CNA Insurance Review [2024]
Explore the diverse offerings of CNA Insurance, a leading property and casualty insurance provider, offering a range of options from auto insurance to small business coverage, providing comprehensive solutions to meet various insurance needs.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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CNA Insurance
Average Monthly Rate For Good Drivers
N/AA.M. Best Rating:
A+Complaint Level:
LowPros
- Offers a wide range of property and casualty insurance options
- Long-standing company with over 120 years of experience
- Good ratings and financial strength
Cons
- Quotes and rates may vary depending on individual circumstances
- Limited information available online, requiring direct contact with the company for quotes
- The Continental National American Group (CNA) offers several different options for property and casualty coverage
- With CNA, you can purchase personal and commercial auto insurance, small business coverage, and much more
- CNA has an A+ financial rating and a stable outlook according to A.M. Best
The Continental National American Group (CNA) — a part of the CNA Financial Corporation — is a property and casualty insurance company. CNA offers several different property and casualty insurance products to policyholders across the U.S.
CNA property and casualty insurance covers personal auto insurance, commercial auto insurance, small business coverage, and much more. Depending on what you’re looking for, CNA insurance products may be just what you need.
Before you make any final decisions about your insurance coverage, be sure to find and compare property and casualty insurance rates from several companies. This will allow you to avoid paying too much for your insurance coverage.
You can use our free quote tool above to start your research for helpful and affordable property and casualty coverage today.
What You Should Know About CNA Insurance
The Continental National American Group (CNA) is a property and casualty insurance company that was founded over 120 years ago. Located in Chicago, CNA provides anything from standard insurance policies to specialty coverages and options for individuals and companies in the U.S., Canada, and Europe.
CNA offers a lot of different options when it comes to the property and casualty coverage that might work for you. A few of CNA’s options for property and casualty insurance coverage include:
- Casualty Coverage
- Small Business Coverage
- Commercial Auto Insurance
- Cybersecurity Insurance
- Equipment Breakdown Coverage
- General Liability Insurance for Businesses
- Professional and Management Liability for Businesses
- Marine Insurance
- Property Insurance
- Umbrella and Excess Casualty Coverage
- Warranties
- Workers’ Compensation
By the looks of it, CNA offers virtually everything you may be looking for, but it’s still a good idea to speak to a representative in order to get an insurance quote before purchasing a policy with CNA. Otherwise, you won’t know if another company would be able to offer you a better deal.
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Does CNA offer long-term care insurance?
CNA long-term care insurance is actually a group long-term cdev.insuranceproviders.com/long-term-care-insuranceare plan offered to individuals who are either unable to perform at least two of the six standard activities of daily living — bathing, continence, dressing, eating, toileting, and transferring — or be cognitively impaired from something like Alzheimer’s Disease.
CNA’s long-term care insurance pays up to 100% of daily living expenses in nursing facilities for anywhere from three to five years. CNA offers level premiums with protection against inflation, helping policyholders avoid paying more than necessary for care.
Does CNA have good ratings?
As a company that has been in business for 120 years, CNA has gained a lot of trust from generations of policyholders. And the company is still going strong when it comes to ratings from different organizations in the insurance industry.
The CNA Financial Corporation and CNA have an A+ (excellent) financial strength rating and a stable outlook, according to A.M. Best.
If you are interested in doing business with CNA, you can rest assured that the company has a great foundation and will be going strong for years to come. For many potential clients, this offers peace of mind that claims will be handled in a respectful and timely manner.
But you don’t need to rush into a decision with CNA until you’ve pursued other options to see what’s out there. Be sure to do your research and see which companies would be best for you — based on both coverage options and monthly rates. This will help you make a wise decision when it comes to your property and casualty insurance coverage.
In fact, you can use our free quote tool below to find property and casualty insurance rates that work for your budget today.
CNA Insurance Coverage Options
CNA offers a lot of different coverage options when it comes to property and casualty coverage. But the company is well known for its casualty insurance policies. Under the category of primary casualty coverage, CNA offers:
- Liability Car Insurance
- General Liability Coverage for Businesses
- Commercial Physical Damage Insurance
- Workers’ Compensation
CNA’s liability auto insurance coverage offers each state’s minimum requirements for coverage. This type of car insurance is ideal for young drivers, individuals who have not financed their vehicles, and drivers who are considered high risk and may have a hard time finding full coverage policy options.
Along with its car insurance products, CNA offers business liability insurance as well. Liability insurance for businesses protects a company against liability for injuries or property damage that occur as a result of daily business operations.
CNA’s physical damage auto insurance coverage offers collision and comprehensive coverage to commercial vehicles throughout the U.S. This protects policyholders from paying out-of-pocket for anything from a car accident to damage from adverse weather conditions, vandalism, and theft.
Lastly, CNA’s Workers’ compensation coverage includes reimbursement opportunities for both medical expenses and wage replacement if an individual was injured while on the job.
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CNA Insurance Rates Breakdown
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| Driver Profile | CNA | National Average |
|---|---|---|
| Clean Record | $88 | $119 |
| 1+ Ticket | $133 | $147 |
| 1+ Accident | $167 | $173 |
| DUI | $304 | $209 |
| Poor Credit | $152 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
The cost of car insurance with CNA is based on a number of factors. If you are just looking to meet your state’s minimum coverage requirements in order to drive legally, CNA’s rates may be quite competitive based on your age, gender, driving record, and more.
The table below shows average monthly car insurance rates in different states in the U.S. While you may not know how much to expect to pay in insurance rates, these averages might help you get a better idea of what to look for when you start shopping around for coverage.
Average Monthly Car Insurance Rates by State
| State | Average Monthly Car Insurance Rates |
|---|---|
| Alabama | $69.76 |
| Alaska | $87.51 |
| Arizona | $75.02 |
| Arkansas | $79.31 |
| California | $78.29 |
| Colorado | $94.40 |
| Connecticut | $81.81 |
| Countrywide | $101.31 |
| Delaware | $110.37 |
| District of Columbia | $100.73 |
| Florida | $82.60 |
| Georgia | $71.51 |
| Hawaii | $56.09 |
| Idaho | $71.18 |
| Illinois | $60.74 |
| Indiana | $56.97 |
| Iowa | $71 |
| Kansas | $76.46 |
| Kentucky | $113.68 |
| Louisiana | $57.43 |
| Maine | $91.36 |
| Maryland | $92.31 |
| Massachusetts | $57.43 |
| Michigan | $105.35 |
| Minnesota | $71.39 |
| Mississippi | $79.80 |
| Missouri | $70.45 |
| Montana | $72.38 |
| Nebraska | $67.17 |
| Nevada | $90.29 |
| New Hampshire | $66.29 |
| New Jersey | $114.93 |
| New Mexico | $76.70 |
| New York | $110.65 |
| North Carolina | $64.02 |
| North Dakota | $64.01 |
| Ohio | $63.89 |
| Oklahoma | $82.13 |
| Oregon | $74.51 |
| Pennsylvania | $79.20 |
| Rhode Island | $104.78 |
| South Carolina | $78.06 |
| South Dakota | $62.02 |
| Tennessee | $71.30 |
| Texas | $88.85 |
| Utah | $71.06 |
| Vermont | $62.23 |
| Virginia | $69.68 |
| Washington | $79.34 |
| West Virginia | $86.04 |
| Wisconsin | $59.74 |
| Wyoming | $70.36 |
In addition to personal auto insurance, CNA offers commercial auto insurance. CNA’s rates for commercial coverage are not available online, but since the company offers full coverage for commercial vehicles and fleets, anyone interested in this type of policy can expect to pay rates higher than those that simply cover liability.
If you want to get more specific car insurance rates with CNA, you will need to speak to an agent or company representative. But you should also shop around and compare rates from other companies to see who has the best deals on coverage.
CNA Insurance Discounts Available
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| Discounts | CNA |
|---|---|
| Anti Theft | 14% |
| Good Student | 23% |
| Low Mileage | 16% |
| Paperless | 13% |
| Safe Driver | 26% |
| Senior Driver | 15% |
Enjoying comprehensive coverage while saving on insurance costs is a priority for many. CNA Insurance understands this need and offers an array of enticing discounts to make insurance more affordable and accessible.
- Multi-Policy Discount: Save by bundling multiple insurance policies with CNA.
- Safe Driver Discounts: Rewards for maintaining a clean driving record and practicing safe driving habits.
- Multi-Vehicle Discount: Enjoy reduced rates when insuring more than one vehicle with CNA.
- Good Student Discount: Discounts for students who demonstrate academic excellence.
- Anti-Theft Device Discount: Lower rates for vehicles equipped with anti-theft devices.
- Safety Feature Discounts: Savings for vehicles equipped with advanced safety features.
- Paid-in-Full Discount: Receive a discount by paying your annual premium in full.
- Renewal Discounts: Incentives for policyholders who renew their coverage with CNA.
Exploring the diverse discounts provided by CNA Insurance reveals not only the company’s commitment to customer savings but also an opportunity for policyholders to secure robust coverage without compromising their budget. Contact a CNA representative today to discover personalized discount options tailored to suit individual insurance needs and maximize savings.
How CNA Insurance Ranks Among Providers
In the fiercely competitive realm of property and casualty insurance, CNA Insurance contends with several prominent competitors, each wielding distinct strengths and strategies. Understanding the landscape within which CNA operates sheds light on the diverse choices available to insurance consumers.
- State Farm: Known for its extensive network of agents and varied insurance offerings, State Farm competes strongly in the auto and property insurance sectors.
- Allstate: Renowned for its wide range of insurance products and innovative coverage options, Allstate stands as a significant competitor, especially in the auto insurance market.
- Progressive: Recognized for its aggressive marketing and user-friendly approach to insurance, Progressive competes vigorously, particularly in the auto insurance domain.
- Liberty Mutual: With diverse coverage options and a focus on customer service, Liberty Mutual competes across various insurance sectors, providing both personal and commercial coverage.
- Geico: Known for competitive pricing and online accessibility, Geico presents formidable competition, particularly in the auto insurance sector.
As CNA Insurance vies for prominence in the dynamic insurance market, acknowledging the presence and strategies of its key competitors elucidates the diverse options available to consumers. Exploring these competitors unveils a spectrum of choices, empowering individuals to make informed decisions aligned with their insurance needs.
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CNA Insurance Claims Process
Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)
CNA Insurance streamlines the claims process through multiple channels, allowing policyholders to file claims conveniently. Customers can lodge claims through their online portal, mobile app, or by contacting a representative over the phone. The mobile app and online platform provide user-friendly interfaces for swift claim submissions.
Average Claim Processing Time
The average claim processing time with CNA Insurance varies depending on the complexity of the claim and the necessary investigations. Generally, straightforward claims are processed efficiently, with timely responses and actions. However, more complex cases might take longer for thorough assessments.
Customer Feedback on Claim Resolutions and Payouts
Customer feedback on claim resolutions and payouts with CNA Insurance is largely positive. Policyholders appreciate the responsiveness of the claims team and the company’s commitment to fair and prompt settlements. However, there have been occasional instances where some customers expressed dissatisfaction with the time taken for certain claim resolutions.
CNA Insurance Digital and Technological Features
Mobile App Features and Functionality
CNA Insurance offers a robust mobile app that enables users to manage their policies, access important documents, and file claims directly from their smartphones. The app features intuitive navigation, allowing users to view policy details, track claims, make payments, and receive notifications for updates or renewals.
Online Account Management Capabilities
The online account management system provided by CNA Insurance empowers policyholders with comprehensive control over their policies. Users can access and update policy information, view billing statements, request changes to coverage, and submit documents seamlessly through the user-friendly online portal.
Digital Tools and Resources
CNA Insurance equips its customers with various digital tools and resources to enhance their insurance experience. These include educational resources, FAQs, risk management tools, and calculators available on their website and mobile app. Additionally, the company periodically updates its digital offerings to align with evolving customer needs and technological advancements.
Frequently Asked Questions
What types of insurance does CNA offer?
CNA offers property and casualty insurance, including personal auto insurance, commercial auto insurance, small business coverage, and more.
Is CNA Insurance a good choice?
CNA Insurance is a property and casualty insurance company that has been in business for over 120 years and offers a lot of different options for coverage. However, it is still a good idea to speak to a representative and compare quotes from different companies to find the best coverage at the best price.
Does CNA offer long-term care insurance?
Yes, CNA offers group long-term care insurance for individuals who are unable to perform at least two of the six standard activities of daily living or are cognitively impaired from something like Alzheimer’s Disease.
Does CNA have good ratings?
CNA Financial Corporation and CNA have an A+ (excellent) financial strength rating and a stable outlook, according to A.M. Best.
How can I get a quote from CNA Insurance?
To get an insurance quote with CNA, you will need to reach out to the company and speak to an agent or representative. Alternatively, you can use a free quote tool to find property and casualty insurance rates that work for your budget.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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