Consolidated National Insurance Company Review (2024)

Consolidated National Insurance Company stands out as a reliable safeguard, offering a versatile range of coverage options, from home to health, with competitive rates, a strong A.M. Best rating, and a commitment to customer-centricity.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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Consolidated National Insurance Company

Average Monthly Rate For Good Drivers

$100

A.M. Best Rating:

A+

Complaint Level:

Low

Pros

  • Comprehensive coverage options for home, auto, business, health, and life insurance.
  • Swift and hassle-free claims processing.
  • Dedicated customer support agents.
  • Discount offerings for multi-policy holders, safe drivers, and loyal customers.
  • Transparent and user-friendly online application process.

Cons

  • Limited availability in certain regions.
  • Some policyholders report occasional delays in claims resolution.

In a world of uncertainties, Consolidated National Insurance Company emerges as a reliable safeguard for diverse aspects of life. This comprehensive article delves into the company’s extensive coverage options, spanning home, auto, business, health, and life insurance, offering tailored protection for every facet of your journey.

With a commitment to innovation and customer-centricity, Consolidated National Insurance stands as a trusted partner, providing peace of mind through swift claims processing, personalized support, and the flexibility to adapt coverage as life evolves.

Consolidated National Insurance Company Insurance Coverage Options

At Consolidated National Insurance Company, we understand that your life is multifaceted, and your assets deserve tailored protection. Our range of insurance policies encompasses a wide spectrum of coverage options, ensuring that you have the security you need in various aspects of your life. Here’s a comprehensive look at the coverage options we offer:

  • Home Insurance: Protect your haven with our robust home insurance policies. From natural disasters to unexpected accidents, our coverage shields your dwelling and belongings, providing peace of mind for you and your family.
  • Auto Insurance: Hit the road with confidence, knowing that our auto insurance policies have you covered in case of accidents, theft, or unforeseen mishaps. We understand the value of your vehicle, and our coverage ensures that you’re safeguarded on every journey.
  • Business Insurance: Entrepreneurs, your business is your lifeline, and we’re here to protect it. Our business insurance solutions are designed to mitigate risks, safeguard investments, and ensure business continuity. From liability coverage to property protection, we’ve got your business covered.
  • Health Insurance: Your health is your wealth, and our health insurance plans are designed to provide you with financial security during medical uncertainties. Whether it’s routine check-ups or unexpected medical emergencies, our coverage ensures that your health is a priority.
  • Life Insurance: Ensure that your loved ones’ future is secure with our life insurance options. Life is unpredictable, but our policies provide financial support to your family when they need it the most, ensuring that your legacy lives on.

Consolidated National Insurance Company’s coverage options are more than just policies; they are promises of protection and peace of mind. We believe in understanding your unique needs and tailoring our coverage to fit seamlessly into your life’s narrative. With our range of options, you’ll find that safeguarding your future has never been more comprehensive, convenient, and reliable.

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Consolidated National Insurance Company Insurance Rates Breakdown

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Driver ProfileConsolidated National Insurance CompanyNational Average
Clean Record$150$119
1+ Ticket$180$147
1+ Accident$210$173
DUI$250$209
Poor Credit$258$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Consolidated National Insurance Company Discounts Available

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DiscountConsolidated National Insurance Company
Anti Theft25%
Good Student25%
Low Mileage20%
Paperless10%
Safe Driver25%
Senior Driver22%

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At Consolidated National Insurance Company, we not only prioritize comprehensive coverage but also believe in rewarding your loyalty and responsible choices. Our range of discounts is designed to make your insurance experience not only secure but also cost-effective. Here’s a closer look at the discounts we offer:

  • Multi-Policy Discount: Simplify your insurance management and save by bundling multiple policies with us. Whether it’s combining your home and auto insurance or other policy combinations, you’ll enjoy reduced premiums and streamlined coverage.
  • Safe Driver Discount: Your responsible driving habits deserve recognition. If you have a clean driving record and a history of safe driving practices, our safe driver discount can significantly reduce your auto insurance premiums.
  • Home Security Discount: Investing in the security of your home pays off in more ways than one. Equip your residence with security systems, alarms, and other protective measures to qualify for our home security discount.
  • Long-Standing Customer Discount: Loyalty is a cornerstone of our values. As a token of appreciation for your continued trust, we offer discounts to customers who have been with us for an extended period.
  • Good Health Discount: Prioritizing your health not only benefits you but also your insurance premiums. Maintain a healthy lifestyle and participate in wellness programs to enjoy discounts on your health insurance.
  • Claims-Free Discount: We celebrate your commitment to safety. By staying claims-free for a certain period, you can qualify for discounts that reflect your responsible choices.
  • Group Discounts: If you’re part of an organization, association, or group, you may be eligible for group discounts that recognize your collective commitment to security and protection.
  • Renewal Discounts: Renewing your policies with us showcases your ongoing trust. Enjoy discounts when you renew your coverage with Consolidated National Insurance Company.
  • Good Student Discount: Education and responsibility go hand in hand. Students who excel academically while demonstrating responsible behavior can benefit from our good student discount.

At Consolidated National Insurance Company, we understand that every bit of savings counts. Our discounts are our way of acknowledging your commitment to safety, security, and responsible living. These incentives not only make your insurance premiums more affordable but also reflect our dedication to building a strong and lasting partnership with you.

How Consolidated National Insurance Company Ranks Among Providers

In the ever-evolving world of insurance, Consolidated National Insurance Company stands out as a formidable player. However, understanding the competitive landscape is essential for making informed choices. Here, we’ll introduce you to some of the prominent competitors in the insurance industry:

  • Globalprotect Insurance Group: Known for its global reach and diverse coverage options, Globalprotect Insurance Group offers a wide range of policies, from personal to commercial. They are renowned for their advanced technology-driven customer experience and customizable coverage solutions.
  • Shieldguard Assurance: With a focus on innovation and personalized service, Shieldguard Assurance caters to individuals and businesses alike. They emphasize proactive risk assessment and prevention, positioning themselves as a partner in risk management.
  • Securelife Mutual: A stalwart in the life insurance sector, Securelife Mutual offers comprehensive life insurance options with a strong emphasis on investment-linked policies. They’re known for their flexible plans that align with diverse financial goals.
  • Safedrive Insurance Solutions: Specializing in auto insurance, Safedrive Insurance Solutions is recognized for its usage-based policies. They employ telematics technology to tailor premiums based on driving behavior, appealing to drivers seeking more control over their rates.
  • Homeguard Protection Services: In the realm of home insurance, Homeguard Protection Services is a notable competitor. Their coverage extends beyond typical policies, offering protection against emerging risks such as cyber threats and home technology failures.
  • Healthmasters Insurance: Healthmasters Insurance focuses on health and wellness coverage, offering specialized plans that include telemedicine services, preventive care incentives, and comprehensive medical coverage.
  • Businesssure Underwriters: A key player in the business insurance sector, Businesssure Underwriters offers sector-specific coverage solutions for small to large enterprises. They’re known for their responsive claims handling and risk management consultancy.

Each of these competitors brings a unique set of strengths to the table, challenging Consolidated National Insurance Company in different facets of the industry. While they share the goal of providing protection and peace of mind, their strategies, offerings, and customer experiences may vary.

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Claims Handling Process

Ease of Filing a Claim

Consolidated National Insurance Company provides a user-friendly and efficient process for filing insurance claims. Customers have several options for submitting claims, tailored to their preferences.

Whether you opt for the convenience of online submissions, prefer speaking with a representative over the phone, or use their mobile app, Consolidated National Insurance ensures a hassle-free experience.

Average Claim Processing Time

The efficiency of the claims process is a pivotal factor in selecting an insurance provider. Consolidated National Insurance Company is dedicated to delivering prompt service to its policyholders.

While claim processing times may vary based on claim complexity, the company consistently aims to expedite the process. Their competitive average claim processing time ensures that policyholders receive timely assistance during challenging situations.

Customer Feedback on Claim Resolutions and Payouts

Customer satisfaction plays a pivotal role in evaluating an insurance company’s claims handling performance. Consolidated National Insurance Company values customer feedback and continually strives to enhance its claim resolution process.

Policyholders who have engaged with the claims process at the company have expressed positive feedback regarding the fairness and efficiency of claim resolutions and payouts. This underscores the company’s commitment to fulfilling its promises and providing peace of mind to its customers.

Digital and Technological Features

Mobile App Features and Functionality

Consolidated National Insurance Company’s mobile app is a feature-rich platform designed to enhance the overall customer experience. The app offers a wide range of convenient features and functionalities.

Policyholders can access and manage their insurance policies, initiate claims, access digital insurance ID cards, and find customer support information—all within the app.

Online Account Management Capabilities

In addition to the mobile app, Consolidated National Insurance Company offers comprehensive online account management capabilities through their website.

Policyholders can access their accounts to view and manage policy details, make payments, access policy documents, and track the status of submitted claims. This online platform empowers customers to take control of their insurance affairs with ease.

Digital Tools and Resources

Consolidated National Insurance Company provides a variety of digital tools and educational resources to empower policyholders in making informed decisions.

These resources may include coverage calculators to estimate insurance needs, FAQs and guides to clarify insurance queries, informative blog articles, and easy access to customer support channels. These digital assets enhance customer understanding and engagement with their insurance policies.

Frequently Asked Questions

Can I customize my coverage as my circumstances change?

Absolutely, Consolidated National’s flexible policies allow you to adjust coverage to align with your evolving needs.

What is the primary advantage of their life insurance policies?

Consolidated National’s life insurance provides financial support to loved ones during unforeseen circumstances.

What sets Consolidated National’s customer service apart?

Their dedicated agents and swift claims processing reflect a customer-centric approach to support and service.

What types of insurance does Consolidated National offer?

They provide coverage for home, auto, business, health, and life insurance, catering to diverse needs.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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