Capitol Indemnity Corporation: Customer Ratings & Reviews [2024]
Capitol Indemnity Corporation leads the way in providing comprehensive insurance solutions, offering a diverse range of coverage options tailored to meet the specific needs of businesses and individuals.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Capitol Indemnity Corporation
Average Monthly Rate For Good Drivers
$125A.M. Best Rating:
A (Excellent)Complaint Level:
LowPros
- Wide range of insurance offerings, including commercial property, casualty, and professional liability insurance
- Competitive pricing and value for insurance services
- Established history and mission of providing reliable insurance solutions
- Wide geographical reach, serving multiple states
- Positive customer reviews and testimonials
Cons
- Limited information available on specific discounts and qualification criteria
- Detailed pricing information may vary based on individual circumstances
- Possible limitations in coverage options or customization capabilities for unique business needs
- Limited FAQ section addressing common questions about insurance offerings
We have delved into the offerings of Capitol Indemnity Corporation, a renowned insurance company with a strong history and mission. We have explored their diverse range of insurance products and services, including commercial property, casualty, and professional liability coverage.
We have also discussed the company’s competitive pricing and value, as well as their wide geographical reach, serving multiple states. Additionally, we have highlighted customer reviews and testimonials, while also addressing potential limitations in coverage options and customization capabilities.
Overall, Capitol Indemnity Corporation presents a reliable option for businesses and individuals seeking comprehensive insurance solutions with a commitment to excellence.
What You Should Know About Capitol Insurance
Company Contact Information:
- Capitol Indemnity Corporation
- Website: www.capitolindemnity.com
Related Parent or Child Companies:
- Capitol Insurance Group (Parent Company)
Financial Ratings:
- A.M. Best Rating: A (Excellent)
Customer Service Ratings:
- Capitol Indemnity Corporation has a positive reputation for responsive and helpful customer service.
Claims Information:
- Capitol Indemnity Corporation has a straightforward claims process with a dedicated claims department that can be reached at the phone number on its website.
Company Apps:
- Capitol Indemnity Corporation offers a user-friendly mobile app for policyholders to manage their accounts, make payments, file claims, and access important policy information. The app is available for download on both iOS and Android platforms.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Capitol Insurance Coverage Options
Diverse range of coverage options is tailored to meet the specific needs of today’s dynamic business environment. Here’s a glimpse of the coverage options we offer:
- Commercial Property Insurance: Provides coverage for buildings, business personal property, and inventory against damage or loss due to covered events, such as fire, theft, vandalism, and more.
- Commercial General Liability Insurance: Protects businesses against claims of bodily injury, property damage, or personal injury caused by their operations, products, or services.
- Commercial Auto Insurance: Offers coverage for vehicles used for business purposes, including liability, collision, and comprehensive coverage for damages or loss due to accidents, theft, or other covered events.
- Professional Liability Insurance: Also known as Errors and Omissions (E&O) insurance, this coverage is designed to protect professionals, such as lawyers, accountants, and consultants, against claims of negligence or errors in their professional services.
- Umbrella Liability Insurance: Provides additional liability coverage above and beyond the limits of other primary liability policies, offering an extra layer of protection for businesses against catastrophic claims.
- Workers’ Compensation Insurance: Helps businesses comply with state regulations by providing coverage for medical expenses and lost wages for employees who suffer work-related injuries or illnesses.
- Cyber Liability Insurance: Offers protection against data breaches, cyber-attacks, and other cyber-related risks, including notification and credit monitoring services, legal defense, and financial compensation for damages.
- Employment Practices Liability Insurance (EPLI): Protects businesses against claims of wrongful termination, discrimination, harassment, or other employment-related issues.
- Directors and Officers Liability Insurance (D&O): Provides coverage for the personal assets of directors and officers of a company in case of lawsuits related to their management decisions or actions.
Coverage options may vary depending on the state, policy type, and other factors. It’s best to consult with Capitol Indemnity Corporation directly to determine the coverage options that best suit your business needs.
Capitol Insurance Rates Breakdown
Compare RatesStart Now →
"}” data-sheets-userformat=”{"2":4737,"3":{"1":0},"10":2,"12":0,"15":"Arial"}”>
Driver Profile | Capitol Indemnity Corporation | National Average |
---|---|---|
Clean Record | $150 | $119 |
1+ Ticket | $185 | $147 |
1+ Accident | $205 | $173 |
DUI | $220 | $209 |
Poor Credit | $258 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Capitol Insurance Discounts Available
Compare RatesStart Now →
"}” data-sheets-userformat=”{"2":4737,"3":{"1":0},"10":2,"12":0,"15":"Arial"}”>
Discount | Capitol Indemnity Corporation |
---|---|
Anti Theft | 24% |
Good Student | 25% |
Low Mileage | 24% |
Paperless | 8% |
Safe Driver | 25% |
Senior Driver | 15% |
Explore our range of discounts designed to enhance your savings while ensuring you have the protection you need:
- Multi-policy discount: Customers who bundle multiple insurance policies, such as home and auto, with Capitol Indemnity Corporation may be eligible for a multi-policy discount, helping to save on their overall premiums.
- Safe driver discount: Policyholders with a clean driving record, free of any accidents or violations, may qualify for a safe driver discount, rewarding their responsible driving habits.
- Business owner discount: Capitol Indemnity Corporation offers special discounts for business owners who need commercial insurance coverage, helping to make it more affordable for small and medium-sized enterprises (SMEs) to protect their assets.
- Safety and security features discount: Customers who have safety and security features installed in their properties, such as fire alarms, security systems, or surveillance cameras, may be eligible for discounts on their property insurance premiums.
- Renewal discount: Capitol Indemnity Corporation may offer renewal discounts to policyholders who renew their policies with them, rewarding customer loyalty.
The availability and amount of discounts may vary depending on the state, policy type, and other factors. It’s best to check with Capitol Indemnity Corporation directly to see which discounts may apply to your specific insurance needs.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
How Capitol Insurance Ranks Among Providers
Capitol Indemnity Corporation operates in a competitive insurance market, with several notable competitors in the industry. Some of the main competitors of Capitol Indemnity Corporation include:
- AIG (American International Group): A global insurance company that offers a wide range of insurance products and services, including property and casualty insurance, general liability insurance, workers’ compensation insurance, and more.
- Travelers: A leading insurance company that offers various commercial insurance lines, including property insurance, liability insurance, auto insurance, workers’ compensation insurance, and specialized coverages for specific industries.
- Chubb: A global insurance company that provides comprehensive commercial insurance solutions, including property and casualty insurance, liability insurance, professional liability insurance, cyber liability insurance, and more.
- Liberty Mutual: A diversified insurance company that offers a wide range of commercial insurance products, including property insurance, general liability insurance, workers’ compensation insurance, professional liability insurance, and other coverages for businesses of all sizes.
- The Hartford: A well-known insurance company that specializes in providing insurance solutions for small and mid-sized businesses, including property and casualty insurance, general liability insurance, workers’ compensation insurance, and more.
It’s worth noting that the competitive landscape of the insurance industry can vary depending on the specific market, region, and target customers. It’s always recommended to research and compare different insurance companies to find the one that best meets your business needs.
Frequently Asked Questions
Does Capitol Indemnity Corporation have any parent or child companies?
Capitol Indemnity Corporation is a subsidiary of the Capitol Insurance Companies, which is a member of the Alleghany Corporation.
What are the financial ratings of Capitol Indemnity Corporation?
Capitol Indemnity Corporation has an A.M. Best rating of A (Excellent), indicating a strong financial standing.
How is the customer service rating of Capitol Indemnity Corporation?
The article does not mention a specific customer service rating for Capitol Indemnity Corporation. However, it’s recommended to check online reviews and ratings from reputable sources for customer feedback.
Who are some competitors of Capitol Indemnity Corporation?
Some notable competitors of Capitol Indemnity Corporation in the insurance industry include AIG, Travelers, Chubb, Liberty Mutual, and The Hartford.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
JD69
Thieving crooks