Consolidated Insurance Company Review (2024)

Consolidated Insurance Company emerges as a stalwart in the insurance industry, offering a robust array of coverage options and innovative solutions to ensure the security of your home, health, and business.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
no image available

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Consolidated Insurance Company

Average Monthly Rate For Good Drivers

$100

A.M. Best Rating:

A+

Complaint Level:

Low

Pros

  • Comprehensive range of coverage options
  • Exclusive discounts for policyholders
  • Customer-centric approach to service
  • Strong financial stability and reputation

Cons

  • Limited online policy management tools
  • Somewhat higher average annual rates compared to some competitors

Explore security and peace with Consolidated Insurance Company: Your unwavering partner in comprehensive coverage. From home to health, we safeguard what matters most, while highlighting excellence, discounts, and innovation. Join us on this journey of protection and responsible choices for a thriving future.

With an informal and engaging tone, we explore the coverage options, competitors in the field, and the significance of making responsible choices to secure a thriving future. Experience the assurance of Consolidated Insurance Company – your dedicated companion on the journey of safeguarding your present and future.

Consolidated Insurance Company Insurance Coverage Options

In an ever-changing world, where uncertainties loom around every corner, finding a steadfast guardian for your well-being and assets is of paramount importance. Let’s dive into the comprehensive coverage options they offer:

  • Comprehensive Home Insurance: Protects your home from a wide range of risks, including fire, theft, natural disasters, and more. Offers coverage for both the structure and contents of your home.
  • Auto Insurance With Liability Coverage: Provides coverage for damages caused to other parties in case of an accident for which you are at fault. This includes property damage and bodily injury liability.
  • Collision and Comprehensive Auto Coverage: Covers damages to your own vehicle resulting from collisions with other vehicles or objects, as well as damage caused by non-collision events such as theft, vandalism, and natural disasters.
  • Healthcare Coverage With Network Access: Offers health insurance plans with access to a network of healthcare providers, ensuring you receive quality medical care and reducing out-of-pocket expenses.
  • Business Liability Insurance: Protects your business from legal claims related to property damage, bodily injury, or advertising injuries caused by your business operations.
  • Property and Asset Protection for Businesses: Covers your business property, equipment, and assets against damage or loss due to events like fire, theft, or vandalism.
  • Business Interruption Coverage: Provides financial support to keep your business afloat in the event of unexpected interruptions, such as natural disasters, that impact your ability to operate.
  • Specialized Coverage Options: Offers specialized insurance options tailored to specific industries or needs, such as professional liability insurance, cyber insurance, and more.
  • Umbrella Insurance: Offers an extra layer of liability coverage that goes beyond the limits of your primary insurance policies, providing additional protection for significant claims.
  • Rental Property Insurance: Provides coverage for property owners renting out residential or commercial properties, offering protection against property damage, liability, and rental income loss.
  • Life Insurance: Ensures your loved ones are financially secure in case of your passing. Provides beneficiaries with a lump-sum payment or annuity to help cover expenses.
  • Travel Insurance: Offers coverage for unexpected events while traveling, including trip cancellations, medical emergencies, lost luggage, and more.

Consolidated Insurance Company takes pride in offering a diverse range of coverage options to cater to your unique needs, ensuring you have the right protection for every aspect of your life and business.

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption

Consolidated Insurance Company Insurance Rates Breakdown

Compare RatesStart Now →

"}” data-sheets-userformat=”{"2":4737,"3":{"1":0},"10":2,"12":0,"15":"Arial"}”>

Driver ProfileConsolidated Insurance CompanyNational Average
Clean Record$130$119
1+ Ticket$169$147
1+ Accident$190$173
DUI$220$209
Poor Credit$224$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

Compare RatesStart Now →

Consolidated Insurance Company Discounts Available

Compare RatesStart Now →

"}” data-sheets-userformat=”{"2":4737,"3":{"1":0},"10":2,"12":0,"15":"Arial"}”>

DiscountConsolidated Insurance Company
Anti Theft20%
Good Student22%
Low Mileage18%
Paperless8%
Safe Driver20%
Senior Driver15%

Compare RatesStart Now →

At Consolidated Insurance Company, we understand the value of rewarding your commitment to responsible choices and long-term partnerships. That’s why we offer a range of enticing discounts that not only ease your financial burden but also reflect our appreciation for your trust in us. Explore the various discounts that could make your insurance experience even more rewarding:

  • Multi-Policy Discount: Enjoy significant savings when you bundle multiple insurance policies with us. Whether it’s combining your home and auto insurance or adding additional coverage options, this discount recognizes your commitment to comprehensive protection.
  • Safe Driver Discount: Good driving habits deserve recognition. If you maintain a clean driving record and demonstrate safe behavior on the road, you can enjoy reduced auto insurance premiums as a reward for your diligence.
  • Home Safety Features Discount: Investing in the safety of your home is an investment in your future. Our home insurance policies offer discounts for having security systems, smoke detectors, fire alarms, and other safety features in place.
  • Good Health Discount: Prioritizing your health pays off in more ways than one. With our health insurance plans, you can benefit from lower premiums by demonstrating healthy habits and participating in wellness programs.
  • Business Security Measures Discount: Businesses that prioritize security and risk management can take advantage of this discount. Installing security systems, implementing safety protocols, and maintaining a secure environment can lead to reduced business insurance costs.
  • Loyalty Discount: We value your trust and long-term commitment. As a token of our appreciation, Consolidated Insurance Company offers loyalty discounts to customers who have been with us for an extended period, reflecting our dedication to building lasting partnerships.
  • Claims-Free Discount: Your careful approach to preventing claims is recognized and rewarded. By maintaining a claims-free record, you can access lower premiums as a reflection of your commitment to responsible risk management.
  • New Customer Discount: Embark on your insurance journey with us and enjoy special discounts as a new customer. We’re excited to welcome you to the Consolidated Insurance Company family.
  • Group or Association Discount: If you’re part of a group or association affiliated with Consolidated Insurance Company, you can benefit from exclusive discounts tailored to your collective needs.
  • Safe Business Practices Discount: Businesses that prioritize safety protocols, employee training, and risk prevention strategies can access discounts that reflect their commitment to maintaining a secure working environment.

At Consolidated Insurance Company, your well-being and financial security are at the heart of what we do. Our range of discounts is designed to acknowledge your responsible choices, dedication, and trust in our services. We believe that protecting what matters most to you should be both rewarding and cost-effective, and our discounts exemplify this commitment.

How Consolidated Insurance Company Ranks Among Providers

In the ever-evolving world of insurance, Consolidated Insurance Company stands as a strong contender, committed to providing comprehensive protection and unparalleled service.  Let’s take a closer look at some of the main competitors that vie for the attention of insurance seekers:

  • Shieldsure Insurance Group: Shieldsure Insurance Group has established itself as a formidable player in the insurance arena, offering a diverse range of coverage options. Known for its innovative solutions and personalized service, Shieldsure appeals to customers seeking tailored protection for their homes, vehicles, health, and businesses.
  • Secureguard Insurance Services: Secureguard Insurance Services is a direct competitor that differentiates itself through its user-friendly online platform and streamlined policy management. With an emphasis on convenience, transparent pricing, and a variety of coverage options for the costumer.
  • Guardian Shield Insurance Corporation: Guardian Shield Insurance Corporation is recognized for its strong financial stability and extensive network of agents. They have a reputation for offering customizable policies and in-depth risk assessments, catering to clients with complex insurance needs.
  • Assurenet Insurance Services: Assurenet Insurance Services has gained attention for its digital-first approach, utilizing advanced data analytics and AI-driven solutions. Their focus on real-time risk assessment and responsive customer support appeals to tech-savvy customers who seek on-demand solutions and dynamic policy adjustments.
  • Sentinel Assurance Group: Sentinel Assurance Group sets itself apart by emphasizing community involvement and localized service. With a strong presence in various regions, they provide a personalized touch that resonates with customers seeking a more familiar and community-oriented insurance experience.

Consolidated Insurance Company’s competitive edge lies in its commitment to a balance between traditional values and innovative solutions, the company positions itself as a trusted partner in safeguarding the future of individuals and businesses alike. Consolidated Insurance Company continues remain aligned with the  needs and preferences of its diverse customer base.

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption

Streamlined Claims Experience

Filing Your Claim: Easy and Convenient

Consolidated Insurance Company simplifies the claims process, offering multiple hassle-free channels for submission. Whether you prefer the ease of filing online, the assistance of a phone call, or the convenience of a mobile app, we’ve got you covered.

Swift Resolution Times

Curious about claim processing times? At Consolidated Insurance Company, we prioritize efficiency, striving for speedy claim resolutions. While processing times can vary, our commitment to prompt service ensures most claims are handled with speed and transparency.

Customer Satisfaction: A Testimonial

Our customers speak for us when it comes to claim resolutions. They’ve praised our fairness, transparency, and support throughout the claims process. At Consolidated Insurance Company, we’re dedicated to ensuring you get the assistance you need when you need it most.

Empowering Technology

Mobile Mastery: App Features

Unlock the full potential of our mobile app, designed with you in mind. Seamlessly manage your policies, track claims, and access digital ID cards. We put the power of insurance management right at your fingertips.

Your Policy, Your Way: Online Account Management

Take control of your coverage through our intuitive online account management system. Review policies, update details, and tailor your coverage to your unique needs. It’s insurance management made simple.

Digital Arsenal: Tools and Resources

Explore a wealth of digital resources on our website and app. From educational materials to insurance calculators and risk assessment tools, we empower you with knowledge and tools to make informed insurance decisions. Your protection, your way.

Frequently Asked Questions

What types of insurance does Consolidated Insurance Company offer?

Consolidated Insurance Company offers a wide range of insurance options, including home, auto, health, and business insurance, as well as specialized coverage such as life and travel insurance.

How does Consolidated Insurance Company stand out from its competitors?

The company distinguishes itself through its commitment to comprehensive coverage, exclusive discounts, and a customer-centric approach that focuses on personalized service and financial stability.

What discounts does Consolidated Insurance Company provide to its policyholders?

Consolidated Insurance Company offers various discounts, including multi-policy discounts, safe driver rewards, home safety features discounts, loyalty rewards, and more.

What makes Consolidated Insurance Company’s approach to insurance unique?

Consolidated Insurance Company combines traditional values with innovative solutions, catering to a diverse customer base by offering comprehensive protection while adapting to evolving needs.

How does Consolidated Insurance Company engage with its customers?

The company adopts an informal and engaging tone in its communication, providing detailed and engaging content to help customers make informed decisions about their insurance needs.

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Related Articles

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption

<h3>Consolidated Insurance Company Monthly Auto Insurance Rates</h3>
<h3>Consolidated Insurance Company Monthly Auto Insurance Rates</h3>