Enterprise Life Insurance Company Review (2024)
Enterprise Life Insurance Company stands as your go-to partner for comprehensive coverage, boasting a stellar A.M. Best rating, a diverse range of policies encompassing life, health, property, and business insurance, and a distinguished reputation for delivering top-notch customer service.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Enterprise Life Insurance Company
Average Monthly Rate For Good Drivers
$71A.M. Best Rating:
A++Complaint Level:
LowPros
- Wide range of insurance policies for comprehensive coverage
- Strong A.M. Best rating indicating financial stability
- Competitive average annual rates for various insurance products
- Excellent customer service and personalized attention
- Seamless onboarding process for new policyholders
Cons
- Limited availability in certain regions
- Additional fees may apply for certain policy modifications
- Limited online account management features for policyholders
Discover the comprehensive insurance solutions offered by Enterprise Life Insurance Company, a trusted name in safeguarding what matters most. With an impressive array of coverage options, including life, health, property, and business insurance, the company ensures individuals, families, and businesses are well-protected in every aspect of life.
Backed by a strong A.M. Best rating, Enterprise Life stands out for its commitment to excellence and personalized customer service. From customizable policies tailored to unique needs to a range of enticing discounts and a seamless claims experience, the company’s offerings reflect its dedication to customer satisfaction.
With a variety of coverage choices, competitive rates, and a user-friendly approach, Enterprise Life Insurance Company is the partner you can rely on for a secure and prosperous future.
Enterprise Life Insurance Company Insurance Coverage Options
Enterprise Life Insurance Company offers a diverse range of coverage options to cater to various needs and ensure comprehensive protection for individuals, families, and businesses. Here’s a bullet list detailing the coverage options provided by the company:
Life Insurance Coverage:
- Term Life Insurance
- Whole Life Insurance
- Universal Life Insurance
- Final Expense Insurance
Health Insurance Coverage:
- Individual Health Insurance
- Family Health Insurance
- Group Health Insurance
- Dental and Vision Insurance
Property Insurance Coverage:
- Homeowners Insurance
- Renters Insurance
- Condo Insurance
- Business Property Insurance
Auto Insurance Coverage:
- Liability Coverage
- Collision Coverage
- Comprehensive Coverage
- Uninsured/Underinsured Motorist Coverage
Business Insurance Coverage:
- General Liability Insurance
- Commercial Property Insurance
- Business Interruption Insurance
- Workers’ Compensation Insurance
Specialty Insurance Coverage:
- Travel Insurance
- Pet Insurance
- Event Insurance
- Specialty Liability Insurance
Retirement and Investment Coverage:
- Annuities
- Retirement Savings Plans
- Investment-Linked Insurance
These coverage options are designed to meet a wide array of needs, ensuring that customers can find tailored solutions that align with their unique circumstances and provide the necessary financial protection in times of need.
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Enterprise Life Insurance Company Insurance Rates Breakdown
| Driver Profile | Enterprise Life Insurance Company | National Average |
|---|---|---|
| Clean Record | $230 | $210 |
| 1+ Ticket | $320 | $300 |
| 1+ Accident | $290 | $280 |
| DUI | $350 | $360 |
| Poor Credit | $396 | $361 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Enterprise Life Insurance Company Discounts Available
| Discount | Enterprise Life Insurance Company |
|---|---|
| Anti Theft | 10% |
| Good Student | 15% |
| Low Mileage | 8% |
| Paperless | 5% |
| Safe Driver | 20% |
| Senior Driver | 12% |
Enterprise Life Insurance Company values its customers and offers a range of discounts to make insurance coverage more accessible and affordable. Here are the discounts provided by the company, designed to reward policyholders for their loyalty, responsible behavior, and specific life circumstances:
- Multi-Policy Discount: Save by bundling multiple insurance policies with Enterprise Life, such as combining auto and home insurance.
- Safe Driver Discount: Enjoy reduced premiums if you have a clean driving record and demonstrate safe driving habits.
- Good Student Discount: Students who maintain good grades may qualify for a discount, encouraging academic excellence.
- Safe Home Discount: Homeowners who have implemented safety measures, such as security systems and fire alarms, can benefit from lower rates.
- Multi-Car Discount: If you insure multiple vehicles with Enterprise Life, you’ll be eligible for a discount on your premiums.
- Senior Discount: Senior citizens can avail of special discounts tailored to their age group.
- Loyalty Discount: Reward for staying with Enterprise Life over the years, with discounts that increase as your loyalty grows.
- Group Discounts: Members of certain organizations, alumni associations, or professional groups may be eligible for exclusive group discounts.
- Good Health Discount: Maintaining a healthy lifestyle and demonstrating good health habits can lead to reduced health insurance premiums.
- Renewal Discount: Renew your policy with Enterprise Life to access additional savings on your premiums.
- Safety Course Discount: Completing approved safety courses, such as defensive driving courses, can lead to lower insurance rates.
These discounts reflect Enterprise Life’s commitment to making insurance coverage more affordable for its valued policyholders. By offering a variety of ways to save, the company ensures that responsible behavior, loyalty, and unique circumstances are recognized and rewarded.
How Enterprise Life Insurance Company Ranks Among Providers
Enterprise Life Insurance Company operates in a competitive landscape within the insurance industry, where several notable competitors vie for market share. These competitors offer their own unique strengths and coverage options. Here are some of Enterprise Life’s main competitors:
- Global Insure Group: Known for its wide range of insurance solutions, Global Insure Group competes by offering a comprehensive suite of coverage options, including life, health, property, and business insurance. Their strong online presence and user-friendly digital tools attract tech-savvy customers.
- Guardian Assurance Services: Guardian Assurance Services stands out with its robust customer service and claims processing. They emphasize personalized attention and a seamless claims experience, which can be appealing to individuals seeking a hassle-free insurance journey.
- Secureshield Insurance: Secureshield Insurance is a formidable competitor in the health insurance arena. Their emphasis on tailored health coverage plans and wellness incentives has garnered attention from those looking for specific healthcare needs.
- Safeguard Financial Group: Safeguard Financial Group positions itself as a one-stop-shop for various insurance needs, including life, property, and retirement coverage. They cater to individuals and businesses alike, focusing on simplifying the insurance process.
- Nexa Insurance Solutions: Nexa Insurance Solutions sets itself apart with innovative technology and digital solutions, making policy management and claims processing more convenient for their customers. Their user-friendly app and online services resonate with tech-oriented clients.
- Reliablesure Insurance Services: Reliablesure Insurance Services is known for its competitive pricing and flexible policies. They attract budget-conscious consumers by offering affordable rates without compromising on coverage quality.
- Assurelink Insurance Agency: Assurelink Insurance Agency is a key player in the property insurance sector, offering tailored coverage for homeowners, renters, and businesses. They emphasize customizable policies to suit individual needs.
- Unitedprotection Group: Unitedprotection Group is a significant contender in the business insurance segment, providing comprehensive commercial coverage options. Their expertise in risk assessment and industry-specific policies appeals to business owners.
These competitors collectively contribute to a dynamic marketplace, offering consumers a variety of options to choose from. Enterprise Life Insurance Company distinguishes itself through its diverse range of coverage options, strong financial stability, personalized customer service, and commitment to customer satisfaction.
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How Enterprise Life Insurance Company Manages Claims
Ease of Filing a Claim
Navigating the claims process with Enterprise Life Insurance Company is made effortless. Policyholders have multiple channels to choose from when filing a claim, including convenient online submissions, a dedicated phone line for assistance, and user-friendly mobile apps. This flexibility ensures that customers can report claims in a way that suits their preferences and needs.
Average Claim Processing Time
Enterprise Life Insurance Company is committed to swift and efficient claims processing. While the specific processing time may vary depending on the nature and complexity of the claim, the company strives to handle claims promptly. Policyholders can typically expect a reasonable turnaround time for the resolution of their claims.
Customer Feedback on Claim Resolutions and Payouts
Customer feedback holds significant importance in assessing an insurance company’s performance. Enterprise Life Insurance Company values customer satisfaction and continuously gathers feedback on claim resolutions and payouts. While individual experiences may vary, the company’s dedication to addressing customer concerns ensures a commitment to fair and satisfactory claim outcomes.
Exploring Digital Tools and Tech Features at Enterprise Life Insurance Company
Mobile App Features and Functionality
Enterprise Life Insurance Company offers a robust mobile app that provides policyholders with convenient access to their insurance information. The app is equipped with features such as policy management, claims tracking, and digital ID cards. It empowers customers to have their insurance details at their fingertips, enhancing their overall experience and simplifying insurance management.
Online Account Management Capabilities
Managing insurance policies is made easy through Enterprise Life Insurance Company’s online account management capabilities. Through their user-friendly website, policyholders can access and update policy information, make payments, and review coverage details. This digital convenience streamlines policy management, providing customers with a hassle-free experience.
Digital Tools and Resources
Enterprise Life Insurance Company offers a range of digital tools and resources to assist policyholders in making informed decisions.
These resources include online calculators, educational articles, and materials to enhance customers’ understanding of insurance options. These digital resources empower customers to navigate the complexities of insurance with confidence and knowledge.
Frequently Asked Questions
What types of insurance does Enterprise Life Insurance Company offer?
Enterprise Life Insurance Company provides a comprehensive suite of coverage options, including life insurance, health insurance, property insurance, auto insurance, business insurance, specialty insurance, and retirement and investment options.
How can I save on insurance premiums with Enterprise Life?
Enterprise Life offers various discounts, such as multi-policy, safe driver, good student, safe home, multi-car, senior, loyalty, group, good health, renewal, and safety course discounts, providing opportunities to save on insurance premiums.
How do I get started with Enterprise Life Insurance?
Getting started is easy! Simply reach out to the dedicated agents at Enterprise Life Insurance Company, who will guide you through the available coverage options based on your needs and preferences.
What sets Enterprise Life apart from other insurance companies?
Enterprise Life distinguishes itself through its comprehensive suite of coverage options, personalized customer service, competitive rates, and strong financial stability, as reflected in its A.M. Best rating.
Can I customize my insurance policies to suit my specific needs?
Absolutely! Enterprise Life Insurance offers customizable insurance policies, allowing you to tailor your coverage to your unique circumstances and requirements.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
