Esurance Property and Casualty Insurance Company: Customer Ratings & Reviews [2024]
Esurance Property and Casualty Insurance Company, with a strong A+ rating from A.M. Best, provides competitive and digital-friendly insurance solutions for auto and business needs.
Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Licensed Insurance Broker
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Esurance Property and Casualty Insurance Company
Average Monthly Rate For Good Drivers
$67A.M. Best Rating:
A+ (Superior)Complaint Level:
LowPros
- Reputable insurance provider with an A+ rating from A.M. Best
- Nationwide coverage
- Competitive pricing
- Digital-friendly approach
- Positive customer reviews
Cons
- Limited availability in some states
- Primarily operates online
Esurance Property and Casualty Insurance Company is a reputable insurance provider with a strong A+ rating from A.M. Best. Offering a variety of insurance products and services, Esurance is known for its competitive pricing and digital-friendly approach.
While it may have limited availability in some states and primarily operates online, Esurance’s nationwide coverage, discounts for qualifying customers, and positive customer reviews make it a compelling choice for those seeking reliable insurance coverage for their property and casualty needs.
What You Should Know About Esurance, Inc.
Company Contact Information:
- Esurance Property and Casualty Insurance Company
- Website: www.esurance.com
- Phone: 1-800-378-7262
Related Parent or Child Companies:
- Esurance is a subsidiary of Allstate Insurance Company.
Financial Ratings:
- Esurance has an A+ (Superior) rating from A.M. Best, which reflects their strong financial stability and ability to meet their insurance obligations.
Customer Service Ratings:
- Esurance has received mixed customer service ratings, with some customers reporting positive experiences while others have expressed concerns about online-centric customer service options.
Claims Information:
- Esurance offers a straightforward claims process through their website and mobile app, allowing customers to file and track claims online or via phone.
Company Apps:
- Esurance offers a user-friendly mobile app, available for both iOS and Android platforms, that allows customers to manage their policies, file claims, and access roadside assistance, among other features. The app is widely regarded for its ease of use and convenience for policyholders.
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Esurance, Inc. Insurance Coverage Options
Esurance provides a variety of coverage options to suit the needs of their customers. Some of the main coverage options offered by the company include:
- Auto insurance: Esurance offers auto insurance coverage, including liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and personal injury protection (PIP) coverage.
- Homeowners insurance: Esurance offers homeowners insurance coverage, which includes dwelling coverage, other structures coverage, personal property coverage, loss of use coverage, and liability coverage.
- Renters insurance: Esurance offers renters insurance coverage, including personal property coverage, loss of use coverage, and liability coverage.
- Condo insurance: Esurance provides condo insurance coverage, including coverage for the interior structure, personal property, loss of use, and liability.
- Motorcycle insurance: Esurance offers motorcycle insurance coverage, including liability coverage, collision coverage, comprehensive coverage, and uninsured/underinsured motorist coverage.
- RV insurance: Esurance provides RV insurance coverage, including coverage for motorhomes, travel trailers, and campers, with options for liability coverage, collision coverage, comprehensive coverage, and more.
- Boat insurance: Esurance offers boat insurance coverage, including liability coverage, physical damage coverage, and coverage for accessories and personal belongings.
- Umbrella insurance: Esurance provides umbrella insurance coverage, which offers additional liability protection beyond the limits of other primary policies.
Note: Coverage options and availability may vary by state and policy. It’s recommended to check with Esurance directly to confirm coverage details in your specific location.
Read more: Esurance Auto Insurance Review
Esurance, Inc. Insurance Rates Breakdown
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Driver Profile | Esurance Property and Casualty | National Average |
---|---|---|
Clean Record | $83 | $119 |
1+ Ticket | $117 | $147 |
1+ Accident | $146 | $173 |
DUI | $196 | $209 |
Poor Credit | $143 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Esurance, Inc. Discounts Available
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Discounts | Esurance Property and Casualty |
---|---|
Anti Theft | 8% |
Good Student | 12% |
Low Mileage | 10% |
Paperless | 6% |
Safe Driver | 13% |
Senior Driver | 8% |
Esurance offers a range of discounts to qualifying customers, helping them save on their insurance premiums. Some of the discounts offered by the company include:
- Multi-policy discount: Customers who bundle their property and casualty insurance with Esurance may be eligible for a discount.
- Safe driver discount: Customers with a clean driving record and no recent accidents or violations may qualify for a safe driver discount.
- Good student discount: Students who maintain good grades in school may be eligible for a discount on their insurance premiums.
- Multi-car discount: Insuring multiple vehicles with Esurance may qualify customers for a multi-car discount.
- Homeowners discount: Homeowners who also insure their property with Esurance may be eligible for a homeowners discount.
- Safety feature discount: Vehicles equipped with safety features such as anti-theft devices or airbags may qualify for a safety feature discount.
- Paid-in-full discount: Customers who pay their premiums in full at the start of their policy term may be eligible for a paid-in-full discount.
- Online discount: Policyholders who choose to manage their policy online and opt for paperless billing may be eligible for an online discount.
Note: Availability of discounts may vary by state and policy. It’s recommended to check with Esurance directly to confirm eligibility and details of discounts in your specific location.
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How Esurance, Inc. Ranks Among Providers
Esurance Property and Casualty Insurance Company operates in a competitive insurance market, with several main competitors in the industry. Some of the company’s main competitors include:
- Geico: Geico, short for Government Employees Insurance Company, is a well-known insurance company that offers a wide range of insurance products, including auto, home, renters, motorcycle, and more. Geico is known for its catchy advertising campaigns and competitive rates.
- Progressive: Progressive is another major player in the insurance industry, offering a variety of coverage options, including auto, home, renters, motorcycle, boat, and more. Progressive is known for its innovative approach to insurance, such as its Snapshot program that uses telematics to monitor driving habits and potentially offer discounts based on safe driving behavior.
- State Farm: State Farm is a popular insurance company that offers a wide range of insurance products, including auto, home, renters, life, and more. State Farm is known for its extensive network of agents and personalized service, with a strong emphasis on customer relationships.
- Allstate: Allstate is a well-known insurance company that offers a variety of coverage options, including auto, home, renters, motorcycle, boat, and more. Allstate is known for its comprehensive coverage options and features, such as its Drivewise program that rewards safe driving behavior.
- Nationwide: Nationwide is another major insurance company that offers a variety of coverage options, including auto, home, renters, motorcycle, boat, and more. Nationwide is known for its wide range of insurance products and services, with a focus on customer satisfaction and personalized coverage options.
Note: Competitors may vary by location and specific insurance products offered. It’s recommended to research and compare different insurance companies to find the one that best fits your individual needs and requirements.
Frequently Asked Questions
What states does Esurance Property and Casualty Insurance Company offer coverage in?
Esurance Property and Casualty Insurance Company offers coverage in multiple states across the United States. For specific information on the states where they operate, it’s best to visit their website or contact their customer service.
How can I qualify for discounts with Esurance Property and Casualty Insurance Company?
Esurance Property and Casualty Insurance Company offers various discounts to eligible customers, which may include safe driving discounts, multi-policy discounts, bundling discounts, and more. The specific qualification criteria for each discount may vary, and it’s best to check with the company or review their website for detailed information on how to qualify.
What types of coverage options does Esurance Property and Casualty Insurance Company offer?
Esurance Property and Casualty Insurance Company offers a range of coverage options, including auto insurance, home insurance, renters insurance, motorcycle insurance, and more. They also offer additional coverage options such as roadside assistance, rental car coverage, and more. It’s recommended to review their website or contact their customer service for detailed information on their coverage options.
How can I contact Esurance Property and Casualty Insurance Company for customer service or claims assistance?
Esurance Property and Casualty Insurance Company provides multiple contact options for customer service and claims assistance, including phone, email, and online chat. Their website or policy documents typically have detailed contact information, including phone numbers and email addresses, for different types of inquiries.
What are the financial ratings of Esurance Property and Casualty Insurance Company?
Esurance Property and Casualty Insurance Company’s financial ratings can vary and may be subject to change. It’s recommended to refer to reputable financial rating agencies, such as A.M. Best, for the most up-to-date and accurate information on the company’s financial strength and stability.
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Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Licensed Insurance Broker
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Brian777
0 star
Neal_in_California
CAUTION - WATCH YOU BACK
Hicham
Don't go with them
Brb40par007_
Claims are not handled properly
Therep
Very Poor Claims Service
Mick3y
RUN! DONT INSURE YOUR CAR HERE.
Dana_Whicker
VERY poor customer service and communication.
gt080845
Claims adjusters never call or respond to messages
ghfdsdfhh
horrible customer service. will cancel with no notice.
Josepi
Buyer Beware!!