Erie Insurance Company of New York Review (2024)

Erie Insurance Company of New York stands as a reliable choice for insurance solutions, offering a comprehensive range of coverage options, competitive rates, and a steadfast commitment to customer satisfaction in the New York region.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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Erie Insurance Company of New York

Average Monthly Rate For Good Drivers

$100

A.M. Best Rating:

A+ (Superior)

Complaint Level:

Low

Pros

  • Comprehensive range of insurance options
  • Strong financial rating for reliability
  • Competitive rates and discounts
  • Exceptional customer service
  • Diverse coverage tailored to individual needs

Cons

  • Limited availability in certain regions
  • Discounts might vary based on location
  • Some coverage options might require additional fees
  • Online account management could be more user-friendly
  • Limited international coverage for auto policies

Discover the peace of mind that comes from Erie Insurance Company of New York’s diverse range of coverage options. With a firm commitment to providing reliable protection, Erie offers an extensive selection of insurance types, including auto, home, business, life, and renters insurance.

From shielding your vehicle against uncertainties on the road to securing your home and belongings from unforeseen events, Erie’s coverage options cater to every facet of your life.

With competitive rates and a legacy of trust, Erie Insurance Company of New York stands as a steadfast partner, offering not only comprehensive coverage but also exceptional customer service and innovative solutions. Embrace the future with confidence, knowing that Erie is dedicated to ensuring your peace of mind today and for years to come.

Erie Insurance Company of New York Insurance Coverage Options

Explore the diverse coverage options provided by Erie Insurance Company of New York. This range of insurance offerings is designed to provide comprehensive protection, ensuring peace of mind in various aspects of life. Coverage Options Offered by Erie Insurance Company of New York:

  • Auto Insurance Coverage Options: Comprehensive coverage for uncertainties on the road.
  • Home Insurance Coverage Options: Protection for your home and belongings against unforeseen events.
  • Life Insurance Coverage Options: Coverage options designed to safeguard your loved ones.
  • Business Insurance Coverage Options: Insurance solutions tailored to protect your business ventures.
  • Renters Insurance Coverage Options: Comprehensive coverage for renters, ensuring their possessions are safeguarded.

Erie Insurance Company of New York’s coverage options stand as a shield for what matters most. With these comprehensive solutions, you can confidently navigate life’s uncertainties, ensuring that your assets, loved ones, and ventures are safeguarded against unforeseen challenges.

Read more: Erie Insurance Property & Casualty Company Review

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Erie Insurance Company of New York Insurance Rates Breakdown

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Driver ProfileErie Insurance Company of New YorkNational Average
Clean Record$125$119
1+ Ticket$175$147
1+ Accident$200$173
DUI$250$209
Poor Credit$260$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Erie Insurance Company of New York Discounts Available

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DiscountErie Insurance Company of New York
Anti Theft12%
Good Student16%
Low Mileage11%
Paperless8%
Safe Driver18%
Senior Driver11%

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Explore the range of attractive discounts available through Erie Insurance Company of New York. These discounts are tailored to enhance your insurance experience, making comprehensive coverage more accessible and affordable. Discounts Offered by Erie Insurance Company of New York:

  • Multi-Policy Discount: Benefit from savings by bundling multiple insurance policies together.
  • Safe Driver Discount: Enjoy reduced rates for maintaining a clean driving record.
  • Home Security Discount: Strengthen your home’s security to earn discounts on home insurance.
  • Loyalty Discount: Receive rewards for your ongoing loyalty over the years.
  • Good Student Discount: Students with strong academic records can access discounted auto insurance rates.

Erie Insurance Company of New York is committed to enhancing your insurance experience. This collection of discounts recognizes responsible choices and loyalty, ensuring that you can enjoy comprehensive protection without straining your budget.

How Erie Insurance Company of New York Ranks Among Providers

In the competitive landscape of insurance, Erie Insurance Company of New York stands as a prominent player with its diverse range of coverage options and commitment to customer satisfaction. However, several other insurance companies also vie for the attention of consumers seeking reliable coverage and competitive rates. Here are some of Erie’s main competitors in the industry:

  • State Farm: A well-known insurance giant, State Farm offers a wide array of insurance products, including auto, home, and life insurance. With a vast network of agents and competitive rates, State Farm is a strong competitor in the market.
  • Allstate: Renowned for its “You’re in good hands” slogan, Allstate offers a variety of insurance options, including auto, home, and life insurance. Their emphasis on personalized service and innovative features make them a key player.
  • Progressive: Known for its catchy marketing campaigns and focus on technology-driven solutions, Progressive is a significant competitor in the auto insurance sector. Their Snapshot program, which rewards safe driving habits, sets them apart.
  • Geico: With a strong online presence and a reputation for competitive rates, Geico is a top competitor in the auto insurance realm. Their emphasis on streamlined online processes and user-friendly mobile apps appeals to tech-savvy customers.
  • Liberty Mutual: Liberty Mutual offers a wide range of insurance products, including auto, home, and renters insurance. Their emphasis on customization and various coverage options positions them as a contender in the industry.
  • Travelers: Travelers is known for its comprehensive coverage options and tailored solutions for businesses, individuals, and families. Their emphasis on risk management and loss prevention sets them apart in the market.
  • Nationwide: Nationwide offers a diverse range of insurance products, along with an emphasis on financial services. Their “Nationwide is on your side” slogan reflects their customer-centric approach.

These competitors, along with others in the insurance industry, continuously strive to provide value, innovative solutions, and excellent customer service to policyholders. Erie Insurance Company of New York remains a strong contender, leveraging its unique offerings and commitment to personalized coverage to stand out in this competitive landscape.

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Erie Insurance Company of New York Claims Process

Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)

Erie Insurance Company of New York understands the importance of a smooth and hassle-free claims process. They offer multiple convenient channels for filing a claim, ensuring that policyholders have options that suit their preferences.

You can file a claim online through their user-friendly website, over the phone by speaking to a knowledgeable representative, or even through their mobile app, which provides a seamless and intuitive experience for on-the-go claims submissions.

Average Claim Processing Time

One of the critical factors in evaluating an insurance company is how quickly they process claims. Erie Insurance Company of New York prides itself on its efficient claims processing.

While the exact processing time may vary depending on the nature and complexity of the claim, policyholders generally experience prompt and fair handling of their claims. Erie’s commitment to quick resolutions helps ease the stress of unexpected events.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback is invaluable when assessing an insurance company’s performance. Erie Insurance Company of New York has garnered positive reviews from policyholders regarding their claim resolutions and payouts.

Many customers appreciate the company’s dedication to fairness and timely processing, which fosters trust and confidence in the insurer. Hearing directly from policyholders about their positive experiences adds to Erie’s reputation for excellent customer service.

Erie Insurance Company of New York Digital and Technological Features

Mobile App Features and Functionality

Erie Insurance Company of New York offers a robust mobile app that empowers policyholders with convenient features and functionality. The app allows users to manage their policies, access important documents, and even file claims from the palm of their hand.

Additionally, it provides real-time updates and alerts, ensuring that policyholders stay informed about their coverage and any potential changes.

Online Account Management Capabilities

Policyholders benefit from Erie’s user-friendly online account management system. Through their secure online portal, customers can easily view and manage their policies, make payments, and access billing information. This digital platform simplifies the insurance experience, allowing policyholders to have complete control over their coverage and account details.

Digital Tools and Resources

Erie Insurance Company of New York goes beyond the basics, providing policyholders with a suite of digital tools and resources. These resources include educational materials, insurance calculators, and informative blog posts that offer insights into insurance tips and industry trends.

By leveraging these digital tools, policyholders can make informed decisions about their coverage and gain a deeper understanding of their insurance needs.

Frequently Asked Questions

What types of insurance does Erie Insurance Company of New York offer?

Erie Insurance Company of New York provides a comprehensive range of insurance options, including auto, home, business, life, and renters insurance.

What is the coverage area of Erie Insurance Company of New York?

Erie Insurance Company of New York proudly serves the New York community, offering coverage to various regions within the state.

How does Erie Insurance Company of New York handle claims?

Erie Insurance Company of New York is dedicated to providing a streamlined claims process, ensuring that your claims experience is as smooth as possible.

What discounts are available with Erie Insurance Company of New York policies?

Erie Insurance Company of New York offers a range of discounts, including multi-policy discounts, safe driver discounts, home security discounts, and more.

Can I bundle my insurance policies with Erie Insurance Company of New York?

Yes, Erie Insurance Company of New York offers a multi-policy discount, allowing you to bundle multiple insurance policies for additional savings.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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