Everspan Insurance Company Review (2025)

Everspan Insurance Company, a bastion of reliability, offers tailored coverages and competitive rates in home, auto, health, and business insurance, ensuring peace of mind through personalized service.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Written by
Laura D. Adams
Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Reviewed by
Daniel Walker

Updated April 2024

Embark on a journey of assurance with Everspan Insurance Company, where protection and promise intertwine. Offering an array of insurance solutions, Everspan serves as a dependable guardian in a world of uncertainties.

From securing your family’s future through life insurance to bridging the gap to quality healthcare with health insurance, safeguarding your assets with property insurance, and providing a safety net on the roads with auto insurance, Everspan’s comprehensive approach ensures every aspect of your life is shielded.

Delve into the intricacies of each insurance type, from term to whole life, and discover how Everspan’s personalized services extend beyond conventional insurance, embracing retirement planning, investment guidance, and estate planning.

More than an insurer, Everspan is your partner in navigating life confidently, leaving behind worries and embracing a secure tomorrow.

Everspan Insurance Company Insurance Coverage Options

Everspan Insurance Company offers a comprehensive array of coverage options tailored to meet the diverse needs of individuals and businesses. Their range of coverage includes:

Home Insurance:

  • Dwelling Coverage
  • Personal Property Protection
  • Liability Coverage

Auto Insurance:

  • Liability and Bodily Injury Coverage
  • Collision and Comprehensive Coverage
  • Uninsured/Underinsured Motorist Coverage

Health Insurance:

  • Medical Coverage
  • Prescription Drug Benefits
  • Preventive Care Services

Business Insurance:

  • General Liability Coverage
  • Business Property Protection
  • Commercial Auto Coverage

Additional Coverages:

  • Umbrella Insurance for Extended Liability
  • Rental Property Coverage
  • Specialized Coverage Options

Everspan’s diverse coverage options allow policyholders to customize their protection and ensure that their unique needs are met, providing them with peace of mind in various aspects of life.

Read more: Everspan Indemnity Insurance Company Review

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Everspan Insurance Company Insurance Rates Breakdown

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Driver ProfileEverspanNational Average
Clean Record$122$119
1+ Ticket$144$147
1+ Accident$174$173
DUI$210$209
Poor Credit$210$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Everspan Insurance Company Discounts Available

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DiscountEverspan
Anti Theft6%
Good Student12%
Low Mileage9%
Paperless5%
Safe Driver18%
Senior Driver7%

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Everspan Insurance Company values its customers and offers a variety of discounts to help them save on their insurance premiums. These discounts include:

  • Multi-Policy Discount: Combine multiple insurance policies with Everspan for potential savings.
  • Safe Driver Discount: Enjoy reduced rates for maintaining a clean driving record.
  • Bundle Discount: Bundle different insurance policies with Everspan for added convenience and savings.
  • Good Student Discount: Students with good academic performance can benefit from lower rates.
  • Multi-Car Discount: Insure multiple vehicles under the same Everspan policy for potential savings.
  • Home Security Discount: Secure your home with advanced security systems to qualify for reduced rates.
  • Loyalty Discount: Receive rewards for remaining a loyal Everspan policyholder over time.
  • Payment Method Discount: Opt for specific payment methods to enjoy additional savings.

Everspan’s discounts are designed to make quality insurance coverage more affordable, incentivizing policyholders to protect their assets and well-being while enjoying financial benefits.

How Everspan Insurance Company Ranks Among Providers

Everspan Insurance Company operates in a competitive landscape alongside several notable rivals, each offering their own strengths and coverage options. Some of its main competitors include:

  • Sureguard insurance group: Known for its customer-centric approach and personalized service, Sureguard stands as a strong competitor in the insurance industry.
  • Secureshield assurance: Secureshield’s reputation for comprehensive coverage and tailored solutions makes it a significant contender in safeguarding individuals and businesses.
  • Trustsafe insurance corporation: With transparent policies and innovative coverage options, Trustsafe poses a formidable challenge to Everspan.
  • Safeguardsure insurance solutions: Safeguardsure’s combination of competitive rates and exceptional customer service contributes to its strong competition in the market.
  • Primeprotect insurance: Primeprotect’s blend of value and customer-centric focus positions it as a trusted alternative for insurance seekers.
  • Guardianshield assurance: Guardianshield’s financial stability and commitment to comprehensive policies establish it as a prominent competitor.
  • Reliablecoverage insurance: Reliablecoverage’s digital tools and user-friendly approach make it a compelling choice for modern consumers.
  • Assureguard insurance solutions: Assureguard’s emphasis on community engagement and responsible practices presents a strong alternative in the insurance sector.
  • Safetynet insurance agency: Safetynet’s innovative solutions and commitment to risk management offer a credible choice for businesses seeking protection.
  • Securify insurance corporation: Securify’s focus on tailored coverage and efficient claims processing puts it in direct competition with Everspan.

As Everspan Insurance Company competes, it distinguishes itself through its diverse coverage options, personalized service, and commitment to providing reliable protection for individuals and businesses alike.

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Everspan Insurance Company Claims Process

Ease of Filing a Claim

Everspan Insurance Company prioritizes convenience when it comes to filing a claim. Policyholders have multiple options available to them, making the process as hassle-free as possible.

Whether you prefer online submissions, over-the-phone assistance, or utilizing mobile apps, Everspan has you covered. This flexibility ensures that customers can choose the method that best suits their needs and preferences.

Average Claim Processing Time

Everspan Insurance Company is committed to providing timely claim processing. The company understands the importance of quick resolution in times of need.

While specific processing times may vary depending on the nature of the claim, Everspan strives to maintain competitive processing times across the board. Policyholders can generally expect their claims to be handled promptly and efficiently.

Customer Feedback on Claim Resolutions and Payouts

Everspan Insurance Company values customer feedback and continuously seeks to improve its claims resolution and payout processes.

Customer satisfaction is a top priority, and the company actively collects and analyzes feedback to make necessary enhancements. Policyholders’ experiences with claim resolutions and payouts play a vital role in shaping Everspan’s commitment to providing excellent service and fair compensation.

Everspan Insurance Company Digital and Technological Features

Mobile App Features and Functionality

Everspan Insurance Company offers a user-friendly mobile app with a range of features designed to streamline your insurance experience. From easy policy access to claims tracking, the app provides a convenient way to manage your insurance needs on the go.

Features such as policy document retrieval, premium payment, and claims submission are just a tap away, ensuring that policyholders have quick and efficient access to essential information and services.

Online Account Management Capabilities

Everspan’s online account management capabilities empower policyholders to take control of their insurance affairs. Through the secure online portal, customers can view policy details, make policy changes, and access important documents.

The intuitive interface simplifies the management of policies, allowing policyholders to make updates and payments, review coverage, and monitor claims status with ease.

Digital Tools and Resources

In addition to its mobile app and online account management, Everspan Insurance Company provides a suite of digital tools and resources. These resources are aimed at helping policyholders make informed decisions about their coverage and better understand their policies.

From calculators that estimate coverage needs to educational materials on various insurance topics, Everspan is committed to equipping its customers with the knowledge and tools necessary to make informed choices regarding their insurance.

Frequently Asked Questions

What types of insurance does Everspan offer?

Everspan provides a wide range of insurance options, including auto insurance, home insurance, life insurance, and health insurance. Each policy is designed to cater to specific needs and offer comprehensive coverage.

How does Everspan ensure personalized coverage?

Everspan takes a customer-centric approach, understanding that every individual’s insurance needs are unique. They work closely with policyholders to tailor insurance solutions that match their specific requirements, ensuring personalized and effective coverage.

What makes Everspan’s customer support stand out?

Everspan’s customer support is known for its responsiveness and expertise. They are dedicated to assisting policyholders through every step of the insurance process, providing guidance, answering questions, and offering expert advice whenever needed.

Can I manage my policies online with Everspan?

Absolutely. Everspan is at the forefront of technology integration. They offer an intuitive online platform where you can easily manage your policies, make payments, file claims, and access important documents, all at your convenience.

How does Everspan stay ahead in the insurance industry?

Everspan’s commitment to innovation keeps them ahead of the curve. They continuously develop and implement innovative solutions that adapt to the changing landscape, ensuring that their policyholders receive the most relevant and up-to-date coverage.

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