Equity Insurance Company Review (2024)

Equity Insurance Company, a stalwart in the insurance industry, stands as a reliable and versatile choice, offering a comprehensive array of coverage options tailored to diverse needs—from health and auto insurance to home and life insurance.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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Equity Insurance Company

Average Monthly Rate For Good Drivers

$100

A.M. Best Rating:

A

Complaint Level:

Low

Pros

  • A diverse range of insurance policies
  • Exceptional customer service
  • Competitive rates tailored to individual circumstances
  • Comprehensive coverage options
  • Customizable policies for specific needs

Cons

  • Limited availability in certain regions
  • Online account management could be more user-friendly
  • Fewer discounts compared to some competitors
  • Limited international coverage for certain policies
  • Some customers reported delays in claims processing

Equity Insurance Company stands as a reliable and versatile choice in the insurance landscape, offering an extensive array of coverage options tailored to diverse needs. From health and auto insurance to home and life insurance, their comprehensive policies ensure protection for individuals and families alike.

With a commitment to exceptional customer service and competitive rates, Equity Insurance prioritizes customer satisfaction. Their coverage spans health plans for various medical needs, auto policies offering protection on the road, home insurance safeguarding properties, and life insurance ensuring financial security for loved ones.

Through a blend of customization, flexibility, and a wide range of benefits, Equity Insurance Company provides peace of mind and security for every stage of life.

Equity Insurance Company Insurance Coverage Options

Equity Insurance Company provides a wide range of coverage options to meet diverse needs. Here are the coverage options offered by the company:

  • Health Insurance: Comprehensive medical coverage, including basic check-ups, major medical procedures, and access to healthcare providers.
  • Auto Insurance: Protection against accidents, theft, and damage, with options for liability coverage, collision, and comprehensive coverage.
  • Home Insurance: Coverage for structural damage, personal belongings, and protection against natural disasters, accidents, and more.
  • Life Insurance: Financial security for loved ones through term and whole life coverage plans, with customizable benefits.

Equity Insurance’s array of coverage options ensures that individuals and families can find the right policies to safeguard their well-being and assets.

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Equity Insurance Company Insurance Rates Breakdown

Driver ProfileEquity Insurance CompanyNational Average
Clean Record$186$198
1+ Ticket$220$250
1+ Accident$320$290
DUI$300$310
Poor Credit$320$341

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Equity Insurance Company Discounts Available

DiscountEquity Insurance Company
Anti Theft3%
Good Student5%
Low Mileage4%
Paperless5%
Safe Driver10%
Senior Driver10%

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Equity Insurance Company is committed to helping policyholders save on their insurance premiums through a range of enticing discounts. Here are the discounts offered by the company:

  • Multi-Policy Discount: Combine multiple insurance policies, such as auto and home insurance, with Equity Insurance and enjoy reduced rates on each.
  • Safe Driver Discount: Maintain a clean driving record to qualify for lower premiums that reflect your safe driving habits.
  • Good Student Discount: Students with excellent academic records can benefit from discounted auto insurance rates.
  • Multi-Car Discount: Insure more than one vehicle with Equity Insurance and receive a discount on each policy.
  • Safety Features Discount: Vehicles equipped with advanced safety features like anti-lock brakes and airbags can lead to lower insurance premiums.
  • Home Security Discount: Homeowners who have security systems and fire alarms installed may be eligible for discounted home insurance rates.
  • Loyalty Discount: Long-term policyholders with Equity Insurance can enjoy loyalty rewards and reduced premiums.
  • Payment Discounts: Opt for convenient payment options, such as automatic payments or paying your premium in full upfront, to receive additional savings.
  • Affinity Group Discounts: Members of specific organizations or groups may qualify for unique discounts on their insurance policies.

Equity Insurance’s diverse range of discounts is designed to make insurance coverage more affordable while rewarding safe driving, responsible homeownership, and customer loyalty. Keep in mind that eligibility criteria for these discounts may vary, so it’s advisable to contact Equity Insurance directly or visit their website for accurate and up-to-date information on available discounts.

How Equity Insurance Company Ranks Among Providers

Equity Insurance Company faces competition from a range of players in the insurance industry, each offering unique strengths. Some of its main competitors include:

  • Allstate: Known for its comprehensive coverage options and strong customer service, Allstate is a prominent competitor offering a variety of insurance products.
  • State Farm: With a vast network of agents and a wide array of coverage choices, State Farm is a major player in the insurance market.
  • Progressive: Progressive’s innovative approach and strong online presence make it a formidable competitor, especially in the auto insurance sector.
  • Geico: Renowned for its competitive rates and humorous marketing campaigns, Geico is a major contender for auto insurance customers.
  • Liberty Mutual: Liberty Mutual offers a range of insurance products, focusing on personalized service and flexible coverage options.
  • Nationwide: Nationwide’s variety of insurance options, including auto, home, and life insurance, positions it as a multifaceted competitor.
  • USAA: Serving military members and their families, USAA is a specialized competitor known for its exceptional customer service and tailored coverage.
  • Travelers: Travelers’ wide range of insurance solutions and reputation for stability contribute to its competitiveness.

These competitors, along with others in the industry, drive innovation and offer consumers a diverse range of choices when selecting their insurance coverage.

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Equity Insurance Company Claims Process

Ease of Filing a Claim (online, over the phone, mobile apps)

Equity Insurance Company understands the importance of a hassle-free claims process. They offer multiple convenient channels for filing claims, ensuring that policyholders can choose the method that suits them best. Whether you prefer the convenience of filing online, the ease of over-the-phone assistance, or the efficiency of mobile apps, Equity Insurance Company has you covered.

Average Claim Processing Time

Timely claim processing is crucial when you’re dealing with insurance. Equity Insurance Company is committed to swift and efficient claims processing. While specific processing times may vary depending on the type of claim and its complexity, Equity Insurance strives to handle claims promptly to provide policyholders with the support they need when they need it most.

Customer Feedback on Claim Resolutions and Payouts

Equity Insurance Company values customer feedback and continuously seeks to improve its claim resolutions and payout processes. They understand that customer satisfaction in these crucial moments can make a significant difference.

By listening to customer input and striving for fair and efficient claim resolutions, Equity Insurance aims to build trust and ensure policyholders feel well taken care of during their insurance journey.

Equity Insurance Company Digital and Technological Features

Mobile App Features and Functionality

Equity Insurance Company offers a user-friendly mobile app designed to enhance the customer experience. With the mobile app, policyholders can conveniently access their insurance information, view policy documents, make payments, and even file claims directly from their smartphones.

The app’s intuitive interface and features are tailored to provide easy and efficient access to essential insurance services.

Online Account Management Capabilities

Equity Insurance Company provides robust online account management capabilities, allowing policyholders to take control of their insurance policies. Through the online portal, customers can review and manage their policies, update personal information, track claims, and explore additional coverage options.

The company’s commitment to digital innovation ensures that policyholders have a seamless and convenient online experience.

Digital Tools and Resources

Equity Insurance Company offers a range of digital tools and resources to empower policyholders in making informed decisions. These tools may include calculators, educational materials, and resources to help customers understand their insurance options better.

By providing these digital resources, Equity Insurance strives to ensure that policyholders have access to the information they need to make confident insurance choices.

Frequently Asked Questions

What types of insurance does Equity Insurance Company offer?

Equity Insurance offers a range of coverage, including health, auto, home, and life insurance, catering to various needs.

How can I save on my insurance premiums with Equity Insurance?

You can enjoy discounts through multi-policy bundling, safe driving records, good student status, and more.

What sets Equity Insurance apart from other providers?

Equity stands out with its diverse coverage options, exceptional customer service, and competitive rates tailored to you.

Can I customize my coverage to fit my specific needs?

Yes, Equity Insurance provides customizable policies to ensure your coverage aligns perfectly with your individual requirements.

What benefits does Equity’s life insurance offer?

Equity’s life insurance provides financial security for loved ones, with options like term and whole life coverage and customizable benefits.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Reviews
for Equity Insurance Company

3.22 (18 reviews)
N/A
February 19, 2024

Mike Holliman

Equity Insurance Company review

A man pulled out in front of us caused a crash has equity insurance and there refusing to pay far our damages to the car which is a total loss come to find out they sold insurance to someone who has suspended license so they say they were good but police say they haven\'t been good in a long time equity insurance is just takes money from anyone and then use excuses not to cover this insurance company is pathetic
1
December 23, 2020

Injured_Party

HORRIBLE CLAIMS DEPARTMENT AND WORSE CUSTOMER SERVICE

JUST FILED OFFICIAL COMPLAINT WITH MY STATE’S OFFICE OF INSURANCE REGULATION! HORRIBLE CLAIMS DEPARTMENT, WORSE CUSTOMER SERVICE! Was hit by and insured party of this company three weeks ago tomorrow and still to date have not been able to speak with, nor have I had ANY communication from an adjuster. Spent over an hour on the phone this morning on 4 separate people to be put on endless hold cycles, transferred to voicemails and finally interru...
JUST FILED OFFICIAL COMPLAINT WITH MY STATE’S OFFICE OF INSURANCE REGULATION! HORRIBLE CLAIMS DEPARTMENT, WORSE CUSTOMER SERVICE! Was hit by and insured party of this company three weeks ago tomorrow and still to date have not been able to speak with, nor have I had ANY communication from an adjuster. Spent over an hour on the phone this morning on 4 separate people to be put on endless hold cycles, transferred to voicemails and finally interrupted and yelled at by a VERY RUDE person. My next call was to my states office of insurance regulation to file an official complaint against them. 3 weeks and NO adjuster communication, NO rental car information, NO repair information! Over an hour on hold and still NO time frame for any of these things to happen. Have left endless voicemails with NO return calls. UNACCEPTABLE to treat people the way this company does, especially considering they are the LIABLE party. If your are having trouble with them, file an official complaint with your states insurance regulation office and CALL A LAWYER! I did!
1
December 18, 2020

Wassuh_

Some one Needs to ASAP

[REDACTED NAME] the adjuster just literally Screamed literally screaming at me on the phone I am in distress wow what some professionalism guy there I want the supervisor there the owner the owner of the owner this will not fly with me his number is [REDACTED PHONE NUMBER] extension [REDACTED PHONE NUMBER] I don’t want to deal with him anymore I don’t won’t him on my case if I have to get a Lawyer for what just happened then I will every...
[REDACTED NAME] the adjuster just literally Screamed literally screaming at me on the phone I am in distress wow what some professionalism guy there I want the supervisor there the owner the owner of the owner this will not fly with me his number is [REDACTED PHONE NUMBER] extension [REDACTED PHONE NUMBER] I don’t want to deal with him anymore I don’t won’t him on my case if I have to get a Lawyer for what just happened then I will everything’s on a recorded line so that mean you guys got our phone conversation recorded
1
April 8, 2020

Kevinlove

3 year loyal customer (equity did me dirty)

I have been with Equity car insurance 3 years. I have insurance with cheapest auto insurance. But they Branch off and ser you up with insurance. They put me with Equity. I have 1 car insured. Full coverage. I have never had a ticket. Never had any points. Never been in a wreck. I pay $148 a month. My policy ends March 20th 2020. I got a letter in the mail from them today saying I was not allowed to renew my services on the 20th. I figured it was ...
I have been with Equity car insurance 3 years. I have insurance with cheapest auto insurance. But they Branch off and ser you up with insurance. They put me with Equity. I have 1 car insured. Full coverage. I have never had a ticket. Never had any points. Never been in a wreck. I pay $148 a month. My policy ends March 20th 2020. I got a letter in the mail from them today saying I was not allowed to renew my services on the 20th. I figured it was a mistake. Considering I've never done anything wrong and I've been with them for 3 years. So I called Equity car insurance. I asked them what was going on they said you have a felony on your record. I said are you talking about my marijuana charge from 10 years ago. They said yes you're not allowed to have a felony on your record. I said I've been with you guys for 3 years. I said I'm 30 years old, I was 20 years old when that marijuana charge happened. They kept talking over me and called me a criminal and hung up on me. Equity car insurance is overpriced. I then called my service provider at cheepest auto insurance and I'm getting switch to Progressive on the 20th and they're only going to charge me $88 a month. Equity was charging me $148 a month. I'm only going to be paying about half price now. Maybe this will be a good thing. Equity is not a good place to go with. I was a loyal 3-year customer and they did me dirty.
4
September 12, 2019

cmmen67

Affordable

I like Equity because of their good prices. I pay a reasonable amount for premiums. I can pay in person, online, or over the phone. I can use cash, debit or credit.
5
July 30, 2019

frog1915

Insurance company

I love the company and the agents they are all so nice and speaks when you walk through the door they really know how to make a person feel welcome that's why I always refer everyone to them
3
October 9, 2018

Ioozi

Good

Good very very good I love their choices and customer service as I said they're very nice and good !!
1
June 8, 2018

Kdperrin1

Beware

Horrible company. Took over 6 months to process my claim when I was reared ended. Took 3 months for them to send me a check then it ended up having the wrong name! 3 more months later they finally sent me a corrected check. Not even cheaper than other companies
5
March 6, 2018

Buffyndallas

Great company to work with

Great company and have very competitive rates. Very fast and efficient! Very friendly customer service!
1
January 17, 2018

Llyrian

Great prices, terrible service.

I got this policy because it had the best rates i could find but then i was in a no fault accident. I immediately reported it and was told the adjuster would call me. It took him 2 days to call and leave a message. Every time i tried to return his call i would be transfered to his voicemail, leave a message and he would never call me back. It took over a week to get ahold of him. All this time i was without transportation because my car had been ...
I got this policy because it had the best rates i could find but then i was in a no fault accident. I immediately reported it and was told the adjuster would call me. It took him 2 days to call and leave a message. Every time i tried to return his call i would be transfered to his voicemail, leave a message and he would never call me back. It took over a week to get ahold of him. All this time i was without transportation because my car had been totaled and if friends had not helped me out with rides i would have lost my job because i had no way to get there.
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<h3>Equity Insurance Company Monthly Auto Insurance Rates</h3>
<h3>Equity Insurance Company Monthly Auto Insurance Rates</h3>