Encompass Insurance Company of America Review (2024)
Encompass Insurance Company of America, a stalwart in insurance, offers comprehensive coverage with a commitment to stellar customer service and competitive pricing.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Encompass Insurance Company of America
Average Monthly Rate For Good Drivers
$100A.M. Best Rating:
A (Excellent)Complaint Level:
LowPros
- Diverse range of insurance options, including homeowners, auto, renter’s, umbrella, and condo insurance
- Exceptional customer experience with a 24/7 support team and personalized guidance
- Competitive pricing and various discounts for affordable coverage
- Streamlined claims process through user-friendly online platform and dedicated claims team
- Reputation for reliability and customer-centricity, reflected in an A.M. Best rating of A (Excellent)
Cons
- Limited availability in certain regions, potentially excluding some customers
- Discounts and rates might vary based on individual circumstances
- Online tools and resources could benefit from further enhancement and user-friendliness
Encompass Insurance Company of America: Safeguarding Your Tomorrow with Comprehensive Coverage. Discover the world of insurance redefined by Encompass Insurance Company of America, a stalwart in the realm of safeguarding assets and securing futures.
Offering a diverse array of insurance solutions, including homeowners, auto, renter’s, umbrella, and condo insurance, Encompass is more than just an insurance provider; it’s a steadfast partner. With an engaging blend of competitive pricing, tailored coverage, and exceptional customer service, Encompass stands as a beacon of protection.
From simplifying claims with an intuitive online platform to pioneering industry benchmarks, Encompass embodies reliability, transparency, and customer-centricity. In a world of uncertainties, choosing Encompass means choosing assurance, as the company’s legacy of excellence promises a more secure tomorrow.
What You Should Know About Encompass Insurance Company of America
Related Parent or Child Companies
- Encompass Insurance Company of America operates independently
- The company is not affiliated with any larger parent or child company
Financial Ratings
- Encompass Insurance Company of America holds an impressive A.M. Best rating of A (Excellent).
- This rating reflects the company’s strong financial stability and ability to meet its policyholders’ obligations.
Customer Service Ratings
- Encompass Insurance Company of America is renowned for exceptional customer service.
- A dedicated 24/7 support team and personalized guidance contribute to high customer satisfaction.
- Online reviews and customer feedback consistently highlight positive experiences.
- Attentive and helpful customer service representatives enhance the overall policyholder experience.
Claims Information
- Encompass Insurance Company of America prioritizes a seamless claims process for policyholders.
- The company offers a user-friendly online platform for easy claims filing.
- Encompass’s dedicated claims team provides prompt assistance and support throughout the claims process.
- Quick claims processing enhances the company’s reputation for reliability and customer-centricity.
Company Apps
- Encompass Insurance Company of America offers a user-friendly mobile app for policyholders.
- The app provides convenient access to insurance information and services.
- Customers can manage policies, file claims, make payments, and access documents on the go.
- The app reflects Encompass’s dedication to enhancing the customer experience through technology.
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Encompass Insurance Company of America Insurance Coverage Options
Encompass Insurance Company of America provides a comprehensive range of coverage options tailored to meet the diverse needs of its policyholders. Whether you’re looking to safeguard your home, vehicle, or personal belongings, Encompass offers robust protection. Here are the coverage options the company provides:
- Homeowners Insurance: Encompass’s homeowners insurance provides comprehensive coverage for your home and its contents. This includes protection against damage from natural disasters, theft, vandalism, and liability coverage in case of accidents on your property.
- Auto Insurance: Encompass’s auto insurance offers protection for your vehicle, as well as liability coverage in case of accidents involving your vehicle. The coverage includes collision, comprehensive, bodily injury liability, property damage liability, and uninsured/underinsured motorist coverage.
- Renter’s Insurance: For those who rent their living spaces, Encompass offers renter’s insurance to protect personal belongings against theft, damage, and liability for accidents that occur within the rented property.
- Umbrella Insurance: Encompass’s umbrella insurance provides an additional layer of liability protection that goes beyond the limits of your other insurance policies. This coverage is designed to protect you from costly lawsuits and claims that may exceed your standard policy limits.
- Condo Insurance: If you own a condominium, Encompass’s condo insurance offers coverage for your unit, personal property, and liability within the condo community. This includes protection against damage to your unit’s interior, personal belongings, and liability for accidents.
Encompass Insurance Company of America’s diverse range of coverage options ensures that policyholders have the flexibility to choose the insurance plans that best suit their unique circumstances and provide the peace of mind they deserve.
Read more:
- Encompass Auto Insurance Review
- Encompass Indemnity Company Review
- Encompass Insurance Company Review
Encompass Insurance Company of America Insurance Rates Breakdown
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| Driver Profile | Encompass Insurance Company of America | National Average |
|---|---|---|
| Clean Record | $195 | $220 |
| 1+ Ticket | $240 | $265 |
| 1+ Accident | $280 | $305 |
| DUI | $350 | $375 |
| Poor Credit | $335 | $378 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Encompass Insurance Company of America Discounts Available
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| Discount | Encompass Insurance Company of America |
|---|---|
| Anti Theft | 10% |
| Good Student | 12% |
| Low Mileage | 11% |
| Paperless | 9% |
| Safe Driver | 13% |
| Senior Driver | 14% |
Encompass Insurance Company of America is committed to making comprehensive insurance coverage affordable for its policyholders. The company provides a range of discounts that can help customers save on their insurance premiums. These discounts are designed to reward safe driving habits, security measures, and customer loyalty. Here are the discounts that Encompass offers:
- Safe Driving Discount: Policyholders who maintain a clean driving record and demonstrate safe driving habits are eligible for this discount, which can lead to significant savings on their auto insurance premiums.
- Multi-Policy Discount: Customers who bundle multiple insurance policies, such as home and auto insurance, with Encompass can enjoy a multi-policy discount. Bundling policies not only simplifies insurance management but also results in cost savings.
- Home Security Discount: Installing security systems such as burglar alarms, fire alarms, and surveillance cameras in your home can earn you a home security discount, contributing to reduced homeowners insurance premiums.
- Advance Quote Discount: Planning ahead has its perks. If you request a quote for your insurance coverage in advance, Encompass offers an advance quote discount as an incentive for proactive planning.
- Good Student Discount: Young drivers who excel in their studies can benefit from the good student discount. This encourages academic achievement while providing a price break on auto insurance premiums.
- Loyalty Discount: Encompass values its long-term customers. Policyholders who have maintained their coverage with the company over an extended period may be eligible for a loyalty discount.
- Payment Discount: Opting for automatic premium payments or paying your policy in full can result in a payment discount, making your insurance coverage more budget-friendly.
- E-Pay Discount: Enrolling in electronic payment options and opting for paperless billing can lead to an e-pay discount, rewarding environmentally-friendly choices.
Encompass Insurance Company of America’s range of discounts empowers policyholders to save money without compromising on coverage quality. By taking advantage of these opportunities, customers can enjoy comprehensive protection at a more affordable cost.
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How Encompass Insurance Company of America Ranks Among Providers
Encompass Insurance Company of America operates in a competitive landscape within the insurance industry, where several other reputable companies vie for market share and customer trust. Here are some of the key competitors that Encompass faces in the insurance market:
- State Farm: State Farm is one of the largest and most well-known insurance providers in the United States. With a wide range of insurance offerings and a vast network of agents, State Farm is a strong competitor, particularly in the auto and homeowners insurance sectors.
- Allstate: Allstate is another prominent player in the insurance industry, offering a variety of insurance products including auto, home, and life insurance. Allstate’s comprehensive coverage options and extensive advertising campaigns make it a notable competitor.
- Progressive: Progressive is renowned for its innovative approach to insurance, particularly in the auto insurance sector. Its focus on technology-driven solutions, competitive pricing, and the option to customize coverage resonates with a diverse range of customers.
- Geico: Geico is known for its memorable advertising campaigns and straightforward approach to insurance. Offering a variety of coverage options, Geico competes strongly in the auto insurance space and has a reputation for competitive rates.
- Liberty Mutual: Liberty Mutual is recognized for its wide range of insurance products, including home, auto, and renters insurance. The company’s emphasis on customizable coverage and customer-centric approach positions it as a key competitor.
- Travelers: Travelers is a respected insurance provider with a strong focus on risk management and commercial insurance. It competes effectively in both personal and business insurance sectors.
- Farmers Insurance: Farmers Insurance offers a diverse range of insurance options, including home, auto, and business insurance. The company’s emphasis on personalized coverage and local agents contributes to its competitive position.
- Nationwide: Nationwide is known for its versatile insurance offerings, including auto, home, and pet insurance. The company’s unique “On Your Side” philosophy and customer-centered approach are key aspects of its competitive edge.
These competitors, along with others in the insurance industry, contribute to a dynamic and competitive landscape. Encompass Insurance Company of America differentiates itself by offering personalized coverage and a commitment to exceptional customer experience.
By understanding its competitors, Encompass can continue to refine its strategies to stand out in the market and meet the evolving needs of its policyholders.
Managing Claims at Encompass Insurance Company of America
Ease of Filing a Claim
Encompass Insurance Company of America offers a user-friendly claims process, allowing policyholders to file claims through various convenient channels. Whether you prefer online submissions, phone calls, or mobile apps, Encompass has you covered.
Average Claim Processing Time
One of the key factors that sets Encompass apart is its efficient claim processing. Policyholders can expect timely assessments and resolutions, ensuring that their claims are addressed promptly.
Customer Feedback on Claim Resolutions and Payouts
Encompass Insurance Company of America consistently receives positive feedback from customers regarding their claim resolutions and payouts. The company’s commitment to customer satisfaction shines through in their claims handling, fostering trust among policyholders.
Digital Capabilities of Encompass Insurance Company of America
Mobile App Features and Functionality
Encompass offers a robust mobile app with a range of features and functionalities. Policyholders can access their accounts, make payments, view policy documents, and even file claims directly from the app, providing unparalleled convenience on the go.
Online Account Management Capabilities
Encompass Insurance Company of America provides policyholders with comprehensive online account management capabilities. From policy management to billing and payment options, customers have easy access to their accounts and can make changes or updates as needed.
Digital Tools and Resources
Encompass understands the importance of digital tools and resources for policyholders. They offer a wealth of resources online, including educational materials, FAQs, and interactive tools to help customers make informed decisions about their insurance coverage.
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Frequently Asked Questions
What types of insurance does Encompass Insurance Company of America provide?
Encompass Insurance Company of America offers a diverse range of insurance solutions, including homeowners, auto, renter’s, umbrella, and condo insurance.
How can I obtain a quote for insurance coverage from Encompass Insurance Company of America?
Getting a quote from Encompass is easy. Visit their official website at www.encompass.com and use their online quote tool to receive a personalized quote based on your specific insurance needs.
Does Encompass offer coverage for rental properties?
Yes, Encompass provides coverage for rental properties through their renter’s insurance policies, protecting personal belongings and offering liability coverage for accidents on the premises.
What sets Encompass apart from other insurance providers?
Encompass distinguishes itself with a commitment to exceptional customer experience, offering a 24/7 support team, personalized guidance, competitive pricing, and a streamlined claims process.
Can I bundle multiple insurance policies with Encompass?
Absolutely. Encompass offers a multi-policy discount, allowing you to bundle multiple insurance policies, such as home and auto coverage, for simplified management and potential cost savings on premiums.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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