Encompass Insurance Company Review (2025)

Encompass Insurance Company, a recognized name in the insurance industry, stands as a reliable partner committed to meeting diverse coverage needs with its extensive suite, including auto, home, renters, umbrella, and life insurance, all designed to offer comprehensive protection and peace of mind.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate
AllstateState FarmNationwideLiberty MutualFarmers Insurance
Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Written by
Laura D. Adams
Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Reviewed by
Daniel Walker

Updated April 2024

Within this extensive guide, we’ve delved into Encompass Insurance Company, your trusted partner in safeguarding what matters most. With a diverse range of insurance solutions spanning auto, home, renters, umbrella, and life insurance, Encompass offers comprehensive coverage options tailored to your unique needs.

We explored the various types of insurance offered, from safeguarding your vehicles and securing your home to protecting your personal belongings and your family’s financial future. Encompass stands out with competitive discounts, a commitment to customer service, and a strong financial foundation.

As you navigate the complexities of insurance, Encompass is here to provide the peace of mind that comes with knowing you’re protected by a reliable and comprehensive coverage provider.

Encompass Insurance Company Insurance Coverage Options

Encompass Insurance Company offers a diverse portfolio of insurance products designed to meet your specific needs. Whether you’re looking for auto, home, renters, umbrella, or life insurance, we’ve got you covered. Here’s a closer look at our coverage options:

  • Auto Insurance: From comprehensive coverage to liability protection, Encompass ensures that you’re prepared for the unexpected on the road.
  • Home Insurance: We safeguard your home and belongings with comprehensive dwelling and personal property coverage, plus additional living expenses protection.
  • Renters Insurance: Even if you don’t own your home, Encompass renters insurance provides personal property protection and liability coverage.
  • Umbrella Insurance: Extend your liability protection beyond primary policies with our umbrella insurance, offering peace of mind and enhanced financial security.
  • Life Insurance: Secure your family’s future with term and permanent life insurance options, designed to provide financial protection and peace of mind.

Encompass Insurance Company stands out as your comprehensive coverage provider. With a wide range of insurance options, competitive discounts, and a steadfast commitment to exceptional customer service, we’re here to protect what matters most to you.

Read more:

Free Auto Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

Encompass Insurance Company Insurance Rates Breakdown

Compare RatesStart Now →

"}” data-sheets-userformat=”{"2":4737,"3":{"1":0},"10":2,"12":0,"15":"Arial"}”>

Driver ProfileEncompass Insurance CompanyNational Average
Clean Record$220$200
1+ Ticket$320$340
1+ Accident$350$370
DUI$380$400
Poor Credit$378$344

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

Compare RatesStart Now →

Encompass Insurance Company Discounts Available

Compare RatesStart Now →

"}” data-sheets-userformat=”{"2":4737,"3":{"1":0},"10":2,"12":0,"15":"Arial"}”>

DiscountEncompass Insurance Company
Anti Theft5%
Good Student6%
Low Mileage10%
Paperless9%
Safe Driver12%
Senior Driver10%

Compare RatesStart Now →

As a trusted name in the insurance industry, Encompass offers a comprehensive suite of coverage options tailored to meet your unique needs. Here are the various insurance products Encompass provides but also highlight the discounts available to help you make the most informed and cost-effective decisions:

  • Bundle Discount: Combine multiple insurance policies with Encompass to enjoy additional savings. Bundling options may include auto, home, renters, condo, boat, and umbrella insurance.
  • Safe Driving Discount: Encompass rewards safe driving habits with discounts. If you maintain a good driving record, you may qualify for additional savings on your auto insurance.
  • Multi-Policy Discount: Take advantage of Encompass’s multi-policy discount by insuring multiple aspects of your life, such as home and auto insurance, and enjoy cost savings.

As you navigate the intricacies of insurance, Encompass is committed to providing the peace of mind that comes with knowing you’re protected by a reliable and comprehensive coverage provider. Explore our diverse range of coverage options and leverage the available discounts to tailor a plan that safeguards what matters most to you.

Encompass Insurance Company – your trusted partner in securing a brighter and more protected future.

How Encompass Insurance Company Ranks Among Providers

Encompass Insurance Company operates in a highly competitive insurance industry where several well-established and respected companies are its main competitors. Here are some of Encompass’s main competitors:

  • State Farm: State Farm is one of the largest and most well-known insurance companies in the United States. They offer a wide range of insurance products, including auto, home, renters, and life insurance. State Farm is known for its extensive network of agents and strong customer service.
  • Allstate: Allstate is another major player in the insurance industry, offering a comprehensive suite of insurance products similar to Encompass. They are recognized for their innovative features and digital tools, as well as their advertising campaigns featuring the well-known “Mayhem” character.
  • Progressive: Progressive is known for its auto insurance products and its unique approach to providing online quotes and policy management. They often appeal to customers seeking competitive rates and innovative features such as usage-based insurance.
  • Geico: Geico is known for its witty advertising and competitive pricing. They focus primarily on auto insurance but also offer other coverage options. Geico’s online and phone-based customer service has gained popularity among tech-savvy consumers.
  • Nationwide: Nationwide is a prominent insurance company that offers a wide range of insurance products, including auto, home, and life insurance. They emphasize a strong agent network and customer relationships.
  • Liberty Mutual: Liberty Mutual provides various insurance options, including auto, home, renters, and life insurance. They are recognized for their customizable coverage options and the ability to tailor policies to individual needs.
  • Travelers: Travelers is well-regarded for its commercial and personal insurance solutions. They offer a range of coverage options, including auto, home, renters, and business insurance, making them a versatile competitor in the industry.
  • Farmers Insurance: Farmers Insurance is known for its extensive network of agents and offers a range of insurance products, including auto, home, renters, and life insurance. They are often chosen by customers who prefer a personal touch.

These competitors, along with others in the insurance industry, continuously vie for market share by offering competitive pricing, innovative features, strong customer service, and comprehensive coverage options.

Encompass Insurance Company competes in this landscape by emphasizing its unique coverage options, discounts, and commitment to customer satisfaction.

Free Auto Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

Encompass Insurance Company Claims Process

Ease of Filing a Claim

Encompass Insurance Company offers policyholders a convenient and user-friendly claims process. You have multiple options for filing a claim, including online, over the phone, and through mobile apps. This flexibility allows you to choose the method that suits your preferences and needs, ensuring a hassle-free experience when you need to make a claim.

Average Claim Processing Time

Encompass Insurance Company is committed to efficient claim processing. While specific processing times may vary depending on the nature of the claim and the circumstances, the company strives to handle claims promptly. Policyholders can expect a reasonable turnaround time, providing them with the financial support they need when faced with unexpected events.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback is crucial when evaluating an insurance company’s performance in claim resolutions and payouts. Encompass Insurance Company values customer satisfaction and aims to provide fair and timely claim settlements.

Policyholders have reported positive experiences with Encompass, highlighting the company’s commitment to addressing claims effectively and ensuring policyholders receive the compensation they deserve.

Encompass Insurance Company Digital and Technological Features

Mobile App Features and Functionality

Encompass Insurance Company offers a feature-rich mobile app that empowers policyholders with convenient access to their insurance information. The app allows users to view policy details, make payments, and even file claims directly from their mobile devices. With a user-friendly interface and intuitive design, the Encompass mobile app enhances the overall insurance experience.

Online Account Management Capabilities

Managing your insurance policies online has never been easier with Encompass. The company provides robust online account management capabilities, allowing policyholders to make updates, review coverage, and access important documents with ease. Whether you need to add a new vehicle or update your contact information, Encompass’s online portal simplifies the process.

Digital Tools and Resources

Encompass Insurance Company goes the extra mile in providing policyholders with valuable digital tools and resources. From educational materials to insurance calculators and risk assessment tools, the company equips its customers with the information needed to make informed insurance decisions.

These digital resources empower policyholders to understand their coverage and make adjustments as their needs change.

Frequently Asked Questions

What types of insurance does Encompass offer?

Encompass provides a wide range of insurance options, including auto, home, renters, condo, boat, and umbrella insurance.

How can I obtain a quote for Encompass insurance policies?

You can request a quote through Encompass’s official website or by contacting their customer service.

Are there any discounts available for Encompass policyholders?

Encompass often offers various discounts, such as bundling multiple policies, safe driving discounts, and more. Check with them for specific details.

What should I do in the event of a claim with Encompass?

To file a claim, contact Encompass immediately and provide all necessary details. They will guide you through the claims process.

Can I bundle multiple insurance policies with Encompass for additional savings?

Yes, Encompass encourages policy bundling, which can lead to cost savings while consolidating your coverage needs.

Get a FREE Quote in Minutes

Insurance rates change constantly — we help you stay ahead by making it easy to compare top options and save.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate
NationwideAllstateFarmers InsuranceLiberty Mutual

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate