Atlantic Casualty Insurance Company Review (2024)

Atlantic Casualty Insurance Company stands as a stalwart protector, offering a diverse array of coverage options and exceptional customer service to ensure peace of mind for both businesses and individuals, all backed by a robust A.M. Best rating—your reliable choice for safeguarding assets.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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Atlantic Casualty Insurance Company

Average Monthly Rate For Good Drivers

$100

A.M. Best Rating:

A- (Excellent)

Complaint Level:

Low

Pros

  • Comprehensive Coverage Options Tailored to Individual Needs
  • Dedicated to Personalized Service and Prompt Claims Processing
  • Diverse Range of Insurance Policies, Including Commercial and Personal Lines
  • Strong Financial Stability and A.M. Best Rating
  • Competitive Average Annual Rates for High-Quality Coverage

Cons

  • May Not Offer the Widest Range of Specialty Coverage Compared to Some Competitors

In today’s ever-changing world. Through a diverse array of insurance coverage options, the company offers a shield of protection that goes beyond financial security – it offers peace of mind.

But Atlantic Casualty is not just about policies; it’s about people. The company’s commitment to personalized service, efficient claims processing, and a deep understanding of the intricacies of risk management set it apart in a crowded market.

The company’s competition may be formidable, but Atlantic Casualty stands tall with a legacy built on trust, expertise and a track record of keeping promises. As individuals and businesses navigate a world of uncertainties, Atlantic Casualty Insurance Company emerges as a beacon of reliability, offering a range of coverage options that safeguard the future.

Atlantic Casualty Insurance Company Insurance Coverage Options

Atlantic Casualty Insurance Company offers a range of coverage options designed to cater to the diverse needs of businesses and individuals. Here are the coverage options provided by the company:

  • General Liability Insurance: This coverage protects businesses from claims arising due to third-party bodily injury, property damage, and related legal liabilities. It safeguards your business assets and reputation in case of unexpected accidents or incidents.
  • Commercial Auto Insurance: Atlantic Casualty’s Commercial Auto Insurance provides coverage for business vehicles, ensuring protection for both the vehicles and drivers. Whether you have a single company car or an entire fleet, this coverage helps keep your business on the move.
  • Professional Liability Insurance: Also known as Errors and Omissions Insurance, this coverage is essential for businesses that provide professional services. It protects against claims of negligence, errors, or omissions, ensuring your reputation remains intact even in the face of unforeseen mistakes.
  • Umbrella Insurance: Umbrella Insurance adds an extra layer of liability protection beyond the limits of your primary policies. It provides extended coverage for both general liability and other underlying liability policies, offering greater security against high-value claims.
  • Property Insurance: Protect your physical assets, including your business premises, equipment, and inventory, with Atlantic Casualty’s Property Insurance. This coverage safeguards your property against perils such as fire, theft, and natural disasters, allowing your business to recover and rebuild in times of adversity.

Each of these coverage options addresses specific aspects of risk that businesses and individuals may face, offering a comprehensive suite of insurance solutions to ensure financial protection and peace of mind.

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Atlantic Casualty Insurance Company Insurance Rates Breakdown

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Driver ProfileAtlantic CasualtyNational Average
Clean Record$120$119
1+ Ticket$148$147
1+ Accident$175$173
DUI$210$209
Poor Credit$206$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Atlantic Casualty Insurance Company Discounts Available

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DiscountAtlantic Casualty
Anti Theft6%
Good Student12%
Low Mileage9%
Paperless5%
Safe Driver18%
Senior Driver7%

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Atlantic Specialty Insurance Company values its customers and offers various discounts to help them save on their insurance premiums. Here are some of the discounts provided by the company:

  • Multi-Policy Discount: Customers who bundle multiple insurance policies, such as general liability and commercial auto insurance, with Atlantic Casualty can enjoy a discount on their premiums.
  • Claims-Free Discount: If you have a history of being claims-free, Atlantic Casualty rewards you with a discount as an incentive for maintaining a safe and responsible track record.
  • Safety and Security Features Discount: Businesses that implement safety measures and security features, such as alarms, surveillance systems, and fire suppression systems, may be eligible for a discount on their insurance premiums.
  • New Business Discount: New customers who choose Atlantic Casualty for their insurance needs can often benefit from a special discount as a welcome gesture.
  • Paid-in-Full Discount: Customers who choose to pay their insurance premiums in full, rather than in installments, may qualify for a discount on their total premium amount.
  • Loyalty Discount: Customers who have been with Atlantic Casualty for an extended period may be eligible for a loyalty discount, rewarding their continued partnership with the company.
  • Good Driver Discount: For commercial auto insurance, businesses with drivers who maintain safe driving records and avoid accidents or violations can receive a discount on their premiums.
  • Group Discount: Certain professional associations, trade groups, or organizations may have partnerships with Atlantic Casualty that provide their members with exclusive discounts.
  • Early Renewal Discount: Customers who renew their policies with Atlantic Casualty before the expiration date may be eligible for a discount as a reward for proactive renewal.

These discounts demonstrate Atlantic Casualty’s commitment to rewarding responsible behavior, loyalty, and safety measures. They provide customers with opportunities to save while still maintaining comprehensive and reliable insurance coverage.

How Atlantic Casualty Insurance Company Ranks Among Providers

Atlantic Casualty Insurance Company operates in a competitive landscape within the insurance industry. While the exact competitors may vary based on factors like region and specialization, here are some of the main competitors that Atlantic Casualty might encounter:

  • Travelers: Travelers is a well-established insurance company that offers a wide range of insurance products for businesses and individuals. They are known for their strong financial stability and diverse coverage options.
  • The Hartford: The Hartford is another major player in the insurance industry, focusing on providing insurance solutions for businesses of all sizes. They offer specialized coverage options and have a reputation for excellent customer service.
  • CNA Financial: CNA Financial is a leading commercial insurance provider, offering a range of coverage options tailored to businesses. They have a strong presence in various industries and are known for their expertise in risk management.
  • Chubb: Chubb is a global insurance company with a strong emphasis on high-value and specialty insurance solutions. They cater to businesses and individuals seeking comprehensive coverage and personalized service.
  • Liberty Mutual: Liberty Mutual is known for its diverse insurance offerings, including commercial coverage and personal lines. They have a broad customer base and offer various discounts and customizable policies.
  • Amtrust Financial: Amtrust specializes in providing insurance solutions for small and mid-sized businesses. They offer unique coverage options and focus on offering responsive service to their policyholders.
  • Nationwide: Nationwide provides a range of insurance products, including commercial and personal lines. They have a wide network of agents and offer a variety of discounts and coverage options.
  • Zurich Insurance Group: Zurich is a global insurance company with a strong presence in various markets. They offer a range of business insurance solutions and are known for their risk management expertise.
  • Allied Insurance (a Nationwide company): Allied Insurance offers various insurance solutions for businesses, including commercial auto and property coverage. They are part of the Nationwide family of companies.
  • Hiscox: Hiscox specializes in providing insurance solutions for small businesses and professionals. They offer tailored coverage options and are known for their straightforward online quoting process.

Read more: Hiscox Insurance Company Inc. Review

These competitors represent a mix of well-established insurance giants and specialized providers that operate in similar markets as Atlantic Casualty Insurance Company. To stand out, Atlantic Casualty would need to emphasize its unique selling points, customer service, coverage options, and competitive pricing.

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Atlantic Casualty Insurance Company Claims Process

Ease of Filing a Claim

Atlantic Casualty Insurance Company offers multiple convenient options for filing insurance claims. Policyholders can file a claim online through the company’s user-friendly website, over the phone by contacting their dedicated claims department, or via their mobile app.

The availability of these diverse channels ensures that customers can choose the method that suits them best, making it easy and accessible to initiate a claim.

Average Claim Processing Time

One crucial aspect of any insurance company’s performance is the speed at which they process claims. Atlantic Casualty Insurance Company is known for its efficient claim processing system.

On average, the company strives to handle claims promptly, ensuring that customers receive the assistance they need in a timely manner. The exact processing time may vary depending on the complexity of the claim, but the company’s commitment to efficiency is reflected in their track record.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback is a valuable indicator of an insurance company’s performance. Atlantic Casualty Insurance Company has garnered positive reviews for their claim resolutions and payout processes.

Customers often appreciate the company’s transparency and responsiveness throughout the claims process. The company’s commitment to fair and swift resolutions contributes to the overall satisfaction of policyholders.

Atlantic Casualty Insurance Company Digital and Technological Features

Mobile App Features and Functionality

Atlantic Casualty Insurance Company offers a feature-rich mobile app designed to enhance the customer experience. The app allows policyholders to conveniently access their insurance information, including policy details and digital insurance cards.

It also enables users to initiate and track claims, making it a valuable tool in times of need. Additionally, the app may offer features like bill payments and access to emergency roadside assistance, adding to its functionality and convenience.

Online Account Management Capabilities

Managing insurance policies has never been easier with Atlantic Casualty Insurance Company’s online account management capabilities.

Policyholders can log in to their accounts through the company’s website to view and update their policies, review billing information, and access important documents. This digital platform streamlines the administrative aspects of insurance, providing customers with greater control over their coverage.

Digital Tools and Resources

Atlantic Casualty Insurance Company provides a range of digital tools and resources to empower policyholders. These may include educational resources, such as articles and videos, to help customers understand their insurance coverage better.

Additionally, the company may offer tools like premium calculators and coverage comparison tools to assist customers in making informed decisions about their policies. These digital resources contribute to the overall value and convenience that Atlantic Casualty Insurance Company provides to its policyholders.

Frequently Asked Questions

What is the advantage of having Umbrella Insurance along with other policies?

Umbrella Insurance adds an extra layer of liability protection, extending coverage beyond the limits of your primary policies. It’s an essential safeguard against unexpected high-value claims.

Can I customize my insurance coverage based on my business needs?

Absolutely. Atlantic Casualty specializes in tailoring insurance coverage to fit your specific requirements, ensuring you’re not paying for coverage you don’t need.

How do I file a claim with Atlantic Casualty?

Filing a claim is straightforward. Get in touch with their claims department, provide the necessary information, and their team will guide you through the process step by step.

Is Professional Liability Insurance only for traditional professions like doctors and lawyers?

No, professional liability applies to a wide range of professions. Any business that offers services or expertise can benefit from this coverage, protecting against claims of negligence or errors.

What sets Atlantic Casualty apart from other insurance providers?

Atlantic Casualty’s dedication to personalized service, quick claims processing, and a diverse range of insurance options make them a standout choice for anyone seeking comprehensive insurance coverage.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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