Every Life Insurance Company Review (2024)
Amidst the intricate landscape of life insurance options, Every Life Insurance emerges as a vigilant guardian, fortified with an A++ rating from A.M. Best and a commitment to transparency, offering a diverse array of policies tailored to individual needs and life stages.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Every Life Insurance
Average Monthly Rate For Good Drivers
$63A.M. Best Rating:
A++Complaint Level:
LowPros
- Wide range of insurance policy options
- Transparent and flexible premium structure
- Exceptional customer service
- Streamlined claims process
- Investment-linked policies for wealth growth
Cons
- May not be the most budget-friendly option for all individuals
- Limited availability of certain specialized coverage options
- Investment-linked policies involve inherent investment risks
In a world of financial uncertainties, Every Life Insurance emerges as a steadfast guardian of individuals’ future well-being. Boasting an impressive A++ rating from A.M. Best, Every Life offers an array of meticulously crafted policies, from term to universal life insurance, each designed to fit diverse needs and life stages.
The company’s commitment to transparency and customer-centricity shines through its streamlined claims process and flexible premium structures. Beyond protection, Every Life engages in fostering holistic financial wellness, offering investment-linked policies that combine growth potential with security.
With a fusion of innovation, reliability, and personalized service, Every Life Insurance stands as a beacon of assurance in an unpredictable world, safeguarding what matters most to their cherished policyholders.
Every Life Insurance Coverage Options
Every Life Insurance provides a comprehensive range of coverage options to cater to diverse needs and life stages. Their policies are designed to offer financial protection and peace of mind. Here are the coverage options they offer:
- Term Life Insurance: Affordable coverage for a specific period, ideal for temporary needs like mortgage protection or educational expenses.
- Whole Life Insurance: Lifelong coverage with a cash value component that grows over time, offering both protection and a savings element.
- Universal Life Insurance: Flexible coverage with adjustable premiums and the potential for cash value growth, providing long-term financial security.
- Critical Illness Coverage: Protection against major illnesses, offering a lump-sum payment upon diagnosis to assist with medical expenses and lifestyle adjustments.
Every Life Insurance ensures that their policies can be customized to align with individual preferences and financial goals, allowing customers to choose the coverage that best suits their unique circumstances.
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Every Life Insurance Rates Breakdown
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| Driver Profile | Every Life | National Average |
|---|---|---|
| Clean Record | $120 | $119 |
| 1+ Ticket | $146 | $147 |
| 1+ Accident | $175 | $173 |
| DUI | $208 | $209 |
| Poor Credit | $206 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Every Life Insurance Discounts Available
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| Discount | Every Life |
|---|---|
| Anti Theft | 5% |
| Good Student | 10% |
| Low Mileage | 8% |
| Paperless | 5% |
| Safe Driver | 15% |
| Senior Driver | 7% |
Every Life Insurance values its customers and offers a range of discounts to help them save on their insurance premiums. These discounts are designed to make comprehensive coverage more affordable while rewarding responsible behavior. Here are the discounts that Every Life Insurance provides:
- Multi-Policy Discount: Save when you bundle multiple insurance policies with Every Life Insurance, such as combining auto and home insurance.
- Good Driver Discount: Enjoy lower premiums if you have a clean driving record and demonstrate safe driving habits.
- Loyalty Discount: Long-standing policyholders are rewarded for their loyalty with discounted rates on their insurance policies.
- Safe Home Discount: If your home is equipped with safety features such as smoke detectors, burglar alarms, or a sprinkler system, you can qualify for this discount.
- Healthy Lifestyle Discount: Maintain a healthy lifestyle and receive discounts on health-related insurance policies, encouraging overall wellness.
- Payment Discounts: Opt for convenient payment methods, such as electronic funds transfer (EFT), and receive a discount on your premiums.
- New Customer Discount: New customers can benefit from special introductory discounts when they choose Every Life Insurance.
These discounts not only help customers save money but also encourage responsible behaviors and long-term commitment to Every Life Insurance’s coverage options.
How Every Life Insurance Ranks Among Providers
Every Life Insurance faces various formidable rivals, each vying to provide the best coverage and services to customers. Here are some of the main competitors that Every Life Insurance contends with:
- Securelife Insurance: With a strong focus on innovative policies and personalized customer experiences, SecureLife Insurance offers a range of coverage options, including term, whole, and universal life insurance.
- Guardian Assurance: Guardian Assurance is known for its diverse portfolio of insurance policies, including specialized coverage like disability insurance and long-term care insurance.
- Primeshield Financial: PrimeShield Financial stands out for its unique investment-linked insurance policies, allowing customers to grow their wealth while securing their future.
- Eaglesure Insurance: EagleSure Insurance is a prominent competitor, emphasizing competitive pricing and excellent customer service across their range of life insurance products.
- Reliacare Insurance: ReliaCare Insurance is recognized for its comprehensive critical illness coverage options, providing financial support during challenging health situations.
- Trustedguard Life: TrustedGuard Life appeals to customers with a strong commitment to transparency and simplified policy structures, making insurance easier to understand and access.
- Goldenhorizon Assurance: GoldenHorizon Assurance specializes in whole life insurance policies, catering to individuals looking for lifelong protection and potential cash value growth.
Each of these competitors brings their own strengths and unique offerings to the market, challenging Every Life Insurance to continuously innovate and enhance its services to maintain its position as a leader in the industry.
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Claims Process at Every Life Insurance Company
Ease of Filing a Claim
Every Life Insurance Company prioritizes the ease of filing a claim for its policyholders. They offer multiple convenient methods for claim submission, including online submissions, phone assistance, and mobile app functionality. This commitment to accessibility ensures that policyholders can initiate the claims process with ease, utilizing the method that suits them best.
Average Claim Processing Time
Every Life Insurance Company understands the importance of prompt claim processing. They work diligently to minimize claim processing times, recognizing that policyholders rely on timely assistance during challenging circumstances. This dedication to efficiency helps ensure a smooth experience for claimants.
Customer Feedback on Claim Resolutions and Payouts
Every Life Insurance Company values customer feedback, especially regarding claim resolutions and payouts. They actively seek input from policyholders to gauge their satisfaction with the claims process. Positive customer feedback highlights Every Life’s commitment to transparent and fair claim resolutions, reinforcing their dedication to customer well-being.
Digital and Technological Features at Every Life Insurance Company
Mobile App Features and Functionality
Every Life Insurance Company offers a feature-rich mobile app that enhances the insurance experience for policyholders. The app provides a user-friendly interface that allows users to efficiently manage their policies, submit claims, and access important resources on the go. It serves as a valuable tool, offering convenient access to insurance-related tasks and information.
Online Account Management Capabilities
Every Life Insurance Company empowers policyholders with 24/7 online account management capabilities. Through their online portal, customers can make premium payments, update personal information, and track claims in real-time. The company’s online platform prioritizes accessibility and simplicity, ensuring a seamless insurance management experience.
Digital Tools and Resources
In addition to comprehensive coverage, Every Life Insurance Company offers a suite of digital tools and resources designed to assist policyholders in making informed decisions.
These resources include educational materials and interactive tools, equipping policyholders with the knowledge and resources necessary to confidently navigate the complexities of insurance. Every Life’s commitment to providing valuable digital resources sets it apart in the insurance landscape.
Frequently Asked Questions
Can I adjust my premium payments with Every Life’s policies?
Yes, Every Life Insurance provides adaptable premium options to accommodate changes in your financial circumstances.
How quickly are claims processed?
Every Life Insurance prioritizes swift claims processing, aiming to provide timely assistance during challenging times.
Are the investment options risky?
Every Life Insurance’s investment-linked policies come with varying risk levels, allowing you to choose an option that aligns with your risk tolerance and financial goals.
What is Every Life Insurance Company?
Every Life Insurance Company is a reputable insurance provider that offers a range of life insurance products and services to help individuals and families secure their financial future and protect their loved ones.
What types of life insurance does Every Life Insurance Company offer?
Every Life Insurance Company offers various types of life insurance, including term life insurance, whole life insurance, universal life insurance, and variable life insurance. Each type serves different needs and offers unique features.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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