Dairyland Auto Insurance Review [2024]

Even though it’s headquartered in Wisconsin, you can buy Dairyland insurance in 42 states. Dairyland has a wide variety of insurance options, but it specializes in high-risk drivers.

If your driving record is clean, Dairyland might not be the right insurance company for you. But if you have accidents, lapses in coverage, DUIs, or traffic incidents, Dairyland might offer you the most affordable auto insurance options.

If you’re interested in Dairyland insurance quotes, you should compare rates to save as much money as possible. If you’re ready to see what rates might look like for you, enter your ZIP code into our free tool.

What You Should Know About dairyland

The National Association of Insurance Commissioners notes that Dairyland has lower customer service ratings than the national average for insurance companies. Complaints about Dairyland usually involve late payments after a claim, delays with settlements, and claim processing.

The best way to resolve any problems you have with your claims is to call the Dairyland insurance claims phone number and get a hold of an agent. You can also cancel or change your insurance coverage this way too.

On the other hand, Dairyland earns solid ranks from professional insurance rating companies. A.M. Best gives Dairyland an A+ for its financial strength.

Dairyland customers report a lot of dissatisfaction with the claims process and the price of their insurance. However, most customers find the ease of the website to manage their accounts with a simple Dairyland insurance login to be very convenient.

dairyland Insurance Coverage Options

Dairyland offers traditional car insurance options for your car, as well as a few additional coverages you can add to your policy. These include:

• Liability: If you cause an accident, liability will pay for damage you cause to property and people. Most states require liability coverage on your car before you can drive.
• Comprehensive: This coverage protects your car from damage outside of accidents, such as animal contact, theft, weather, and vandalism.
• Collision: No matter who causes the accident, collision will help cover repair costs to your car.
• Underinsured/uninsured motorist: While most states require insurance, not everyone has it. This protects you from drivers with inadequate coverage. States sometimes require this coverage as well as liability.
• Personal injury protection and medical payments: This coverage helps pay for medical bills, lost wages, and other medical costs if you or your passengers are injured in an accident

If you need or want full coverage to give your car the most protection possible, you’ll need liability, collision, comprehensive, and underinsured/uninsured motorist. While it’s more expensive, full coverage protects your vehicle from just about anything.

In addition to standard insurance options, Dairyland offers several add-ons you can purchase to enhance your coverage. These include:

• Towing and labor: This add-on will pay to have it towed to a repair shop if you’re stranded on the side of the road, up to a specified distance.
• Special equipment: Standard insurance doesn’t pay for custom parts you add to your car, but this coverage will replace or repair them.
• Lienholder policy: For people who lease or finance a car, this will cover the rest of your loan if you total your car before paying it off.
• Non-owner insurance: If you get in an accident while driving someone else’s car, their insurance should cover it. However, if you frequently drive other people’s cars, this can help pay for the damage.

An additional service that Dairyland provides is SR-22 forms. SR-22 forms are a requirement in some states after a serious traffic violation has been committed, such as a DUI. This form proves to your state’s DMV that you meet the minimum requirement for car insurance.

Does Dairyland offer motorcycle insurance?

Aside from auto insurance, motorcycle insurance is one of Dairyland’s most popular products. There are several motorcycle insurance options to suit your every need.

For motorcycle insurance, Dairyland offers the same options as auto coverage: liability, collision, comprehensive, uninsured/underinsured motorist, personal injury protection, and medical payments.

Dairyland’s insurance won’t surprise you with their innovations, but they have several add-ons you can buy.

• Towing and labor: This will pay to get your motorcycle towed if you become stranded, just like the car insurance option.
• Rental reimbursement: If your motorcycle needs repairs after an accident, this coverage will reimburse a rental vehicle.
• Special equipment: If you customize your motorcycle with special paint jobs, tires, modifications, or electronic additions, you can cover them with this add-on. (For more information, read our “Will auto insurance pay for paint jobs?“).

It’s not the most extensive list of insurance options, you can get the basic coverage you need to keep you and your motorcycle safe on the streets.

Find the Best Auto Insurance for Your Needs

If you’re a high-risk driver in need of auto or motorcycle insurance, Dairyland insurance might be the best choice for you. There’s a lot of variance in high-risk insurance, so you should always compare quotes to find the best insurance for you.

If you’re interested in Dairyland insurance, your first step should be to shop around. Enter your ZIP code into our free tool to see what quotes might look like for you.

Read more:

• Dairyland National Insurance Company Review
• Dairyland County Mutual Insurance Company of Texas: Customer Ratings & Reviews

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