California Casualty General Insurance Company of Oregon Review (2024)

Explore California Casualty General Insurance Company of Oregon, a standout in the insurance landscape with an A- (Excellent) A.M. Best rating, offering a comprehensive range of coverage from auto to home and renters insurance, featuring competitive rates and efficient claims handling.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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California Casualty General Insurance Company of Oregon

Average Monthly Rate For Good Drivers

$100

A.M. Best Rating:

A- (Excellent)

Complaint Level:

Low

Pros

  • Comprehensive coverage options
  • Dedicated and streamlined claims process
  • Positive customer reviews
  • Competitive rates
  • Bundle options for home and auto insurance

Cons

  • Limited availability in certain regions
  • Motorcycle insurance coverage might not be as extensive as specialized providers

Discover the comprehensive range of insurance solutions provided by California Casualty General Insurance Company of Oregon.

By prioritizing customer needs and offering various discounts, California Casualty General Insurance Company of Oregon stands out as a dependable choice for safeguarding valuable assets and achieving peace of mind.

California Casualty General Insurance Company of Oregon Insurance Coverage Options

California Casualty General Insurance Company of Oregon provides a wide range of coverage options to ensure that you have the protection you need in various aspects of your life.

Their insurance policies cater to different needs, whether it’s safeguarding your vehicles or securing your home and belongings. Here’s a breakdown of their coverage offerings:

  • Auto Insurance: Comprehensive coverage for your vehicles, including protection against accidents, theft, vandalism, and liability.
  • Home Insurance: Policies that safeguard your home and possessions from damage or loss due to fire, theft, natural disasters, and more.
  • Renters Insurance: Protection for your personal belongings as a renter, ensuring you’re covered in case of unexpected events.
  • Motorcycle Insurance: Coverage for motorcycles, offering protection against accidents, theft, and other potential risks on the road.

With these coverage options, California Casualty General Insurance Company of Oregon ensures that you can tailor your insurance to your specific needs, providing you with peace of mind and financial security.

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California Casualty General Insurance Company of Oregon Insurance Rates Breakdown

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Driver ProfileCalifornia Casualty General InsuranceNational Average
Clean Record$192$119
1+ Ticket$242$147
1+ Accident$313$173
DUI$408$209
Poor Credit$330$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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California Casualty General Insurance Company of Oregon Discounts Available

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DiscountsCalifornia Casualty General Insurance
Anti Theft14%
Good Student16%
Low Mileage12%
Paperless5%
Safe Driver16%
Senior Driver12%

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California Casualty General Insurance Company of Oregon goes the extra mile to reward responsible behavior and make insurance more affordable for its customers.

They offer a range of discounts that can help you save on your premiums while still maintaining comprehensive coverage. Here are some of the discounts you can take advantage of:

  • Safe Driver Discount: If you have a clean driving record and demonstrate safe driving habits, you could be eligible for a discount.
  • Multi-Policy Discount: Bundle your home and auto insurance policies with California Casualty and enjoy a discount on both.
  • Good Student Discount: Students with excellent academic performance can benefit from reduced rates.
  • Anti-Theft Device Discount: If your vehicle is equipped with anti-theft devices, you might qualify for a discount.
  • Mature Driver Discount: Older drivers who complete a defensive driving course can enjoy lower premiums.
  • Occupational Discount: Certain professions might make you eligible for special discounts.
  • Affinity Group Discount: Membership in certain organizations or professional groups could lead to additional savings.
  • Hybrid or Electric Vehicle Discount: If you drive a hybrid or electric vehicle, you could qualify for a discount due to its eco-friendliness.

These discounts not only help you save money but also encourage and reward responsible behaviors, making California Casualty General Insurance Company of Oregon a cost-effective and customer-friendly choice for your insurance needs.

How California Casualty General Insurance Company of Oregon Ranks Among Providers

California Casualty General Insurance Company of Oregon operates in a competitive insurance market where several companies offer similar services.

Understanding the company’s main competitors can provide valuable insights into the industry landscape. Here are some of California Casualty’s notable competitors:

  • State Farm: One of the largest insurance providers in the United States, State Farm offers a wide range of insurance products, including auto, home, and life insurance. With a strong presence and a variety of coverage options, State Farm is a prominent competitor.
  • Geico: Known for its witty advertising campaigns, Geico provides competitive rates for auto insurance. They offer a straightforward online platform and various discounts, making them a popular choice among customers.
  • Allstate: Another well-established player in the insurance industry, Allstate offers comprehensive coverage options for auto, home, and more. Their personalized approach and range of policy features make them a strong contender.
  • Progressive: Progressive is known for its innovative approach to insurance, including features like usage-based insurance and a comparison tool for rates. They are a significant competitor in the auto insurance space.
  • Liberty Mutual: Liberty Mutual offers a variety of insurance products, including auto, home, and renters insurance. They emphasize customization and a wide range of coverage options to meet individual needs.
  • USAA: While primarily serving members of the military and their families, USAA is known for its exceptional customer service and tailored coverage options. They are often recognized for their commitment to serving the military community.
  • Farmers Insurance: Farmers provides a diverse range of insurance solutions, including auto, home, and life insurance. They focus on personalized service and offer various discounts to policyholders.
  • Nationwide: Nationwide offers a broad spectrum of insurance options, including auto, home, and pet insurance. They stand out for their “On Your Side” approach and customizable coverage.

These competitors, along with others in the industry, create a dynamic market where California Casualty General Insurance Company of Oregon competes by offering its unique features, coverage options, and customer benefits.

Understanding the strengths and weaknesses of these competitors can help customers make informed decisions when selecting their insurance provider.

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How California Casualty General Insurance Company of Oregon Manages Claims

Ease of Filing a Claim

California Casualty General Insurance Company of Oregon aims to provide a hassle-free claims process for its customers. Whether you prefer to file a claim online, over the phone, or through their mobile app, they offer multiple convenient options to ensure you can report an incident quickly and efficiently.

Average Claim Processing Time

One crucial aspect of any insurance company is the speed at which they process claims. California Casualty General Insurance Company of Oregon strives to deliver a swift resolution to your claims. While processing times can vary depending on the nature and complexity of the claim, they aim to minimize delays and provide a timely payout to eligible policyholders.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback is a valuable source of information when evaluating an insurance company. California Casualty General Insurance Company of Oregon encourages customer feedback on their claim resolutions and payouts. This feedback helps them continuously improve their services and ensures that customers are satisfied with the outcomes of their claims.

Digital and Tech Features at California Casualty General Insurance Company of Oregon

Mobile App Features and Functionality

California Casualty General Insurance Company of Oregon offers a user-friendly mobile app that provides policyholders with convenient access to their insurance information. The app includes features such as policy management, claims reporting, and bill payment, making it easy for customers to stay connected with their insurance coverage on the go.

Online Account Management Capabilities

In addition to their mobile app, California Casualty offers robust online account management capabilities. Policyholders can log in to their accounts through the company’s website to view policy details, make updates, and access important documents. This online portal enhances the overall customer experience by providing self-service options.

Digital Tools and Resources

To empower their customers with valuable information, California Casualty General Insurance Company of Oregon provides a variety of digital tools and resources. These resources may include educational articles, insurance calculators, and informative guides to help policyholders make informed decisions about their coverage.

The company’s commitment to digital tools underscores its dedication to customer education and support.

Frequently Asked Questions

What types of insurance does California Casualty offer?

California Casualty offers a range of insurance policies designed to meet various needs. These include auto insurance, home insurance, renters insurance, motorcycle insurance, and RV/trailer insurance.

Who does California Casualty primarily serve?

California Casualty is dedicated to serving educators, firefighters, law enforcement personnel, and nurses, along with a broader audience, while upholding its customer-centric values.

What distinguishes California Casualty from other insurance providers?

California Casualty sets itself apart by offering not only comprehensive coverage but also a strong commitment to exceptional customer service.

 

The company’s philanthropic efforts also demonstrate its dedication to making a positive impact in communities.

How can I file a claim with California Casualty?

Filing a claim with California Casualty is a straightforward process. You simply need to reach out to the company, provide the necessary information, and let their dedicated team take care of the rest, ensuring a swift resolution.

How long has California Casualty General Insurance Company of Oregon been providing insurance services?

California Casualty General Insurance Company of Oregon has a longstanding history in the insurance industry, having offered its reliable services for many years.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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