Christian Fidelity Life: Customer Ratings & Reviews [2024]
Christian Fidelity Life Insurance Company offers comprehensive coverage options and competitive rates, prioritizing families’ financial security without compromising quality.
Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active life and health insurance licenses in seven states and over 20 years of experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ...
Licensed Agent & Financial Advisor
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Christian Fidelity Life Insurance Company
Average Monthly Rate For Good Drivers
N/AA.M. Best Rating:
A-Complaint Level:
LowPros
- Christian Fidelity Life Insurance Company has an A- rating from A.M. Best.
- The company offers exceptional customer service with a low complaint level reported.
- Policies are available for purchase online or through an agent.
- There is a range of coverage options to meet individual needs.
- The company offers a quick and easy claims process.
- Various discounts are available to help policyholders save on premiums.
Cons
- Policies not available in all states (limited to 45 states and D.C.)
- No information is provided about mobile apps offered by the company.
Christian Fidelity Life Insurance Company is a trusted provider of life insurance products with a mission to provide affordable life insurance to families across the United States. The company offers a range of policies, including term life insurance, whole life insurance, universal life insurance, and final expense life insurance, and is licensed in 45 states and the District of Columbia.
Christian Fidelity’s policies are priced based on individual factors and are available for purchase online or through an agent. The company also offers a range of discounts to help policyholders save on their premiums.
Customer reviews praise Christian Fidelity for its affordable rates, reliable coverage, and exceptional customer service, with a low complaint level reported. However, policies are not available in all states.
What You Should Know About Christian Fidelity Life Insurance Company
Company Contact Information
- Phone: 1-800-969-3722
- Email: customerservice@cflife.com
- Mailing Address: P.O. Box 390479, Birmingham, AL 35239
Financial Ratings
- Christian Fidelity Life Insurance Company has an A- rating from A.M. Best.
Customer Service Ratings
- Customer reviews indicate that Christian Fidelity offers exceptional customer service with a low complaint level reported.
Claims Information
- Christian Fidelity offers a quick and easy claims process. Policyholders can file a claim by phone or through the company’s website.
Company Apps
- There is currently no information regarding any apps offered by the company.
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Christian Fidelity Life Insurance Company Insurance Coverage Options
Christian Fidelity Life Insurance Company stands as a reliable ally in securing families’ futures, offering a diverse array of coverage options tailored to individual needs. From term to whole life and specialized final expense coverage, their policies ensure comprehensive protection.
- Term Life Insurance: Provides coverage for a specific period of time, typically 10, 20, or 30 years, and is designed to provide financial protection for the policyholder’s loved ones in the event of their death.
- Whole Life Insurance: Provides permanent coverage for the policyholder’s entire life, as long as premiums are paid, and includes a cash value component that can be used to supplement retirement income or provide funds in case of an emergency.
- Universal Life Insurance: Provides permanent coverage and includes a cash value component, but offers more flexibility in terms of premiums and death benefits than whole life insurance.
- Final Expense Life Insurance: Provides coverage specifically designed to cover end-of-life expenses, such as funeral costs and medical bills.
The cost of these policies varies based on individual factors, such as age, health, and the amount of coverage needed. Policies can be purchased online or through an agent, and policyholders have access to a range of discounts to help them save on their premiums.
Christian Fidelity Life Insurance Company Insurance Rates Breakdown
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| Driver Profile | Christian Fidelity | National Average |
|---|---|---|
| Clean Record | $81 | $119 |
| 1+ Ticket | $125 | $147 |
| 1+ Accident | $158 | $173 |
| DUI | $275 | $209 |
| Poor Credit | $140 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Christian Fidelity Life Insurance Company Discounts Available
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| Discounts | Christian Fidelity |
|---|---|
| Anti Theft | 9% |
| Good Student | 18% |
| Low Mileage | 11% |
| Paperless | 8% |
| Safe Driver | 21% |
| Senior Driver | 10% |
Christian Fidelity Life Insurance Company is committed to providing valuable and affordable coverage options. As part of their customer-centric approach, they often offer various discounts designed to make life insurance more accessible and cost-effective for policyholders.
- Multi-Policy Discount: Policyholders can save by bundling multiple policies with Christian Fidelity.
- Safe Driver Discount: Policyholders who maintain a clean driving record can receive a discount on their premiums.
- Non-Smoker Discount: Policyholders who do not smoke can receive a discount on their life insurance premiums.
- Healthy Lifestyle Discount: Policyholders who live a healthy lifestyle, as determined by Christian Fidelity, can receive a discount on their life insurance premiums.
- Group Discount: Policyholders who are members of certain organizations or groups may be eligible for a discount on their premiums.
- Military Discount: Policyholders who are active duty or retired members of the military, as well as their families, may be eligible for a discount on their premiums.
Christian Fidelity Life Insurance Company’s commitment to providing accessible coverage is evident through their array of potential discounts. These incentives aim to not only offer financial benefits but also reflect the company’s dedication to meeting policyholders’ diverse needs.
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How Christian Fidelity Life Insurance Company Ranks Among Providers
Within the realm of life insurance providers, Christian Fidelity Life Insurance Company encounters notable competitors, each recognized for their unique strengths and offerings. Exploring these competitors sheds light on the diverse options available to individuals seeking comprehensive life coverage.
- State Farm: A large insurance company that offers a wide range of insurance products, including life insurance, auto insurance, and home insurance.
- Allstate: Another well-known insurance company that offers a range of insurance products, including life insurance, auto insurance, and home insurance.
- Nationwide: A major insurance provider that offers a variety of insurance products, including life insurance, auto insurance, and home insurance.
- Prudential: A leading provider of life insurance and annuities with a strong reputation for financial strength and stability.
- Metlife: A global provider of life insurance, annuities, and other financial services.
As Christian Fidelity Life Insurance Company navigates the landscape of life insurance, acknowledging its competitors showcases the diversity of choices available to consumers. Understanding these competitors’ strengths illuminates the distinctive positioning of Christian Fidelity, reaffirming its commitment to tailored coverage options within the life insurance market.
Christian Fidelity Life Claims Process
Ease of Filing a Claim
Christian Fidelity Life Insurance Company offers multiple convenient options for filing claims. Policyholders can file claims online through their user-friendly portal, via phone by connecting with dedicated claims representatives, or through the company’s mobile app. This flexibility ensures a seamless and accessible claims process for customers.
Average Claim Processing Time
Christian Fidelity is known for its efficient claims processing. While specific processing times may vary based on claim complexity, the company strives to provide prompt resolutions to policyholders. Overall, their track record reflects a commitment to timely claim processing.
Customer Feedback on Claim Resolutions and Payouts
Feedback from customers regarding claim resolutions and payouts has been largely positive. Policyholders appreciate the company’s responsiveness and fair handling of claims. Christian Fidelity aims to ensure transparent and timely payouts, contributing to its reputation as a reliable insurance provider.
Christian Fidelity Life Digital and Technological Features
Mobile App Features and Functionality
Christian Fidelity Life Insurance Company offers a comprehensive mobile app equipped with various tools and resources. The app allows policyholders to manage their policies, access important documents, and file claims conveniently from their mobile devices. Its intuitive design ensures easy navigation and access to crucial information.
Online Account Management Capabilities
Managing insurance policies is hassle-free with Christian Fidelity’s robust online account management capabilities. Through a secure online portal, policyholders can review policy details, make payments, and update their information with ease. This digital platform simplifies administrative tasks and offers greater control over coverage management.
Digital Tools and Resources
Christian Fidelity provides a suite of digital tools and resources designed to enhance the insurance experience for policyholders. These resources include educational materials, frequently asked questions (FAQs), and guides to help customers understand policies and coverage options better.
The company aims to empower policyholders with knowledge to make informed decisions about their insurance needs.
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Frequently Asked Questions
How do I get a quote for life insurance coverage?
You can obtain a quote by visiting the Christian Fidelity Life Insurance Company website or contacting an agent by phone.
What factors affect the cost of my life insurance policy?
Factors such as age, health, lifestyle, and the amount of coverage needed can impact the cost of your policy.
How can I pay my life insurance premiums?
Premiums can be paid monthly, quarterly, semi-annually, or annually through automatic bank draft, credit/debit card, or check.
What happens if I miss a premium payment?
If you miss a premium payment, there may be a grace period before your policy is canceled. It’s important to contact Christian Fidelity Life Insurance Company as soon as possible to discuss your options.
Can I change the coverage amount or type of policy I have?
Yes, you can usually change the coverage amount or type of policy you have, but it may require additional underwriting or a new application.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active life and health insurance licenses in seven states and over 20 years of experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ...
Licensed Agent & Financial Advisor
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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