Citizens National Life Insurance Company: Customer Ratings & Reviews [2024]
Citizens National Life Insurance Company stands as a trusted provider, offering a diverse range of life insurance products designed to meet various needs, backed by an A+ rating from the Better Business Bureau and a reputation for exceptional customer service.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Citizens National Life Insurance Company
Average Monthly Rate For Good Drivers
$71A.M. Best Rating:
A- (Excellent)Complaint Level:
LowPros
- Top-rated provider of life insurance products
- Comprehensive coverage options
- Long-standing history of exceptional customer service
- Positive customer reviews
- Competitive pricing on policies
- A+ rating from the Better Business Bureau
Cons
- Limited information available on specific policy details and coverage options
- Discounts may vary based on eligibility and state regulations
Citizens National Life Insurance Company is a top-rated provider of life insurance products, offering a range of policies to suit various needs and budgets. With a long-standing history of exceptional customer service and an A+ rating from the Better Business Bureau, the company has garnered positive customer reviews and a reputation for competitive pricing on policies.
In this complete guide, we explored the company’s history, mission, and product offerings, as well as the cost of their services, the states where they offer coverage, and the different discounts available to customers.
We also provided a summary of customer reviews of the company and answered common questions in the FAQ section. Overall, Citizens National Life Insurance Company is a reliable choice for those seeking to secure their financial future with a life insurance policy.
What You Should Know About Citizens National Life Insurance Company
Company Contact Information:
- Phone number: 1-800-548-2319
- Mailing address: P.O. Box 2319, Nashville, TN 37202-2319
- Email address: customerservice@cnlic.com
Related Parent or Child Companies: Citizens National Life Insurance Company is a subsidiary of NLGroup, a holding company that provides a range of insurance and financial services.
Financial Ratings: Citizens National Life Insurance Company has an A- (Excellent) rating from A.M. Best, a credit rating agency that specializes in the insurance industry.
Customer Service Ratings: Citizens National Life Insurance Company has a reputation for exceptional customer service, with positive customer reviews and an A+ rating from the Better Business Bureau.
Claims Information: Customers can file a claim with Citizens National Life Insurance Company by contacting their customer service department at 1-800-548-2319 or by submitting a claim online through their website.
Company Apps: Citizens National Life Insurance Company offers a mobile app called CN Mobile that allows customers to access their policy information, make payments, and view their account activity. The app is available for download on both the App Store and Google Play.
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Citizens National Life Insurance Company Insurance Coverage Options
Citizens National Life Insurance Company offers a range of insurance products to help customers protect themselves and their families. Here are some of the coverage options the company offers:
- Term life insurance: Provides coverage for a specific period of time and pays out a death benefit if the policyholder dies during that time.
- Whole life insurance: Provides coverage for the policyholder’s entire life and includes a savings component that builds cash value over time.
- Universal life insurance: Provides flexible coverage with adjustable premiums and death benefits, as well as a savings component that earns interest.
- Annuities: Provides a guaranteed stream of income in retirement.
- Homeowners insurance: Provides coverage for damage to the policyholder’s home and personal property, as well as liability protection.
- Auto insurance: Provides coverage for damage to the policyholder’s vehicle and liability protection.
- Health insurance: Provides coverage for medical expenses and other healthcare-related costs.
It’s important to note that not all coverage options may be available in all states or for all policies. Be sure to check with Citizens National to see which options are available to you.
Citizens National Life Insurance Company Insurance Rates Breakdown
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| Driver Profile | Citizens National | National Average |
|---|---|---|
| Clean Record | $54 | $119 |
| 1+ Ticket | $104 | $147 |
| 1+ Accident | $158 | $173 |
| DUI | $271 | $209 |
| Poor Credit | $93 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Citizens National Life Insurance Company Discounts Available
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| Discounts | Citizens National |
|---|---|
| Anti Theft | 10% |
| Good Student | 18% |
| Low Mileage | 13% |
| Paperless | 10% |
| Safe Driver | 20% |
| Senior Driver | 13% |
Citizens National Life Insurance Company offers a variety of discounts to help customers save money on their insurance premiums. Here are some of the discounts the company offers:
- Multi-policy Discount: Customers who bundle multiple policies with Citizens National can save on their premiums.
- Safe Driver Discount: Customers who have a good driving record can save on their auto insurance premiums.
- Homeowner Discount: Customers who own their home can save on their homeowners insurance premiums.
- Non-smoker Discount: Customers who do not smoke can save on their life insurance premiums.
- Age discount: Customers who are over a certain age (typically 50 or 55) can save on their life insurance premiums.
- Good Health Discount: Customers who are in good health can save on their life insurance premiums.
Keep in mind that not all discounts may be available in all states or for all policies. Be sure to check with Citizens National to see which discounts you may be eligible for.
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How Citizens National Life Insurance Company Ranks Among Providers
Citizens National Life Insurance Company operates in a highly competitive insurance industry, and there are several companies that compete with them for market share. Here are some of the company’s main competitors:
- State Farm: One of the largest insurance companies in the US, State Farm offers a wide range of insurance products, including life, home, auto, and health insurance.
- Allstate: Another major player in the insurance industry, Allstate provides coverage for auto, home, and life insurance, as well as retirement and investment products.
- Nationwide: A Fortune 100 company, Nationwide offers a variety of insurance and financial products, including life, auto, home, and pet insurance.
- MetLife: A global insurance company, MetLife provides a range of insurance products, including life, disability, dental, and vision insurance, as well as retirement and investment solutions.
- New York Life: One of the largest mutual life insurance companies in the world, New York Life offers life insurance, long-term care insurance, and annuities, among other products.
While Citizens National Life Insurance Company has established itself as a reputable and reliable insurance provider, it faces stiff competition from these and other companies in the industry.
Read more: Allstate Life Insurance Company of New York: Customer Ratings & Reviews
Frequently Asked Questions
What types of insurance does Citizens National Life Insurance Company offer?
Citizens National Life Insurance Company offers several types of insurance, including term life insurance, whole life insurance, and universal life insurance.
What discounts are available to customers?
Citizens National Life Insurance Company offers discounts to customers who meet certain criteria, such as non-smokers, those with good driving records, and those who pay their premiums annually.
Can I customize my life insurance policy with Citizens National Life Insurance Company?
Yes, Citizens National Life Insurance Company offers customizable policies to meet individual needs. You can work with their representatives to tailor your coverage and select the desired benefit amount, policy duration, and additional riders or features.
Are there any group or bundled coverages available to customers?
Citizens National Life Insurance Company provides various coverage options, and customers may explore bundled or group coverages for potential additional savings. It’s advisable to inquire about available options.
Can I customize my life insurance policy to meet specific needs?
Yes, Citizens National Life Insurance Company offers customizable policies, allowing customers to tailor their coverage. This includes selecting the desired benefit amount, policy duration, and additional riders or features.
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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