Everence Insurance Company Review (2024)
Unveiling the protective embrace of Everence Insurance Company, this comprehensive review explores the insurer's commitment to community service, innovative coverage options, and seamless blend of tradition with technology, offering readers a dedicated partner in their journey toward security and prosperity.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Everence Insurance Company
Average Monthly Rate For Good Drivers
$100A.M. Best Rating:
A+Complaint Level:
LowPros
- Comprehensive Range of Insurance Options
- Strong Financial Rating and Stability
- Transparent Application and Claims Process
- Personalized and Responsive Customer Service
- Positive Customer Testimonials Highlighting Satisfaction
Cons
- Premium Rates Slightly Above Industry Average
- Limited Online Self-Service Features
- Availability May Vary by Location
- Discounts Could be More Diverse and Generous
- Additional Coverage Options Might Require Higher Premiums
Discover the protective umbrella of Everence Insurance Company, a reliable and innovative player in the insurance industry. Offering a wide spectrum of coverage options that encompass health, home, life, and auto insurance, Everence ensures that you and your loved ones are safeguarded against life’s uncertainties.
With a history steeped in community service and a commitment to integrity, Everence’s personalized approach stands out. Seamlessly blending tradition with technology, their user-friendly mobile app and transparent processes streamline interactions.
Moreover, the company’s competitive rates and loyalty rewards create a strong foundation for lasting customer relationships. Embrace peace of mind with Everence, where comprehensive coverage meets a dedicated partner in your journey towards security and prosperity.
Everence Insurance Company Insurance Coverage Options
When it comes to safeguarding the different facets of your life, Everence Insurance Company stands as a reliable partner offering a diverse range of coverage options. With a commitment to providing comprehensive protection, Everence ensures that you and your loved ones are shielded from the uncertainties that life may bring.
Here’s a closer look at the coverage options they offer:
- Health Insurance: Prioritize your well-being with their health insurance plans that cover medical expenses and provide access to top-notch healthcare facilities.
- Home Insurance: Protect your abode with their home insurance policies, which offer coverage against unexpected events such as fire, theft, and natural disasters.
- Life Insurance: Ensure your family’s financial stability with their life insurance policies, providing a safety net in times of loss.
- Auto Insurance: Hit the road with confidence, knowing that Everence’s auto insurance has you covered in case of accidents, damage, or theft.
Each coverage option is designed to cater to specific needs, providing tailored protection to give you peace of mind in every aspect of your life. With Everence Insurance Company, you can tailor your coverage options to suit your unique needs, allowing you to embrace life with confidence and security.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Everence Insurance Company Insurance Rates Breakdown
| Driver Profile | Everence Insurance | National Average |
|---|---|---|
| Clean Record | $83 | $119 |
| 1+ Ticket | $125 | $147 |
| 1+ Accident | $154 | $173 |
| DUI | $208 | $209 |
| Poor Credit | $143 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Everence Insurance Company Discounts Available
| Discounts | Everence Insurance |
|---|---|
| Anti Theft | 8% |
| Good Student | 12% |
| Low Mileage | 10% |
| Paperless | 9% |
| Safe Driver | 14% |
| Senior Driver | 6% |
Everence Insurance Company goes the extra mile to make comprehensive coverage even more accessible. They offer a variety of discounts to help you save on your insurance premiums while ensuring that you receive the protection you need. Here are the discounts you can take advantage of:
- Multi-Policy Discount: Save when you bundle multiple insurance policies with Everence, such as combining your home and auto insurance.
- Safe Driver Discount: Enjoy reduced premiums if you have a clean driving record and demonstrate safe driving habits.
- Good Student Discount: Students with excellent academic records may qualify for discounted rates on auto insurance.
- Multi-Car Discount: Insure multiple vehicles under the same policy and enjoy savings on each car’s premium.
- Home Safety Features Discount: If your home is equipped with safety features like smoke detectors, burglar alarms, and fire extinguishers, you could qualify for lower home insurance premiums.
- Loyalty Discount: Everence values your loyalty. As you continue to choose them for your insurance needs, you can enjoy special loyalty discounts over time.
- Paperless Billing Discount: Opt for paperless billing and receive a discount on your premiums while reducing your environmental footprint.
- Good Health Habits Discount: Some health insurance policies offer discounts to policyholders who maintain healthy lifestyles and participate in wellness programs.
- Pay-in-Full Discount: Pay your insurance premium in full for the year and receive a discount on your overall cost.
These discounts reflect Everence’s commitment to rewarding their customers and making comprehensive coverage not only reliable but also cost-effective. Speak to an Everence representative to learn more about how these discounts can help you save while securing your future.
How Everence Insurance Company Ranks Among Providers
In the competitive landscape of the insurance industry, Everence Insurance Company faces off against several notable competitors. Each competitor brings its unique strengths to the table, vying to capture the attention of customers seeking comprehensive coverage and reliable service. Here are some of Everence’s main competitors:
- Allstate Insurance: Allstate is renowned for its wide range of insurance products, including auto, home, life, and more. With a strong emphasis on personalized service and innovative offerings, Allstate appeals to customers seeking diverse coverage options backed by a well-established brand.
- State Farm Insurance: State Farm is a household name, recognized for its extensive network of agents and a wide array of insurance solutions. Its strong customer service, bundled discounts, and various coverage options make it a formidable competitor in the insurance industry.
- Geico: Geico is known for its direct-to-consumer approach, offering competitive rates and a user-friendly online platform. Geico’s focus on affordable auto insurance, supported by effective advertising campaigns, positions it as a major contender in the market.
- Progressive Insurance: Progressive stands out with its innovative approach to auto insurance, including the use of technology to monitor driving behavior for potential discounts. Its commitment to transparency and customizable coverage options makes it a popular choice among tech-savvy consumers.
- Nationwide Insurance: Nationwide offers a range of insurance products, emphasizing personalized service and financial stability. Its strong agent network and diverse coverage options cater to customers looking for comprehensive protection across various aspects of their lives.
- Liberty Mutual Insurance: Liberty Mutual is known for its extensive range of insurance offerings and personalized coverage plans. The company’s emphasis on customer education and custom-tailored policies positions it as a competitor that focuses on understanding individual needs.
Each of these competitors brings a unique blend of offerings, pricing strategies, and customer engagement to the insurance market. Everence Insurance Company distinguishes itself through its commitment to community, comprehensive coverage options, and a customer-centric approach.
By understanding the strengths and offerings of these competitors, customers can make informed decisions that align with their individual needs and preferences.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Claims Process With Everence Insurance Company
Ease of Filing a Claim
Everence Insurance Company simplifies the claims process by offering multiple convenient methods for policyholders to file claims. Whether you prefer the ease of online submissions, the personal touch of over-the-phone assistance, or the flexibility of mobile apps, Everence has you covered. This variety of options ensures that filing a claim is a hassle-free experience.
Average Claim Processing Time
Everence Insurance Company understands the importance of swift claim processing. With a commitment to efficiency, the company works diligently to process claims promptly. Policyholders can rely on Everence to minimize disruptions and provide timely assistance during their moments of need.
Customer Feedback on Claim Resolutions and Payouts
Everence Insurance Company places a high value on customer feedback regarding claim resolutions and payouts. They actively seek input from policyholders to gauge their satisfaction with the claims process. Positive feedback highlights Everence’s dedication to transparent and fair claim resolutions, reinforcing their commitment to customer well-being.
Digital and Technological Features at Everence Insurance Company
Mobile App Features and Functionality
Everence Insurance Company offers a feature-rich mobile app that enhances the insurance experience for policyholders. The app’s user-friendly interface allows users to efficiently manage their policies, submit claims, and access vital resources while on the move. It serves as a valuable tool, providing convenient access to insurance-related tasks and information.
Online Account Management Capabilities
With 24/7 online account management capabilities, Everence Insurance Company empowers policyholders with control over their insurance accounts.
Through their online portal, customers can make payments, update personal information, and track claims in real-time. The company’s online platform prioritizes accessibility and simplicity, ensuring a seamless insurance management experience.
Digital Tools and Resources
In addition to its comprehensive coverage, Everence Insurance Company offers a suite of digital tools and resources to further assist policyholders.
These resources include educational materials and interactive tools designed to equip policyholders with the knowledge and resources necessary to confidently navigate the complexities of insurance. Everence’s commitment to providing valuable digital resources sets it apart in the insurance landscape.
Frequently Asked Questions
What types of insurance does Everence Insurance Company offer?
Everence Insurance Company provides a diverse range of coverage options, including health insurance, home insurance, life insurance, and auto insurance. Each type is designed to address different aspects of your life, offering comprehensive protection.
How do I choose the right insurance type for my needs with Everence Insurance Company?
Selecting the appropriate insurance with Everence involves considering your individual circumstances. The experienced agents at Everence are available to assist you in making informed decisions that align with your life stage, goals, and preferences.
What sets Everence Insurance Company apart from other providers?
Everence Insurance Company stands out due to its rich history of community service, commitment to personalized protection, and a wide range of coverage options. With a strong financial rating, Everence prioritizes your well-being and future security.
Can I customize my coverage options, particularly for home insurance, with Everence Insurance Company?
Absolutely. Everence Insurance Company offers customizable home insurance policies. You can tailor your coverage according to your property’s unique characteristics, location, and specific requirements, ensuring your home is perfectly protected.
How does the claims process work at Everence Insurance Company?
Filing a claim with Everence Insurance Company is straightforward. You can reach out to their dedicated Claims Department at 1-800-CLAIMS-1 or file a claim online through your account on their website. The company prioritizes efficiency, aiming to process claims promptly and provide timely assistance during challenging times.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
