Capitol County Mutual Fire Insurance Company: Customer Ratings & Reviews [2024]
Capitol County Mutual Fire Insurance Company has stood as a reliable pillar in the insurance landscape, delivering a century of steadfast commitment to providing affordable and dependable coverage for homes, autos, farms, and ranches in Texas.
Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Licensed Insurance Broker
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Capitol County Mutual Fire Insurance Company
Average Monthly Rate For Good Drivers
$100A.M. Best Rating:
B++Complaint Level:
LowPros
- Comprehensive fire insurance coverage
- Customer satisfaction
- Financial stability
Cons
- Limited coverage options
- Individual experiences may vary
- Lack of information
Capitol County Mutual Fire Insurance Company has been providing quality insurance coverage to Texans for over 100 years, offering a range of products, including home, auto, farm, and ranch insurance. The company’s mission is to provide affordable rates for quality coverage, and it has a low complaint level and a B++ rating from A.M. Best.
Although it only operates in Texas, it offers multiple types of insurance products and discounts to its customers. However, its digital tools and online features are limited, which may not be suitable for those who prefer managing their policies online.
What You Should Know About Capitol Insurance
Company Contact Information:
- Company name: Capitol County Mutual Fire Insurance Company
- Address: 3100 S. 1st St., Austin, TX 78704 Phone: 1-800-728-2843
- Website: www.capitolcounty.com
Related parent or child companies: Capitol County Mutual Fire Insurance Company is an independent insurance company and does not have any parent or child companies.
Financial ratings: Capitol County Mutual Fire Insurance Company has a B++ rating from A.M. Best, indicating a good financial strength and stability.
Customer service ratings: No specific information about customer service ratings.
Claims information: No specific information about claims information.
Company apps: The company’s online features and digital tools are limited, but no specific information about any company apps.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Capitol Insurance Coverage Options
Capitol County Mutual Fire Insurance Company offers a variety of insurance products to its customers, including:
- Homeowners Insurance: which provides coverage for damages to the structure of the home, personal property, and liability protection
- Auto Insurance: which provides liability coverage for bodily injury and property damage, as well as coverage for collision, comprehensive, and uninsured/underinsured motorists
- Farm and Ranch Insurance: which provides coverage for farm dwellings, farm personal property, farm liability, and farm autos
- Umbrella Insurance: which provides additional liability coverage beyond the limits of primary insurance policies
- Dwelling Fire Insurance: which provides coverage for damages to a dwelling not occupied by the owner, such as rental properties or vacation homes
- Mobile Home Insurance: which provides coverage for mobile or manufactured homes and their contents
- Personal Property Insurance: which provides coverage for personal belongings, including jewelry, furs, and fine arts
- Flood Insurance: which provides coverage for damages caused by floods that are not covered by standard homeowners insurance policies
Read more: Top Texas Mobile Home Insurance Providers
These coverage options offer customers the flexibility to choose the insurance products that best fit their needs and provide peace of mind in the event of unexpected losses or damages.
Capitol Insurance Rates Breakdown
Compare RatesStart Now →
"}” data-sheets-userformat=”{"2":4737,"3":{"1":0},"10":2,"12":0,"15":"Arial"}”>
| Driver Profile | Capitol County Mutual Fire Insurance Company | National Average |
|---|---|---|
| Clean Record | $130 | $119 |
| 1+ Ticket | $160 | $147 |
| 1+ Accident | $180 | $173 |
| DUI | $200 | $209 |
| Poor Credit | $224 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Capitol Insurance Discounts Available
Compare RatesStart Now →
"}” data-sheets-userformat=”{"2":4737,"3":{"1":0},"10":2,"12":0,"15":"Arial"}”>
| Discount | Capitol County Mutual Fire Insurance Company |
|---|---|
| Anti Theft | 21% |
| Good Student | 25% |
| Low Mileage | 22% |
| Paperless | 8% |
| Safe Driver | 24% |
| Senior Driver | 15% |
Capitol County Mutual Fire Insurance Company provides a selection of discounts to help customers optimize their insurance coverage while keeping costs in check. These discounts include:
- Multi-Policy Discount: Enjoy savings when you bundle multiple insurance policies with Capitol County Mutual Fire Insurance Company, such as combining home and auto insurance.
- Safe Driver Discounts: If you have a clean driving record, you may qualify for discounted rates as a reward for your safe driving habits.
- Good Student Discount: Families with young drivers who excel academically may be eligible for a discount, encouraging and rewarding responsible behavior on and off the road.
- Home Safety Features Discount: Investing in safety features for your home, such as security systems or smoke detectors, can lead to additional discounts on your homeowners’ insurance.
- Anti-Theft Device Discount: Equipping your vehicle with anti-theft devices can not only enhance security but also qualify you for discounts on your auto insurance premiums.
- Claims-Free Discount: Capitol County Mutual Fire Insurance Company values customers who maintain a claims-free history, and as a result, you may receive discounts for your commitment to safety and loss prevention.
- Renewal Discounts: Loyalty pays off with renewal discounts, rewarding customers who choose to stay with Capitol County Mutual Fire Insurance Company for the long term.
These discounts can help customers save money on their insurance premiums while still receiving quality coverage from Capitol County Mutual Fire Insurance Company.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
How Capitol Insurance Ranks Among Providers
Capitol County Mutual Fire Insurance Company operates in a highly competitive industry with several other insurance companies offering similar products and services. Some of the company’s main competitors include:
- State Farm: One of the largest insurance companies in the US, State Farm offers a range of insurance products including auto, home, life, and health insurance.
- Allstate: Another major player in the insurance industry, Allstate offers a range of insurance products including auto, home, life, and renters insurance.
- Nationwide: A well-known insurance company offering auto, home, and life insurance, as well as pet insurance and retirement products.
- Farmers: Farmers offers a range of insurance products including auto, home, life, and business insurance.
- USAA: A popular insurance company that serves members of the military and their families, USAA offers a range of insurance products including auto, home, and renters insurance, as well as banking and investment services.
These companies offer similar insurance products and services to Capitol County Mutual Fire Insurance Company, and compete for customers based on factors such as price, coverage options, and customer service.
Frequently Asked Questions
What is Capitol County Mutual Fire Insurance Company?
Capitol County Mutual Fire Insurance Company is an insurance company that provides fire insurance coverage to individuals and businesses. They offer policies that protect against losses caused by fire, smoke, explosions, and other related perils.
How can I access customer ratings and reviews for Capitol County Mutual Fire Insurance Company?
To access customer ratings and reviews for Capitol County Mutual Fire Insurance Company, you can visit various online review platforms, such as insurance review websites, social media platforms, and consumer advocacy websites. These platforms often allow customers to share their experiences and rate the company based on their interactions and satisfaction.
What is Capitol County Mutual Fire Insurance Company?
Capitol County Mutual Fire Insurance Company is an insurance company that provides fire insurance coverage to individuals and businesses. They offer policies that protect against losses caused by fire, smoke, explosions, and other related perils.
How long does it typically take for Capitol County Mutual Fire Insurance Company to process and settle a claim?
The time taken to process and settle a claim can vary depending on several factors, such as the complexity of the claim, the availability of necessary documentation, and the company’s internal processes. It’s best to reach out to Capitol County Mutual Fire Insurance Company directly to inquire about their average claim processing and settlement times.
Can I cancel my policy with Capitol County Mutual Fire Insurance Company?
Yes, you can typically cancel your policy with Capitol County Mutual Fire Insurance Company. However, the specific cancellation process and any applicable fees or penalties may vary. It’s advisable to review your policy documents or contact the company’s customer service to understand the cancellation procedure and any associated implications.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Licensed Insurance Broker
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
![](/wp-content/uploads/dw/-"KekJc".png)
JD69
Thieving crooks