Family Life Insurance Company: Customer Ratings & Reviews [2024]
Explore the comprehensive life insurance offerings of Family Life Insurance Company, renowned for its reliability and customer-centric approach, offering competitive rates, discounts, and a seamless online application process for your peace of mind.
Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Family Life Insurance Company
Average Monthly Rate For Good Drivers
$102A.M. Best Rating:
A (Excellent)Complaint Level:
LowPros
- Reputable insurance provider with a solid reputation
- Offers a variety of life insurance products and services
- Competitive and affordable rates
- Discounts and benefits available for eligible customers
- Fast claims processing and personalized attention to policyholders
Cons
- Limited availability in some states
- Medical exams or underwriting required for certain policies and coverage amounts
- Term life insurance
- Whole life insurance
- Universal life insurance
- Accidental death and dismemberment insurance
- Final expense insurance
Family Life Insurance Company is a reputable insurance provider that offers a variety of life insurance products and services to customers. The company has a solid reputation for customer satisfaction and quality service, and its rates are generally competitive and affordable.
Family Life Insurance offers discounts and benefits for eligible customers and provides online quotes and application processes for convenience. The company has a low complaint level and provides policyholders with fast claims processing and personalized attention.
While there are some limitations such as limited availability in some states, and the need for medical exams or underwriting for certain policies and coverage amounts, Family Life Insurance remains a reliable choice for those seeking life insurance coverage.
What You Should Know About Family Life Insurance Company
Company Contact Information:
- Phone: 1-800-877-7702
- Email: info@familylifeinsuranceco.com
- Mailing Address: P.O. Box 2222, New York, NY 10163-2222
- Website: www.familylifeinsuranceco.com
Related Parent or Child Companies:
- Family Life Insurance Company is a subsidiary of ManhattanLife Assurance Company of America, which is a member of the ManhattanLife Group.
Read more:
- Manhattan National Life Insurance Company: Customer Ratings & Reviews
- Manhattanlife Insurance and Annuity Company Review
Financial Ratings:
- Family Life Insurance Company has an A (Excellent) rating from A.M. Best, which indicates strong financial stability and the ability to meet obligations to policyholders.
Customer Service Ratings:
- The company has a solid reputation for customer satisfaction, with many positive reviews highlighting the helpfulness and responsiveness of its customer service team.
Claims Information:
- Family Life Insurance Company offers fast and efficient claims processing, with a dedicated claims team to assist policyholders through the process. Customers can file claims online or by phone, and the company provides regular updates on the status of claims.
Company Apps:
- Family Life Insurance Company offers a mobile app for iOS and Android devices, which allows customers to access their policy information, make payments, file claims, and contact customer service. The app has received positive reviews for its ease of use and convenience.
Read more:
- Family Benefit Life Insurance Company Review
- Family Service Life Insurance Company: Customer Ratings & Reviews
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Family Life Insurance Company Insurance Coverage Options
Family Life Insurance Company offers a range of coverage options to meet the needs of its customers. These include:
- Term life insurance: Provides coverage for a specific period of time, typically 10, 20, or 30 years. Policies offer level premiums and death benefits, and can be renewed or converted to permanent life insurance.
- Whole life insurance: Provides permanent coverage with level premiums and death benefits, as well as a cash value component that grows over time.
- Universal life insurance: Provides permanent coverage with flexible premiums and death benefits, as well as a cash value component that earns interest and can be used for loans or withdrawals.
- Final expense insurance: Provides coverage for funeral and burial expenses, typically with lower face amounts and simplified underwriting requirements.
- Group life insurance: Provides coverage for eligible organizations and their employees, typically with lower rates and simplified underwriting requirements.
These coverage options allow customers to choose the policy that best fits their needs and budget, with flexible terms, benefits, and features that can be tailored to their specific situation. The company also offers riders and endorsements that can enhance coverage, such as accidental death, waiver of premium, and long-term care.
Family Life Insurance Company Insurance Rates Breakdown
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| Driver Profile | Family Life | National Average |
|---|---|---|
| Clean Record | $120 | $119 |
| 1+ Ticket | $149 | $147 |
| 1+ Accident | $175 | $173 |
| DUI | $211 | $209 |
| Poor Credit | $206 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Family Life Insurance Company Discounts Available
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| Discount | Family Life |
|---|---|
| Anti Theft | 6% |
| Good Student | 12% |
| Low Mileage | 9% |
| Paperless | 5% |
| Safe Driver | 18% |
| Senior Driver | 7% |
Family Life Insurance Company provides various discounts and benefits for eligible customers. These include:
- Multi-policy discount: Customers who have more than one policy with the company may qualify for a discount on their premiums.
- Healthy lifestyle discount: Those who maintain healthy habits, such as non-smoking and regular exercise, may be eligible for reduced rates on their life insurance.
- Safe driving discount: Policyholders who have a clean driving record and participate in safe driving programs may qualify for a discount on their auto insurance premiums.
- Loyalty discount: Customers who have been with the company for a certain number of years may receive a loyalty discount on their premiums.
- Preferred rate class: Those who meet certain health criteria may be eligible for a preferred rate class, which can result in lower premiums.
- Group benefits: Family Life Insurance Company offers group life insurance benefits to eligible organizations and their employees, which can result in discounted rates and enhanced coverage.
These discounts can provide significant savings for policyholders and are a testament to the company’s commitment to rewarding its customers for responsible behavior and loyalty.
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How Family Life Insurance Company Ranks Among Providers
Family Life Insurance Company operates in a highly competitive industry, and faces competition from various other insurance providers. Some of the company’s main competitors include:
- State Farm: One of the largest insurance providers in the country, State Farm offers a wide range of insurance products, including life insurance, auto insurance, and home insurance.
- Allstate: Another major insurance provider, Allstate offers a range of insurance products and services, including life insurance, auto insurance, and home insurance.
- Prudential: A well-established life insurance company, Prudential offers a range of individual and group life insurance products, as well as retirement planning and investment management services.
- Metlife: One of the largest life insurance companies in the world, Metlife offers a range of individual and group life insurance products, as well as annuities, retirement planning, and employee benefits.
- Nationwide: A diversified insurance and financial services company, Nationwide offers a range of insurance products, including life insurance, auto insurance, and home insurance.
These companies, along with many others, compete with Family Life Insurance Company for market share and customers. Each has its own strengths and weaknesses, and customers should carefully consider their options when choosing an insurance provider.
Read more: Allstate Life Insurance Company of New York: Customer Ratings & Reviews
Frequently Asked Questions
How do I apply for a policy with Family Life Insurance Company?
You can apply for a policy online, by phone, or by mail. The application process involves answering health and lifestyle questions, undergoing a medical exam (in some cases), and choosing the coverage you need.
How can I qualify for discounts and benefits with Family Life Insurance Company?
To qualify for discounts and benefits, you need to meet the eligibility criteria set by the company. Examples include providing evidence of healthy habits for the healthy lifestyle discount and purchasing multiple policies for the multi-policy discount.
Can I change my coverage or premiums with Family Life Insurance Company?
Yes, you can adjust your coverage and premiums over time. Family Life Insurance Company offers options to modify policies, such as changing coverage amounts, adding or removing riders, or converting term policies to permanent policies.
What types of insurance does Family Life Insurance Company offer?
Family Life Insurance Company offers a range of coverage options, including term life insurance, whole life insurance, and universal life insurance.
How can I contact Family Life Insurance Company?
You can contact Family Life Insurance Company by phone or visit their website to find contact information specific to your location.
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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