Capitol Indemnity Corporation: Customer Ratings & Reviews [2024]

Capitol Indemnity Corporation leads the way in providing comprehensive insurance solutions, offering a diverse range of coverage options tailored to meet the specific needs of businesses and individuals.

UPDATED: Apr 23, 2024Fact Checked

Tonya Sisler

Insurance Content Team Lead

Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers' top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage.  Tonya currently leads a team of 10 insurance copywri...

Insurance Content Team Lead

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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Capitol Indemnity Corporation

Average Monthly Rate For Good Drivers

$125

A.M. Best Rating:

A (Excellent)

Complaint Level:

Low

Pros

  • Wide range of insurance offerings, including commercial property, casualty, and professional liability insurance
  • Competitive pricing and value for insurance services
  • Established history and mission of providing reliable insurance solutions
  • Wide geographical reach, serving multiple states
  • Positive customer reviews and testimonials

Cons

  • Limited information available on specific discounts and qualification criteria
  • Detailed pricing information may vary based on individual circumstances
  • Possible limitations in coverage options or customization capabilities for unique business needs
  • Limited FAQ section addressing common questions about insurance offerings
Welcome to Capitol Indemnity Corporation, a leading insurance provider with a long-standing history and mission of delivering reliable and comprehensive insurance solutions. With a diverse range of offerings, including commercial property, casualty, and professional liability insurance, Capitol Indemnity Corporation has been serving businesses and individuals across multiple states with competitive pricing and value. In this article, we will explore the main products and services offered by Capitol Indemnity Corporation, their history and mission, pricing, customer reviews, and more. Whether you're a small business owner or an individual seeking insurance coverage, read on to learn more about what Capitol Indemnity Corporation has to offer and how they can meet your insurance needs.

We have delved into the offerings of Capitol Indemnity Corporation, a renowned insurance company with a strong history and mission. We have explored their diverse range of insurance products and services, including commercial property, casualty, and professional liability coverage.

We have also discussed the company’s competitive pricing and value, as well as their wide geographical reach, serving multiple states. Additionally, we have highlighted customer reviews and testimonials, while also addressing potential limitations in coverage options and customization capabilities.

Overall, Capitol Indemnity Corporation presents a reliable option for businesses and individuals seeking comprehensive insurance solutions with a commitment to excellence.

What You Should Know About Capitol Insurance

Company Contact Information:

Related Parent or Child Companies:

  • Capitol Insurance Group (Parent Company)

Financial Ratings:

  • A.M. Best Rating: A (Excellent)

Customer Service Ratings:

  • Capitol Indemnity Corporation has a positive reputation for responsive and helpful customer service.

Claims Information:

  • Capitol Indemnity Corporation has a straightforward claims process with a dedicated claims department that can be reached at the phone number on its website.

Company Apps:

  • Capitol Indemnity Corporation offers a user-friendly mobile app for policyholders to manage their accounts, make payments, file claims, and access important policy information. The app is available for download on both iOS and Android platforms.

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Capitol Insurance Coverage Options

Diverse range of coverage options is tailored to meet the specific needs of today’s dynamic business environment. Here’s a glimpse of the coverage options we offer:

  • Commercial Property Insurance: Provides coverage for buildings, business personal property, and inventory against damage or loss due to covered events, such as fire, theft, vandalism, and more.
  • Commercial General Liability Insurance: Protects businesses against claims of bodily injury, property damage, or personal injury caused by their operations, products, or services.
  • Commercial Auto Insurance: Offers coverage for vehicles used for business purposes, including liability, collision, and comprehensive coverage for damages or loss due to accidents, theft, or other covered events.
  • Professional Liability Insurance: Also known as Errors and Omissions (E&O) insurance, this coverage is designed to protect professionals, such as lawyers, accountants, and consultants, against claims of negligence or errors in their professional services.
  • Umbrella Liability Insurance: Provides additional liability coverage above and beyond the limits of other primary liability policies, offering an extra layer of protection for businesses against catastrophic claims.
  • Workers’ Compensation Insurance: Helps businesses comply with state regulations by providing coverage for medical expenses and lost wages for employees who suffer work-related injuries or illnesses.
  • Cyber Liability Insurance: Offers protection against data breaches, cyber-attacks, and other cyber-related risks, including notification and credit monitoring services, legal defense, and financial compensation for damages.
  • Employment Practices Liability Insurance (EPLI): Protects businesses against claims of wrongful termination, discrimination, harassment, or other employment-related issues.
  • Directors and Officers Liability Insurance (D&O): Provides coverage for the personal assets of directors and officers of a company in case of lawsuits related to their management decisions or actions.

Coverage options may vary depending on the state, policy type, and other factors. It’s best to consult with Capitol Indemnity Corporation directly to determine the coverage options that best suit your business needs.

Capitol Insurance Rates Breakdown

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Driver ProfileCapitol Indemnity CorporationNational Average
Clean Record$150$119
1+ Ticket$185$147
1+ Accident$205$173
DUI$220$209
Poor Credit$258$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Capitol Insurance Discounts Available

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DiscountCapitol Indemnity Corporation
Anti Theft24%
Good Student25%
Low Mileage24%
Paperless8%
Safe Driver25%
Senior Driver15%

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Explore our range of discounts designed to enhance your savings while ensuring you have the protection you need:

  • Multi-policy discount: Customers who bundle multiple insurance policies, such as home and auto, with Capitol Indemnity Corporation may be eligible for a multi-policy discount, helping to save on their overall premiums.
  • Safe driver discount: Policyholders with a clean driving record, free of any accidents or violations, may qualify for a safe driver discount, rewarding their responsible driving habits.
  • Business owner discount: Capitol Indemnity Corporation offers special discounts for business owners who need commercial insurance coverage, helping to make it more affordable for small and medium-sized enterprises (SMEs) to protect their assets.
  • Safety and security features discount: Customers who have safety and security features installed in their properties, such as fire alarms, security systems, or surveillance cameras, may be eligible for discounts on their property insurance premiums.
  • Renewal discount: Capitol Indemnity Corporation may offer renewal discounts to policyholders who renew their policies with them, rewarding customer loyalty.

The availability and amount of discounts may vary depending on the state, policy type, and other factors. It’s best to check with Capitol Indemnity Corporation directly to see which discounts may apply to your specific insurance needs.

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How Capitol Insurance Ranks Among Providers

Capitol Indemnity Corporation operates in a competitive insurance market, with several notable competitors in the industry. Some of the main competitors of Capitol Indemnity Corporation include:

  • AIG (American International Group): A global insurance company that offers a wide range of insurance products and services, including property and casualty insurance, general liability insurance, workers’ compensation insurance, and more.
  • Travelers: A leading insurance company that offers various commercial insurance lines, including property insurance, liability insurance, auto insurance, workers’ compensation insurance, and specialized coverages for specific industries.
  • Chubb: A global insurance company that provides comprehensive commercial insurance solutions, including property and casualty insurance, liability insurance, professional liability insurance, cyber liability insurance, and more.
  • Liberty Mutual: A diversified insurance company that offers a wide range of commercial insurance products, including property insurance, general liability insurance, workers’ compensation insurance, professional liability insurance, and other coverages for businesses of all sizes.
  • The Hartford: A well-known insurance company that specializes in providing insurance solutions for small and mid-sized businesses, including property and casualty insurance, general liability insurance, workers’ compensation insurance, and more.

It’s worth noting that the competitive landscape of the insurance industry can vary depending on the specific market, region, and target customers. It’s always recommended to research and compare different insurance companies to find the one that best meets your business needs.

Frequently Asked Questions

Does Capitol Indemnity Corporation have any parent or child companies?

Capitol Indemnity Corporation is a subsidiary of the Capitol Insurance Companies, which is a member of the Alleghany Corporation.

What are the financial ratings of Capitol Indemnity Corporation?

Capitol Indemnity Corporation has an A.M. Best rating of A (Excellent), indicating a strong financial standing.

How is the customer service rating of Capitol Indemnity Corporation?

The article does not mention a specific customer service rating for Capitol Indemnity Corporation. However, it’s recommended to check online reviews and ratings from reputable sources for customer feedback.

Who are some competitors of Capitol Indemnity Corporation?

Some notable competitors of Capitol Indemnity Corporation in the insurance industry include AIG, Travelers, Chubb, Liberty Mutual, and The Hartford.

Compare Insurance Providers Rates to Save Up to 75%

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Tonya Sisler

Insurance Content Team Lead

Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers' top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage.  Tonya currently leads a team of 10 insurance copywri...

Insurance Content Team Lead

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Reviews
for Capitol Insurance

3.70 (3 reviews)
1
June 17, 2019

JD69

Thieving crooks

DO NOT GO WITH CAPITAL INSURANCE COMPANY!! If you do you’ll be kicking yourself in the [REDACTED WORD]. I added a car to my policy which they told me it would be $136 for both vehicles but when I saw the deduct $264 out of my account and being told it was because of and increase in rates was a black face LIE!! They said the increase happened in December of 2018. Ok but I added my other car in February of 2019. Now how does that increase affect ...
DO NOT GO WITH CAPITAL INSURANCE COMPANY!! If you do you’ll be kicking yourself in the [REDACTED WORD]. I added a car to my policy which they told me it would be $136 for both vehicles but when I saw the deduct $264 out of my account and being told it was because of and increase in rates was a black face LIE!! They said the increase happened in December of 2018. Ok but I added my other car in February of 2019. Now how does that increase affect me if the $136 was given to me on a new declaration then to turn around and double the rate with another declaration. I canceled the policy immediately!! Now they took out $264 and said they will give me a check for $80 back. What kind of thieves are these people? Again I will stress DO NOT USE THIS COMPANY. This is why this company is losing customers. You’re better off going with a legitimate company. Not a fly by night company who will rob you blind. They still have no explanation of why my rates doubled. They are crooked and you will lose money to these money hungry thieves trust me. If you already have them cancel immediately before they steal from you any further!!!
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