Continental Insurance Company Review [2024]
Continental Insurance Company, a subsidiary of Continental National American Group, offers a range of property and casualty insurance, from personal liability auto insurance to small business coverage, providing diverse options for insurance needs.
Angie Watts
Licensed Real Estate Agent
Angie Watts is a licensed real estate agent with Florida Executive Realty. Specializing in residential properties since 2015, Angie is a real estate writer who published a book educating homeowners on how to make the most money when they sell their homes. Her goal is to educate and empower both home buyers and sellers so they can have a stress-free shopping and/or selling process. She has studi...
Licensed Real Estate Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Continental Insurance Company
Average Monthly Rate For Good Drivers
N/AA.M. Best Rating:
N/AComplaint Level:
LowPros
- Offers a variety of property and casualty insurance options, including personal auto insurance, small business insurance, and workers’ compensation coverage.
- Operates across the United States.
- Provides liability coverage options that meet each state’s minimum requirements.
- Offers primary casualty insurance policies.
Cons
- Limited online presence, with no online quotes or claims available.
- Lack of information regarding the A.M. Best rating.
- Requires direct contact with an agent to obtain a quote.
- The Continental Insurance Company is a subsidiary of the Continental National American Group (CNA) and offers different types of property and casualty insurance
- With the Continental Insurance Company, you can purchase small business insurance, commercial auto insurance, and much more
- Liability car insurance rates with Continental will vary based on your age, gender, and driving record
If you’re on the hunt for property and casualty insurance coverage, you may want to look into the Continental Insurance Company. The Continental Insurance Company is a subsidiary of the Continental National American Group (CNA) and offers several different options for property and casualty coverage.
The Continental Insurance Company operates across the U.S. and has coverage that might work for you, including personal auto insurance, small business insurance, and more.
Before you make any final decisions concerning property and casualty insurance, it’s a good idea to shop around online and compare insurance quotes from multiple companies. This will help you avoid overpaying when it comes to insurance rates.
In fact, you can use our free quote tool above to find and compare property and casualty insurance rates today to see which companies offer you the best rates on coverage.
Continental Insurance Coverage Options
As a subsidiary of CNA, Continental Insurance Company offers a lot of different options when it comes to the property and casualty coverage you might be looking for. Some of the coverage options with Continental Insurance Company include:
- Casualty coverage
- Small business coverage
- Commercial auto insurance
- Cyber security insurance
- Equipment breakdown coverage
- General liability insurance for businesses
- Professional and management liability for businesses
- Boat insurance
- Property insurance
- Umbrella and excess casualty coverage
- Warranties
- Workers’ compensation
If you are looking for a personal auto insurance policy that carries more than just liability, Continental Insurance Company may not be a good fit for you. But if your goal is to find business insurance or cyber security coverage, you may want to see what the rates would be for coverage in your area.
Read more:
- Continental American Insurance Company Review
- Continental Assurance Company: Customer Ratings & Reviews
- Continental Casualty Company: Customer Ratings & Reviews
- Continental General Insurance Company: Customer Ratings & Reviews
- Continental Indemnity Company: Customer Ratings & Reviews
- CNA Insurance Review
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Does Continental Insurance Company specialize in any particular coverage?
While the Continental Insurance Company offers a lot of different coverage options, it offers more primary casualty insurance policies than anything else. Under the umbrella of primary casualty coverage, Continental Insurance Company offers:
- Liability car insurance
- General liability coverage for businesses
- Commercial physical damage insurance
- Workers’ compensation
Read more: Advantage Workers Compensation Insurance Company: Customer Ratings & Reviews
Continental’s liability auto insurance coverage offers each state’s minimum requirements for coverage. This type of insurance is great for new drivers, drivers who do not owe money on their vehicles, or high-risk drivers who may have a hard time finding collision or comprehensive coverage.
In addition to car insurance, Continental offers liability coverage for businesses as well. This type of insurance protects a company against liability for injuries or property damage that occur as a result of daily business operations.
Continental Insurance Company’s physical damage coverage offers collision and comprehensive coverage to commercial vehicles, protecting policyholders from having to pay out of pocket for a number of instances such as a car accident, damage from adverse weather conditions, vandalism, and theft.
Workers’ compensation coverage with Continental includes coverage for both medical expenses and wage replacement for individuals who have been injured on the job.
Does Continental have a good website?
If you want to make any Continental Insurance Company claims, you will not be able to use your Continental Insurance Company login to do so. This is because the company does not really have much of an online presence when it comes to Continental Insurance Company customer service.
Instead, you will have to use the Continental Insurance Company phone number or the Continental Insurance Company claims phone number in order to speak to a representative and file an official claim.
But before you decide to commit to Continental and purchase property and casualty coverage, you should shop around and compare rates from many different companies to see who offers the best coverage at the most competitive rates.
Be sure to use our free quote tool below to find and compare insurance rates for property and casualty coverage today.
Continental Insurance Rates Breakdown
| Driver Profile | Continental Insurance Company | National Average |
|---|---|---|
| Clean Record | $135 | $119 |
| 1+ Ticket | $165 | $147 |
| 1+ Accident | $183 | $173 |
| DUI | $212 | $209 |
| Poor Credit | $232 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Car insurance rates with Continental vary based on a number of factors. If you are looking for simple liability coverage on a personal policy, Continental’s rates may be quite competitive based on your age, gender, driving record, and more.
The table below shows average monthly car insurance rates in different states in the U.S. Because some of these coverages will include both comprehensive and collision options, you can expect to pay less than your state’s average if you’re simply looking for liability options like those with Continental Insurance Company.
Average Monthly Car Insurance Rates by State
| State | Average Monthly Car Insurance Rates |
|---|---|
| Alabama | $69.76 |
| Alaska | $87.51 |
| Arizona | $75.02 |
| Arkansas | $79.31 |
| California | $78.29 |
| Colorado | $94.40 |
| Connecticut | $81.81 |
| Countrywide | $101.31 |
| Delaware | $110.37 |
| District of Columbia | $100.73 |
| Florida | $82.60 |
| Georgia | $71.51 |
| Hawaii | $56.09 |
| Idaho | $71.18 |
| Illinois | $60.74 |
| Indiana | $56.97 |
| Iowa | $71 |
| Kansas | $76.46 |
| Kentucky | $113.68 |
| Louisiana | $57.43 |
| Maine | $91.36 |
| Maryland | $92.31 |
| Massachusetts | $57.43 |
| Michigan | $105.35 |
| Minnesota | $71.39 |
| Mississippi | $79.80 |
| Missouri | $70.45 |
| Montana | $72.38 |
| Nebraska | $67.17 |
| Nevada | $90.29 |
| New Hampshire | $66.29 |
| New Jersey | $114.93 |
| New Mexico | $76.70 |
| New York | $110.65 |
| North Carolina | $64.02 |
| North Dakota | $64.01 |
| Ohio | $63.89 |
| Oklahoma | $82.13 |
| Oregon | $74.51 |
| Pennsylvania | $79.20 |
| Rhode Island | $104.78 |
| South Carolina | $78.06 |
| South Dakota | $62.02 |
| Tennessee | $71.30 |
| Texas | $88.85 |
| Utah | $71.06 |
| Vermont | $62.23 |
| Virginia | $69.68 |
| Washington | $79.34 |
| West Virginia | $86.04 |
| Wisconsin | $59.74 |
| Wyoming | $70.36 |
When it comes to commercial car insurance coverage, the table below shows the range of average monthly rates based on the type of vehicle being driven.
Average Monthly Commercial Car Insurance Rates
| Car Type | Min. Monthly Cost Commercial Auto Insurance | Max Monthly Cost Commercial Auto Insurance |
|---|---|---|
| Car | $50 | $200 |
| Semi | $667 | $1,042 |
| Cargo/Delivery Van | $275 | $517 |
| Limo | $333 | $500 |
| Cab | $417 | $833 |
As you can see, rates for commercial coverage vary significantly. This is likely due to the type of vehicle, the amount of coverage purchased, and other various factors.
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Continental Insurance Discounts Available
| Discount | Continental Insurance Company |
|---|---|
| Anti Theft | 20% |
| Good Student | 18% |
| Low Mileage | 20% |
| Paperless | 9% |
| Safe Driver | 20% |
| Senior Driver | 12% |
Continental Insurance Company offers various discounts to help policyholders save on their insurance premiums. These discounts are designed to cater to different circumstances and promote cost-effective coverage. Before purchasing insurance, it’s essential to explore these potential savings opportunities. Here’s a list of discounts available with Continental Insurance Company:
- Safe Driver Discount: Policyholders with a clean driving record may qualify for reduced rates.
- Multi-Policy Discount: Bundling multiple insurance policies, such as auto and home, can lead to additional savings.
- Good Student Discount: Students with good academic performance may be eligible for lower premiums.
- Multi-Vehicle Discount: Insuring more than one vehicle on the same policy can result in discounted rates.
- Safety Feature Discount: Vehicles equipped with safety features may qualify for reduced insurance costs.
- Anti-Theft Device Discount: Installing anti-theft devices can lead to discounts on comprehensive coverage.
- Defensive Driving Course Discount: Completing an approved defensive driving course may result in lower premiums.
- Low Mileage Discount: Drivers with lower annual mileage may be eligible for discounted rates.
Taking advantage of available discounts can significantly impact your insurance costs with Continental Insurance Company. It’s crucial to discuss these options with an agent and tailor your policy to fit your specific circumstances. Regularly reviewing your coverage and exploring potential discounts ensures you are getting the most value from your insurance plan.
How Continental Insurance Ranks Among Providers
Continental Insurance Company faces competition from several prominent players. Understanding the landscape and comparing offerings is essential for consumers seeking the best coverage and rates. Here are some key competitors of Continental Insurance Company:
- State Farm: A widely recognized insurance provider offering a range of policies, including auto, home, and life insurance.
- Allstate: Known for its extensive coverage options and innovative features, Allstate is a major competitor in the insurance industry.
- Geico: Renowned for its focus on affordable auto insurance, Geico competes by providing competitive rates and online convenience.
- Progressive: A leader in auto insurance, Progressive is known for its user-friendly approach, offering various discounts and coverage options.
- Farmers Insurance: With a diverse range of insurance products, Farmers Insurance competes by providing personalized service and coverage choices.
- Liberty Mutual: Offering comprehensive insurance solutions, Liberty Mutual is a major competitor emphasizing customer satisfaction.
- Nationwide: Known for its range of insurance products and nationwide presence, Nationwide is a strong competitor in the market.
- USAA: Catering to military members and their families, USAA competes by providing specialized and comprehensive coverage.
Navigating the insurance market involves considering the offerings of various competitors. While Continental Insurance Company provides specific coverage options, exploring what other companies offer can help individuals find the best fit for their insurance needs.
Frequently Asked Questions
What types of insurance does Continental Insurance Company offer?
Continental Insurance Company offers various types of insurance, including personal liability auto insurance, small business insurance, and workers’ compensation coverage.
Does Continental Insurance Company provide online quotes and claims services?
No, Continental Insurance Company does not have a significant online presence for quotes or claims. To obtain a quote, you need to contact an agent directly.
What is the focus of Continental Insurance Company’s coverage options?
While offering a range of coverage, Continental Insurance Company specializes in primary casualty insurance, providing liability auto insurance, liability coverage for businesses, physical damage coverage for commercial vehicles, and workers’ compensation coverage.
How can one file claims with Continental Insurance Company?
To file claims with Continental Insurance Company, you must use the Continental Insurance Company phone number or the Continental Insurance Company claims phone number to speak with a representative and initiate the claims process.
Is there an A.M. Best rating mentioned for Continental Insurance Company?
The A.M. Best rating for Continental Insurance Company is not specified in the provided content. For the most accurate and up-to-date rating, it is recommended to check with A.M. Best directly or consult with Continental Insurance Company.
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Angie Watts
Licensed Real Estate Agent
Angie Watts is a licensed real estate agent with Florida Executive Realty. Specializing in residential properties since 2015, Angie is a real estate writer who published a book educating homeowners on how to make the most money when they sell their homes. Her goal is to educate and empower both home buyers and sellers so they can have a stress-free shopping and/or selling process. She has studi...
Licensed Real Estate Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
