Brotherhood Mutual Insurance Company Review (2024)
Brotherhood Mutual Insurance Company, a steadfast presence in the insurance industry since 1927 with an A.M. Best 'Excellent' rating, combines time-tested reliability with modern innovation, offering tailored coverage and a commitment to personalized service that instills confidence in safeguarding your assets.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Brotherhood Mutual Insurance Company
Average Monthly Rate For Good Drivers
$100A.M. Best Rating:
A (Excellent)Complaint Level:
LowPros
- Tailored insurance policies to individual needs
- Strong history of reliable service
- Comprehensive range of insurance coverage
- Dedicated risk management expertise
- Positive customer reviews highlighting personalized approach
Cons
- Claims processing may have occasional delays
- Limited availability of 24/7 customer support during claims processing
Discover the protective shield of Brotherhood Mutual Insurance Company, an industry leader with a stellar A.M. Best rating of “Excellent.” With a legacy spanning back to 1927, Brotherhood Mutual combines time-tested reliability with modern innovation.
Their risk management expertise, personalized approach, and positive customer reviews underscore their dedication to safeguarding what matters most. Experience peace of mind with Brotherhood Mutual, where protection meets personalization.
Brotherhood Mutual Insurance Company Insurance Coverage Options
Brotherhood Mutual Insurance Company offers a diverse range of coverage options to cater to various needs. Their comprehensive insurance solutions ensure that individuals and organizations can protect themselves from unforeseen events.
Here are the coverage options provided by the company:
- Property Insurance: Safeguard your property against damages caused by fire, theft, natural disasters, and other unforeseen incidents.
- Liability Insurance: Protect yourself from legal and financial liabilities arising from accidents or injuries that occur on your premises.
- Auto Insurance: Ensure confidence on the road with coverage that protects against accidents, vehicle damage, and related expenses.
- Health Insurance: Prioritize well-being with health insurance options covering medical expenses, promoting healthy living, and ensuring peace of mind.
Brotherhood Mutual’s commitment to offering a variety of coverage options underscores their dedication to meeting the diverse insurance needs of their clients.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Brotherhood Mutual Insurance Company Insurance Rates Breakdown
Compare RatesStart Now →
"}” data-sheets-userformat=”{"2":4737,"3":{"1":0},"10":2,"12":0,"15":"Arial"}”>
| Driver Profile | Brotherhood Mutual | National Average |
|---|---|---|
| Clean Record | $67 | $119 |
| 1+ Ticket | $104 | $147 |
| 1+ Accident | $125 | $173 |
| DUI | $208 | $209 |
| Poor Credit | $115 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Brotherhood Mutual Insurance Company Discounts Available
Compare RatesStart Now →
"}” data-sheets-userformat=”{"2":4737,"3":{"1":0},"10":2,"12":0,"15":"Arial"}”>
| Discounts | Brotherhood Mutual |
|---|---|
| Anti Theft | 6% |
| Good Student | 15% |
| Low Mileage | 6% |
| Paperless | 5% |
| Safe Driver | 18% |
| Senior Driver | 7% |
Brotherhood Mutual Insurance Company values its customers and strives to provide them with cost-effective solutions. They offer a range of discounts that make insurance coverage even more affordable. Here are the discounts you can take advantage of:
- Multi-Policy Discount: Save when you bundle multiple insurance policies with Brotherhood Mutual, such as combining auto and property insurance.
- Safe Driver Discount: Enjoy lower rates if you have a clean driving record without any recent accidents or violations.
- Good Student Discount: Students with excellent academic performance can qualify for reduced rates on their auto insurance.
- Safety Features Discount: If your vehicle is equipped with safety features such as anti-lock brakes, airbags, and anti-theft devices, you could be eligible for additional savings.
- Claim-Free Discount: Long-time policyholders who have maintained a claim-free history with Brotherhood Mutual may be eligible for discounted rates.
- Group Discounts: Certain organizations or groups may be eligible for group discounts, offering members more affordability in their insurance coverage.
By offering these discounts, Brotherhood Mutual aims to reward responsible behavior and create opportunities for their customers to save while receiving high-quality insurance coverage.
How Brotherhood Mutual Insurance Company Ranks Among Providers
Brotherhood Mutual Insurance Company operates in a competitive insurance landscape where several key players vie for market share. Understanding the company’s main competitors provides insight into the broader industry context.
Here are some of Brotherhood Mutual’s main competitors:
- State Farm: A well-established insurance giant known for its wide range of coverage options and extensive network of agents. State Farm’s strong brand presence and comprehensive offerings make it a significant competitor in various insurance sectors.
- Allstate: With a focus on personalized service and a variety of coverage options, Allstate competes directly with Brotherhood Mutual. Allstate’s innovative technology and customer-centric approach attract a diverse customer base.
- Nationwide: Nationwide is known for its extensive coverage options, including auto, home, and commercial insurance. Their range of services and emphasis on customer relationships make them a notable competitor.
- Farmers Insurance: Farmers offers a variety of insurance solutions, including auto, home, and life insurance. Their emphasis on customized policies and dedicated agents positions them as a competitor in the insurance industry.
- Progressive: Renowned for its innovative approach to auto insurance and strong online presence, Progressive appeals to tech-savvy consumers. Their competitive rates and focus on user-friendly experiences make them a significant player.
- Liberty Mutual: Liberty Mutual offers a wide array of insurance products and services. Their emphasis on individualized coverage, bundled policies, and expansive network of agents contribute to their competitive position.
- USAA: Serving military members and their families, USAA is a strong competitor in the insurance market due to its specialized offerings, exceptional customer service, and strong customer loyalty.
- Travelers: Travelers boasts a comprehensive range of insurance options, including personal and commercial coverage. Their focus on risk management services and tailored solutions positions them as a competitor to Brotherhood Mutual.
In this competitive landscape, Brotherhood Mutual distinguishes itself through its tailored policies, commitment to customer service, and dedicated risk management expertise.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Brotherhood Mutual Insurance Company Claims Process
Ease of Filing a Claim
Brotherhood Mutual Insurance Company offers a user-friendly claims process that caters to various preferences. Policyholders can file claims through multiple convenient channels, including online, over the phone, and mobile apps.
This flexibility ensures that customers can choose the method that best suits their needs and comfort level. Whether you prefer the convenience of a digital platform or the personal touch of speaking to a representative, Brotherhood Mutual has you covered.
Average Claim Processing Time
One of the critical aspects of any insurance company’s performance is the speed at which claims are processed. Brotherhood Mutual Insurance Company is committed to expediting the claims process.
While specific processing times can vary depending on the nature and complexity of the claim, the company strives to provide a reasonable and efficient turnaround time for most claims. This commitment to swift processing helps alleviate the stress and uncertainty often associated with insurance claims.
Customer Feedback on Claim Resolutions and Payouts
To gauge the effectiveness of their claims process, Brotherhood Mutual actively seeks and values customer feedback on claim resolutions and payouts.
They understand that a seamless claims experience is essential for customer satisfaction. Through surveys and communication channels, the company gathers input from policyholders to continually improve their claims handling. Customer feedback is instrumental in fine-tuning their processes and ensuring fair and timely payouts.
Brotherhood Mutual Insurance Company Digital and Technological Features
Mobile App Features and Functionality
Brotherhood Mutual Insurance Company provides a comprehensive mobile app designed to enhance the overall customer experience. The app offers features such as easy claim filing, policy management, and access to important documents.
Users can also receive real-time updates on their claims’ progress, making it a valuable tool for those on the go. The app’s intuitive design ensures that policyholders can navigate it with ease and efficiency.
Online Account Management Capabilities
Managing your insurance policies and related documents is made convenient through Brotherhood Mutual’s online account management capabilities.
Policyholders can access their accounts via the company’s website, where they can review policy details, make payments, and update their information. This online portal streamlines administrative tasks, giving customers more control and flexibility in managing their policies.
Digital Tools and Resources
In addition to their mobile app and online account management, Brotherhood Mutual offers a range of digital tools and resources to help policyholders make informed decisions.
These resources may include educational materials, calculators, and risk assessment tools. By providing access to these digital resources, Brotherhood Mutual empowers its customers with the information they need to better understand their insurance coverage and make well-informed choices.
Frequently Asked Questions
What makes Brotherhood Mutual different from other insurers?
Brotherhood Mutual’s personalized approach and deep understanding of unique insurance needs set them apart in the industry.
Can I bundle different types of insurance with them?
Yes, Brotherhood Mutual offers customizable bundles to ensure you have the coverage you need in one comprehensive package.
Are their health insurance options suitable for families?
Brotherhood Mutual’s health insurance options are designed to cater to both individual and family needs.
What sets Brotherhood Mutual apart from other insurers?
Brotherhood Mutual’s personalized approach and deep understanding of unique insurance needs set them apart in the industry. Their commitment to tailored policies, risk management expertise, and positive customer reviews highlights their dedication to exceptional service.
How can I get a quote for insurance coverage?
Getting a quote from Brotherhood Mutual is hassle-free. You can either visit their official website or reach out to their dedicated customer service team to start the process and receive a personalized quote tailored to your specific needs.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
![](/wp-content/uploads/dw/-"9eEzn".png)
