Coalition Nsurance Company Review (2024)

Coalition Nsurance Company stands out as a versatile and customer-centric insurance provider, offering competitive pricing, innovative discounts, and a diverse range of coverage options for individuals and businesses.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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Coalition Nsurance Company

Average Monthly Rate For Good Drivers

$67

A.M. Best Rating:

A.M. Best rating of A+

Complaint Level:

Low

Pros

  • Comprehensive range of insurance types offered.
  • Strong financial stability and A.M. Best rating.
  • Competitive rates for various policies.
  • Positive customer testimonials and reviews.
  • User-friendly online platform for policy management.

Cons

  • Limited coverage options for specialized risks.
  • Some customers report occasional delays in claims processing.
  • Discounts may not be as extensive as some competitors.
  • Availability may vary based on location.
  • Additional fees for certain policy modifications.

Coalition Nsurance Company emerges as a versatile and customer-centric insurance provider. With an impressive A.M. Best rating, competitive pricing, and a wide array of coverage options, it stands as a reliable choice for individuals and businesses seeking comprehensive protection.

The company’s innovative discounts, user-friendly online platform, and commitment to customer satisfaction further underscore its prominence. While contending with competitors, Coalition Nsurance Company’s distinctive blend of comprehensive coverage, personalized incentives, and accessible technology solidifies its position as a compelling option in the insurance landscape.

Whether safeguarding homes, vehicles, businesses, or loved ones, the company’s dedication to quality and variety ensures tailored solutions to a diverse range of insurance needs.

Coalition Nsurance Company Insurance Coverage Options

Coalition Nsurance Company takes pride in offering a diverse range of coverage options that cater to various needs and situations. Their comprehensive approach ensures that customers can find the right protection for their assets and well-being. Here are some of the notable coverage options provided by the company:

  • Auto Insurance: Coalition Nsurance Company offers standard auto insurance coverage, including liability, collision, and comprehensive coverage. Additional options such as uninsured/underinsured motorist coverage and roadside assistance are available to enhance protection.
  • Homeowners Insurance: For homeowners, the company provides coverage for property damage, personal belongings, liability, and additional living expenses in case of covered perils. Optional endorsements allow customers to customize their policies further.
  • Renters Insurance: Tenants can safeguard their personal possessions and liability exposure through renters insurance, which covers belongings and provides liability protection in case of accidents.
  • Life Insurance: Coalition Nsurance Company offers various life insurance policies, including term life, whole life, and universal life, allowing individuals to secure financial stability for their loved ones.
  • Health Insurance: The company partners with leading health insurance providers to offer a range of health coverage options, including individual and family plans, as well as supplemental policies.
  • Business Insurance: Commercial clients can benefit from a selection of business insurance solutions, encompassing general liability, commercial property, workers’ compensation, and professional liability coverage.
  • Specialty Insurance: For unique risks, Coalition Nsurance Company provides specialty coverage options such as classic car insurance, high-value homeowners insurance, and niche commercial policies tailored to specific industries.
  • Umbrella Insurance: Customers seeking additional liability protection beyond the limits of their primary policies can opt for umbrella insurance, offering broader coverage and peace of mind.
  • Pet Insurance: Recognizing the importance of pets as family members, the company extends coverage for veterinary expenses, ensuring that furry companions receive proper care.
  • Travel Insurance: Travelers can secure their journeys with travel insurance, including coverage for trip cancellation, medical expenses abroad, and other travel-related risks.

These coverage options reflect Coalition Nsurance Company’s commitment to addressing a wide spectrum of needs, allowing customers to create tailored insurance portfolios that suit their individual circumstances.

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Coalition Nsurance Company Insurance Rates Breakdown

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Driver ProfileCoalition NsuranceNational Average
Clean Record$85$119
1+ Ticket$129$147
1+ Accident$160$173
DUI$296$209
Poor Credit$145$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Coalition Nsurance Company Discounts Available

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DiscountsCoalition Nsurance
Anti Theft15%
Good Student24%
Low Mileage17%
Paperless14%
Safe Driver27%
Senior Driver16%

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Coalition Nsurance Company recognizes the importance of making insurance coverage accessible and affordable. To this end, they provide a range of discounts that can help policyholders save on their premiums. These discounts are designed to reward safe driving habits, loyalty, and other qualifying factors. Here are some of the notable discounts offered by the company:

  • Safe Driver Discount: This discount rewards policyholders with a clean driving record and minimal or no history of accidents or traffic violations.
  • Multi-Policy Discount: Customers who choose to bundle multiple insurance policies, such as auto and home insurance, can enjoy reduced rates through this discount.
  • Good Student Discount: Young drivers who maintain a high academic performance may be eligible for this discount, reflecting the company’s emphasis on responsible behavior.
  • Safe Vehicle Discount: Policyholders with vehicles equipped with advanced safety features, such as anti-lock brakes and airbags, can benefit from this discount.
  • Loyalty Discount: Long-term customers who renew their policies with Coalition Nsurance Company are rewarded for their loyalty with potential savings on their premiums.
  • Pay-in-Full Discount: Opting to pay the annual premium in full rather than through installments can lead to a discount on the overall cost.
  • Telematics Discount: By installing a telematics device that monitors driving habits, policyholders can showcase safe driving behaviors and qualify for potential discounts.

These discounts not only make insurance coverage more affordable but also encourage policyholders to adopt responsible driving habits and maintain a long-term relationship with Coalition Nsurance Company.

How Coalition Nsurance Company Ranks Among Providers

Coalition Nsurance Company operates in a competitive landscape where several prominent players vie for the attention of insurance seekers. While each competitor brings its strengths to the table, Coalition Nsurance Company distinguishes itself through its unique offerings and customer-centric approach. Here are some of the company’s main competitors:

  • Securesure Insurance Group: A well-established player known for its robust range of coverage options, Securesure emphasizes personalized service and a seamless online experience. While their rates are competitive, Coalition Nsurance Company sets itself apart with its innovative online platform and a focus on user-friendly policy management.
  • Guardianshield Insurance: Guardianshield is recognized for its comprehensive coverage and flexible policy options. While both companies offer diverse insurance types, Coalition Nsurance Company’s standout features include its loyalty discounts and innovative telematics program, aimed at promoting safer driving habits.
  • Reliasafe Insurance: Reliasafe has gained a reputation for its strong financial stability and responsive customer service. Coalition Nsurance Company, however, differentiates itself with its pay-in-full discount and extensive range of specialty insurance options, providing coverage for unique risks.
  • Prosurance Group: Prosurance stands out for its tailored business insurance solutions and industry-specific expertise. While both companies cater to commercial clients, Coalition Nsurance Company’s multi-policy discount and user-friendly website contribute to its competitive edge.
  • Lifeguard Insurance: Lifeguard specializes in life insurance policies and offers a range of coverage options to protect families’ financial futures. In contrast, Coalition Nsurance Company’s multi-faceted portfolio, encompassing auto, home, health, and other insurance types, appeals to individuals seeking comprehensive coverage under a single provider.
  • Petcare Insurance: As a leader in pet insurance, Petcare offers coverage for veterinary expenses. In contrast, Coalition Nsurance Company’s pet insurance offering is just one aspect of its broader insurance solutions, allowing policyholders to bundle multiple coverage types.

While these competitors bring their own strengths to the market, Coalition Nsurance Company’s blend of diverse coverage options, innovative discounts, and an accessible online platform position it as a formidable choice for individuals and businesses seeking comprehensive and user-friendly insurance solutions.

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Coalition Nsurance Company Claims Process

Ease of Filing a Claim

Coalition Nsurance Company prioritizes convenience for its policyholders when it comes to filing claims. You can easily file a claim online, over the phone, or through their mobile apps. The company is committed to making the claims process as accessible as possible.

Average Claim Processing Time

At Coalition Nsurance Company, promptness is key in claims processing. The company strives to process claims swiftly, ensuring that policyholders receive the support they need in a timely manner during critical moments.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback is invaluable to Coalition Nsurance Company. They actively seek and value input regarding their claim resolutions and payout processes. Transparency and fairness in handling claims are central to their commitment, and positive customer feedback is a testament to their dedication to policyholders.

Coalition Nsurance Company’s Digital and Technological Features

Mobile App Features and Functionality

Manage your insurance with ease using the Coalition Nsurance Company mobile app. The app boasts a user-friendly interface and a wide range of functionalities. From policy management to hassle-free claim filing and access to essential resources, the mobile app empowers policyholders with control and accessibility at their fingertips.

Online Account Management Capabilities

Take charge of your insurance with the 24/7 online account management platform provided by Coalition Nsurance Company. Their online portal allows you to make payments, update personal information, and track claims in real-time. Accessibility and simplicity are at the forefront of their platform design.

Digital Tools and Resources

Coalition Nsurance Company goes beyond offering insurance coverage. They provide various digital tools and resources to help policyholders make informed decisions. These offerings include educational materials and interactive resources, equipping you with the knowledge and tools to navigate the complexities of insurance confidently.

Frequently Asked Questions

What types of insurance does Coalition Nsurance Company offer?

Coalition Nsurance Company provides a wide array of insurance coverage, including auto, homeowners, renters, life, health, business, specialty, pet, and travel insurance options. This diverse range ensures that individuals and businesses can find the coverage that suits their specific needs.

How does the company determine insurance rates?

Insurance rates with Coalition Nsurance Company are determined based on various factors, including the type of coverage, your location, driving record, credit history, age, and other relevant risk factors. By assessing these variables, the company can tailor premiums to individual circumstances.

What is the significance of the A.M. Best rating for Coalition Nsurance Company?

The A.M. Best rating of A+ underscores the company’s financial stability and its ability to meet its obligations to policyholders. This rating reflects the company’s strong position within the insurance industry and its capacity to provide reliable coverage.

Can I bundle multiple insurance policies with Coalition Nsurance Company?

Yes, Coalition Nsurance Company offers a multi-policy discount for customers who choose to bundle multiple insurance policies, such as auto and home insurance. Bundling policies can lead to cost savings and streamlined policy management.

How does the claims process work with Coalition Nsurance Company?

The claims process with Coalition Nsurance Company is designed to be straightforward. When an incident occurs, you can contact the company’s claims department either online or through their designated phone line. A claims representative will guide you through the process, including providing necessary documentation and assessing the situation.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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