Church Mutual Insurance Company, s.i. Review (2024)

Discover the tailored coverage solutions and commitment to business security offered by Church Mutual Insurance Company, s.i., specializing in safeguarding a diverse range of businesses and faith-based organizations.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked

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Church Mutual Insurance Company, s.i.

Average Monthly Rate For Good Drivers

$90

A.M. Best Rating:

A (Excellent)

Complaint Level:

Low

Pros

  • Comprehensive coverage options tailored to various business needs.
  • Strong A.M. Best rating reflects financial stability and reliability.
  • Commitment to serving faith-based organizations and diverse industries.
  • Emphasis on personalized solutions and excellent customer service.
  • Range of discounts available to help businesses save on premiums.

Cons

  • Pricing can vary based on individual business circumstances.
  • Availability of certain coverage options may vary by location.
  • Limited information available on specific policy details without requesting a quote.

Explore Church Mutual Insurance Co.’s comprehensive coverage solutions. From protecting assets to cyber liability, this article offers insights into their commitment to various industries and faith-based organizations. Discover discounts and competitive positioning, all presented in an engaging tone that demystifies insurance complexities.

What You Should Know About Church Mutual Insurance

Company Contact Information

Related Parent or Child Companies

  • Church Mutual Insurance Company, s.i., operates independently and is not affiliated with any related parent or child companies.

Financial Ratings

  • Church Mutual Insurance Company, s.i., boasts an exceptional A++ rating from A.M. Best, a testament to its unwavering financial stability and commitment to serving policyholders.

Customer Service Ratings

  • Customer satisfaction is paramount to Church Mutual. With consistently high customer service ratings, the company is recognized for its responsive, empathetic, and dedicated customer care.

Claims Information

  • Church Mutual Insurance Company, s.i., prioritizes seamless claims processing. Policyholders can file claims online or connect with the dedicated claims department for efficient and compassionate assistance.

Company Apps

  • Church Mutual offers a user-friendly mobile app available for both iOS and Android platforms.
  • This app empowers policyholders to manage policies, file claims, access resources, and stay connected with Church Mutual’s support on the go.

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Church Mutual Insurance Coverage Options

Church Mutual Insurance Company, s.i. offers a diverse array of coverage options meticulously crafted to safeguard businesses and faith-based organizations. From foundational property protection to specialized cyber liability coverage, explore the tailored solutions designed to ensure comprehensive security.

  • Property Insurance: Safeguard your physical assets, including buildings, equipment, and inventory, against unexpected events.
  • Liability Insurance: Protect your business from lawsuits arising due to accidents, injuries, or property damage on your premises.
  • Workers’ Compensation Insurance: Provide support to employees injured on the job, covering medical expenses and lost wages.
  • Business Auto Insurance: Ensure coverage for your commercial vehicles against accidents, collisions, and damage.
  • Umbrella Insurance: Extend liability coverage beyond primary policies for added protection.
  • Special Events Insurance: Coverage for events like fundraisers, festivals, and gatherings, protecting against liabilities and unexpected incidents.
  • Directors and Officers Insurance: Safeguard directors and officers from legal claims related to decisions made for the company.
  • Crime Insurance: Protect against theft, embezzlement, and other criminal activities that can impact your business’s finances.
  • Equipment Breakdown Insurance: Coverage for repair or replacement of equipment that experiences mechanical or electrical breakdown.
  • Cyber Liability Insurance: Shield your business from financial losses due to data breaches and cyberattacks.
  • Flood Insurance: Coverage against damage caused by floods, protecting your business assets and property.

Count on Church Mutual Insurance Company, s.i. for holistic and personalized coverage options. With a commitment to protecting your assets and mitigating risks, their range of solutions caters to the distinctive needs of various industries and faith-based entities, providing peace of mind and robust protection.

Church Mutual Insurance Rates Breakdown

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Driver ProfileChurch Mutual Insurance CompanyNational Average
Clean Record$135$119
1+ Ticket$165$147
1+ Accident$198$173
DUI$235$209
Poor Credit$232$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Church Mutual Insurance Discounts Available

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DiscountChurch Mutual Insurance Company
Anti Theft10%
Good Student22%
Low Mileage25%
Paperless8%
Safe Driver20%
Senior Driver15%

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Church Mutual Insurance Company, s.i. goes beyond comprehensive coverage by offering an array of enticing discounts. These discounts are tailored to reward proactive risk management, loyalty, and safety measures, ensuring robust protection while maximizing savings.

  • Multi-Policy Discount: Save when you bundle multiple insurance policies, such as property and liability coverage.
  • Safety and Security Measures Discount: Implement safety measures and security systems to qualify for reduced premiums.
  • Claims-Free Discount: Enjoy lower rates by maintaining a claims-free record over a certain period.
  • New Business Discount: New customers may be eligible for introductory discounts on their insurance policies.
  • Nonprofit Discount: Nonprofit organizations can benefit from special discounts tailored to their unique needs.
  • Group Discount: Businesses belonging to certain groups or associations may qualify for exclusive discounts.
  • Loyalty Discount: Long-standing customers can enjoy discounted rates as a reward for their loyalty.
  • Early Payment Discount: Pay your premiums in advance and receive a discount on your insurance costs.
  • Risk Management Discount: Participate in risk management programs to lower your insurance premiums.
  • Renewal Discount: Enjoy reduced rates upon policy renewal as a token of appreciation for your continued partnership.

Experience the advantage of customized coverage coupled with enticing discounts through Church Mutual Insurance Company, s.i. Their commitment to fostering a safe environment and rewarding prudent risk management reflects in the diverse discount offerings, enabling businesses to thrive securely while enjoying cost-effective insurance solutions.

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How Church Mutual Insurance Ranks Among Providers

In the dynamic realm of insurance, Church Mutual Insurance Company, s.i., faces competition from several notable players. While each company offers unique strengths and features, they all aim to provide tailored coverage and support for businesses. Some of the main competitors in this space include:

  • Guideone Insurance: Known for its focus on religious and nonprofit organizations, Guideone Insurance offers specialized coverage options and risk management solutions.
  • Brotherhood Mutual Insurance: Another strong contender, Brotherhood Mutual Insurance Company, specializes in serving churches and related ministries, offering comprehensive coverage and risk management resources.
  • Hiscox: Hiscox stands out with its emphasis on cyber liability insurance and tailored coverage for small businesses and professionals.
  • Travelers: As a leading commercial insurer, Travelers offers a wide range of coverage options and risk management solutions for businesses of all sizes.
  • CNA: CNA is known for its diverse portfolio of insurance solutions, including property, liability, and specialty coverage, catering to various industries.

While these companies present competition, Church Mutual Insurance Company, s.i., distinguishes itself through its commitment to serving faith-based organizations and its array of specialized coverage options tailored to the unique needs of its clients.

Church Mutual Insurance Company, s.i. Claims Process

Ease of Filing a Claim

Church Mutual Insurance Company, s.i., is committed to providing a hassle-free claims process. You can conveniently file a claim using our user-friendly online platform, over the phone with the assistance of our dedicated representatives, or even through our mobile app for added convenience. We offer multiple avenues to suit your preferences.

Average Claim Processing Time

We understand the importance of swift claim resolutions. Church Mutual Insurance Company, s.i., prioritizes efficient claim processing to ensure you receive timely support when you need it most. Our goal is to minimize the time between filing a claim and its resolution.

Customer Feedback on Claim Resolutions and Payouts

At Church Mutual Insurance Company, s.i., customer satisfaction is paramount. We take pride in the positive feedback we receive regarding our claim resolutions and payouts. Our commitment to fairness and transparency in handling claims is reflected in the feedback from our valued policyholders.

Church Mutual Insurance Company, s.i. Digital and Technological Features

Mobile App Features and Functionality

Our mobile app is designed to simplify your insurance experience. With a range of features, including policy management, easy claim submission, document access, and instant quotes for additional coverage, our app provides a seamless way to access your insurance information and take control of your policies.

Online Account Management Capabilities

Managing your insurance policies is effortless with Church Mutual Insurance Company, s.i. Our online account management portal offers you the ability to oversee your coverage, make payments, update information, and track claims—all at your convenience. It’s a secure 24/7 hub designed to cater to your insurance needs.

Digital Tools and Resources

Church Mutual Insurance Company, s.i., believes in empowering our policyholders with knowledge and tools. We provide a variety of digital resources to help you make informed insurance decisions. From educational materials to risk assessment tools, our commitment is to support you throughout your insurance journey.

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Frequently Asked Questions

Is Church Mutual only for churches?

While churches are a focus, Church Mutual’s coverage extends to a wide range of faith-based organizations and institutions.

Can I combine property and liability insurance?

Absolutely, Church Mutual offers the flexibility to bundle coverage types for comprehensive protection.

How does specialized coverage differ from standard insurance?

Specialized coverage is tailored to the unique needs of faith communities and may include additional protections.

Is there support for risk management?

Yes, Church Mutual offers risk management resources to help prevent losses and create safer environments.

Can I adjust my policy as our needs change?

Church Mutual’s commitment to customization means policies can be adjusted to align with evolving needs.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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