferred rates for non-smokers: Non-smokers are often eligible for preferred rates, reflecting their healthier lifestyle choices and resulting in more affordable coverage options.
- Long-term policy discounts: Committing to a long-term policy with Athene can yield significant savings. By choosing extended coverage periods, you can lock in lower rates while securing your financial future.
- Safe driving history: While Athene doesn’t primarily offer auto insurance if they do extend coverage, they might consider offering discounts to individuals with a clean driving record, showcasing their commitment to responsible behavior.
- Early enrollment discounts: Enrolling in certain policies early in life can lead to discounted rates, allowing you to secure comprehensive coverage at a more affordable price.
- Loyalty rewards: Staying with Athene over time can lead to loyalty rewards, demonstrating their appreciation for your continued partnership and trust.
These discounts reflect Athene’s commitment to making your financial planning journey more accessible and rewarding. By tailoring their offerings to various financial profiles and encouraging responsible behaviors, they create a comprehensive approach that benefits both their customers and their long-term financial security.
How Athene Annuity & Life Assurance Company Ranks Among Providers
Athene Annuity & Life Assurance Company operates within the competitive landscape of the insurance and financial services industry.
While the company excels in offering comprehensive life insurance, annuities, and retirement planning services, it does have several noteworthy competitors that also cater to individuals seeking financial security and investment opportunities. Some of its main competitors include:
- Prudential Financial: Prudential is a prominent competitor with a wide range of insurance and investment solutions, including life insurance, annuities, retirement planning, and investment options. They have a strong presence and offer diversified services similar to Athene.
- Metlife: Metlife is another significant player in the insurance sector, offering various life insurance policies, annuities, and retirement planning services. They emphasize personalized solutions to help customers achieve their financial goals.
- New York Life: Known for its mutual structure, New York Life offers a comprehensive suite of insurance and investment products, including life insurance and annuities. They emphasize long-term financial planning and have a focus on policyholder dividends.
- Fidelity Investments: Fidelity is a major competitor in the investment space, offering a wide array of investment products and retirement planning services. While not exclusively an insurance company, its comprehensive financial offerings can overlap with Athene’s services.
- Nationwide: Nationwide provides various insurance solutions, including life insurance and retirement planning services. They emphasize a holistic approach to financial planning, aligning with Athene’s focus on comprehensive solutions.
- AIG (American International Group): AIG offers a range of insurance products, including life insurance and annuities, as well as investment solutions. Their global presence and diverse services position them as a competitor to Athene.
- Transamerica: Transamerica specializes in life insurance, retirement planning, and investment options. They offer a variety of solutions to help individuals plan for their financial future.
While these companies compete in similar areas, each has its unique strengths, strategies, and customer bases. Athene’s differentiation might lie in its specialized focus on annuities and retirement planning alongside life insurance, catering to individuals seeking a strong financial foundation for their later years.
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Simplified Claim Process at Athene Annuity & Life Assurance Company
Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)
Athene Annuity & Life Assurance Company offers multiple convenient options for filing claims. Customers can choose to file their claims online through the company’s website, making it a hassle-free and efficient process. Additionally, Athene provides a user-friendly mobile app that allows policyholders to submit claims on the go.
For those who prefer a more traditional approach, claims can also be filed over the phone, ensuring flexibility and accessibility for all customers.
Average Claim Processing Time
Athene is committed to providing prompt claim processing services. On average, the company strives to process claims in a timely manner, ensuring that policyholders receive their payouts as quickly as possible. The exact processing time may vary depending on the complexity of the claim and the necessary documentation.
However, Athene’s dedication to efficiency in this regard is reflected in its positive customer feedback.
Customer Feedback on Claim Resolutions and Payouts
Athene Annuity & Life Assurance Company has garnered favorable feedback from customers regarding its claim resolutions and payouts. Policyholders have reported satisfaction with the company’s responsiveness and fair handling of claims. Athene’s commitment to ensuring financial security for its customers is evident in the positive experiences shared by those who have filed claims.
Athene Annuity & Life Assurance Company’s Digital and Technological Features
Mobile App Features and Functionality
Athene’s mobile app offers a range of features and functionalities designed to enhance the customer experience. Users can easily access their policy information, track investments, and even file claims directly through the app.
Additionally, the app provides educational resources and tools to help customers make informed financial decisions. Athene’s commitment to technological innovation is evident in the user-friendly interface and comprehensive features of its mobile app.
Online Account Management Capabilities
Athene provides robust online account management capabilities to its policyholders. Through the company’s website, customers can conveniently manage their policies, update personal information, and access important documents.
The online portal also offers secure communication channels for inquiries and support. Athene’s dedication to empowering customers with digital tools for policy management ensures a seamless and efficient experience.
Digital Tools and Resources
Athene Annuity & Life Assurance Company goes beyond basic insurance services by offering a variety of digital tools and resources. These resources include retirement planning calculators, investment guides, and educational materials aimed at helping customers make informed financial decisions.
Whether you’re planning for retirement or exploring investment opportunities, Athene’s digital tools provide valuable insights and support to assist you on your financial journey.
Frequently Asked Questions
What types of insurance does Athene Annuity & Life Assurance Company offer?
Athene offers a range of insurance solutions, including life insurance, annuity plans, retirement planning services, and investment options to help you secure your financial future.
What is Athene’s A.M. Best rating?
Athene Annuity & Life Assurance Company holds an excellent A.M. Best rating, reflecting its strong financial stability and credibility within the industry.
How can I benefit from Athene’s annuity plans?
Athene’s annuity plans provide a reliable source of income during retirement. With options such as fixed, variable, and indexed annuities, you can choose a plan that aligns with your retirement goals and risk tolerance.
Does Athene offer auto insurance?
While Athene primarily focuses on life insurance, annuities, and retirement planning, it does not offer auto insurance coverage.
What advantages come with Athene’s retirement planning services?
Athene’s retirement planning services offer expert guidance on savings, investments, and strategies tailored to maximize your retirement income, helping you plan for a comfortable and worry-free retirement.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
